Sold STC Detached

21 THE CHASE

ELY, CAMBRIDGESHIRE CB6 3DR

1 beds 2 baths 657 sq ft Listed 16 Aug 2024 (-655d)

£260,000

Guide Price

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# 1 bedroom detached bungalow for sale (CB6 3DR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 21 THE CHASE, ELY, CAMBRIDGESHIRE CB6 3DR |
| Price | £260,000 |
| Bedrooms | 1 |
| Bathrooms | 2 |
| Council tax | C |
| Construction age | England and Wales: 1967-1975 |
| Floor area | 61 m² |
| Last sold | £280,000 Dec 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Current heating cost:** £1,410/year
- **Est. upgrade cost to C:** £18,523

### Recommendations
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- C (£15 - £30)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/4100-3228-0722-0420-3843)

## Description

ELY

Home to a world famous 900 year old Cathedral, the historic city of ELY lies on the river Great Ouse probably no more than 15 miles from the City of Cambridge. There are a very good range of shopping facilities within the centre itself including a market which takes place on both Thursdays and Saturdays. A comprehensive range of local schooling is available. The area boasts a number of sporting facilities including an 18 hole golf course, indoor swimming pool, gymnasium and squash club whilst socially there are an excellent variety of pubs and restaurants, including the new Ely Leisure Village anchored by a 6 screen Cineworld with family restaurants and takeaways.  The A10 links the two cities from which links to the A14 and M11 provide routes to London (70 miles) and the rest of the country. From Ely's mainline rail station Cambridge can be reached in approximately 17 minutes with London beyond (Kings Cross / Liverpool Street) which can be accessed within 1 hour 15 minutes.

KITCHEN

3.70 m x 2.10 m (12'2" x 6'11")

Fitted with a single stainless steel sink unit and drainer, range of matching units including wall mounted units, base units and drawers. Double electric oven, hob and extractor hood above,  plumbing for utilities, wall mounted gas fired boiler, radiator, door to side, driveway, double glazed window to front aspect.

LOUNGE

4.80 m x 3.90 m (15'9" x 12'10")

with double glazed window to front aspect, two radiators, gas fireplace, opening through to:-

DINING AREA

4.80 m x 2.90 m (15'9" x 9'6")

with radiator and French doors through to:-

GARDEN ROOM

Of brick and UPVC build construction with patio doors to rear garden and radiator.

SHOWER ROOM

with tiled shower cubicle, low-level WC, wash hand basin, two double glazed windows.

BEDROOM ONE

4.10 m x 3.00 m (13'5" x 9'10")

with two double glazed windows, radiator, loft access and airing cupboard housing the hot water tank.

BATHROOM

with panel enclosed bath and electric shower over, low-level WC, pedestal wash hand basin, radiator, and double glazed window to side aspect.

EXTERIOR

To the front of the property you will  find a well maintained open garden with lawn and established borders with a variety of plants and shrubs. Extensive driveway extends beyond double gates to the carport providing ample off-road vehicle parking. The rear garden consists of lawn, established plants and shrubs, a paved patio and outbuilding.

## Property Photos

- ![Front 1](/listings/photos/151433270/281480) - Front 1
- ![Garden](/listings/photos/151433270/281481) - Garden
- ![Kitchen](/listings/photos/151433270/281482) - Kitchen
- ![Living Dining](/listings/photos/151433270/281483) - Living Dining
- ![Living](/listings/photos/151433270/281484) - Living
- ![Bedroom 1](/listings/photos/151433270/281485) - Bedroom 1
- ![Bathroom](/listings/photos/151433270/281486) - Bathroom
- ![Rear 1](/listings/photos/151433270/281487) - Rear 1
- ![Rear 2](/listings/photos/151433270/281488) - Rear 2

## Floorplans

- ![Floorplans](/listings/photos/151433270/281489) - Floorplans

## EPC Graphs

- ![Energy performance certificate (EPC)   Find an ene](/listings/photos/151433270/281490) - Energy performance certificate (EPC)   Find an ene
- ![EE](/listings/photos/151433270/281491) - EE

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #16672100
- **Address:** 21 The Chase, ELY, CB6 3DR
- **Certificate Issued:** 23/02/2025
- **Work Completed:** 06/02/2025
- **Items:** 2 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 THE CHASE, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3DR | £280,000 | 19/12/2024 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 LANSDOWNE CLOSE, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3BL | £475,000 | 02/02/2026 | Detached |
| 8 LONGFIELDS, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3DN | £330,000 | 13/01/2026 | Detached |
| 89A CAMBRIDGE ROAD, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB7 4HX | £1,400,000 | 29/11/2024 | Detached |
| 52 LONGFIELDS, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3DN | £495,000 | 08/09/2023 | Detached |
| [Same street] 5 THE CHASE, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3DR | £340,000 | 06/04/2023 | Detached |
| 120A ST JOHNS ROAD, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3BW | £270,000 | 31/03/2023 | Detached |
| 1 LANSDOWNE CLOSE, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3BL | £415,000 | 17/03/2023 | Detached |
| 81 ST JOHNS ROAD, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3BW | £495,000 | 28/02/2023 | Detached |
| 3 HERTFORD CLOSE, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3QS | £485,000 | 14/12/2022 | Detached |
| 1 HEREWARD STREET, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3BP | £347,500 | 12/12/2022 | Detached |
| 58B CAMBRIDGE ROAD, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB7 4HT | £499,950 | 09/12/2022 | Detached |
| 7 YORKE WAY, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3DT | £375,000 | 30/11/2022 | Detached |
| 14 TOWER ROAD, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB7 4HW | £635,000 | 28/10/2022 | Detached |
| 79 GATEWAY GARDENS, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3DE | £239,950 | 21/10/2022 | Detached |
| 18 NORTHAMPTON CLOSE, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3QT | £420,000 | 25/08/2022 | Detached |
| 98 CAMBRIDGE ROAD, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB7 4HU | £1,126,030 | 25/08/2022 | Detached |
| 57 GATEWAY GARDENS, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3DE | £418,000 | 05/08/2022 | Detached |
| 4 HOUGHTON GARDENS, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB7 4JN | £617,675 | 22/07/2022 | Detached |
| 17 NORTHAMPTON CLOSE, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3QT | £440,000 | 08/04/2022 | Detached |
| OAKTREE HOUSE, 17 KINGSLEY WALK, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3BZ | £625,150 | 04/03/2022 | Detached |
| 83A CAMBRIDGE ROAD, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB7 4HX | £820,000 | 14/02/2022 | Detached |

**Street average:** £340,000 (1 sale)
**Area average:** £546,463 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £456,840 (49 Detached, CB6, 2024–2026)
- **Deviation:** -43.1%

## Rental Range

*ONS Price Index of Private Rents (East Cambridgeshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £916/mo
- **Realistic:** £1,018/mo
- **Optimistic:** £1,120/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Market Street, CB7 | £1,250/mo | 1 | 0.67 miles | OpenRent |
| 1 Bed Flat, Market Street, CB7 | £1,250/mo | 1 | 0.67 miles | OpenRent |
| 1 Bed Flat, Market Street, CB7 | £1,730/mo | 1 | 0.67 miles | OpenRent |
| 1 Bed Flat, Station Road, CB7 | £750/mo | 1 | 0.69 miles | OpenRent |
| 1 Bed Flat, Ely, CB7 | £1,150/mo | 1 | 0.71 miles | OpenRent |
| 1 Bed Flat, Newnham Street, CB7 | £900/mo | 1 | 0.77 miles | OpenRent |
| 1 Bed Flat, Ship Lane, CB7 | £1,150/mo | 1 | 0.81 miles | OpenRent |
| 1 Bed Flat, Rosie Court, CB7 | £1,500/mo | 1 | 0.83 miles | OpenRent |
| 1 Bed Flat, Springhead Lane, CB7 | £1,000/mo | 1 | 1.04 miles | OpenRent |

**Average rent: £1,187/mo (9 listings)**

## 1% Rule

- **Rent ratio:** 0.44% (weak for cashflow)
- **Max investor price (0.8%):** £143,750
- **Target investor price (1%):** £115,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,150/mo).*

- **Gross yield:** 5.3%
- **Cost-to-rent:** 18.8×
- **Monthly cashflow:** £-14/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,262/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 32.7%
- **10y growth:** 42.1%

## House Price Index (HM Land Registry)

*Official index for East Cambridgeshire; Detached series; as of February 2026.*

- **1y growth (index):** 0.5%
- **5y growth (index):** 18%
- **10y growth (index):** 34.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front 1 Garden Kitchen Living Dining Living Bedroom 1 Bathroom Rear 1 Rear 2

/ 9

Property details

Tenure

FREEHOLD

Floor area

61 m²

Council tax band

EPC rating

Year built

England and Wales: 1967-1975

Last sold

£280,000 Dec 2024

Price per m²

£4,262/m²

Local average

£456,840 (-43.1%)

Street crime

110 incidents within 1 mile (Mar 2026)

Key features

Popular City Location
Fitted Kitchen
Lounge & Dining Area
Garden Room
Double Bedroom
Shower Room & Bathroom
Driveway Parking & Carport
Front & Rear Gardens
No Upward Chain

Additional details

Parking: Yes
Garden: Yes

Description

An established detached bungalow situated within a popular location and benefiting with the advantage of no upward chain. Offering significant scope to improve and to extend, (subject to planning), a viewing is highly recommended.

ELY

Home to a world famous 900 year old Cathedral, the historic city of ELY lies on the river Great Ouse probably no more than 15 miles from the City of Cambridge. There are a very good range of shopping facilities within the centre itself including a market which takes place on both Thursdays and Saturdays. A comprehensive range of local schooling is available. The area boasts a number of sporting facilities including an 18 hole golf course, indoor swimming pool, gymnasium and squash club whilst socially there are an excellent variety of pubs and restaurants, including the new Ely Leisure Village anchored by a 6 screen Cineworld with family restaurants and takeaways. The A10 links the two cities from which links to the A14 and M11 provide routes to London (70 miles) and the rest of the country. From Ely's mainline rail station Cambridge can be reached in approximately 17 minutes with London beyond (Kings Cross / Liverpool Street) which can be accessed within 1 hour 15 minutes.

KITCHEN
3.70 m x 2.10 m (12'2" x 6'11")

Fitted with a single stainless steel sink unit and drainer, range of matching units including wall mounted units, base units and drawers. Double electric oven, hob and extractor hood above, plumbing for utilities, wall mounted gas fired boiler, radiator, door to side, driveway, double glazed window to front aspect.

LOUNGE
4.80 m x 3.90 m (15'9" x 12'10")

with double glazed window to front aspect, two radiators, gas fireplace, opening through to:-

DINING AREA
4.80 m x 2.90 m (15'9" x 9'6")

with radiator and French doors through to:-

GARDEN ROOM

Of brick and UPVC build construction with patio doors to rear garden and radiator.

SHOWER ROOM

with tiled shower cubicle, low-level WC, wash hand basin, two double glazed windows.

BEDROOM ONE
4.10 m x 3.00 m (13'5" x 9'10")

with two double glazed windows, radiator, loft access and airing cupboard housing the hot water tank.

BATHROOM

with panel enclosed bath and electric shower over, low-level WC, pedestal wash hand basin, radiator, and double glazed window to side aspect.

EXTERIOR

To the front of the property you will find a well maintained open garden with lawn and established borders with a variety of plants and shrubs. Extensive driveway extends beyond double gates to the carport providing ample off-road vehicle parking. The rear garden consists of lawn, established plants and shrubs, a paved patio and outbuilding.

Listed by

Ely

Pocock & Shaw

Reference: 151433270

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 22/08/2024

Current heating cost: £1,410/year

Potential heating cost: £857/year

Est. upgrade cost to C: £18,523

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (£500 - £1,500)
Floor insulation (solid floor) (£4,000 - £6,000)
Add additional 80 mm jacket to hot water cylinder (£15 - £30)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

EPC Graphs

Energy performance certificate (EPC) Find an ene

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #16672100 Recent

Property Details

Street: 21 The Chase

Town: ELY

Postcode: CB6 3DR

Installation Details

Items: 2 windows

Certificate Issued: 23/02/2025

Work Completed: 06/02/2025

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	19/12/2024 (1 year ago)	£280,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
10 LANSDOWNE CLOSE, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3BL	£475,000	02/02/2026	Detached
8 LONGFIELDS, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3DN	£330,000	13/01/2026	Detached
89A CAMBRIDGE ROAD, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB7 4HX	£1,400,000	29/11/2024	Detached
52 LONGFIELDS, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3DN	£495,000	08/09/2023	Detached
Same street 5 THE CHASE, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3DR	£340,000	06/04/2023	Detached
120A ST JOHNS ROAD, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3BW	£270,000	31/03/2023	Detached
1 LANSDOWNE CLOSE, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3BL	£415,000	17/03/2023	Detached
81 ST JOHNS ROAD, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3BW	£495,000	28/02/2023	Detached
3 HERTFORD CLOSE, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3QS	£485,000	14/12/2022	Detached
1 HEREWARD STREET, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3BP	£347,500	12/12/2022	Detached
58B CAMBRIDGE ROAD, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB7 4HT	£499,950	09/12/2022	Detached
7 YORKE WAY, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3DT	£375,000	30/11/2022	Detached
14 TOWER ROAD, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB7 4HW	£635,000	28/10/2022	Detached
79 GATEWAY GARDENS, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3DE	£239,950	21/10/2022	Detached
18 NORTHAMPTON CLOSE, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3QT	£420,000	25/08/2022	Detached
98 CAMBRIDGE ROAD, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB7 4HU	£1,126,030	25/08/2022	Detached
57 GATEWAY GARDENS, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3DE	£418,000	05/08/2022	Detached
4 HOUGHTON GARDENS, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB7 4JN	£617,675	22/07/2022	Detached
17 NORTHAMPTON CLOSE, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3QT	£440,000	08/04/2022	Detached
OAKTREE HOUSE, 17 KINGSLEY WALK, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB6 3BZ	£625,150	04/03/2022	Detached
83A CAMBRIDGE ROAD, ELY, EAST CAMBRIDGESHIRE, CAMBRIDGESHIRE, CB7 4HX	£820,000	14/02/2022	Detached

Street average: £340,000 (1 sale)

Area average: £546,463 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 32.7%

10y growth 42.1%

House Price Index (HM Land Registry — official index, not sold-price averages): East Cambridgeshire. Series: Detached. As of February 2026.

1y (index) 0.5%

5y (index) 18%

10y (index) 34.3%

Rental Range

Estimated market rent for East Cambridgeshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £916/mo

Realistic £1,018/mo

Optimistic £1,120/mo

Based on Local Authority from postcode lookup → East Cambridgeshire.

Location

Map view View on Google Maps View on OpenStreetMap Street View CB6 3DR

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	St John's School	0.1 miles
Bus stop	Hereward Street	0.1 miles
Shop	Ely Funeral Service	0.2 miles
Shop	PrincipalPCBuilders	0.2 miles
Train station	Ely	0.8 miles
University	Cambridge University Boathouse	1.6 miles
Hospital	Princess of Wales Hospital	1.6 miles
Train station	Soham	5.4 miles
Hospital	Doddington Community Hospital	10.9 miles

Street-level crime

Category	Count
Anti-social behaviour	30
Violence and sexual offences	29
Shoplifting	27
Criminal damage and arson	5
Public order	5
Other crime	4
Burglary	3
Drugs	2
Theft from the person	2
Vehicle crime	2
Other theft	1
Total incidents	110

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Ely St John's Community Primary School	Primary	0.2 miles	— (Inspected (no overall grade))
King's Ely	Other	0.5 miles	— (No rating)
Active Learning Trust Linc 19 - 25	Other	0.7 miles	— (No rating)
Highfield Ely Academy	Other	0.7 miles	Good — 7 Nov 2014
Ely College	Secondary	0.8 miles	Good — 8 Jul 2019

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Market Street, CB7	£1,250/mo	1	0.67 miles	OpenRent
1 Bed Flat, Market Street, CB7	£1,250/mo	1	0.67 miles	OpenRent
1 Bed Flat, Market Street, CB7	£1,730/mo	1	0.67 miles	OpenRent
1 Bed Flat, Station Road, CB7	£750/mo	1	0.69 miles	OpenRent
1 Bed Flat, Ely, CB7	£1,150/mo	1	0.71 miles	OpenRent
1 Bed Flat, Newnham Street, CB7	£900/mo	1	0.77 miles	OpenRent
1 Bed Flat, Ship Lane, CB7	£1,150/mo	1	0.81 miles	OpenRent
1 Bed Flat, Rosie Court, CB7	£1,500/mo	1	0.83 miles	OpenRent
1 Bed Flat, Springhead Lane, CB7	£1,000/mo	1	1.04 miles	OpenRent

Average rent: £1,187/mo (9 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.44%

Max investor price (0.8%) £143,750

Target investor price (1%) £115,000

Gross yield 5.3%

Cost-to-rent ratio 18.8×

Monthly cashflow £-14/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -0.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).