Sold STC Terraced

92 BURROWS COURT

NORTHAMPTON, WEST NORTHAMPTONSHIRE NN3 8JW

3 beds 1 baths 98 m² Listed 2 Jan 2026 (-200d)

£230,000

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# 3 bedroom terraced house for sale (NN3 8JW)

## Property Details

| Key | Value |
|-----|-------|
| Address | 92 BURROWS COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE NN3 8JW |
| Price | £230,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £225,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** F
- **Potential rating:** C
- **Expiry date:** 23/04/2036
- **Current heating cost:** £2,651/year
- **Est. upgrade cost to C:** £21,958

### Recommendations
- A (£900 - £1,200)
- A2 (£900 - £1,200)
- W2 (£5,000 - £10,000)
- E (£330 - £385)
- L2 (£2,000 - £4,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2036-9624-6600-0484-1222)

## Description

Lumbertubs is a district on the eastern side of Northampton. Popular with families, the area is within walking distance of the Weston Favell shopping centre, which offers a range of retail units as well as a large Tesco Extra. The Riverside shopping centre is only 1.5 miles away and has further larger retailers, including Next, as well as restaurants, including Frankie & Benny's. Lumbertubs has excellent transport links to all the main roads, including the A45, A43, and M1 motorways. Local bus routes are easily accessible throughout Lumbertubs, providing regular services to Northampton Town Centre and Northampton train station. Good local schools are close by, including Weston Favell Academy and Lumbertubs Primary School.

**IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:**

We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in most cases.

QNT250745/2

## Property Photos

- ![Picture No. 17](/listings/photos/170773373/1254527) - Picture No. 17
- ![Picture No. 12](/listings/photos/170773373/1254529) - Picture No. 12
- ![Picture No. 13](/listings/photos/170773373/1254531) - Picture No. 13
- ![Picture No. 03](/listings/photos/170773373/1254533) - Picture No. 03
- ![Picture No. 06](/listings/photos/170773373/1254534) - Picture No. 06
- ![Picture No. 07](/listings/photos/170773373/1254536) - Picture No. 07
- ![Picture No. 08](/listings/photos/170773373/1254538) - Picture No. 08
- ![Picture No. 09](/listings/photos/170773373/1254539) - Picture No. 09
- ![Picture No. 05](/listings/photos/170773373/1254540) - Picture No. 05
- ![Picture No. 14](/listings/photos/170773373/1254541) - Picture No. 14
- ![Picture No. 02](/listings/photos/170773373/1254542) - Picture No. 02
- ![Picture No. 01](/listings/photos/170773373/1254543) - Picture No. 01
- ![Picture No. 04](/listings/photos/170773373/1254545) - Picture No. 04
- ![Picture No. 10](/listings/photos/170773373/1254547) - Picture No. 10
- ![Picture No. 15](/listings/photos/170773373/1254548) - Picture No. 15
- ![Picture No. 16](/listings/photos/170773373/1254549) - Picture No. 16

## Floorplans

- ![Floorplan](/listings/photos/170773373/1254550) - Floorplan
- ![Floorplan](/listings/photos/170773373/1254555) - Floorplan
- ![Floorplan](/listings/photos/170773373/1254558) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/170773373/1254561) - EPC Rating Graph

## FENSA Certificates

This property has 4 FENSA certificate(s) on record.

### FENSA Certificate #7228463
- **Address:** 92 Burrows Court, NORTHAMPTON, NN3 8JW
- **Certificate Issued:** 15/03/2010
- **Work Completed:** 09/02/2010
- **Items:** 1 door(s)

### FENSA Certificate #6328688
- **Address:** 92 Burrows Court, NORTHAMPTON, NN3 8JW
- **Certificate Issued:** 16/02/2009
- **Work Completed:** 26/01/2009
- **Items:** 6 window(s)

### FENSA Certificate #14922379
- **Address:** 92 Burrows Court, NORTHAMPTON, NN3 8JW
- **Certificate Issued:** 05/12/2021
- **Work Completed:** 29/11/2021
- **Items:** 1 window(s)

### FENSA Certificate #16479163
- **Address:** 92 Burrows Court, NORTHAMPTON, NN3 8JW
- **Certificate Issued:** 22/09/2024
- **Work Completed:** 05/09/2024
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 92 BURROWS COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8JW | £225,000 | 27/03/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 PRESTON COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HQ | £190,000 | 28/11/2025 | Terraced |
| 23 BROWNLOW COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HE | £190,000 | 10/11/2025 | Terraced |
| 1 ARBOUR COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HB | £190,000 | 30/11/2023 | Terraced |
| 1 SWAIN COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HT | £150,000 | 14/03/2023 | Terraced |
| [Same street] 79 BURROWS COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8JW | £145,000 | 28/02/2023 | Flat |
| 13 TONMEAD ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HU | £200,000 | 03/02/2023 | Terraced |
| 29 BITTEN COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HH | £202,500 | 03/02/2023 | Terraced |
| [Same street] 75 BURROWS COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8JW | £152,000 | 27/01/2023 | Flat |
| 4 BITTEN COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HH | £220,000 | 16/12/2022 | Terraced |
| BILLING ARBOURS LODGE HEATHER LANE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8EY | £350,000 | 21/11/2022 | Terraced |
| 34 BITTEN COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HH | £215,000 | 14/11/2022 | Terraced |
| [Same street] 91 BURROWS COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8JW | £180,000 | 09/11/2022 | Terraced |
| 30 PELL COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HL | £184,995 | 31/10/2022 | Terraced |
| 35 TONMEAD ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HX | £205,000 | 10/10/2022 | Terraced |
| 26 LONGUEVILLE COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HJ | £207,000 | 07/10/2022 | Terraced |
| 12 RILLWOOD COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8JA | £219,000 | 01/09/2022 | Terraced |
| 6 OLD QUARRY COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HN | £237,000 | 15/07/2022 | Terraced |
| 24 TONMEAD ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HX | £175,000 | 24/02/2022 | Terraced |
| 9 BITTEN COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HH | £173,000 | 08/02/2022 | Terraced |
| 15 PELL COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HL | £185,000 | 04/02/2022 | Terraced |
| 26 PELL COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HL | £165,000 | 17/01/2022 | Terraced |
| 42 PELL COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HL | £165,000 | 19/11/2021 | Terraced |
| 7 PELL COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HL | £190,000 | 18/11/2021 | Terraced |

**Street average:** £159,000 (3 sales)
**Area average:** £200,675 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £219,652 (60 Terraced, NN3, 2024–2026)
- **Deviation:** +4.7%

## Rental Range

*ONS Price Index of Private Rents (West Northamptonshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £965/mo
- **Realistic:** £1,072/mo
- **Optimistic:** £1,179/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Leicester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £773/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Harefield Road, NN3 | £1,240/mo | 3 | 0.99 miles | OpenRent |

**Average rent: £1,240/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.54% (weak for cashflow)
- **Max investor price (0.8%):** £155,000
- **Target investor price (1%):** £124,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,240/mo).*

- **Gross yield:** 6.5%
- **Cost-to-rent:** 15.5×
- **Monthly cashflow:** £185/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,347/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 4.3%
- **10y growth:** 46.4%

## House Price Index (HM Land Registry)

*Official index for West Northamptonshire; Terraced series; as of April 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 17.5%
- **10y growth (index):** 43.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Picture No. 17 Picture No. 12 Picture No. 13 Picture No. 03 Picture No. 06 Picture No. 07 Picture No. 08 Picture No. 09 Picture No. 05 Picture No. 14 Picture No. 02 Picture No. 01 Picture No. 04 Picture No. 10 Picture No. 15 Picture No. 16

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Property details

Tenure

FREEHOLD

Floor area

98 m²

Council tax band

EPC rating

Last sold

£225,000 Mar 2026

Price per m²

£2,347/m²

Local average

£219,652 (+4.7%)

Deprivation

Decile 2 (6,613 of 33,755)

Street crime

355 incidents within 1 mile (May 2026)

Key features

Extended Mid Terrace
Three Bedrooms
Very Well Presented
Kitchen/Dining Room
Cloakroom
Re-Fitted Shower Room
Front & Rear Gardens
Off Street Parking
No Upward Chain

Additional details

Parking: Yes
Garden: Yes

Description

A very well presented and extended three-bedroom mid-terrace family home within easy access to Weston Favell shopping centre and major road networks. The property benefits from a ground floor extension and provides a spacious kitchen/dinning room and an extended lounge. On entering the property, there is an entrance hall with access to all rooms, a cloakroom and stairs rising to the first floor. There is a good-sized lounge with an abundance of natural light provided from the sliding patio doors. The kitchen/dining room provides a good entertaining space with a range of wall and base units, worksurfaces over, an inset electric hob, built-in electric oven, plumbing for a washing machine and space for white goods. Off the first floor there are three bedrooms and a re-fitted shower room. Outside there are front and rear gardens with a block paved driveway for two cars.

Lumbertubs is a district on the eastern side of Northampton. Popular with families, the area is within walking distance of the Weston Favell shopping centre, which offers a range of retail units as well as a large Tesco Extra. The Riverside shopping centre is only 1.5 miles away and has further larger retailers, including Next, as well as restaurants, including Frankie & Benny's. Lumbertubs has excellent transport links to all the main roads, including the A45, A43, and M1 motorways. Local bus routes are easily accessible throughout Lumbertubs, providing regular services to Northampton Town Centre and Northampton train station. Good local schools are close by, including Weston Favell Academy and Lumbertubs Primary School.

IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:
We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in most cases.

QNT250745/2

Listed by

Weston Favell

YOUR MOVE Nolan Throw

Reference: 170773373

EPC Rating & Upgrade Cost

Current rating: F

Potential rating: C

Inspection date: 24/04/2026

Expiry date: 23/04/2036

Current heating cost: £2,651/year

Potential heating cost: £1,541/year

Est. upgrade cost to C: £21,958

EPC F or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£900 - £1,200)
Flat roof or sloping ceiling insulation (£900 - £1,200)
Floor insulation (solid floor) (£5,000 - £10,000)
Low energy lighting for all fixed outlets (£330 - £385)
High heat retention storage heaters and dual immersion cylinder (£2,000 - £4,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

FENSA Certificates

This property has 4 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #7228463

Property Details

Street: 92 Burrows Court

Town: NORTHAMPTON

Postcode: NN3 8JW

Installation Details

Items: 1 door

Certificate Issued: 15/03/2010

Work Completed: 09/02/2010

This certificate data was retrieved from FENSA's database

FENSA Certificate #6328688

Property Details

Street: 92 Burrows Court

Town: NORTHAMPTON

Postcode: NN3 8JW

Installation Details

Items: 6 windows

Certificate Issued: 16/02/2009

Work Completed: 26/01/2009

This certificate data was retrieved from FENSA's database

FENSA Certificate #14922379 Recent

Property Details

Street: 92 Burrows Court

Town: NORTHAMPTON

Postcode: NN3 8JW

Installation Details

Items: 1 window

Certificate Issued: 05/12/2021

Work Completed: 29/11/2021

This certificate data was retrieved from FENSA's database

FENSA Certificate #16479163 Recent

Property Details

Street: 92 Burrows Court

Town: NORTHAMPTON

Postcode: NN3 8JW

Installation Details

Items: 1 door

Certificate Issued: 22/09/2024

Work Completed: 05/09/2024

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	27/03/2026 (3 months ago)	£225,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
4 PRESTON COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HQ	£190,000	28/11/2025	Terraced
23 BROWNLOW COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HE	£190,000	10/11/2025	Terraced
1 ARBOUR COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HB	£190,000	30/11/2023	Terraced
1 SWAIN COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HT	£150,000	14/03/2023	Terraced
Same street 79 BURROWS COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8JW	£145,000	28/02/2023	Flat
13 TONMEAD ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HU	£200,000	03/02/2023	Terraced
29 BITTEN COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HH	£202,500	03/02/2023	Terraced
Same street 75 BURROWS COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8JW	£152,000	27/01/2023	Flat
4 BITTEN COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HH	£220,000	16/12/2022	Terraced
BILLING ARBOURS LODGE HEATHER LANE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8EY	£350,000	21/11/2022	Terraced
34 BITTEN COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HH	£215,000	14/11/2022	Terraced
Same street 91 BURROWS COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8JW	£180,000	09/11/2022	Terraced
30 PELL COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HL	£184,995	31/10/2022	Terraced
35 TONMEAD ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HX	£205,000	10/10/2022	Terraced
26 LONGUEVILLE COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HJ	£207,000	07/10/2022	Terraced
12 RILLWOOD COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8JA	£219,000	01/09/2022	Terraced
6 OLD QUARRY COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HN	£237,000	15/07/2022	Terraced
24 TONMEAD ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HX	£175,000	24/02/2022	Terraced
9 BITTEN COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HH	£173,000	08/02/2022	Terraced
15 PELL COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HL	£185,000	04/02/2022	Terraced
26 PELL COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HL	£165,000	17/01/2022	Terraced
42 PELL COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HL	£165,000	19/11/2021	Terraced
7 PELL COURT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 8HL	£190,000	18/11/2021	Terraced

Street average: £159,000 (3 sales)

Area average: £200,675 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 4.3%

10y growth 46.4%

House Price Index (HM Land Registry — official index, not sold-price averages): West Northamptonshire. Series: Terraced. As of April 2026.

1y (index) 1.8%

5y (index) 17.5%

10y (index) 43.9%

Rental Range

Estimated market rent for West Northamptonshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £965/mo

Realistic £1,072/mo

Optimistic £1,179/mo

Based on Local Authority from postcode lookup → West Northamptonshire.

LHA (30th percentile) floor for Leicester: £773/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View NN3 8JW

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Unknown	0.2 miles
Shop	Costcutter	0.2 miles
Hospital	Manfield Health Campus	1.0 miles
Hospital	St Matthews Hospital	1.9 miles
University	University of Northampton St Georges Avenue	2.3 miles
University	University of Northampton - School of Podiatry	2.6 miles
Train station	Northampton	3.4 miles
Train station	Boughton	3.6 miles

Street-level crime

Category	Count
Violence and sexual offences	108
Anti-social behaviour	75
Vehicle crime	39
Shoplifting	29
Criminal damage and arson	24
Other theft	21
Public order	18
Robbery	12
Burglary	10
Drugs	10
Other crime	7
Bicycle theft	1
Theft from the person	1
Total incidents	355

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Lumbertubs Primary School	Primary	0.2 miles	Good — 2 Mar 2023
The Arbours Primary Academy	Primary	0.3 miles	Outstanding — 12 Sep 2023
Billing Brook Special School	Other	0.3 miles	Outstanding — 10 Jul 2015
Lings Primary School	Primary	0.4 miles	Good — 23 May 2023
Northampton College	Other	0.4 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Harefield Road, NN3	£1,240/mo	3	0.99 miles	OpenRent

Average rent: £1,240/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.54%

Max investor price (0.8%) £155,000

Target investor price (1%) £124,000

Gross yield 6.5%

Cost-to-rent ratio 15.5×

Monthly cashflow £185/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 3.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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