# 2 bedroom flat for sale (SE19 2RN)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 1, 10 MOWBRAY ROAD, LONDON, GREATER LONDON SE19 2RN |
| Price | £575,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: before 1900 |
| Floor area | 94 m² |
| Last sold | £575,000 Mar 2022 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 17/01/2029
- **Current heating cost:** £1,000/year

### Recommendations
- Q (14,000)
- W2 (6,000)
- I (3,000)
- O (6,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8171-7329-6470-7278-3992)

## Description

Situated on this quiet, leafy residential road, the Maison Mason are delighted to offer this stunning split level flat.  The accommodation comprises; large reception, kitchen/diner with direct access to private terraced veranda and communal gardens beyond. Split level to family bathroom and on the lower level are two bedrooms and further dressing room/study.  The property boasts a wealth of period features and further benefiting from off street parking to the front.  The transport links at Crystal Palace are only moments away as well as the hugely popular Crystal Palace Triangle.

**Front** - 

**Reception Room** - 4.50m x 4.27m (14'9 x 14) - 

**Kitchen** - 5.54m x 4.32m (18'2 x 14'2) - 

**Patio** - 

**Bathroom** - 2.69m x 1.52m (8'10 x 5') - 

**Bedroom One** - 4.09m x 3.45m (13'5 x 11'4) - 

**Bedroom Two** - 4.04m x 2.24m (13'3 x 7'4) - 

**W.C.** - 2.03m x 0.89m (6'8 x 2'11) - 

**Communal Garden** - 

**Hallway** - 

**Dressing Room / Study** - 2.03m x 1.73m (6'8 x 5'8) -

## Property Photos

- ![Kitchen](/listings/photos/114071096/367269) - Kitchen
- ![Reception room](/listings/photos/114071096/367271) - Reception room
- ![Communal garden](/listings/photos/114071096/367274) - Communal garden
- ![Patio](/listings/photos/114071096/367275) - Patio
- ![Hallway](/listings/photos/114071096/367277) - Hallway
- ![Bedroom one](/listings/photos/114071096/367280) - Bedroom one
- ![Hallway](/listings/photos/114071096/367281) - Hallway
- ![Bedroom two](/listings/photos/114071096/367282) - Bedroom two
- ![Bathroom](/listings/photos/114071096/367283) - Bathroom
- ![Reception room](/listings/photos/114071096/367284) - Reception room
- ![Communal garden](/listings/photos/114071096/367285) - Communal garden

## Floorplans

- ![MMCP-FLAT-1-10-MOWBRAY-ROAD-SE19-2RN.jpg](/listings/photos/114071096/367286) - MMCP-FLAT-1-10-MOWBRAY-ROAD-SE19-2RN.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/114071096/367287) - EE Rating
- ![EI Rating](/listings/photos/114071096/367288) - EI Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £575,000 | 18/03/2022 | Flat |
| 10 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £516,799 | 24/05/2019 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 SECOND FLOOR SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £390,000 | 02/12/2025 | Flat |
| 52B MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA | £360,000 | 31/07/2025 | Flat |
| ROOKS COURT, 80A FLAT 5 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £245,000 | 25/04/2025 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT G MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £403,000 | 17/01/2025 | Flat |
| [Same street] 8 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £600,000 | 05/07/2024 | Flat |
| [Same street] 16 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £577,500 | 28/06/2024 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT A MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £331,500 | 21/06/2024 | Flat |
| CARLTON COURT FLAT 17 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RS | £252,500 | 15/12/2023 | Flat |
| ROLAND COURT, 145 FLAT 4 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2SF | £423,000 | 15/12/2023 | Flat |
| 99 FLAT B BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY | £280,000 | 07/12/2023 | Flat |
| 50C MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA | £365,000 | 01/12/2023 | Flat |
| 95 FLAT 1 BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY | £270,000 | 17/11/2023 | Flat |
| 43 FLAT 4 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £310,000 | 23/10/2023 | Flat |
| 120 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RP | £241,250 | 11/08/2023 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT E MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £315,000 | 18/07/2023 | Flat |
| [Same street] OSPREY HOUSE, 26 FLAT 10 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £250,000 | 14/07/2023 | Flat |
| 45A SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £475,000 | 12/07/2023 | Flat |
| [Same street] 6 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £500,325 | 09/06/2023 | Flat |
| [Same street] THE OAKS, 4 FLAT 7 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £368,000 | 03/05/2023 | Flat |
| OAK LODGE, 130 FLAT 1 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RQ | £365,000 | 02/05/2023 | Flat |
| 78 FLAT B BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £430,000 | 21/04/2023 | Flat |
| 91B BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HX | £520,000 | 03/04/2023 | Flat |
| 80 FLAT 3 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £340,000 | 29/03/2023 | Flat |
| 12 FLAT I MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RG | £420,000 | 22/03/2023 | Flat |
| [Same street] 8 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £480,000 | 09/01/2023 | Flat |
| 42A FOX HILL, LONDON, CROYDON, GREATER LONDON, SE19 2XE | £620,000 | 21/12/2022 | Flat |
| 21A SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £660,000 | 25/11/2022 | Flat |
| 37A MABERLEY ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2JA | £375,000 | 18/11/2022 | Flat |
| [Same street] 14 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £525,000 | 11/11/2022 | Flat |
| 70A BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £551,000 | 03/11/2022 | Flat |
| [Same street] THE OAKS, 4 FLAT 9 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £311,500 | 24/11/2021 | Flat |

**Street average:** £423,802 (11 sales)
**Area average:** £394,638 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £376,427 (78 Flat, SE19, 2024–2026)
- **Deviation:** +52.8%

## Rental Range

*ONS Price Index of Private Rents (Croydon). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,409/mo
- **Realistic:** £1,565/mo
- **Optimistic:** £1,722/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Maisonette, Warminster Gardens, SE25 | £1,700/mo | 2 | 0.55 miles | OpenRent |

**Average rent: £1,700/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.3% (weak for cashflow)
- **Max investor price (0.8%):** £212,500
- **Target investor price (1%):** £170,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,700/mo).*

- **Gross yield:** 3.5%
- **Cost-to-rent:** 28.2×
- **Monthly cashflow:** £-759/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £6,117/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -2.1%
- **10y growth:** -0.9%

## House Price Index (HM Land Registry)

*Official index for Croydon; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -6.3%
- **5y growth (index):** -8.2%
- **10y growth (index):** 2.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)