Sold STC Flat

FLAT 1

10 MOWBRAY ROAD, LONDON, GREATER LONDON SE19 2RN

2 beds 1 baths 94 m² Listed 27 Sep 2021 (-1701d)

£575,000

Guide Price

Save

# 2 bedroom flat for sale (SE19 2RN)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 1, 10 MOWBRAY ROAD, LONDON, GREATER LONDON SE19 2RN |
| Price | £575,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £575,000 Mar 2022 |

## Description

**Front** -

**Reception Room** - 4.50m x 4.27m (14'9 x 14) -

**Kitchen** - 5.54m x 4.32m (18'2 x 14'2) -

**Patio** -

**Bathroom** - 2.69m x 1.52m (8'10 x 5') -

**Bedroom One** - 4.09m x 3.45m (13'5 x 11'4) -

**Bedroom Two** - 4.04m x 2.24m (13'3 x 7'4) -

**W.C.** - 2.03m x 0.89m (6'8 x 2'11) -

**Communal Garden** -

**Hallway** -

**Dressing Room / Study** - 2.03m x 1.73m (6'8 x 5'8) -

## Property Photos

- ![Kitchen](/listings/photos/114071096/367269) - Kitchen
- ![Reception room](/listings/photos/114071096/367271) - Reception room
- ![Communal garden](/listings/photos/114071096/367274) - Communal garden
- ![Patio](/listings/photos/114071096/367275) - Patio
- ![Hallway](/listings/photos/114071096/367277) - Hallway
- ![Bedroom one](/listings/photos/114071096/367280) - Bedroom one
- ![Hallway](/listings/photos/114071096/367281) - Hallway
- ![Bedroom two](/listings/photos/114071096/367282) - Bedroom two
- ![Bathroom](/listings/photos/114071096/367283) - Bathroom
- ![Reception room](/listings/photos/114071096/367284) - Reception room
- ![Communal garden](/listings/photos/114071096/367285) - Communal garden

## Floorplans

- ![MMCP-FLAT-1-10-MOWBRAY-ROAD-SE19-2RN.jpg](/listings/photos/114071096/367286) - MMCP-FLAT-1-10-MOWBRAY-ROAD-SE19-2RN.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/114071096/367287) - EE Rating
- ![EI Rating](/listings/photos/114071096/367288) - EI Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £575,000 | 18/03/2022 | Flat |
| 10 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £516,799 | 24/05/2019 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 SECOND FLOOR SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £390,000 | 02/12/2025 | Flat |
| 52B MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA | £360,000 | 31/07/2025 | Flat |
| ROOKS COURT, 80A FLAT 5 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £245,000 | 25/04/2025 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT G MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £403,000 | 17/01/2025 | Flat |
| [Same street] 8 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £600,000 | 05/07/2024 | Flat |
| [Same street] 16 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £577,500 | 28/06/2024 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT A MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £331,500 | 21/06/2024 | Flat |
| CARLTON COURT FLAT 17 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RS | £252,500 | 15/12/2023 | Flat |
| ROLAND COURT, 145 FLAT 4 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2SF | £423,000 | 15/12/2023 | Flat |
| 99 FLAT B BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY | £280,000 | 07/12/2023 | Flat |
| 50C MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA | £365,000 | 01/12/2023 | Flat |
| 95 FLAT 1 BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY | £270,000 | 17/11/2023 | Flat |
| 43 FLAT 4 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £310,000 | 23/10/2023 | Flat |
| 120 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RP | £241,250 | 11/08/2023 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT E MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £315,000 | 18/07/2023 | Flat |
| [Same street] OSPREY HOUSE, 26 FLAT 10 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £250,000 | 14/07/2023 | Flat |
| 45A SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £475,000 | 12/07/2023 | Flat |
| [Same street] 6 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £500,325 | 09/06/2023 | Flat |
| [Same street] THE OAKS, 4 FLAT 7 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £368,000 | 03/05/2023 | Flat |
| OAK LODGE, 130 FLAT 1 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RQ | £365,000 | 02/05/2023 | Flat |
| 78 FLAT B BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £430,000 | 21/04/2023 | Flat |
| 91B BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HX | £520,000 | 03/04/2023 | Flat |
| 80 FLAT 3 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £340,000 | 29/03/2023 | Flat |
| 12 FLAT I MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RG | £420,000 | 22/03/2023 | Flat |
| [Same street] 8 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £480,000 | 09/01/2023 | Flat |
| 42A FOX HILL, LONDON, CROYDON, GREATER LONDON, SE19 2XE | £620,000 | 21/12/2022 | Flat |
| 21A SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £660,000 | 25/11/2022 | Flat |
| 37A MABERLEY ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2JA | £375,000 | 18/11/2022 | Flat |
| [Same street] 14 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £525,000 | 11/11/2022 | Flat |
| 70A BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £551,000 | 03/11/2022 | Flat |
| [Same street] THE OAKS, 4 FLAT 9 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £311,500 | 24/11/2021 | Flat |

**Street average:** £423,802 (11 sales)
**Area average:** £394,638 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £377,324 (75 Flat, SE19, 2024–2026)
- **Deviation:** +52.4%

## Rental Range

*ONS Price Index of Private Rents (Croydon). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,409/mo
- **Realistic:** £1,565/mo
- **Optimistic:** £1,722/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Maisonette, Warminster Gardens, SE25 | £1,700/mo | 2 | 0.55 miles | OpenRent |

**Average rent: £1,700/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.3% (weak for cashflow)
- **Max investor price (0.8%):** £212,500
- **Target investor price (1%):** £170,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,700/mo).*

- **Gross yield:** 3.5%
- **Cost-to-rent:** 28.2×
- **Monthly cashflow:** £-759/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -4.3%
- **10y growth:** -4.4%

## House Price Index (HM Land Registry)

*Official index for Croydon; Flats and maisonettes series; as of February 2026.*

- **1y growth (index):** -5.3%
- **5y growth (index):** -5.8%
- **10y growth (index):** 4.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Kitchen Reception room Communal garden Patio Hallway Bedroom one Hallway Bedroom two Bathroom Reception room Communal garden

/ 11

Property details

Tenure

SHARE_OF_FREEHOLD

Floor area

94 m²

Last sold

£575,000 Mar 2022

Local average

£377,324 (+52.4%)

Deprivation

Decile 5 (14,774 of 33,755)

Street crime

519 incidents within 1 mile (Mar 2026)

Key features

Split level
Conversion
Private patio
Communal garden
Two bedrooms
Kitchen / dining room
Reception
Family bathroom
Additional W.C.
Dressing room / study

Additional details

Parking: Yes
Garden: Yes

Description

Situated on this quiet, leafy residential road, the Maison Mason are delighted to offer this stunning split level flat. The accommodation comprises; large reception, kitchen/diner with direct access to private terraced veranda and communal gardens beyond. Split level to family bathroom and on the lower level are two bedrooms and further dressing room/study. The property boasts a wealth of period features and further benefiting from off street parking to the front. The transport links at Crystal Palace are only moments away as well as the hugely popular Crystal Palace Triangle.

Front -

Reception Room - 4.50m x 4.27m (14'9 x 14) -

Kitchen - 5.54m x 4.32m (18'2 x 14'2) -

Patio -

Bathroom - 2.69m x 1.52m (8'10 x 5') -

Bedroom One - 4.09m x 3.45m (13'5 x 11'4) -

Bedroom Two - 4.04m x 2.24m (13'3 x 7'4) -

W.C. - 2.03m x 0.89m (6'8 x 2'11) -

Communal Garden -

Hallway -

Dressing Room / Study - 2.03m x 1.73m (6'8 x 5'8) -

Listed by

South London

Stilum Properties Ltd t/a The Maison Mason

Reference: 114071096

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

MMCP-FLAT-1-10-MOWBRAY-ROAD-SE19-2RN.jpg

EPC Graphs

EE Rating

EI Rating

Price history

11% since 2019

Event	Date	Price	% change
Sold	18/03/2022 (4 years ago)	£575,000	+11.3%
Sold	24/05/2019 (7 years ago)	£516,799	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
27 SECOND FLOOR SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU	£390,000	02/12/2025	Flat
52B MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA	£360,000	31/07/2025	Flat
ROOKS COURT, 80A FLAT 5 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ	£245,000	25/04/2025	Flat
Same street MOWBRAY GRANGE, 2 FLAT G MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£403,000	17/01/2025	Flat
Same street 8 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£600,000	05/07/2024	Flat
Same street 16 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£577,500	28/06/2024	Flat
Same street MOWBRAY GRANGE, 2 FLAT A MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£331,500	21/06/2024	Flat
CARLTON COURT FLAT 17 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RS	£252,500	15/12/2023	Flat
ROLAND COURT, 145 FLAT 4 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2SF	£423,000	15/12/2023	Flat
99 FLAT B BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY	£280,000	07/12/2023	Flat
50C MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA	£365,000	01/12/2023	Flat
95 FLAT 1 BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY	£270,000	17/11/2023	Flat
43 FLAT 4 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU	£310,000	23/10/2023	Flat
120 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RP	£241,250	11/08/2023	Flat
Same street MOWBRAY GRANGE, 2 FLAT E MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£315,000	18/07/2023	Flat
Same street OSPREY HOUSE, 26 FLAT 10 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£250,000	14/07/2023	Flat
45A SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU	£475,000	12/07/2023	Flat
Same street 6 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£500,325	09/06/2023	Flat
Same street THE OAKS, 4 FLAT 7 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£368,000	03/05/2023	Flat
OAK LODGE, 130 FLAT 1 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RQ	£365,000	02/05/2023	Flat
78 FLAT B BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ	£430,000	21/04/2023	Flat
91B BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HX	£520,000	03/04/2023	Flat
80 FLAT 3 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ	£340,000	29/03/2023	Flat
12 FLAT I MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RG	£420,000	22/03/2023	Flat
Same street 8 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£480,000	09/01/2023	Flat
42A FOX HILL, LONDON, CROYDON, GREATER LONDON, SE19 2XE	£620,000	21/12/2022	Flat
21A SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU	£660,000	25/11/2022	Flat
37A MABERLEY ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2JA	£375,000	18/11/2022	Flat
Same street 14 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£525,000	11/11/2022	Flat
70A BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ	£551,000	03/11/2022	Flat
Same street THE OAKS, 4 FLAT 9 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£311,500	24/11/2021	Flat

Street average: £423,802 (11 sales)

Area average: £394,638 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -4.3%

10y growth -4.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Croydon. Series: Flats and maisonettes. As of February 2026.

1y (index) -5.3%

5y (index) -5.8%

10y (index) 4.8%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: 10 MOWBRAY ROAD RESIDENTS MANAGEMENT COMPANY LIMITED

Rental Range

Estimated market rent for Croydon. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,409/mo

Realistic £1,565/mo

Optimistic £1,722/mo

Based on Local Authority from postcode lookup → Croydon.

LHA (30th percentile) floor for Cambridge: £947/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SE19 2RN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Harris City Academy	0.1 miles
Shop	Anerley Convenience Store	0.3 miles
Shop	Effleurage Roots	0.3 miles
Train station	Crystal Palace	0.4 miles
Train station	Anerley	0.5 miles
Hospital	Unknown	0.6 miles
Hospital	British Home & Hospital for Incurables	1.5 miles
University	King's College London, Denmark Hill Campus (West)	3.9 miles
University	King's College London, Denmark Hill Campus (East)	4.0 miles

Street-level crime

Category	Count
Violence and sexual offences	171
Anti-social behaviour	102
Vehicle crime	61
Criminal damage and arson	28
Shoplifting	28
Other theft	27
Public order	27
Burglary	21
Drugs	19
Other crime	9
Theft from the person	8
Bicycle theft	6
Possession of weapons	6
Robbery	6
Total incidents	519

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Harris City Academy Crystal Palace	Secondary	0.1 miles	Outstanding — 10 Nov 2014
James Dixon Primary School	Primary	0.3 miles	Good — 11 Mar 2013
Cypress Primary School	Primary	0.4 miles	Good — 12 Dec 2019
All Saints CofE Primary School	Primary	0.4 miles	— (Inspected (no overall grade))
Paxton Primary School	Primary	0.7 miles	Good — 9 Jul 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Maisonette, Warminster Gardens, SE25	£1,700/mo	2	0.55 miles	OpenRent

Average rent: £1,700/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.3%

Max investor price (0.8%) £212,500

Target investor price (1%) £170,000

Gross yield 3.5%

Cost-to-rent ratio 28.2×

Monthly cashflow £-759/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -5.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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