Sold STC Flat

18

LAWSON COURT, 9, LOVELACE ROAD, SURBITON, GREATER LONDON KT6 6PJ

1 beds 1 baths 495 sq ft Listed 24 Feb 2026 (-147d)

£315,000

Reduced on 9 Apr 2026

Save

# 1 bedroom flat for sale (KT6 6PJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 18, LAWSON COURT, 9, LOVELACE ROAD, SURBITON, GREATER LONDON KT6 6PJ |
| Price | £315,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | C |
| Construction age | England and Wales: 1967-1975 |
| Floor area | 46 m² |
| Last sold | £315,000 Apr 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 15/01/2033
- **Current heating cost:** £400/year
- **Est. upgrade cost to C:** £15,000

### Recommendations
- B (£500 - £1,500)
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/4300-8267-0722-5294-3973)

## Description

This well-presented ground floor one bedroom apartment offers comfortable living in a highly sought-after location. The property is in good condition throughout, featuring a spacious living area, a modern fitted kitchen, and a bright double bedroom. The bathroom is finished to a high standard, and ample storage is provided. Situated within easy reach of Surbiton Town Centre, the apartment is just a short walk to Surbiton Mainline Station, making it ideal for commuters. Residents will also benefit from an allocated parking space, adding convenience and peace of mind. As well as a large communal garden, the property is close to a variety of local amenities, and green open spaces,  providing a perfect balance of urban living and access to nature.

Service Charge - £325 per quarter (£1,300 annually).

EPC Rating: C

## Property Photos

- ![Photo](/listings/photos/87643011/1360921)
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- ![Photo](/listings/photos/87643011/1360923)
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- ![Photo](/listings/photos/87643011/1360926)
- ![Photo](/listings/photos/87643011/1360927)
- ![Photo](/listings/photos/87643011/1360928)
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- ![Photo](/listings/photos/87643011/1360930)
- ![Photo](/listings/photos/87643011/1360931)
- ![Photo](/listings/photos/87643011/1360932)

## Floorplans

- ![All](/listings/photos/87643011/1360933) - All

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #6372847
- **Address:** 18 Lawson Court, Lovelace Road, KT6 6PJ
- **Certificate Issued:** 03/03/2009
- **Work Completed:** 18/02/2009
- **Items:** 4 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| LAWSON COURT, 9 18 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6PJ | £315,000 | 22/04/2024 | Flat |
| LAWSON COURT, 9 18 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6PJ | £290,000 | 03/02/2020 | Flat |
| LAWSON COURT, 9 18 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6PJ | £228,000 | 22/09/2010 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| REDWOOD COURT, 16 FLAT 40 LOVELACE GARDENS, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6SN | £367,500 | 22/12/2025 | Flat |
| SUDELL HOUSE, 2 1 UPPER BRIGHTON ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6LB | £410,000 | 18/12/2025 | Flat |
| PALMERSTON COURT 27 LOVELACE GARDENS, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6SE | £425,000 | 14/07/2025 | Flat |
| 36 LOCKESLEY SQUARE, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6RT | £285,000 | 07/05/2025 | Flat |
| CAROLINE COURT, 25 1 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6PA | £324,000 | 27/11/2023 | Flat |
| MERYON COURT, 38 7 LOVELACE GARDENS, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6SL | £452,500 | 03/11/2023 | Flat |
| ROYMOUNT COURT 5 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6NW | £278,239 | 01/11/2023 | Flat |
| WOODVILLE GARDENS 5 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6NN | £415,000 | 17/10/2023 | Flat |
| REDWOOD COURT, 16 FLAT 7 LOVELACE GARDENS, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6SN | £435,000 | 22/09/2023 | Flat |
| HILDA COURT, 23 3 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6NY | £380,000 | 27/07/2023 | Flat |
| 14 FLAT 5 LOVELACE GARDENS, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6SD | £435,000 | 14/07/2023 | Flat |
| PALMERSTON COURT 19 LOVELACE GARDENS, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6SE | £365,000 | 14/06/2023 | Flat |
| REDWOOD COURT, 16 FLAT 33 LOVELACE GARDENS, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6SN | £410,000 | 12/06/2023 | Flat |
| REDWOOD COURT, 16 FLAT 38 LOVELACE GARDENS, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6SN | £362,000 | 13/04/2023 | Flat |
| CAROLINE COURT, 25 9 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6PA | £365,000 | 20/03/2023 | Flat |
| ALBANY HOUSE FLAT 6 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6JP | £425,000 | 14/03/2023 | Flat |
| BEECH COURT 3 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6NL | £365,000 | 09/03/2023 | Flat |
| [Same street] LAWSON COURT, 9 20 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6PJ | £310,000 | 20/12/2022 | Flat |
| MERYON COURT, 38 3 LOVELACE GARDENS, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6SL | £325,000 | 16/12/2022 | Flat |
| WORDSWORTH COURT, 5 7 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6PD | £380,000 | 15/12/2022 | Flat |
| HURSLEY COURT 4 LOVELACE GARDENS, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6SG | £480,000 | 24/11/2022 | Flat |
| [Same street] LAWSON COURT, 9 8 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6PJ | £339,950 | 20/10/2022 | Flat |
| [Same street] LAWSON COURT, 9 1 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6PJ | £235,000 | 25/02/2022 | Flat |
| [Same street] LAWSON COURT, 9 5 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6PJ | £318,000 | 30/07/2021 | Flat |

**Street average:** £300,738 (4 sales)
**Area average:** £384,212 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £379,462 (70 Flat, KT6, 2024–2026)
- **Deviation:** -17%

## Rental Range

*ONS Price Index of Private Rents (Kingston upon Thames). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,623/mo
- **Realistic:** £1,803/mo
- **Optimistic:** £1,983/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Outer South West London (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,197/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, St. Marks Hill, KT6 | £1,180/mo | 1 | 0.47 miles | OpenRent |
| Studio Flat, Ewell Road, KT6 | £1,650/mo | 1 | 0.51 miles | OpenRent |
| Studio Flat, Smith St, KT5 | £1,045/mo | 1 | 0.57 miles | OpenRent |
| 1 Bed Flat, King Charles Road, KT5 | £1,375/mo | 1 | 0.64 miles | OpenRent |
| Studio Flat, Surbiton, KT5 | £1,200/mo | 1 | 0.68 miles | OpenRent |
| Studio Flat, Parklands, KT5 | £1,200/mo | 1 | 0.7 miles | OpenRent |
| Studio Flat, Portsmouth Road, KT7 | £1,060/mo | 1 | 0.74 miles | OpenRent |
| Studio Flat, Hook Road, KT6 | £1,100/mo | 1 | 0.75 miles | OpenRent |
| 1 Bed Flat, Beaufort Road, KT1 | £1,600/mo | 1 | 0.86 miles | OpenRent |
| Studio Flat, Verona Drive, KT6 | £950/mo | 1 | 0.92 miles | OpenRent |

**Average rent: £1,236/mo (10 listings)**

## 1% Rule

- **Rent ratio:** 0.38% (weak for cashflow)
- **Max investor price (0.8%):** £148,750
- **Target investor price (1%):** £119,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,190/mo).*

- **Gross yield:** 4.5%
- **Cost-to-rent:** 22.1×
- **Monthly cashflow:** £-195/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £6,848/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -6.1%
- **10y growth:** -1%

## House Price Index (HM Land Registry)

*Official index for Kingston upon Thames; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -5.4%
- **5y growth (index):** -0.6%
- **10y growth (index):** 2.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

SHARE_OF_FREEHOLD

Floor area

46 m²

Council tax band

EPC rating

Year built

England and Wales: 1967-1975

Last sold

£315,000 Apr 2024

Price per m²

£6,848/m²

Local average

£379,462 (-17%)

Deprivation

Decile 9 (27,118 of 33,755)

Street crime

263 incidents within 1 mile (May 2026)

Key features

Ground floor one bedroom apartment
Good condition throughout
Within easy reach of Surbiton Town Centre
A short walk to Surbiton Mainline Station
Allocated parking space
Close to green open spaces
Communal garden

Additional details

Broadband: FTTP (fibre to the premises)
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Parking: Yes
Restrictions: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

This well-presented ground floor one bedroom apartment offers comfortable living in a highly sought-after location. The property is in good condition throughout, featuring a spacious living area, a modern fitted kitchen, and a bright double bedroom. The bathroom is finished to a high standard, and ample storage is provided. Situated within easy reach of Surbiton Town Centre, the apartment is just a short walk to Surbiton Mainline Station, making it ideal for commuters. Residents will also benefit from an allocated parking space, adding convenience and peace of mind. As well as a large communal garden, the property is close to a variety of local amenities, and green open spaces, providing a perfect balance of urban living and access to nature.
Service Charge - £325 per quarter (£1,300 annually).
EPC Rating: C

Listed by

Surbiton

Humphrey and Brand Residential

Reference: 87643011

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 16/01/2023

Expiry date: 15/01/2033

Current heating cost: £400/year

Potential heating cost: £276/year

Est. upgrade cost to C: £15,000

Recommendations

Cavity wall insulation (£500 - £1,500)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

All

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #6372847

Property Details

Street: 18 Lawson Court

Town: Lovelace Road

Postcode: KT6 6PJ

Installation Details

Items: 4 windows

Certificate Issued: 03/03/2009

Work Completed: 18/02/2009

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

38% since 2010

Event	Date	Price	% change
Listed for sale	—	£315,000	0%
Sold	22/04/2024 (2 years ago)	£315,000	+8.6%
Sold	03/02/2020 (6 years ago)	£290,000	+27.2%
Sold	22/09/2010 (15 years ago)	£228,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
REDWOOD COURT, 16 FLAT 40 LOVELACE GARDENS, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6SN	£367,500	22/12/2025	Flat
SUDELL HOUSE, 2 1 UPPER BRIGHTON ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6LB	£410,000	18/12/2025	Flat
PALMERSTON COURT 27 LOVELACE GARDENS, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6SE	£425,000	14/07/2025	Flat
36 LOCKESLEY SQUARE, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6RT	£285,000	07/05/2025	Flat
CAROLINE COURT, 25 1 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6PA	£324,000	27/11/2023	Flat
MERYON COURT, 38 7 LOVELACE GARDENS, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6SL	£452,500	03/11/2023	Flat
ROYMOUNT COURT 5 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6NW	£278,239	01/11/2023	Flat
WOODVILLE GARDENS 5 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6NN	£415,000	17/10/2023	Flat
REDWOOD COURT, 16 FLAT 7 LOVELACE GARDENS, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6SN	£435,000	22/09/2023	Flat
HILDA COURT, 23 3 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6NY	£380,000	27/07/2023	Flat
14 FLAT 5 LOVELACE GARDENS, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6SD	£435,000	14/07/2023	Flat
PALMERSTON COURT 19 LOVELACE GARDENS, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6SE	£365,000	14/06/2023	Flat
REDWOOD COURT, 16 FLAT 33 LOVELACE GARDENS, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6SN	£410,000	12/06/2023	Flat
REDWOOD COURT, 16 FLAT 38 LOVELACE GARDENS, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6SN	£362,000	13/04/2023	Flat
CAROLINE COURT, 25 9 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6PA	£365,000	20/03/2023	Flat
ALBANY HOUSE FLAT 6 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6JP	£425,000	14/03/2023	Flat
BEECH COURT 3 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6NL	£365,000	09/03/2023	Flat
Same street LAWSON COURT, 9 20 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6PJ	£310,000	20/12/2022	Flat
MERYON COURT, 38 3 LOVELACE GARDENS, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6SL	£325,000	16/12/2022	Flat
WORDSWORTH COURT, 5 7 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6PD	£380,000	15/12/2022	Flat
HURSLEY COURT 4 LOVELACE GARDENS, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6SG	£480,000	24/11/2022	Flat
Same street LAWSON COURT, 9 8 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6PJ	£339,950	20/10/2022	Flat
Same street LAWSON COURT, 9 1 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6PJ	£235,000	25/02/2022	Flat
Same street LAWSON COURT, 9 5 LOVELACE ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 6PJ	£318,000	30/07/2021	Flat

Street average: £300,738 (4 sales)

Area average: £384,212 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -6.1%

10y growth -1%

House Price Index (HM Land Registry — official index, not sold-price averages): Kingston upon Thames. Series: Flats and maisonettes. As of April 2026.

1y (index) -5.4%

5y (index) -0.6%

10y (index) 2.3%

Rental Range

Estimated market rent for Kingston upon Thames. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,623/mo

Realistic £1,803/mo

Optimistic £1,983/mo

Based on Local Authority from postcode lookup → Kingston upon Thames.

LHA (30th percentile) floor for Outer South West London: £1,197/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View KT6 6PJ

Address

Lovelace Road

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Lovelace Gardens	0.1 miles
Shop	Chicken Cottage	0.2 miles
Shop	Relief Thai Spa	0.2 miles
Train station	Surbiton	0.3 miles
Train station	Berrylands	1.4 miles
Hospital	Phlebotomy / Blood Tests	2.1 miles
Hospital	SpaMedica Epsom	4.1 miles
University	University for the Creative Arts, Epsom Campus	4.5 miles
University	Horton Halls Reception	6.5 miles

Street-level crime

Category	Count
Violence and sexual offences	82
Anti-social behaviour	62
Vehicle crime	28
Shoplifting	24
Other theft	19
Public order	12
Burglary	10
Bicycle theft	6
Drugs	6
Robbery	4
Other crime	3
Possession of weapons	3
Criminal damage and arson	2
Theft from the person	2
Total incidents	263

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Matthew's CofE Primary School	Primary	0.4 miles	Good — 10 Dec 2015
Lime Tree Primary School	Primary	0.4 miles	Good — 3 May 2023
Dysart School	Other	0.4 miles	Outstanding — 23 Feb 2012
St Andrew's and St Mark's CofE Junior School	Primary	0.4 miles	Outstanding — 24 Jan 2022
Maple Infants' School	Primary	0.5 miles	Good — 4 Nov 2014

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Studio Flat, St. Marks Hill, KT6	£1,180/mo	1	0.47 miles	OpenRent
Studio Flat, Ewell Road, KT6	£1,650/mo	1	0.51 miles	OpenRent
Studio Flat, Smith St, KT5	£1,045/mo	1	0.57 miles	OpenRent
1 Bed Flat, King Charles Road, KT5	£1,375/mo	1	0.64 miles	OpenRent
Studio Flat, Surbiton, KT5	£1,200/mo	1	0.68 miles	OpenRent
Studio Flat, Parklands, KT5	£1,200/mo	1	0.7 miles	OpenRent
Studio Flat, Portsmouth Road, KT7	£1,060/mo	1	0.74 miles	OpenRent
Studio Flat, Hook Road, KT6	£1,100/mo	1	0.75 miles	OpenRent
1 Bed Flat, Beaufort Road, KT1	£1,600/mo	1	0.86 miles	OpenRent
Studio Flat, Verona Drive, KT6	£950/mo	1	0.92 miles	OpenRent

Average rent: £1,236/mo (10 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.38%

Max investor price (0.8%) £148,750

Target investor price (1%) £119,000

Gross yield 4.5%

Cost-to-rent ratio 22.1×

Monthly cashflow £-195/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -2.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).