Sold STC Terraced

40 OXFORD STREET

ULVERSTON, ULVERSTON, CUMBRIA LA12 0AZ

3 beds Listed 6 May 2006 (-7333d)

£110,000

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# 3 bedroom terraced house for sale (LA12 0AZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 40 OXFORD STREET, ULVERSTON, ULVERSTON, CUMBRIA LA12 0AZ |
| Price | £110,000 |
| Bedrooms | 3 |
| Last sold | £110,000 Sep 2006 |

## Description

3.74m x 3.26m into recess

12' 3" x 10' 8" into recessSitting Room

3.58m max x 2.80m into recess

11'9" max x 9'2" into recessKitchen

2.41m to 3.32m x 2.29m max

7' 11" to 10' 11" x 7' 6" maxBathroomFirst Floor LandingBedroom 1

4.39m into recess x 3.65m

14' 5" into recess x 12' 0"Bedroom 2

3.78m x 2.70m into recess

12'5" x 8'10" into recessBedroom 3

2.76m x 2.30m

9'1" x 7'7"Rear YardGarage

5.07m x 3.00m

16'8" x 9'10"

## Property Photos

- ![Photo](/listings/photos/7111420/601469)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 40 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £110,000 | 29/09/2006 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 LIGHTBURN ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AU | £250,000 | 16/01/2026 | Terraced |
| 25 NEVILLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BJ | £320,000 | 17/12/2025 | Terraced |
| 23 ALEXANDER ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0DE | £370,000 | 02/10/2025 | Terraced |
| 28 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £164,000 | 31/05/2024 | Terraced |
| 20 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £160,000 | 21/02/2024 | Terraced |
| 41 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £150,000 | 23/11/2023 | Terraced |
| 3 ARGYLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BD | £190,000 | 05/09/2023 | Terraced |
| 7 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £208,000 | 18/08/2023 | Terraced |
| 22 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £168,000 | 04/05/2023 | Terraced |
| 36 HARTLEY STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AN | £220,000 | 27/04/2023 | Terraced |
| 34 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £190,000 | 10/03/2023 | Terraced |
| 14 TYSON SQUARE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BG | £175,000 | 19/12/2022 | Terraced |
| 5 HILL FALL, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BQ | £215,000 | 09/12/2022 | Terraced |
| 10 RICHMOND TERRACE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BU | £330,000 | 05/12/2022 | Terraced |
| 3 BRADDYLL TERRACE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DH | £410,000 | 31/10/2022 | Terraced |
| 26 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £183,100 | 28/10/2022 | Terraced |
| 62 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £280,000 | 27/10/2022 | Terraced |
| THE LAURELS 5 BROGDEN STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AH | £290,000 | 29/09/2022 | Terraced |
| 10 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £305,000 | 14/09/2022 | Terraced |
| 8 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £300,000 | 25/07/2022 | Terraced |

**Area average:** £243,905 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £182,721 (33 Terraced, LA12, 2024–2026)
- **Deviation:** -39.8%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £773/mo

## 1% Rule

- **Rent ratio:** 0.86% (okay)
- **Max investor price (0.8%):** £118,875
- **Target investor price (1%):** £95,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 77%
- **10y growth:** 31.3%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Last sold

£110,000 Sep 2006

Local average

£182,721 (-39.8%)

Deprivation

Decile 5 (14,992 of 33,755)

Street crime

63 incidents within 1 mile (Mar 2026)

Key features

Spacious Middle Terraced House Requiring Modernisation
Three Bedrooms, Lounge, Sitting Room, Kitchen
Bathroom, Gas Central Heating System
Rear Yard, Garage, Handy for Amenities

Description

A spacious middle terraced house requiring some update/modernisation works, situated in a popular residential location being handy for the town centre and amenities. Three Bedrooms, Lounge, Sitting Room, Kitchen and Bathroom. Gas central heating system. Rear yard, Garage. Inspection recommended to fully appreciate the potential.Entrance HallLounge
3.74m x 3.26m into recess
12' 3" x 10' 8" into recessSitting Room
3.58m max x 2.80m into recess
11'9" max x 9'2" into recessKitchen
2.41m to 3.32m x 2.29m max
7' 11" to 10' 11" x 7' 6" maxBathroomFirst Floor LandingBedroom 1
4.39m into recess x 3.65m
14' 5" into recess x 12' 0"Bedroom 2
3.78m x 2.70m into recess
12'5" x 8'10" into recessBedroom 3
2.76m x 2.30m
9'1" x 7'7"Rear YardGarage
5.07m x 3.00m
16'8" x 9'10"

Listed by

Ulverston

Halifax Estate Agents

Reference: 7111420

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Price history

Event	Date	Price	% change
Sold	29/09/2006 (19 years ago)	£110,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
14 LIGHTBURN ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AU	£250,000	16/01/2026	Terraced
25 NEVILLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BJ	£320,000	17/12/2025	Terraced
23 ALEXANDER ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0DE	£370,000	02/10/2025	Terraced
28 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ	£164,000	31/05/2024	Terraced
20 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ	£160,000	21/02/2024	Terraced
41 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ	£150,000	23/11/2023	Terraced
3 ARGYLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BD	£190,000	05/09/2023	Terraced
7 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ	£208,000	18/08/2023	Terraced
22 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ	£168,000	04/05/2023	Terraced
36 HARTLEY STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AN	£220,000	27/04/2023	Terraced
34 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ	£190,000	10/03/2023	Terraced
14 TYSON SQUARE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BG	£175,000	19/12/2022	Terraced
5 HILL FALL, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BQ	£215,000	09/12/2022	Terraced
10 RICHMOND TERRACE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BU	£330,000	05/12/2022	Terraced
3 BRADDYLL TERRACE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DH	£410,000	31/10/2022	Terraced
26 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ	£183,100	28/10/2022	Terraced
62 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN	£280,000	27/10/2022	Terraced
THE LAURELS 5 BROGDEN STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AH	£290,000	29/09/2022	Terraced
10 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE	£305,000	14/09/2022	Terraced
8 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE	£300,000	25/07/2022	Terraced

Area average: £243,905 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 77%

10y growth 31.3%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of March 2026.

1y (index) -1%

5y (index) 24.4%

10y (index) 69.9%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Kendal: £773/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LA12 0AZ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Devonshire Service Station	0.1 miles
Shop	DEL Bedroom, Bathroom & Kitchens	0.1 miles
Bus stop	Victoria Road Stand G	0.1 miles
Bus stop	Victoria Road Stand E	0.1 miles
Train station	Ulverston	0.3 miles
Train station	Dalton	4.4 miles
Hospital	Furness General Hospital	6.2 miles
Hospital	Millom Community Hospital	7.2 miles

Street-level crime

Category	Count
Violence and sexual offences	37
Public order	5
Other crime	4
Vehicle crime	4
Anti-social behaviour	3
Other theft	3
Shoplifting	3
Burglary	1
Criminal damage and arson	1
Possession of weapons	1
Theft from the person	1
Total incidents	63

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Sir John Barrow School	Primary	0.1 miles	Outstanding — 9 May 2023
St Mary's Catholic Primary School, Ulverston	Primary	0.3 miles	Good — 15 Dec 2010
Ulverston Victoria High School	Secondary	0.3 miles	Good — 18 Dec 2013
Church Walk CofE Primary School	Primary	0.3 miles	Good — 1 Feb 2017
Croftlands Infant School	Primary	0.8 miles	Good — 15 Jan 2024

Rental Comparables

Rental listings exist nearby, but none matched the 3-bedroom estimate from EPC for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.86%

Max investor price (0.8%) £118,875

Target investor price (1%) £95,100

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).