# 3 bedroom house share for rent (ST4 2BH)

## Property Details

| Key | Value |
|-----|-------|
| Address | 27 DARNLEY STREET, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 2BH |
| Price | £910 pcm |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 65 m² |
| Last sold | £97,500 Aug 2019 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Current heating cost:** £571/year
- **Est. upgrade cost to C:** £18,500

### Recommendations
- Internal or external wall insulation (£4,000 - £14,000)
- Solar water heating (£4,000 - £6,000)
- Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

## Description

Nicholas Humphreys are pleased to offer this beautifully presented 3 bedroom student home situated in Shelton! EPC rating: D.

## Property Photos

- ![Photo](/listings/photos/168575903/9869)
- ![Photo](/listings/photos/168575903/9879)
- ![Photo](/listings/photos/168575903/9881)
- ![Photo](/listings/photos/168575903/9885)
- ![Photo](/listings/photos/168575903/9886)
- ![Photo](/listings/photos/168575903/9887)
- ![Photo](/listings/photos/168575903/9889)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 DARNLEY STREET, STOKE-ON-TRENT, ST4 2BH | £97,500 | 29/08/2019 | Terraced |
| 27 DARNLEY STREET, STOKE-ON-TRENT, ST4 2BH | £90,000 | 31/10/2017 | Terraced |
| 27 DARNLEY STREET, STOKE-ON-TRENT, ST4 2BH | £44,250 | 29/06/2017 | Terraced |
| 27 DARNLEY STREET, STOKE-ON-TRENT, ST4 2BH | £59,000 | 24/11/2016 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 17 DARNLEY STREET, STOKE-ON-TRENT, ST4 2BH | £115,000 | 20/12/2025 | Terraced |
| 96 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £130,000 | 06/04/2023 | Other |
| [Same street] 33 DARNLEY STREET, STOKE-ON-TRENT, ST4 2BH | £110,000 | 05/12/2022 | Terraced |
| 28 WATFORD STREET, STOKE-ON-TRENT, ST4 2EW | £102,500 | 25/11/2022 | Other |
| 111 RIDGWAY ROAD, STOKE-ON-TRENT, ST4 2BY | £130,000 | 06/05/2022 | Other |
| [Same street] 4 DARNLEY STREET, STOKE-ON-TRENT, ST4 2BH | £132,000 | 14/04/2022 | Terraced |

**Street average:** £119,000 (3 sales)
**Area average:** £120,833 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £202,484 (16 Other, ST4, 2024–2026)
- **Deviation:** -99.6%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Watford Street, ST4 | £1,000/mo | 3 | 0.08 miles | OpenRent |
| 3 Bed Terraced House, Watford Street, ST4 | £498/mo | 3 | 0.09 miles | OpenRent |
| [Ashford Street, Shelton, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/5421543) | £850/mo | 3 | 0.15 miles | Rightmove |
| [Glebe Street, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/bc70e2e) | £1,610/mo | 3 | 0.35 miles | Rightmove |
| [Northcote Avenue, Hartshill, Stoke-On-Trent](http://87.117.209.195:8080/listings/654c027) | £895/mo | 3 | 0.65 miles | Rightmove |
| [Wadham Street, penkhull](http://87.117.209.195:8080/listings/c912cff) | £875/mo | 3 | 0.83 miles | Rightmove |
| [Boon Avenue, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/53f583e) | £850/mo | 3 | 0.88 miles | Rightmove |
| [Princes Road, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/cc63d17) | £1,200/mo | 3 | 0.9 miles | Rightmove |
| [Hartshill Road, Hartshill, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/0059f32) | £1,100/mo | 3 | 1.2 miles | Rightmove |
| [Shelburne Street](http://87.117.209.195:8080/listings/7675d93) | £715/mo | — | 1.27 miles | Rightmove |
| [Steeple Way, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/46334d6) | £1,300/mo | 3 | 1.31 miles | Rightmove |
| [Claridge Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/39149e1) | £625/mo | — | 1.4 miles | Rightmove |
| [Ashlands Road, Hartshill, Stoke On Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/ad0eb8a) | £1,295/mo | 3 | 1.42 miles | Rightmove |
| [Ashlands Road, Hartshill, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/5f4c6e4) | £1,295/mo | 3 | 1.42 miles | Rightmove |
| [Garden Place, Stoke-On-Trent](http://87.117.209.195:8080/listings/ffca92b) | £1,150/mo | 3 | 1.45 miles | Rightmove |
| [Room 1, Hilton Road ST4](http://87.117.209.195:8080/listings/b05166f) | £550/mo | 3 | 1.49 miles | Rightmove |
| [Clare Street, Stoke-on-Trent](http://87.117.209.195:8080/listings/e119338) | £800/mo | 3 | 1.53 miles | Rightmove |
| [Langley Street, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/5718963) | £995/mo | 3 | 1.53 miles | Rightmove |
| [King Street, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/c835724) | £700/mo | 3 | 1.56 miles | Rightmove |
| [Newmount Road, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/d9c27d7) | £900/mo | 3 | 1.74 miles | Rightmove |

**Average rent: £1,003/mo (27 listings)**

## 1% Rule

- **Rent ratio:** 98.68% (strong)
- **Max investor price (0.8%):** £112,250
- **Target investor price (1%):** £89,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £898/mo).*

- **Gross yield:** 1184.2%
- **Cost-to-rent:** 0.1×
- **Monthly cashflow:** £780/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3545.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £14/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -99%
- **10y growth:** 90.9%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; All dwelling types series; as of February 2026.*

- **1y growth (index):** 1%
- **5y growth (index):** 23.2%
- **10y growth (index):** 55%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)