Sold STC Semi-detached

4 OXLEAY ROAD

HARROW, GREATER LONDON HA2 9UY

3 beds 1 baths Listed 4 Feb 2025 (-531d)

£525,000

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# 3 bedroom semi-detached house for sale (HA2 9UY)

## Property Details

| Key | Value |
|-----|-------|
| Address | 4 OXLEAY ROAD, HARROW, GREATER LONDON HA2 9UY |
| Price | £525,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | D |
| Last sold | £530,000 Jun 2025 |

## Description

Robertson Phillips are pleased to be able to offer for sale this three bedroom, bay fronted, semi detached house with own driveway to the side located within easy reach of shopping and transport facilities within the Rayners Lane area. The property is offered for sale in need of some updating but does benefit from gas central heating, some double glazed windows and off street parking to the front. Ample scope to extend to the side, rear and into the loft (stpp). An internal inspection comes highly advised.

## Property Photos

- ![Photo 1](/listings/photos/157748603/1279489) - Photo 1
- ![Photo 2](/listings/photos/157748603/1279490) - Photo 2

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #17284394
- **Address:** 4 Oxleay Road, HARROW, HA2 9UY
- **Certificate Issued:** 17/05/2026
- **Work Completed:** 28/04/2026
- **Items:** 1 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 OXLEAY ROAD, HARROW, GREATER LONDON, HA2 9UY | £530,000 | 23/06/2025 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 43 FAIRVIEW CRESCENT, HARROW, GREATER LONDON, HA2 9UB | £515,000 | 13/10/2023 | Semi-detached |
| 211 RAYNERS LANE, HARROW, GREATER LONDON, HA2 9TX | £552,500 | 16/02/2023 | Semi-detached |
| 267 RAYNERS LANE, HARROW, GREATER LONDON, HA2 9TU | £590,000 | 15/08/2022 | Semi-detached |
| [Same street] 14 OXLEAY ROAD, HARROW, GREATER LONDON, HA2 9UY | £643,500 | 12/04/2022 | Terraced |
| [Same street] 16 GROUND FLOOR FLAT OXLEAY ROAD, HARROW, GREATER LONDON, HA2 9UY | £350,000 | 12/04/2022 | Flat |
| 229 RAYNERS LANE, HARROW, GREATER LONDON, HA2 9TX | £595,000 | 22/10/2021 | Semi-detached |
| [Same street] 52 OXLEAY ROAD, HARROW, GREATER LONDON, HA2 9UY | £250,000 | 09/08/2021 | Terraced |

**Street average:** £414,500 (3 sales)
**Area average:** £563,125 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £586,269 (37 Semi-detached, HA2, 2024–2026)
- **Deviation:** -10.5%

## Rental Range

*ONS Price Index of Private Rents (Harrow). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,583/mo
- **Realistic:** £1,759/mo
- **Optimistic:** £1,935/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South West Herts (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,496/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Capthorne Avenue, HA2 | £2,300/mo | 3 | 0.4 miles | OpenRent |
| 3 Bed Semi-Detached House, Warden Avenue, HA2 | £800/mo | 3 | 0.42 miles | OpenRent |

**Average rent: £1,550/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.3% (weak for cashflow)
- **Max investor price (0.8%):** £193,750
- **Target investor price (1%):** £155,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,550/mo).*

- **Gross yield:** 3.5%
- **Cost-to-rent:** 28.2×
- **Monthly cashflow:** £-698/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 1%
- **10y growth:** -1.2%

## House Price Index (HM Land Registry)

*Official index for Harrow; Semi-detached series; as of April 2026.*

- **1y growth (index):** -0.5%
- **5y growth (index):** 9.2%
- **10y growth (index):** 21.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 2

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Property details

Tenure

FREEHOLD

Council tax band

Last sold

£530,000 Jun 2025

Local average

£586,269 (-10.5%)

Deprivation

Decile 6 (19,623 of 33,755)

Street crime

358 incidents within 1 mile (May 2026)

Key features

Three bedroom bay fronted semi detached house
Some updating required (reflected within the price)
Gas central heating and some double glazed window
Own driveway
Ample scope to extend (stpp)

Additional details

Parking: Yes

Description

Listed by

North Harrow

Robertson Phillips

Reference: 157748603

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #17284394 Recent

Property Details

Street: 4 Oxleay Road

Town: HARROW

Postcode: HA2 9UY

Installation Details

Items: 1 window and 1 door

Certificate Issued: 17/05/2026

Work Completed: 28/04/2026

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	23/06/2025 (1 year ago)	£530,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
43 FAIRVIEW CRESCENT, HARROW, GREATER LONDON, HA2 9UB	£515,000	13/10/2023	Semi-detached
211 RAYNERS LANE, HARROW, GREATER LONDON, HA2 9TX	£552,500	16/02/2023	Semi-detached
267 RAYNERS LANE, HARROW, GREATER LONDON, HA2 9TU	£590,000	15/08/2022	Semi-detached
Same street 14 OXLEAY ROAD, HARROW, GREATER LONDON, HA2 9UY	£643,500	12/04/2022	Terraced
Same street 16 GROUND FLOOR FLAT OXLEAY ROAD, HARROW, GREATER LONDON, HA2 9UY	£350,000	12/04/2022	Flat
229 RAYNERS LANE, HARROW, GREATER LONDON, HA2 9TX	£595,000	22/10/2021	Semi-detached
Same street 52 OXLEAY ROAD, HARROW, GREATER LONDON, HA2 9UY	£250,000	09/08/2021	Terraced

Street average: £414,500 (3 sales)

Area average: £563,125 (4 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 1%

10y growth -1.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Harrow. Series: Semi-detached. As of April 2026.

1y (index) -0.5%

5y (index) 9.2%

10y (index) 21.7%

Rental Range

Estimated market rent for Harrow. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,583/mo

Realistic £1,759/mo

Optimistic £1,935/mo

Based on Local Authority from postcode lookup → Harrow.

LHA (30th percentile) floor for South West Herts: £1,496/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View HA2 9UY

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Alexandra Avenue	0.1 miles
Bus stop	Clitheroe Avenue	0.1 miles
Shop	Tesco Express	0.1 miles
Shop	TSK Cash and Carry	0.2 miles
Train station	Rayners Lane	0.3 miles
Train station	South Harrow	0.8 miles
University	University of West London	4.8 miles
University	University of West London - Hellenic Institute Of Maritime Studies	4.8 miles
Hospital	Watford General Hospital	5.6 miles
Hospital	Hounslow Medical Centre	7.1 miles

Street-level crime

Category	Count
Anti-social behaviour	102
Violence and sexual offences	102
Vehicle crime	38
Shoplifting	27
Other theft	24
Robbery	23
Public order	13
Theft from the person	10
Drugs	9
Burglary	5
Other crime	3
Possession of weapons	2
Total incidents	358

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Alexandra School	Other	0.3 miles	Outstanding — 14 Apr 2016
Newton Farm Nursery, Infant and Junior School	Primary	0.3 miles	Good — 16 Jan 2023
Grange Primary School	Primary	0.4 miles	Good — 18 Jun 2023
Buckingham Preparatory School	Other	0.6 miles	— (No rating)
Heathland School	Primary	0.6 miles	Good — 13 Nov 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Capthorne Avenue, HA2	£2,300/mo	3	0.4 miles	OpenRent
3 Bed Semi-Detached House, Warden Avenue, HA2	£800/mo	3	0.42 miles	OpenRent

Average rent: £1,550/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.3%

Max investor price (0.8%) £193,750

Target investor price (1%) £155,000

Gross yield 3.5%

Cost-to-rent ratio 28.2×

Monthly cashflow £-698/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -5.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).