Sold STC Maisonette

20A

PENWITH ROAD, LONDON, EARLSFIELD, GREATER LONDON SW18 4QF

4 beds 2 baths 926 sq ft Listed 26 Dec 2024 (-534d)

£820,000

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# 4 bedroom maisonette for sale (SW18 4QF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 20A, PENWITH ROAD, LONDON, EARLSFIELD, GREATER LONDON SW18 4QF |
| Price | £820,000 |
| Bedrooms | 4 |
| Bathrooms | 2 |
| Council tax | TBC |
| Construction age | England and Wales: before 1900 |
| Floor area | 86 m² |
| Last sold | £840,000 Apr 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 20/01/2035
- **Est. upgrade cost to C:** £9,000

### Recommendations
- Q (£4,000 - £14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2097-3045-6209-8735-9204)

## Description

The elegant reception room is located to the front of the home and benefits from ample living space and sash windows that flood the room with light. Two of the four bedrooms can be found adjacent.

The bright eat-in kitchen, which has been completed with stylish wall and base units, appliances and plenty of space for dining, is arranged to the back of the first floor. The south-facing garden, with plenty of space for al fresco dining, can be found at the back of the property. A shower room completes this floor.

On the second floor, the spacious principal bedroom features skylights and ample eaves storage. An adjacent shower room and the fourth of the bedrooms completes the accommodation.

This lovely property is situated on Penwith Road, moments away from the amenities, bars and restaurants of vibrant Garratt Lane. Earlsfield Overground connects this lovely south-west London neighbourhood with central London in just 15 minutes and the wide-open spaces of both King George’s Park and Wandsworth Common are both within easy reach. A number of popular state and independent schools are nearby, subject to catchment and spaces each year.

Council Band Tax: C | EPC: C | Tenure: Share of Freehold

## Property Photos

- ![Picture No. 17](/listings/photos/156273533/418405) - Picture No. 17
- ![Picture No. 27](/listings/photos/156273533/418406) - Picture No. 27
- ![Picture No. 28](/listings/photos/156273533/418407) - Picture No. 28
- ![Picture No. 14](/listings/photos/156273533/418408) - Picture No. 14
- ![Picture No. 02](/listings/photos/156273533/418409) - Picture No. 02
- ![Picture No. 03](/listings/photos/156273533/418410) - Picture No. 03
- ![Picture No. 11](/listings/photos/156273533/418411) - Picture No. 11
- ![Picture No. 15](/listings/photos/156273533/418412) - Picture No. 15

## Floorplans

- ![Picture No. 29](/listings/photos/156273533/418413) - Picture No. 29

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/156273533/418414) - EPC Rating Graph

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #6868849
- **Address:** 20a Penwith Road, LONDON, SW18 4QF
- **Certificate Issued:** 06/10/2009
- **Work Completed:** 24/09/2009
- **Items:** 5 window(s)

### FENSA Certificate #15563127
- **Address:** 20a Penwith Road, LONDON, SW18 4QF
- **Certificate Issued:** 08/01/2023
- **Work Completed:** 02/12/2022
- **Items:** 3 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF | £840,000 | 17/04/2025 | Flat |
| 20A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF | £650,000 | 04/03/2022 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 DOUNESFORTH GARDENS, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QP | £480,001 | 09/01/2026 | Flat |
| 59A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4PX | £850,750 | 28/11/2025 | Flat |
| 83 RAVENSBURY ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4RX | £665,000 | 24/11/2025 | Flat |
| ACUBA HOUSE FLAT 10 ACUBA ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QS | £600,000 | 29/08/2025 | Flat |
| [Same street] 8A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF | £750,000 | 22/08/2025 | Flat |
| CUMBER HOUSE FLAT 16 MERTON ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW18 5JZ | £405,000 | 09/10/2024 | Flat |
| [Same street] 6A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF | £819,283 | 23/09/2024 | Flat |
| [Same street] 10A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF | £615,250 | 27/08/2024 | Flat |
| [Same street] 2B PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF | £625,000 | 23/08/2024 | Semi-detached |
| [Same street] 32 PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF | £595,000 | 19/07/2024 | Flat |
| [Same street] 2 PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF | £500,000 | 12/02/2024 | Flat |
| 505 MERTON ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW18 5LE | £530,000 | 16/11/2023 | Flat |
| 1E MOUNT ROAD, LONDON, MERTON, GREATER LONDON, SW19 8ES | £510,000 | 10/11/2023 | Flat |
| 1F FLAT 1 MOUNT ROAD, LONDON, MERTON, GREATER LONDON, SW19 8ES | £550,000 | 10/11/2023 | Flat |
| 1F FLAT 2 MOUNT ROAD, LONDON, MERTON, GREATER LONDON, SW19 8ES | £680,000 | 10/11/2023 | Flat |
| 6A STRATHVILLE ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QZ | £615,000 | 27/10/2023 | Flat |
| 471 MERTON ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW18 5LD | £625,000 | 20/10/2023 | Flat |
| [Same street] 24A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF | £725,000 | 29/09/2023 | Terraced |
| [Same street] 24A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF | £725,000 | 29/09/2023 | Terraced |
| 59A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4PX | £522,500 | 08/09/2023 | Flat |
| MILL COURT, 432 FLAT 8 MERTON ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW18 5AE | £225,000 | 04/09/2023 | Flat |
| 71A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4PX | £765,000 | 01/09/2023 | Flat |
| 7 FLAT 2 REVELSTOKE ROAD, LONDON, MERTON, GREATER LONDON, SW18 5NJ | £425,000 | 31/08/2023 | Flat |
| 8 REVELSTOKE ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW18 5PD | £860,000 | 31/08/2023 | Flat |
| [Same street] 4 PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF | £606,500 | 24/08/2023 | Flat |
| MILL COURT, 432 FLAT 5 MERTON ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW18 5AE | £420,000 | 17/08/2023 | Flat |
| 15 PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4PU | £625,000 | 17/07/2023 | Flat |
| 171 ASTONVILLE STREET, LONDON, WANDSWORTH, GREATER LONDON, SW18 5AQ | £625,000 | 03/07/2023 | Flat |
| 31A STRATHVILLE ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QX | £742,500 | 16/03/2023 | Flat |
| [Same street] 26A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF | £780,004 | 30/09/2022 | Flat |
| [Same street] 22 PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF | £768,500 | 18/08/2022 | Flat |
| [Same street] 22A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF | £595,500 | 11/07/2022 | Other |
| [Same street] 14 GROUND FLOOR MAISONETTE PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF | £582,500 | 22/09/2021 | Flat |
| [Same street] 36 PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF | £525,000 | 29/06/2021 | Flat |

**Street average:** £658,038 (14 sales)
**Area average:** £586,038 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £568,735 (172 Flat, SW18, 2024–2026)
- **Deviation:** +44.2%

## Rental Range

*ONS Price Index of Private Rents (Wandsworth). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £2,339/mo
- **Realistic:** £2,599/mo
- **Optimistic:** £2,859/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central London (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £3,052/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Wilna Road, SW18 | £4,650/mo | 4 | 0.59 miles | OpenRent |

**Average rent: £4,650/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.57% (weak for cashflow)
- **Max investor price (0.8%):** £581,250
- **Target investor price (1%):** £465,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £4,650/mo).*

- **Gross yield:** 6.8%
- **Cost-to-rent:** 14.7×
- **Monthly cashflow:** £931/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £9,535/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 4%
- **10y growth:** -7.8%

## House Price Index (HM Land Registry)

*Official index for Wandsworth; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -6.3%
- **5y growth (index):** -3%
- **10y growth (index):** -7.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Picture No. 17 Picture No. 27 Picture No. 28 Picture No. 14 Picture No. 02 Picture No. 03 Picture No. 11 Picture No. 15

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Property details

Tenure

SHARE_OF_FREEHOLD (995 years remaining on lease)

Floor area

86 m²

Council tax band

TBC

EPC rating

Year built

England and Wales: before 1900

Last sold

£840,000 Apr 2025

Price per m²

£9,535/m²

Local average

£568,735 (+44.2%)

Deprivation

Decile 10 (31,266 of 33,755)

Street crime

337 incidents within 1 mile (Apr 2026)

Key features

Reception
Kitchen/breakfast room
Three-bedrooms
Study
Two bathrooms
Garden

Additional details

Garden: Yes

Description

This superb, split-level, four-bedroom maisonette with private south-facing garden measures approximately 1,053 sq ft and is beautifully presented throughout. Arranged over the first and second floors of a Victorian conversion, the property benefits from a thoughtful layout and a wonderful combination of character and modern finishing.

The elegant reception room is located to the front of the home and benefits from ample living space and sash windows that flood the room with light. Two of the four bedrooms can be found adjacent.

The bright eat-in kitchen, which has been completed with stylish wall and base units, appliances and plenty of space for dining, is arranged to the back of the first floor. The south-facing garden, with plenty of space for al fresco dining, can be found at the back of the property. A shower room completes this floor.

On the second floor, the spacious principal bedroom features skylights and ample eaves storage. An adjacent shower room and the fourth of the bedrooms completes the accommodation.

This lovely property is situated on Penwith Road, moments away from the amenities, bars and restaurants of vibrant Garratt Lane. Earlsfield Overground connects this lovely south-west London neighbourhood with central London in just 15 minutes and the wide-open spaces of both King George’s Park and Wandsworth Common are both within easy reach. A number of popular state and independent schools are nearby, subject to catchment and spaces each year.

Council Band Tax: C | EPC: C | Tenure: Share of Freehold

Listed by

Earlsfield

Rampton Baseley

Reference: 156273533

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 21/01/2025

Expiry date: 20/01/2035

Est. upgrade cost to C: £9,000

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Picture No. 29

EPC Graphs

EPC Rating Graph

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #6868849

Property Details

Street: 20a Penwith Road

Town: LONDON

Postcode: SW18 4QF

Installation Details

Items: 5 windows

Certificate Issued: 06/10/2009

Work Completed: 24/09/2009

This certificate data was retrieved from FENSA's database

FENSA Certificate #15563127 Recent

Property Details

Street: 20a Penwith Road

Town: LONDON

Postcode: SW18 4QF

Installation Details

Items: 3 windows

Certificate Issued: 08/01/2023

Work Completed: 02/12/2022

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

29% since 2022

Event	Date	Price	% change
Sold	17/04/2025 (1 year ago)	£840,000	+29.2%
Sold	04/03/2022 (4 years ago)	£650,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
27 DOUNESFORTH GARDENS, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QP	£480,001	09/01/2026	Flat
59A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4PX	£850,750	28/11/2025	Flat
83 RAVENSBURY ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4RX	£665,000	24/11/2025	Flat
ACUBA HOUSE FLAT 10 ACUBA ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QS	£600,000	29/08/2025	Flat
Same street 8A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF	£750,000	22/08/2025	Flat
CUMBER HOUSE FLAT 16 MERTON ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW18 5JZ	£405,000	09/10/2024	Flat
Same street 6A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF	£819,283	23/09/2024	Flat
Same street 10A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF	£615,250	27/08/2024	Flat
Same street 2B PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF	£625,000	23/08/2024	Semi-detached
Same street 32 PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF	£595,000	19/07/2024	Flat
Same street 2 PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF	£500,000	12/02/2024	Flat
505 MERTON ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW18 5LE	£530,000	16/11/2023	Flat
1E MOUNT ROAD, LONDON, MERTON, GREATER LONDON, SW19 8ES	£510,000	10/11/2023	Flat
1F FLAT 1 MOUNT ROAD, LONDON, MERTON, GREATER LONDON, SW19 8ES	£550,000	10/11/2023	Flat
1F FLAT 2 MOUNT ROAD, LONDON, MERTON, GREATER LONDON, SW19 8ES	£680,000	10/11/2023	Flat
6A STRATHVILLE ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QZ	£615,000	27/10/2023	Flat
471 MERTON ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW18 5LD	£625,000	20/10/2023	Flat
Same street 24A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF	£725,000	29/09/2023	Terraced
Same street 24A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF	£725,000	29/09/2023	Terraced
59A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4PX	£522,500	08/09/2023	Flat
MILL COURT, 432 FLAT 8 MERTON ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW18 5AE	£225,000	04/09/2023	Flat
71A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4PX	£765,000	01/09/2023	Flat
7 FLAT 2 REVELSTOKE ROAD, LONDON, MERTON, GREATER LONDON, SW18 5NJ	£425,000	31/08/2023	Flat
8 REVELSTOKE ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW18 5PD	£860,000	31/08/2023	Flat
Same street 4 PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF	£606,500	24/08/2023	Flat
MILL COURT, 432 FLAT 5 MERTON ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW18 5AE	£420,000	17/08/2023	Flat
15 PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4PU	£625,000	17/07/2023	Flat
171 ASTONVILLE STREET, LONDON, WANDSWORTH, GREATER LONDON, SW18 5AQ	£625,000	03/07/2023	Flat
31A STRATHVILLE ROAD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QX	£742,500	16/03/2023	Flat
Same street 26A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF	£780,004	30/09/2022	Flat
Same street 22 PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF	£768,500	18/08/2022	Flat
Same street 22A PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF	£595,500	11/07/2022	Other
Same street 14 GROUND FLOOR MAISONETTE PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF	£582,500	22/09/2021	Flat
Same street 36 PENWITH ROAD, EARLSFIELD, LONDON, WANDSWORTH, GREATER LONDON, SW18 4QF	£525,000	29/06/2021	Flat

Street average: £658,038 (14 sales)

Area average: £586,038 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 4%

10y growth -7.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Wandsworth. Series: Flats and maisonettes. As of March 2026.

1y (index) -6.3%

5y (index) -3%

10y (index) -7.2%

Rental Range

Estimated market rent for Wandsworth. Low = conservative, Realistic = average, Optimistic = best case.

Low £2,339/mo

Realistic £2,599/mo

Optimistic £2,859/mo

Based on Local Authority from postcode lookup → Wandsworth.

LHA (30th percentile) floor for Central London: £3,052/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SW18 4QF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Penwith Road	0.1 miles
Shop	Trio Hair Studio	0.1 miles
Shop	Wimbledon Farmers' Market	0.2 miles
Train station	Earlsfield	0.4 miles
Train station	Wimbledon Park	0.5 miles
University	Horton Halls Reception	0.8 miles
Hospital	Bridge Lane Health Centre	2.6 miles
University	BIMM Institute London	2.7 miles
Hospital	Chapel Orchard Day Surgery	2.9 miles

Street-level crime

Category	Count
Violence and sexual offences	86
Anti-social behaviour	74
Vehicle crime	37
Shoplifting	35
Other theft	22
Burglary	19
Public order	19
Criminal damage and arson	16
Robbery	8
Drugs	7
Bicycle theft	6
Other crime	3
Possession of weapons	3
Theft from the person	2
Total incidents	337

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Wimbledon Park Primary School	Primary	0.2 miles	Outstanding — 9 Dec 2016
Southfields Academy	Secondary	0.3 miles	Good — 19 Jul 2013
Riversdale Primary School	Primary	0.4 miles	Requires improvement — 5 Nov 2023
Earlsfield Primary School	Primary	0.4 miles	Outstanding — 25 Apr 2017
Tram House School	Other	0.4 miles	Good — 13 Jul 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed Terraced House, Wilna Road, SW18	£4,650/mo	4	0.59 miles	OpenRent

Average rent: £4,650/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.57%

Max investor price (0.8%) £581,250

Target investor price (1%) £465,000

Gross yield 6.8%

Cost-to-rent ratio 14.7×

Monthly cashflow £931/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 4.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).