Sold STC Terraced

76 OSPREY AVENUE

GILLINGHAM, MEDWAY ME7 3AD

3 beds 1 baths 969 sq ft Listed 6 Mar 2025 (-460d)

£325,000

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Property photo

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Property details

Floor area

90 m²

EPC rating

D

Year built

England and Wales: 1930-1949

Last sold

£342,000 Jul 2025

Price per m²

£3,611/m²

Local average

£247,623 (+31.2%)

Deprivation

Decile 7 (22,731 of 33,755)

Street crime

468 incidents within 1 mile (Apr 2026)

Key features

  • Well Presented Three Bedroom Terraced Family Home
  • Popular Residential Location
  • Double Length Dual Aspect Through Reception
  • Well Equipped Kitchen
  • First Floor Bathroom
  • Attractive Private Garden
  • Garage
  • Off Street Parking
  • Easy Access Transport Links and Road Routes
  • Offers Over £325,000

Additional details

Parking
Yes
Garden
Yes

Description

Well presented three bedroom terraced house, ideally situated in a popular road on the outskirts of Gillingham, featuring a generous private garden with garage to rear, and off street parking to front.   The property provides bright and spacious accommodation modern interiors and neutral finish throughout – ideal for a growing family in this fantastic residential location.  Features include a dual aspect double length reception room, rear aspect kitchen, upstairs bathroom, inbuilt storage, quality floor coverings, gas central heating and double glazing. 
Accommodation comprises entrance hall, leading into the double length through reception room with attractive front aspect bay, feature fireplace, double doors to the garden, and ample space for relaxing and entertaining.  To the rear of the property, the kitchen comprises a modern range of matching wall and base units with work surfaces incorporating inset sink unit, gas hob with overhead extractor, wall mounted electric oven, and further space for appliances.  A rear lobby with storage cupboard leads out to the garden.  To the first floor, there are three well proportioned bedrooms – two doubles with inbuilt wardrobes and a single/study - plus a family bathroom with modern three piece bath suite
The property is conveniently located within easy reach of Gillingham station with excellent links to Central London and the surrounding area, with the A2 and M2 close-by for useful vehicular access.  The area is also well served by local shops, excellent schools and amenities.  
Viewings are highly recommended.

Listed by

Sittingbourne

exp world uk limited

Reference: 159102773

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 03/03/2025

Current heating cost: £1,105/year

Potential heating cost: £603/year

Est. upgrade cost to C: £14,475

Recommendations

  • Increase loft insulation to 270 mm (£100 - £350)
  • Cavity wall insulation (£500 - £1,500)
  • Party wall insulation (£300 - £600)
  • Hot water cylinder thermostat (£200 - £400)
  • Upgrade heating controls (£350 - £450)
  • Replace boiler with new condensing boiler (£2,200 - £3,000)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

EPC Graphs

EPC 1

EPC 1

Price history

Event Date Price % change
Sold 03/07/2025 (11 months ago) £342,000 —

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
3 BEECHWOOD AVENUE, CHATHAM, MEDWAY, ME5 7HH £290,001 24/01/2025 Terraced
111A WATLING STREET, GILLINGHAM, MEDWAY, ME7 2YX £335,000 21/12/2022 Terraced
8 BEECHWOOD AVENUE, CHATHAM, MEDWAY, ME5 7HH £436,000 16/12/2022 Terraced
86 WATLING STREET, GILLINGHAM, MEDWAY, ME7 2YS £400,000 12/12/2022 Terraced
40 FIRST AVENUE, GILLINGHAM, MEDWAY, ME7 2LG £350,000 10/11/2022 Terraced
81 MALVERN ROAD, GILLINGHAM, MEDWAY, ME7 4BB £325,000 28/10/2022 Terraced
2 HARRIS MEWS, GILLINGHAM, MEDWAY, ME7 2AF £330,000 24/10/2022 Terraced
Same street 60 OSPREY AVENUE, GILLINGHAM, MEDWAY, ME7 3AD £350,000 26/08/2022 Terraced
20 OSPREY AVENUE, CHATHAM, MEDWAY, ME5 7JA £365,000 26/08/2022 Terraced
29 MONTROSE AVENUE, CHATHAM, MEDWAY, ME5 7HU £385,000 24/08/2022 Terraced
119 WATLING STREET, GILLINGHAM, MEDWAY, ME7 2YX £370,000 29/04/2022 Terraced
18 BEECHWOOD AVENUE, CHATHAM, MEDWAY, ME5 7HH £370,000 13/04/2022 Terraced
46 MONTROSE AVENUE, CHATHAM, MEDWAY, ME5 7HX £370,000 25/03/2022 Terraced
3 MONTROSE AVENUE, CHATHAM, MEDWAY, ME5 7HU £415,000 18/03/2022 Terraced
66 HOLMSIDE, GILLINGHAM, MEDWAY, ME7 4BE £310,000 04/03/2022 Terraced
74 HOLMSIDE, GILLINGHAM, MEDWAY, ME7 4BE £350,000 10/02/2022 Terraced
58 MONTROSE AVENUE, CHATHAM, MEDWAY, ME5 7HX £345,000 04/02/2022 Terraced
61 MALVERN ROAD, GILLINGHAM, MEDWAY, ME7 4BB £345,000 29/01/2022 Terraced
37 BEECHWOOD AVENUE, CHATHAM, MEDWAY, ME5 7HJ £310,000 09/12/2021 Terraced
1 HARRIS MEWS, GILLINGHAM, MEDWAY, ME7 2AF £345,000 12/11/2021 Terraced
46 BEECHWOOD AVENUE, CHATHAM, MEDWAY, ME5 7HJ £347,000 21/07/2021 Terraced

Street average: £350,000 (1 sale)

Area average: £354,650 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 9.9%
10y growth 30.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Medway. Series: Terraced. As of March 2026.

1y (index) 0.5%
5y (index) 17%
10y (index) 45.5%

Rental Range

Estimated market rent for Medway. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,113/mo
Realistic £1,237/mo
Optimistic £1,361/mo

Based on Local Authority from postcode lookup → Medway.

LHA (30th percentile) floor for Chelmsford: £1,197/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ME7 3AD

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop Barney's Barbers 0.0 miles
Shop Browns hair and beauty 0.0 miles
Bus stop Barnsole Road Top 0.0 miles
Hospital Unknown 0.2 miles
Hospital Medway Maritime Hospital 1.0 miles
Train station Gillingham 1.1 miles
Train station Fort Apache 1.6 miles
University Unknown 1.9 miles
University University of Kent - Medway Campus 2.0 miles

Street-level crime

Category Count
Violence and sexual offences 145
Anti-social behaviour 100
Shoplifting 49
Criminal damage and arson 45
Other theft 28
Public order 28
Drugs 19
Vehicle crime 15
Other crime 14
Burglary 10
Robbery 8
Possession of weapons 6
Theft from the person 1
Total incidents 468

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
The Robert Napier School Secondary 0.4 miles — (Inspected (no overall grade))
Danecourt School Other 0.5 miles Good — 24 Jun 2019
Chatham Grammar Secondary 0.5 miles Good — 20 Jun 2018
Byron Primary School Primary 0.6 miles — (Inspected (no overall grade))
Will Adams Academy Other 0.6 miles Good — 3 Mar 2014

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
3 Bed Flat, Watling St, ME7 £1,400/mo 3 0.19 miles OpenRent
3 Bed End Terrace, Keston Court, ME8 £1,725/mo 3 0.53 miles OpenRent

Average rent: £1,563/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.48%
Max investor price (0.8%) £195,375
Target investor price (1%) £156,300
Gross yield 5.8%
Cost-to-rent ratio 17.3×
Monthly cashflow £102/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 1.3%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).