# 5 bedroom end of terrace house for sale (RM11 3DJ) ## Property Details | Key | Value | |-----|-------| | Address | 44 HUBBARDS CHASE, HORNCHURCH, GREATER LONDON RM11 3DJ | | Price | £750,000 | | Bedrooms | 5 | | Bathrooms | 3 | | Council tax | D | | Construction age | England and Wales: 1983-1990 | | Floor area | 174 m² | | Last sold | £750,000 Sep 2024 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Expiry date:** 01/04/2034 - **Current heating cost:** £1,377/year - **Est. upgrade cost to C:** £9,900 ### Recommendations - W2 (£4,000 - £6,000) - G (£350 - £450) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/4434-7024-4200-0032-0206) ## Description • PLEASE CHECK OUT THE VIDEO • AMASSING OVER 2,140 SQ.FT. OF LIVING ACCOMMODATION INCLUDING OUTBUILDING • WALKING DISTANCE TO NELMES PRIMARY SCHOOL, BOASTING OUTSTANDING OFSTED RATING • 32' MASTER SUITE WITH WALK-IN WARDROBE & EN-SUITE • FIVE BEDROOMS IN THE MAIN DWELLING • SOUTH FACING REAR GARDEN WITH UNOBSTRUCTIVE VIEWS OF THE FIELDS • TWO RECEPTION ROOMS • OPEN PLAN KITCHEN/DINER • SEPARATE UTILITY ROOM & GROUND FLOOR CLOAKROOM • OFF STREET PARKING FOR TWO/THREE VEHICLES • COUNCIL TAX BAND: D ## Property Photos - ![Front](/listings/photos/146533598/1358763) - Front - ![Kitchen/Diner](/listings/photos/146533598/1358764) - Kitchen/Diner - ![Living Room](/listings/photos/146533598/1358765) - Living Room - ![Kitchen/Diner](/listings/photos/146533598/1358766) - Kitchen/Diner - ![Family Room](/listings/photos/146533598/1358767) - Family Room - ![Master Bedroom](/listings/photos/146533598/1358768) - Master Bedroom - ![En-Suite](/listings/photos/146533598/1358769) - En-Suite - ![Bedroom Five](/listings/photos/146533598/1358770) - Bedroom Five - ![Rear Garden](/listings/photos/146533598/1358771) - Rear Garden - ![Bedroom](/listings/photos/146533598/1358772) - Bedroom - ![Bedroom Four](/listings/photos/146533598/1358773) - Bedroom Four - ![Kitchen/Diner](/listings/photos/146533598/1358774) - Kitchen/Diner - ![Games Room/Bedroom](/listings/photos/146533598/1358775) - Games Room/Bedroom - ![Kitchen Area](/listings/photos/146533598/1358776) - Kitchen Area - ![Shower Area](/listings/photos/146533598/1358777) - Shower Area - ![Aerial](/listings/photos/146533598/1358778) - Aerial - ![Aerial](/listings/photos/146533598/1358779) - Aerial - ![Aerial](/listings/photos/146533598/1358780) - Aerial - ![Aerial](/listings/photos/146533598/1358781) - Aerial - ![Aerial](/listings/photos/146533598/1358782) - Aerial - ![Aerial](/listings/photos/146533598/1358783) - Aerial ## Floorplans - ![Floorplan](/listings/photos/146533598/1358784) - Floorplan ## EPC Graphs - ![EPC Rating Graph](/listings/photos/146533598/1358785) - EPC Rating Graph ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #12879870 - **Address:** 44 Hubbards Chase, HORNCHURCH, RM11 3DJ - **Certificate Issued:** 10/04/2018 - **Work Completed:** 17/03/2018 - **Items:** 10 window(s), 2 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 44 HUBBARDS CHASE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DJ | £750,000 | 20/09/2024 | Terraced | | 44 HUBBARDS CHASE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DJ | £375,000 | 05/12/2013 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 4 BERKSHIRE WAY, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3HB | £395,000 | 16/10/2023 | Terraced | | [Same street] 2 HUBBARDS CHASE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DJ | £785,000 | 27/04/2023 | Detached | | 37 COPTHORNE GARDENS, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DL | £510,000 | 26/07/2022 | Terraced | | 58 ESSEX GARDENS, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3EL | £453,000 | 22/07/2022 | Terraced | | 27 COPTHORNE GARDENS, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DL | £431,000 | 17/06/2022 | Terraced | | 7 LINCOLN CLOSE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3HD | £517,499 | 06/06/2022 | Terraced | | 36 SURREY DRIVE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3EX | £385,000 | 14/04/2022 | Terraced | | 2A CORNWALL CLOSE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3HA | £522,500 | 04/03/2022 | Terraced | | 68 HUBBARDS CHASE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DD | £520,000 | 05/01/2022 | Terraced | | [Same street] 24 HUBBARDS CHASE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DJ | £360,000 | 27/08/2021 | Terraced | | 35 COPTHORNE GARDENS, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DL | £428,000 | 04/08/2021 | Terraced | **Street average:** £572,500 (2 sales) **Area average:** £462,444 (9 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £469,355 (31 Terraced, RM11, 2024–2026) - **Deviation:** +59.8% ## Rental Range *ONS Price Index of Private Rents (Havering). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,408/mo - **Realistic:** £1,564/mo - **Optimistic:** £1,720/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Outer North East London (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,795/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 5 Bed Semi-Detached House, Beltinge Road, RM3 | £3,700/mo | 5 | 0.86 miles | OpenRent | **Average rent: £3,700/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.49% (weak for cashflow) - **Max investor price (0.8%):** £462,500 - **Target investor price (1%):** £370,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £3,700/mo).* - **Gross yield:** 5.9% - **Cost-to-rent:** 16.9× - **Monthly cashflow:** £351/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 1.9% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £4,310/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 6.3% - **10y growth:** 10.7% ## House Price Index (HM Land Registry) *Official index for Havering; Terraced series; as of April 2026.* - **1y growth (index):** 2.5% - **5y growth (index):** 18.1% - **10y growth (index):** 36.4% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)