Sold STC Terraced

101 THE HILL

ST ALBANS, WHEATHAMPSTEAD, HERTFORDSHIRE AL4 8PR

2 beds 1 baths 47 m² Listed 10 Jun 2025 (-407d)

£350,000

Guide Price

Reduced on 3 Oct 2025

Save

# 2 bedroom terraced house for sale (AL4 8PR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 101 THE HILL, ST ALBANS, WHEATHAMPSTEAD, HERTFORDSHIRE AL4 8PR |
| Price | £350,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | D |
| Last sold | £350,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 16/06/2035
- **Current heating cost:** £537/year
- **Est. upgrade cost to C:** £26,950

### Recommendations
- B (£900 - £1,500)
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0966-1208-7205-6382-0300)

## Description

Lettings and Property Management

We offer a complete range of services for Landlords, from fully managed lets to advertising only. Each Landlord who chooses full management has a personal Property Manager and all our fees are based on a ‘no let - no fee’ basis.

DISCLAIMER

These particulars are a general guide only. They do not form part of any contract. Services, systems and appliances have not been tested.

BUYERS INFORMATION

To conform with government Money Laundering Regulations 2019, we are required to confirm the identity of all prospective buyers. We use the services of a third party, Lifetime Legal, who will contact you directly at an agreed time to do this. They will need the full name, date of birth and current address of all buyers and ID. There is a nominal charge of £80 inc VAT for this (for the transaction not per person), payable direct to Lifetime Legal. Please note, we are unable to advertise a property or issue a memorandum of sale until the checks are complete.

CONVEYANCING

Through our partners Frost's Conveyancing, we can introduce you to solicitors who specialise in conveyancing. Ask us for further information today.

MORTGAGES

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Exclusive deals are made available to Embrace Financial Services by PRIMIS Mortgage Network, to which Embrace Financial Services are an Appointed Representative

Frosts Estate Agents is an Introducer Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.

Embrace Financial Services Ltd. is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority.

REFERRAL FEES

We may refer you to recommended providers of ancillary services such as Conveyancing, Financial Services, Insurance and Surveying. We may receive a commission payment fee or other benefit (known as a referral fee) for recommending their services. You are not under any obligation to use the services of the recommended provider. The ancillary service provider may be an associated company of Forst's.

FWH250004/1

## Property Photos

- ![Picture No. 21](/listings/photos/163083287/1251410) - Picture No. 21
- ![Picture No. 22](/listings/photos/163083287/1251411) - Picture No. 22
- ![Picture No. 23](/listings/photos/163083287/1251412) - Picture No. 23
- ![Picture No. 20](/listings/photos/163083287/1251413) - Picture No. 20
- ![Picture No. 25](/listings/photos/163083287/1251414) - Picture No. 25
- ![Picture No. 26](/listings/photos/163083287/1251415) - Picture No. 26
- ![Picture No. 27](/listings/photos/163083287/1251416) - Picture No. 27
- ![Picture No. 28](/listings/photos/163083287/1251417) - Picture No. 28
- ![Picture No. 29](/listings/photos/163083287/1251418) - Picture No. 29
- ![Picture No. 30](/listings/photos/163083287/1251419) - Picture No. 30
- ![Picture No. 31](/listings/photos/163083287/1251420) - Picture No. 31
- ![Picture No. 32](/listings/photos/163083287/1251421) - Picture No. 32
- ![Picture No. 33](/listings/photos/163083287/1251422) - Picture No. 33
- ![Picture No. 24](/listings/photos/163083287/1251423) - Picture No. 24
- ![Picture No. 34](/listings/photos/163083287/1251424) - Picture No. 34

## Floorplans

- ![Floorplan](/listings/photos/163083287/1251425) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/163083287/1251426) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #14554830
- **Address:** 101 The Hill, Wheathampstead, AL4 8PR
- **Certificate Issued:** 25/04/2021
- **Work Completed:** 15/04/2021
- **Items:** 6 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 101 THE HILL, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8PR | £350,000 | 10/03/2026 | Terraced |
| 101 THE HILL, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8PR | £310,000 | 19/02/2021 | Terraced |
| 101 THE HILL, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8PR | £295,000 | 17/03/2016 | Terraced |
| 101 THE HILL, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8PR | £215,000 | 30/05/2013 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 93 THE HILL, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8PR | £365,000 | 05/12/2025 | Terraced |
| 75 CAESARS ROAD, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8PA | £455,000 | 08/09/2023 | Terraced |
| [Same street] 63A THE HILL, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8PR | £1,998,200 | 18/08/2023 | Detached |
| [Same street] 51 THE HILL, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8PR | £670,000 | 15/12/2022 | Semi-detached |
| 14 HEWITT CLOSE, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8TQ | £370,000 | 09/09/2022 | Terraced |
| [Same street] 89 THE HILL, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8PR | £370,000 | 31/08/2022 | Terraced |
| 3 VALE COURT, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8TE | £420,000 | 01/07/2022 | Terraced |
| [Same street] 63 THE HILL, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8PR | £700,000 | 25/05/2022 | Terraced |
| 7 OFFAS WAY, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8PB | £580,000 | 17/05/2022 | Terraced |
| 42 FOUR LIMES, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8JN | £330,000 | 03/03/2022 | Terraced |
| 29 HEWITT CLOSE, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8TQ | £377,000 | 21/12/2021 | Terraced |
| 44 SAXON ROAD, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8NZ | £501,000 | 18/11/2021 | Terraced |
| 28 OLD SCHOOL DRIVE, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8FH | £397,500 | 11/10/2021 | Terraced |

**Street average:** £820,640 (5 sales)
**Area average:** £428,813 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £536,818 (22 Terraced, AL4, 2024–2026)
- **Deviation:** -34.8%

## Rental Range

*ONS Price Index of Private Rents (St Albans). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,733/mo
- **Realistic:** £1,925/mo
- **Optimistic:** £2,118/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South West Herts (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,247/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Maisonette, Offas Way, AL4 | £1,600/mo | 2 | 0.19 miles | OpenRent |

**Average rent: £1,600/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.46% (weak for cashflow)
- **Max investor price (0.8%):** £200,000
- **Target investor price (1%):** £160,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,600/mo).*

- **Gross yield:** 5.5%
- **Cost-to-rent:** 18.2×
- **Monthly cashflow:** £37/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £7,447/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -5.6%
- **10y growth:** 43.4%

## House Price Index (HM Land Registry)

*Official index for St Albans; Terraced series; as of April 2026.*

- **1y growth (index):** 3%
- **5y growth (index):** 16%
- **10y growth (index):** 23.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Picture No. 21 Picture No. 22 Picture No. 23 Picture No. 20 Picture No. 25 Picture No. 26 Picture No. 27 Picture No. 28 Picture No. 29 Picture No. 30 Picture No. 31 Picture No. 32 Picture No. 33 Picture No. 24 Picture No. 34

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Property details

Tenure

FREEHOLD

Floor area

47 m²

Council tax band

EPC rating

Last sold

£350,000 Mar 2026

Price per m²

£7,447/m²

Local average

£536,818 (-34.8%)

Deprivation

Decile 9 (30,220 of 33,755)

Street crime

29 incidents within 1 mile (May 2026)

Key features

Two bedrooms
Living room with feature wood-burning stove
Fitted kitchen
Ground floor bathroom
Patio and lawned rear garden
0.5 miles from Wheathampstead High Street
3.2 miles from Harpenden railway station to London St Pancras

Additional details

Garden: Yes

Description

Set in the sought-after Hertfordshire village of Wheathampstead, this two-bedroom character cottage blends period charm with a convenient location just 0.5 miles from the High Street and 3.2 miles from Harpenden station. The home features a welcoming living room with wood-burning stove, a fitted kitchen, and a private rear garden ideal for outdoor dining.

Lettings and Property Management

We offer a complete range of services for Landlords, from fully managed lets to advertising only. Each Landlord who chooses full management has a personal Property Manager and all our fees are based on a ‘no let - no fee’ basis.

DISCLAIMER

These particulars are a general guide only. They do not form part of any contract. Services, systems and appliances have not been tested.

BUYERS INFORMATION

To conform with government Money Laundering Regulations 2019, we are required to confirm the identity of all prospective buyers. We use the services of a third party, Lifetime Legal, who will contact you directly at an agreed time to do this. They will need the full name, date of birth and current address of all buyers and ID. There is a nominal charge of £80 inc VAT for this (for the transaction not per person), payable direct to Lifetime Legal. Please note, we are unable to advertise a property or issue a memorandum of sale until the checks are complete.

CONVEYANCING

Through our partners Frost's Conveyancing, we can introduce you to solicitors who specialise in conveyancing. Ask us for further information today.

MORTGAGES

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Exclusive deals are made available to Embrace Financial Services by PRIMIS Mortgage Network, to which Embrace Financial Services are an Appointed Representative

Frosts Estate Agents is an Introducer Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.

Embrace Financial Services Ltd. is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority.

REFERRAL FEES

We may refer you to recommended providers of ancillary services such as Conveyancing, Financial Services, Insurance and Surveying. We may receive a commission payment fee or other benefit (known as a referral fee) for recommending their services. You are not under any obligation to use the services of the recommended provider. The ancillary service provider may be an associated company of Forst's.

FWH250004/1

Listed by

Wheathampstead

AIG (HALO) LTD

Reference: 163083287

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 17/06/2025

Expiry date: 16/06/2035

Current heating cost: £537/year

Potential heating cost: £392/year

Est. upgrade cost to C: £26,950

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (£900 - £1,500)
50 mm internal or external wall insulation (£7,500 - £11,000)
Floor insulation (solid floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #14554830

Property Details

Street: 101 The Hill

Town: Wheathampstead

Postcode: AL4 8PR

Installation Details

Items: 6 windows

Certificate Issued: 25/04/2021

Work Completed: 15/04/2021

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

63% since 2013

Event	Date	Price	% change
Sold	10/03/2026 (4 months ago)	£350,000	+12.9%
Sold	19/02/2021 (5 years ago)	£310,000	+5.1%
Sold	17/03/2016 (10 years ago)	£295,000	+37.2%
Sold	30/05/2013 (13 years ago)	£215,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 93 THE HILL, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8PR	£365,000	05/12/2025	Terraced
75 CAESARS ROAD, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8PA	£455,000	08/09/2023	Terraced
Same street 63A THE HILL, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8PR	£1,998,200	18/08/2023	Detached
Same street 51 THE HILL, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8PR	£670,000	15/12/2022	Semi-detached
14 HEWITT CLOSE, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8TQ	£370,000	09/09/2022	Terraced
Same street 89 THE HILL, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8PR	£370,000	31/08/2022	Terraced
3 VALE COURT, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8TE	£420,000	01/07/2022	Terraced
Same street 63 THE HILL, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8PR	£700,000	25/05/2022	Terraced
7 OFFAS WAY, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8PB	£580,000	17/05/2022	Terraced
42 FOUR LIMES, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8JN	£330,000	03/03/2022	Terraced
29 HEWITT CLOSE, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8TQ	£377,000	21/12/2021	Terraced
44 SAXON ROAD, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8NZ	£501,000	18/11/2021	Terraced
28 OLD SCHOOL DRIVE, WHEATHAMPSTEAD, ST ALBANS, HERTFORDSHIRE, AL4 8FH	£397,500	11/10/2021	Terraced

Street average: £820,640 (5 sales)

Area average: £428,813 (8 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -5.6%

10y growth 43.4%

House Price Index (HM Land Registry — official index, not sold-price averages): St Albans. Series: Terraced. As of April 2026.

1y (index) 3%

5y (index) 16%

10y (index) 23.7%

Rental Range

Estimated market rent for St Albans. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,733/mo

Realistic £1,925/mo

Optimistic £2,118/mo

Based on Local Authority from postcode lookup → St Albans.

LHA (30th percentile) floor for South West Herts: £1,247/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View AL4 8PR

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Hill Dyke Road	0.1 miles
Shop	Village Barbers	0.4 miles
Shop	Gentlemen's Field	0.4 miles
Train station	Harpenden	2.5 miles
Train station	Welwyn Garden City	3.9 miles
University	University of Hertfordshire	5.9 miles
University	Boltons Park Farm	8.0 miles
Hospital	Widecombe Nursing Home	9.6 miles
Hospital	Luton and Dunstable Hospital	9.9 miles

Street-level crime

Category	Count
Anti-social behaviour	13
Violence and sexual offences	7
Other theft	3
Public order	2
Vehicle crime	2
Criminal damage and arson	1
Shoplifting	1
Total incidents	29

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Beech Hyde Primary School and Nursery	Primary	0.2 miles	Good — 14 Nov 2022
St Helen's Church of England Primary School	Primary	0.3 miles	Good — 24 Mar 2015
Aldwickbury School	Other	1.6 miles	— (No rating)
Sandridge School	Primary	1.8 miles	Good — 24 Apr 2019
The Grove Infant and Nursery School	Primary	1.8 miles	Outstanding — 17 Dec 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Maisonette, Offas Way, AL4	£1,600/mo	2	0.19 miles	OpenRent

Average rent: £1,600/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.46%

Max investor price (0.8%) £200,000

Target investor price (1%) £160,000

Gross yield 5.5%

Cost-to-rent ratio 18.2×

Monthly cashflow £37/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 0.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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