# 3 bedroom terraced house for sale (CF47 0YP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 31 ERNEST STREET, MERTHYR TYDFIL, MERTHYR TYDFIL CF47 0YP |
| Price | £104,995 |
| Bedrooms | 3 |
| Last sold | £140,000 Feb 2025 |

## Description

A well maintained modernised middle terraced house pleasantly situate in popular side street location within short distance of Merthyr Tydfil town centre & local schools & amenities.   

> Floorplan is available to view on this listing...

GROUND FLOOR	

ENTRANCE HALL

UPVC Double glazed entrance door, laminate flooring, staircase.

LOUNGE/DINING ROOM  

Laminate flooring, coving to ceiling, storage cupboard, electric fire, UPVC double glazed French doors to rear.

KITCHEN

Fitted units, gas hob, electric oven, part tiled walls, tiled floor, plumbing for washing machine, UPVC double glazed rear 

entrance door.

BATHROOM/W.C.

White suite, over bath mains shower with curtain & rail,  tiled walls, tiled floor, Velux skylight.				  				  				 								  				 		 

FIRST FLOOR		

NUMBER 1 BEDROOM  

Laminate flooring, coving to ceiling, recessed spot lights.

NUMBER 2 BEDROOM   

Laminate flooring.

NUMBER 3 BEDROOM  

Laminate flooring, coving to ceiling, recessed spot lights, Combination boiler.

OUTSIDE

Rear patio area, rear lane access.  

SERVICES

All Main Services.  Gas Central Heating. Combination boiler.  NB Central heating, services & appliances not tested by this office. UPVC Double Glazing.

TENURE

Advised Freehold.

## Property Photos

- ![Photo](/listings/photos/84721145/684642)
- ![Photo](/listings/photos/84721145/684644)
- ![Photo](/listings/photos/84721145/684646)
- ![Photo](/listings/photos/84721145/684648)
- ![Photo](/listings/photos/84721145/684655)
- ![Photo](/listings/photos/84721145/684659)
- ![Photo](/listings/photos/84721145/684662)
- ![Photo](/listings/photos/84721145/684664)

## Floorplans

- ![Floorplan 1](/listings/photos/84721145/684667) - Floorplan 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £140,000 | 03/02/2025 | Terraced |
| 31 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £97,000 | 29/05/2020 | Terraced |
| 31 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £90,000 | 17/10/2014 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 1 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £175,000 | 24/11/2025 | Terraced |
| [Same street] 48 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £165,000 | 17/10/2025 | Terraced |
| 10 HIGHLAND VIEW, MERTHYR TYDFIL, CF47 0RB | £102,000 | 10/04/2025 | Terraced |
| [Same street] 6 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £125,000 | 16/12/2024 | Terraced |
| [Same street] 3 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £162,000 | 09/05/2024 | Terraced |
| 46 CLARE STREET, MERTHYR TYDFIL, CF47 0YL | £140,000 | 15/12/2023 | Terraced |
| 30 MARY STREET, MERTHYR TYDFIL, CF47 0RA | £100,000 | 10/11/2023 | Terraced |
| 6 RAILWAY TERRACE, MERTHYR TYDFIL, CF47 0YB | £70,000 | 27/10/2023 | Terraced |
| [Same street] 52 ERNEST STREET, MERTHYR TYDFIL, RHONDDA CYNON TAFF, CF47 0YP | £110,000 | 29/09/2023 | Terraced |
| 7 HIGHLAND VIEW, MERTHYR TYDFIL, CF47 0RB | £140,000 | 18/08/2023 | Terraced |
| 7 DYKE STREET, MERTHYR TYDFIL, CF47 0RS | £106,000 | 18/08/2023 | Terraced |
| 6 HAMPTON STREET, MERTHYR TYDFIL, CF47 0RR | £110,000 | 11/08/2023 | Terraced |
| 5 HAMPTON STREET, MERTHYR TYDFIL, CF47 0RR | £71,000 | 16/06/2023 | Terraced |
| [Same street] 12 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £105,000 | 26/05/2023 | Terraced |
| [Same street] 37 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £154,500 | 11/01/2023 | Terraced |
| 2 REES STREET, MERTHYR TYDFIL, CF47 0RF | £130,000 | 20/12/2022 | Terraced |
| 29 CLARE STREET, MERTHYR TYDFIL, CF47 0YN | £120,000 | 11/11/2022 | Terraced |
| 2 LINCOLN TERRACE, MERTHYR TYDFIL, CF47 0TU | £92,500 | 11/11/2022 | Terraced |
| [Same street] 54 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £135,000 | 28/10/2022 | Terraced |
| 34 PLYMOUTH STREET, MERTHYR TYDFIL, CF47 0TT | £96,000 | 07/10/2022 | Terraced |
| 4 FAIRVIEW TERRACE, MERTHYR TYDFIL, CF47 0RL | £160,000 | 29/09/2022 | Terraced |
| 32 PLYMOUTH STREET, MERTHYR TYDFIL, CF47 0TT | £70,000 | 28/09/2022 | Terraced |
| 2A LINCOLN TERRACE, MERTHYR TYDFIL, CF47 0TU | £83,500 | 21/07/2022 | Terraced |
| 12 DYKE STREET, MERTHYR TYDFIL, CF47 0RS | £118,000 | 08/07/2022 | Terraced |
| 14 RAILWAY TERRACE, MERTHYR TYDFIL, CF47 0YB | £85,000 | 30/06/2022 | Terraced |
| 39 CLARE STREET, MERTHYR TYDFIL, CF47 0YN | £85,000 | 15/06/2022 | Terraced |
| 31 PLYMOUTH STREET, MERTHYR TYDFIL, CF47 0TT | £78,000 | 09/06/2022 | Terraced |
| 28 CLARE STREET, MERTHYR TYDFIL, CF47 0YN | £105,000 | 31/05/2022 | Terraced |
| [Same street] 48 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £142,000 | 15/12/2021 | Terraced |
| [Same street] 4 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £100,000 | 12/10/2021 | Terraced |
| [Same street] 37 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £105,000 | 02/08/2021 | Terraced |
| [Same street] 13 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £130,000 | 25/06/2021 | Terraced |

**Street average:** £134,042 (12 sales)
**Area average:** £103,100 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £126,708 (32 Terraced, CF47, 2024–2026)
- **Deviation:** -17.1%

## Rental Range

*ONS Price Index of Private Rents (Merthyr Tydfil). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £679/mo
- **Realistic:** £754/mo
- **Optimistic:** £829/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Court Terrace, CF47 | £725/mo | 3 | 0.3 miles | OpenRent |
| 3 Bed Terraced House, Eastfield Place, CF47 | £900/mo | 3 | 0.3 miles | OpenRent |
| 3 Bed Terraced House, Merthyr Tydfil, CF47 | £900/mo | 3 | 0.3 miles | OpenRent |

**Average rent: £842/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.86% (okay)
- **Max investor price (0.8%):** £112,500
- **Target investor price (1%):** £90,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £900/mo).*

- **Gross yield:** 10.3%
- **Cost-to-rent:** 9.7×
- **Monthly cashflow:** £372/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 34.1%
- **10y growth:** 58.2%

## House Price Index (HM Land Registry)

*Official index for Merthyr Tydfil; Terraced series; as of March 2026.*

- **1y growth (index):** 3.5%
- **5y growth (index):** 24.2%
- **10y growth (index):** 72.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)