# 2 bedroom terraced house for sale (CB1 2LD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 95 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE CB1 2LD |
| Price | £300,000 |
| Bedrooms | 2 |
| Last sold | £363,000 Feb 2014 |

## Description

This Victorian terraced house sits in a very popular location and has been subjected to a thorough improvement programme in recent years.  It now has an interesting mixture of original, character features along with some ultra modern fittings.  The living room has a cast iron fireplace with a wooden surround, exposed wooden floorboards, and a sash window to the front.  The dining room is open plan to the kitchen and has two large fitted cupboards, one of which has been designed with a fitted desk and is ideal for a computer station.  The doors of the cupboad are made from sliced oak.  The kitchen is ultra modern, styled with white, high gloss fronted units and has glass splashbacks and work surfaces in an azure blue.  Integrated appliances include a dishwasher, washing machine, and fridge freezer.  There is also an electric oven, gas hob, and extractor.  The bathroom is fitted with a white suite, and natural light is provided by the skylight.  There is a panelled bath with shower over, glass tiles splashbacks, circular sink unit, and W.C.

On the first floor, there are two double bedrooms.  Bedroom 1 has exposed wooden floorboards and a cast iron fireplace.

Outside, the rear garden has a sunny southerly aspect, enclosed by wall and fencing with a gate to the rear, decked and lawned with a timber shed.

## Property Photos

- ![Photo](/listings/photos/43705883/360519)

## Floorplans

- ![Floorplan](/listings/photos/43705883/360520) - Floorplan

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 95 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £363,000 | 07/02/2014 | Terraced |
| 95 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £286,000 | 18/01/2012 | Terraced |
| 95 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £84,000 | 19/01/1999 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 98 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LF | £620,110 | 08/12/2025 | Terraced |
| 7 FLOWER STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NH | £673,500 | 10/12/2024 | Terraced |
| 8 MILFORD STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LP | £540,000 | 08/10/2024 | Terraced |
| 31 NORFOLK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NG | £618,000 | 18/12/2023 | Terraced |
| [Same street] 9 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £825,000 | 30/06/2023 | Other |
| 6 STAFFORDSHIRE STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NB | £471,100 | 22/03/2023 | Terraced |
| [Same street] 35 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £450,000 | 02/12/2022 | Terraced |
| 2 UPPER GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LR | £605,000 | 09/11/2022 | Terraced |
| 21 NORFOLK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NG | £617,350 | 16/08/2022 | Terraced |
| 11 EDWARD STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LS | £492,500 | 08/08/2022 | Terraced |
| [Same street] 11 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £722,000 | 05/08/2022 | Terraced |
| 5 FARRAN, CAMBRIDGE, CAMBRIDGESHIRE, CB1 1QF | £438,000 | 29/07/2022 | Terraced |
| [Same street] 57 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £700,000 | 27/06/2022 | Terraced |
| 35 NORFOLK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NG | £692,000 | 17/06/2022 | Terraced |
| [Same street] 43 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £435,000 | 29/04/2022 | Terraced |
| 3 ENFIELD, CAMBRIDGE, CAMBRIDGESHIRE, CB1 1QG | £395,000 | 22/03/2022 | Terraced |
| [Same street] 71 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £530,000 | 10/12/2021 | Terraced |
| 14 EDWARD STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LS | £600,000 | 08/11/2021 | Terraced |
| 7 UPPER GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LR | £600,000 | 21/09/2021 | Terraced |

**Street average:** £610,333 (6 sales)
**Area average:** £566,351 (13 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £556,551 (70 Terraced, CB1, 2024–2026)
- **Deviation:** -46.1%

## Rental Range

*ONS Price Index of Private Rents (Cambridge). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,624/mo
- **Realistic:** £1,804/mo
- **Optimistic:** £1,984/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Staffordshire Street, CB1 | £750/mo | 2 | 0.11 miles | OpenRent |
| 2 Bed Flat, Parkside, CB1 | £1,200/mo | 2 | 0.24 miles | OpenRent |
| 2 Bed Semi-Detached House, Portland Place, CB1 | £2,000/mo | 2 | 0.32 miles | OpenRent |

**Average rent: £1,317/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.4% (weak for cashflow)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 4.8%
- **Cost-to-rent:** 20.8×
- **Monthly cashflow:** £-126/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 23.2%
- **10y growth:** 17.5%

## House Price Index (HM Land Registry)

*Official index for Cambridge; Terraced series; as of May 2026.*

- **1y growth (index):** -0.6%
- **5y growth (index):** 8.8%
- **10y growth (index):** 8.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)