Sold STC Terraced

95 NORFOLK STREET

CAMBRIDGE, CAMBRIDGESHIRE CB1 2LD

2 beds 60 m² Listed 22 Oct 2013 (-4667d)

£300,000

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# 2 bedroom terraced house for sale (CB1 2LD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 95 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE CB1 2LD |
| Price | £300,000 |
| Bedrooms | 2 |
| Last sold | £363,000 Feb 2014 |

## Description

This Victorian terraced house sits in a very popular location and has been subjected to a thorough improvement programme in recent years.  It now has an interesting mixture of original, character features along with some ultra modern fittings.  The living room has a cast iron fireplace with a wooden surround, exposed wooden floorboards, and a sash window to the front.  The dining room is open plan to the kitchen and has two large fitted cupboards, one of which has been designed with a fitted desk and is ideal for a computer station.  The doors of the cupboad are made from sliced oak.  The kitchen is ultra modern, styled with white, high gloss fronted units and has glass splashbacks and work surfaces in an azure blue.  Integrated appliances include a dishwasher, washing machine, and fridge freezer.  There is also an electric oven, gas hob, and extractor.  The bathroom is fitted with a white suite, and natural light is provided by the skylight.  There is a panelled bath with shower over, glass tiles splashbacks, circular sink unit, and W.C.

On the first floor, there are two double bedrooms.  Bedroom 1 has exposed wooden floorboards and a cast iron fireplace.

Outside, the rear garden has a sunny southerly aspect, enclosed by wall and fencing with a gate to the rear, decked and lawned with a timber shed.

## Property Photos

- ![Photo](/listings/photos/43705883/360519)

## Floorplans

- ![Floorplan](/listings/photos/43705883/360520) - Floorplan

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 95 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £363,000 | 07/02/2014 | Terraced |
| 95 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £286,000 | 18/01/2012 | Terraced |
| 95 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £84,000 | 19/01/1999 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 98 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LF | £620,110 | 08/12/2025 | Terraced |
| 7 FLOWER STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NH | £673,500 | 10/12/2024 | Terraced |
| 8 MILFORD STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LP | £540,000 | 08/10/2024 | Terraced |
| 31 NORFOLK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NG | £618,000 | 18/12/2023 | Terraced |
| [Same street] 9 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £825,000 | 30/06/2023 | Other |
| 6 STAFFORDSHIRE STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NB | £471,100 | 22/03/2023 | Terraced |
| [Same street] 35 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £450,000 | 02/12/2022 | Terraced |
| 2 UPPER GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LR | £605,000 | 09/11/2022 | Terraced |
| 21 NORFOLK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NG | £617,350 | 16/08/2022 | Terraced |
| 11 EDWARD STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LS | £492,500 | 08/08/2022 | Terraced |
| [Same street] 11 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £722,000 | 05/08/2022 | Terraced |
| 5 FARRAN, CAMBRIDGE, CAMBRIDGESHIRE, CB1 1QF | £438,000 | 29/07/2022 | Terraced |
| [Same street] 57 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £700,000 | 27/06/2022 | Terraced |
| 35 NORFOLK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NG | £692,000 | 17/06/2022 | Terraced |
| [Same street] 43 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £435,000 | 29/04/2022 | Terraced |
| 3 ENFIELD, CAMBRIDGE, CAMBRIDGESHIRE, CB1 1QG | £395,000 | 22/03/2022 | Terraced |
| [Same street] 71 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £530,000 | 10/12/2021 | Terraced |
| 14 EDWARD STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LS | £600,000 | 08/11/2021 | Terraced |
| 7 UPPER GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LR | £600,000 | 21/09/2021 | Terraced |

**Street average:** £610,333 (6 sales)
**Area average:** £566,351 (13 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £553,312 (69 Terraced, CB1, 2024–2026)
- **Deviation:** -45.8%

## Rental Range

*ONS Price Index of Private Rents (Cambridge). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,624/mo
- **Realistic:** £1,804/mo
- **Optimistic:** £1,984/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Staffordshire Street, CB1 | £750/mo | 2 | 0.11 miles | OpenRent |
| 2 Bed Flat, Parkside, CB1 | £1,200/mo | 2 | 0.24 miles | OpenRent |
| 2 Bed Semi-Detached House, Portland Place, CB1 | £2,000/mo | 2 | 0.32 miles | OpenRent |

**Average rent: £1,317/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.4% (weak for cashflow)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 4.8%
- **Cost-to-rent:** 20.8×
- **Monthly cashflow:** £-126/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 22.2%
- **10y growth:** 16.5%

## House Price Index (HM Land Registry)

*Official index for Cambridge; Terraced series; as of April 2026.*

- **1y growth (index):** -3.4%
- **5y growth (index):** 7.3%
- **10y growth (index):** 6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

60 m²

Last sold

£363,000 Feb 2014

Local average

£553,312 (-45.8%)

Deprivation

Decile 6 (17,880 of 33,755)

Street crime

731 incidents within 1 mile (May 2026)

Key features

Popular city location
Clever blend of modern and character
Sunny rear garden

Additional details

Garden: Yes

Description

This Victorian terraced house sits in a very popular location and has been subjected to a thorough improvement programme in recent years. It now has an interesting mixture of original, character features along with some ultra modern fittings. The living room has a cast iron fireplace with a wooden surround, exposed wooden floorboards, and a sash window to the front. The dining room is open plan to the kitchen and has two large fitted cupboards, one of which has been designed with a fitted desk and is ideal for a computer station. The doors of the cupboad are made from sliced oak. The kitchen is ultra modern, styled with white, high gloss fronted units and has glass splashbacks and work surfaces in an azure blue. Integrated appliances include a dishwasher, washing machine, and fridge freezer. There is also an electric oven, gas hob, and extractor. The bathroom is fitted with a white suite, and natural light is provided by the skylight. There is a panelled bath with shower over, glass tiles splashbacks, circular sink unit, and W.C.

On the first floor, there are two double bedrooms. Bedroom 1 has exposed wooden floorboards and a cast iron fireplace.

Outside, the rear garden has a sunny southerly aspect, enclosed by wall and fencing with a gate to the rear, decked and lawned with a timber shed.

Listed by

Cambridge

Countrywide UK Sales - Connells

Reference: 43705883

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

Price history

332% since 1999

Event	Date	Price	% change
Sold	07/02/2014 (12 years ago)	£363,000	+26.9%
Sold	18/01/2012 (14 years ago)	£286,000	+240.5%
Sold	19/01/1999 (27 years ago)	£84,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
98 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LF	£620,110	08/12/2025	Terraced
7 FLOWER STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NH	£673,500	10/12/2024	Terraced
8 MILFORD STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LP	£540,000	08/10/2024	Terraced
31 NORFOLK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NG	£618,000	18/12/2023	Terraced
Same street 9 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD	£825,000	30/06/2023	Other
6 STAFFORDSHIRE STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NB	£471,100	22/03/2023	Terraced
Same street 35 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD	£450,000	02/12/2022	Terraced
2 UPPER GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LR	£605,000	09/11/2022	Terraced
21 NORFOLK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NG	£617,350	16/08/2022	Terraced
11 EDWARD STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LS	£492,500	08/08/2022	Terraced
Same street 11 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD	£722,000	05/08/2022	Terraced
5 FARRAN, CAMBRIDGE, CAMBRIDGESHIRE, CB1 1QF	£438,000	29/07/2022	Terraced
Same street 57 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD	£700,000	27/06/2022	Terraced
35 NORFOLK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NG	£692,000	17/06/2022	Terraced
Same street 43 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD	£435,000	29/04/2022	Terraced
3 ENFIELD, CAMBRIDGE, CAMBRIDGESHIRE, CB1 1QG	£395,000	22/03/2022	Terraced
Same street 71 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD	£530,000	10/12/2021	Terraced
14 EDWARD STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LS	£600,000	08/11/2021	Terraced
7 UPPER GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LR	£600,000	21/09/2021	Terraced

Street average: £610,333 (6 sales)

Area average: £566,351 (13 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 22.2%

10y growth 16.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Cambridge. Series: Terraced. As of April 2026.

1y (index) -3.4%

5y (index) 7.3%

10y (index) 6%

Rental Range

Estimated market rent for Cambridge. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,624/mo

Realistic £1,804/mo

Optimistic £1,984/mo

Based on Local Authority from postcode lookup → Cambridge.

LHA (30th percentile) floor for Cambridge: £947/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CB1 2LD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	All Seasons	0.0 miles
Shop	Harmony Hair	0.0 miles
Bus stop	Grafton Centre	0.1 miles
University	Anglia Ruskin University (Cambridge Campus)	0.1 miles
University	Anglia Ruskin University -Faculty of Health, Social Care & Education	0.2 miles
Train station	Cambridge	0.7 miles
Hospital	Brookfields Hospital	0.9 miles
Train station	Cambridge North	1.7 miles

Street-level crime

Category	Count
Violence and sexual offences	195
Shoplifting	154
Anti-social behaviour	107
Bicycle theft	69
Other theft	50
Public order	32
Criminal damage and arson	30
Vehicle crime	25
Theft from the person	20
Robbery	16
Drugs	14
Other crime	8
Possession of weapons	7
Burglary	4
Total incidents	731

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Matthew's Primary School	Primary	0.1 miles	Good — 20 May 2020
Brunswick Nursery School	Nursery	0.2 miles	Outstanding — 19 Oct 2012
Parkside Community College	Secondary	0.3 miles	Outstanding — 5 May 2017
Cambridge Maths School	Other	0.4 miles	— (No rating)
Cardiff Sixth Form College, Cambridge	Other	0.5 miles	Good — 27 Jun 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Staffordshire Street, CB1	£750/mo	2	0.11 miles	OpenRent
2 Bed Flat, Parkside, CB1	£1,200/mo	2	0.24 miles	OpenRent
2 Bed Semi-Detached House, Portland Place, CB1	£2,000/mo	2	0.32 miles	OpenRent

Average rent: £1,317/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.4%

Max investor price (0.8%) £150,000

Target investor price (1%) £120,000

Gross yield 4.8%

Cost-to-rent ratio 20.8×

Monthly cashflow £-126/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -1.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).