# 3 bedroom end of terrace house for sale (TS21 4AF) ## Property Details | Key | Value | |-----|-------| | Address | 40 STOBART TERRACE, STOCKTON-ON-TEES, FISHBURN, COUNTY DURHAM TS21 4AF | | Price | £79,950 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | A | | Last sold | £79,950 Jan 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 22/10/2035 - **Current heating cost:** £1,199/year - **Est. upgrade cost to C:** £25,750 ### Recommendations - Q (£7,500 - £11,000) - W2 (£5,000 - £10,000) - U (£8,000 - £10,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/1716-0065-0102-0520-1096) ## Description An absolute credit to its current owners; we are thrilled to present to the market this exceptionally well presented three bedroom end-terraced house on Stobart Terrace, pleasantly positioned within the popular, family orientated location of Fishburn. An ideal opportunity for the young family/first time buyers or those looking to downsize to acquire this deceptively spacious home which has been extremely well maintained throughout. Having easy access to all of the local amenities offered in & around the immediate area itself, the property is a short drive into the neighbouring village of Sedgefield, is within excellent commuting distance to all major road links leading to Durham City, Darlington & Teesside, the property also benefits from gas central heating via a combi boiler & double glazing throughout. In brief, this well proportioned residence comprises: Welcoming entrance lobby with stairs to the first floor, beautiful lounge with engineered wood flooring (which runs throughout the ground floor), window to front elevation (with shutters to remain), kitchen/diner with a range of fitted wall & base units & further access to a useful utility area. The first floor landing boasts three bedrooms (two of which are double) & family bathroom with modern three piece suite. Externally, this lovely home enjoys an enclosed yard to the rear whilst an enclosed garden is situated at the front. We thoroughly encourage full internal inspection in order to fully appreciate the style, standard, space & quality of this beautiful home for sale. FREEHOLD EPC Rating: TBC Council Tax band: A **Entrance Lobby** - **Lounge** - 4.24m x 4.11m (13'11 x 13'6) - **Kitchen / Dining Area** - 4.67m x 2.92m (15'4 x 9'7) - **Utility Room** - 1.80m x 1.68m (5'11 x 5'6) - **First Floor Landing** - **Master Bedroom** - 2.90m x 2.72m (9'6 x 8'11) - **Bedroom Two** - 3.30m x 3.07m (10'10 x 10'1) - **Bedroom Three** - 2.34m x 2.18m (7'8 x 7'2) - **Bathroom** - 2.08m x 2.29m (6'10 x 7'6) - **Externally** - ## Property Photos - ![Photo](/listings/photos/167809481/1180541) - ![Photo](/listings/photos/167809481/1180542) - ![Photo](/listings/photos/167809481/1180543) - ![Photo](/listings/photos/167809481/1180544) - ![Photo](/listings/photos/167809481/1180545) - ![Photo](/listings/photos/167809481/1180546) - ![Photo](/listings/photos/167809481/1180547) - ![Photo](/listings/photos/167809481/1180548) - ![Photo](/listings/photos/167809481/1180549) - ![Photo](/listings/photos/167809481/1180550) - ![Photo](/listings/photos/167809481/1180551) - ![Photo](/listings/photos/167809481/1180552) - ![Photo](/listings/photos/167809481/1180553) - ![Photo](/listings/photos/167809481/1180554) - ![Photo](/listings/photos/167809481/1180555) - ![Photo](/listings/photos/167809481/1180556) ## Floorplans - ![Floorplan 1](/listings/photos/167809481/1180557) - Floorplan 1 ## EPC Graphs - ![EE Rating](/listings/photos/167809481/1180558) - EE Rating ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 40 STOBART TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AF | £79,950 | 30/01/2026 | Terraced | | 40 STOBART TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AF | £49,500 | 26/06/2013 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 7 SEDGEFIELD TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AE | £83,999 | 19/06/2025 | Terraced | | 38 SALVIN TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AG | £72,500 | 10/11/2023 | Terraced | | [Same street] 38 STOBART TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AF | £69,995 | 18/11/2022 | Terraced | | 17 FISHBURN TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AQ | £48,000 | 11/11/2022 | Terraced | | 1 SEDGEFIELD TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AE | £59,000 | 25/10/2022 | Terraced | | 32 FRONT STREET, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AA | £72,000 | 29/04/2022 | Terraced | | 28 FISHBURN TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AQ | £57,000 | 14/04/2022 | Terraced | | 36 FISHBURN TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AQ | £43,000 | 07/04/2022 | Terraced | | 36 FISHBURN TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AQ | £40,000 | 26/01/2022 | Terraced | | 33 FRONT STREET, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AA | £85,000 | 07/01/2022 | Terraced | | [Same street] 13 STOBART TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AF | £58,000 | 14/12/2021 | Terraced | | 3 SEDGEFIELD TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AE | £75,000 | 24/09/2021 | Terraced | **Street average:** £63,998 (2 sales) **Area average:** £63,550 (10 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £120,694 (18 Terraced, TS21, 2024–2026) - **Deviation:** -33.8% ## Rental Range *ONS Price Index of Private Rents (County Durham). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £574/mo - **Realistic:** £638/mo - **Optimistic:** £702/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Durham (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £474/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Carrside Road, TS29 | £600/mo | 3 | 0.98 miles | OpenRent | **Average rent: £600/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.75% (weak for cashflow) - **Max investor price (0.8%):** £75,000 - **Target investor price (1%):** £60,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £600/mo).* - **Gross yield:** 9% - **Cost-to-rent:** 11.1× - **Monthly cashflow:** £200/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 10.4% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £1,012/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -7.6% - **10y growth:** 7.4% ## House Price Index (HM Land Registry) *Official index for County Durham; Terraced series; as of April 2026.* - **1y growth (index):** 4.8% - **5y growth (index):** 25.4% - **10y growth (index):** 48.1% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)