Sold STC Detached

38 SILVERSTONE CRESCENT

STOKE-ON-TRENT, STOKE-ON-TRENT ST6 6XA

4 beds 1,195 sq ft Listed 6 Dec 2013 (-4609d)

£164,950

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# 4 bedroom detached house for sale (ST6 6XA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 38 SILVERSTONE CRESCENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST6 6XA |
| Price | £164,950 |
| Bedrooms | 4 |
| Construction age | England and Wales: 1991-1995 |
| Floor area | 111 m² |
| Last sold | £163,000 Aug 2014 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 21/12/2024 — **EXPIRED** (no longer valid for marketing or letting)
- **Est. upgrade cost to C:** £22,165

### Recommendations
- A (£100 - £350)
- W2 (£4,000 - £6,000)
- D (£80 - £120)
- E (£40)
- G (£350 - £450)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8096-3721-7629-5627-8243)

## Description

Ground FloorEntrance HallPVC double glazed opaque door.  Dado rail.  Radiator.

Lounge4.746m x 4.529m (15'7  x 14'10 )

PVC double glazed bay window.  Gas fire with marble hearth, inset and surround.  Radiator.

Dining Area2.750m x 2.621m (9'0  x 8'7 )

Timber frame window.  Radiator.

Kitchen3.031m x 2.614m (9'11  x 8'7 )

Timber frame window.  Range of wall, base and drawer units with a granite effect work surface incorporating a one and a half bowl sink and drainer with chrome mixer tap.  Built in oven, grill and four ring gas hob with extractor hood above.  Walls tiled to splash backs.  Tiled floor.

Utility Room2.158m x 1.369m (7'1  x 4'6 )

Timber frame window.  PVC double glazed opaque door.  Granite effect work surface.  Wall units.  Walls tiled to splash backs.  Space for appliances.  Tiled floor.

Rear HallTiled floor.  Access to WC and rear of garage.

Games Room/Rear Of Garage3.661m x 2.461m (12'0  x 8'1 )

Extractor fan.  This room was formerly part of the garage but is now separated with plaster board partitions.

WcTimber frame opaque window.  Two piece suite comprising; closed couple WC and wall mounted corner basin with tiled splash backs.  Radiator.  Tiled floor.

First FloorLandingLoft access.  Airing cupboard.

Bedroom One3.805mn x 3.480m (12'6  x 11'5 )

PVC double glazed window.  Radiator.  Laminate flooring.

EnsuitePVC double glazed opaque window.  Three piece suite comprising; closed couple WC, pedestal wash basin and shower enclosure.  Radiator.  Partially tiled walls.

Bedroom Two3.769m x 2.649m (12'4  x 8'8 )

Timber frame window.  Radiator.

Bedroom Three3.577m x 2.443m (11'9  x 8'0 )

PVC double glazed window.  Radiator.  Storage cupboard.

Bedroom Four3.335m x 2.432m (10'11  x 8'0 )

Timber frame window.  Radiator.  Laminate flooring.  Storage space.

Bathroom2.756m x 2.718m (9'1  x 8'11 )

Timber frame opaque window.  Three piece bathroom suite comprising; closed couple WC, pedestal wash basin and panelled bath.  Radiator.  Walls tiled to splash backs.

ExteriorFrontLawn with various trees, plants, bushes and shrubs.  Block paved area.  Tarmac driveway leading to the garage.

RearLawn with various trees, bushes, shrubs and plants.  Block paved patio area.

Garage2.449m x 1.728m (8'0  x 5'8 )

Up and over garage door.  Power and lighting.

IMPORTANT NOTICE

As the Sellers agent, we are not Surveyors or Conveyancing experts and as such we cannot and do not comment on the condition of the property or other issues relating to title or other legal issues that may affect this property, unless we have been made aware of such matters. Interested parties should employ their own professionals to make such enquiries before making any transactional decisions. We have not carried out a structural survey and the services, appliances and specific fittings have not been tested. All photographs, measurements, floor plans and distances referred to are given as a guide only and should not be relied upon for the purchase of carpets or any other fixtures or fittings. Lease details, service charges and ground rent (where applicable) and council tax are given as a guide only and should be checked and confirmed by your solicitor prior to exchange of contracts. The copyright of all details, photographs and floorplans remain the possession of bjb.

## Property Photos

- ![Photo](/listings/photos/28775718/1314207)
- ![Photo](/listings/photos/28775718/1314211)
- ![Photo](/listings/photos/28775718/1314214)
- ![Photo](/listings/photos/28775718/1314217)
- ![Photo](/listings/photos/28775718/1314219)
- ![Photo](/listings/photos/28775718/1314221)

## Floorplans

- ![Floorplan 1](/listings/photos/28775718/1314224) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/28775718/1314227) - EPC 1
- ![EPC 2](/listings/photos/28775718/1314230) - EPC 2
- ![EPC 3](/listings/photos/28775718/1314233) - EPC 3

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #10337656
- **Address:** 38 Silverstone Crescent, STOKE-ON-TRENT, ST6 6XA
- **Certificate Issued:** 17/06/2014
- **Work Completed:** 31/01/2008
- **Items:** 4 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 SILVERSTONE CRESCENT, STOKE-ON-TRENT, ST6 6XA | £163,000 | 22/08/2014 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 CASTLEVIEW GROVE, STOKE-ON-TRENT, ST6 6XQ | £340,000 | 10/12/2025 | Detached |
| 41 RIVERDALE DRIVE, STOKE-ON-TRENT, ST6 6XS | £265,000 | 17/11/2025 | Detached |
| 12 SUDBOURNE CLOSE, STOKE-ON-TRENT, ST6 6XX | £290,000 | 20/06/2025 | Detached |
| 9 CROWNDALE PLACE, STOKE-ON-TRENT, ST6 6XL | £200,000 | 03/11/2023 | Detached |
| 44 SELBOURNE DRIVE, STOKE-ON-TRENT, ST6 6PR | £163,000 | 30/10/2023 | Detached |
| 21 ORKNEY AVENUE, PACKMOOR, STOKE-ON-TRENT, ST7 4UB | £190,000 | 11/08/2023 | Detached |
| 11 LANDRAKE GROVE, STOKE-ON-TRENT, ST6 6XE | £220,000 | 14/07/2023 | Detached |
| 36 APPLEDORE GROVE, STOKE-ON-TRENT, ST6 6XH | £290,000 | 10/07/2023 | Detached |
| 17 APPLEDORE GROVE, STOKE-ON-TRENT, ST6 6XH | £235,000 | 07/07/2023 | Detached |
| [Same street] 40 SILVERSTONE CRESCENT, STOKE-ON-TRENT, ST6 6XA | £280,000 | 05/06/2023 | Detached |
| 24 SUDBOURNE CLOSE, STOKE-ON-TRENT, ST6 6XX | £318,000 | 31/03/2023 | Detached |
| 7 CASTLEVIEW GROVE, STOKE-ON-TRENT, ST6 6XQ | £312,500 | 12/12/2022 | Detached |
| 2 LANDRAKE GROVE, STOKE-ON-TRENT, ST6 6XE | £355,000 | 09/12/2022 | Detached |
| 18 ORKNEY AVENUE, PACKMOOR, STOKE-ON-TRENT, ST7 4UB | £240,000 | 11/11/2022 | Detached |
| 70 SILVERSTONE CRESCENT, STOKE-ON-TRENT, ST6 6XP | £258,000 | 25/10/2022 | Detached |
| 27 OVERWOOD PLACE, STOKE-ON-TRENT, ST6 6XD | £381,000 | 13/10/2022 | Detached |
| 8 AMBROSE PLACE, STOKE-ON-TRENT, ST6 6XB | £350,000 | 23/09/2022 | Detached |
| 7 LANDRAKE GROVE, STOKE-ON-TRENT, ST6 6XE | £305,000 | 26/08/2022 | Detached |
| 51 SILVERSTONE CRESCENT, STOKE-ON-TRENT, ST6 6XP | £226,000 | 18/08/2022 | Detached |
| [Same street] 24 SILVERSTONE CRESCENT, STOKE-ON-TRENT, ST6 6XA | £265,500 | 17/08/2022 | Detached |
| 51A SILVERSTONE CRESCENT, STOKE-ON-TRENT, ST6 6XP | £230,000 | 17/08/2022 | Detached |
| 1 FERNILEE CLOSE, STOKE-ON-TRENT, ST6 5DT | £191,000 | 01/07/2022 | Detached |
| [Same street] 2 SILVERSTONE CRESCENT, STOKE-ON-TRENT, ST6 6XA | £230,000 | 15/12/2021 | Detached |

**Street average:** £258,500 (3 sales)
**Area average:** £267,975 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £253,765 (32 Detached, ST6, 2024–2026)
- **Deviation:** -35%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £638/mo
- **Realistic:** £709/mo
- **Optimistic:** £780/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £798/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, St Michaels Road, ST6 | £1,100/mo | 4 | 0.63 miles | OpenRent |
| [The Boulevard, Stoke-on-Trent, ST6](http://87.117.209.195:8080/listings/23de26c) | £595/mo | — | 1.3 miles | Rightmove |
| [High Street, Tunstall](http://87.117.209.195:8080/listings/e335dc3) | £550/mo | — | 1.53 miles | Rightmove |
| [Lingard Street, Burslem, Stoke-on-Trent, ST6](http://87.117.209.195:8080/listings/a888413) | £750/mo | — | 2.23 miles | Rightmove |
| [Scott Lidgett Road, Stoke-On-Trent, ST6](http://87.117.209.195:8080/listings/c721da8) | £498/mo | 4 | 2.51 miles | Rightmove |

**Average rent: £699/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.36% (weak for cashflow)
- **Max investor price (0.8%):** £74,375
- **Target investor price (1%):** £59,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £595/mo).*

- **Gross yield:** 4.3%
- **Cost-to-rent:** 23.1×
- **Monthly cashflow:** £-139/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,486/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17%
- **10y growth:** 43.9%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Detached series; as of April 2026.*

- **1y growth (index):** 4.3%
- **5y growth (index):** 23.9%
- **10y growth (index):** 57%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

111 m²

EPC rating

Year built

England and Wales: 1991-1995

Last sold

£163,000 Aug 2014

Price per m²

£1,486/m²

Local average

£253,765 (-35%)

Deprivation

Decile 9 (30,134 of 33,755)

Street crime

165 incidents within 1 mile (May 2026)

Key features

Detached Family Home
Four Bedrooms
Popular Location
Chain Free
Viewing Advised
Family Bathroom & Ensuite

Additional details

Parking: Yes
Garden: Yes

Description

This home offers discerning purchasers a fantastic opportunity to acquire a spacious detached property in a highly sought after residential area as well as being able to put their own stamp on it. Situated in a highly convenient location for nearby amenities and excellent commuter links!
Ground FloorEntrance HallPVC double glazed opaque door. Dado rail. Radiator.
Lounge4.746m x 4.529m (15'7 x 14'10 )
PVC double glazed bay window. Gas fire with marble hearth, inset and surround. Radiator.
Dining Area2.750m x 2.621m (9'0 x 8'7 )
Timber frame window. Radiator.
Kitchen3.031m x 2.614m (9'11 x 8'7 )
Timber frame window. Range of wall, base and drawer units with a granite effect work surface incorporating a one and a half bowl sink and drainer with chrome mixer tap. Built in oven, grill and four ring gas hob with extractor hood above. Walls tiled to splash backs. Tiled floor.
Utility Room2.158m x 1.369m (7'1 x 4'6 )
Timber frame window. PVC double glazed opaque door. Granite effect work surface. Wall units. Walls tiled to splash backs. Space for appliances. Tiled floor.
Rear HallTiled floor. Access to WC and rear of garage.
Games Room/Rear Of Garage3.661m x 2.461m (12'0 x 8'1 )
Extractor fan. This room was formerly part of the garage but is now separated with plaster board partitions.
WcTimber frame opaque window. Two piece suite comprising; closed couple WC and wall mounted corner basin with tiled splash backs. Radiator. Tiled floor.
First FloorLandingLoft access. Airing cupboard.
Bedroom One3.805mn x 3.480m (12'6 x 11'5 )
PVC double glazed window. Radiator. Laminate flooring.
EnsuitePVC double glazed opaque window. Three piece suite comprising; closed couple WC, pedestal wash basin and shower enclosure. Radiator. Partially tiled walls.
Bedroom Two3.769m x 2.649m (12'4 x 8'8 )
Timber frame window. Radiator.
Bedroom Three3.577m x 2.443m (11'9 x 8'0 )
PVC double glazed window. Radiator. Storage cupboard.
Bedroom Four3.335m x 2.432m (10'11 x 8'0 )
Timber frame window. Radiator. Laminate flooring. Storage space.
Bathroom2.756m x 2.718m (9'1 x 8'11 )
Timber frame opaque window. Three piece bathroom suite comprising; closed couple WC, pedestal wash basin and panelled bath. Radiator. Walls tiled to splash backs.
ExteriorFrontLawn with various trees, plants, bushes and shrubs. Block paved area. Tarmac driveway leading to the garage.
RearLawn with various trees, bushes, shrubs and plants. Block paved patio area.
Garage2.449m x 1.728m (8'0 x 5'8 )
Up and over garage door. Power and lighting.
IMPORTANT NOTICE
As the Sellers agent, we are not Surveyors or Conveyancing experts and as such we cannot and do not comment on the condition of the property or other issues relating to title or other legal issues that may affect this property, unless we have been made aware of such matters. Interested parties should employ their own professionals to make such enquiries before making any transactional decisions. We have not carried out a structural survey and the services, appliances and specific fittings have not been tested. All photographs, measurements, floor plans and distances referred to are given as a guide only and should not be relied upon for the purchase of carpets or any other fixtures or fittings. Lease details, service charges and ground rent (where applicable) and council tax are given as a guide only and should be checked and confirmed by your solicitor prior to exchange of contracts. The copyright of all details, photographs and floorplans remain the possession of bjb.

Listed by

covering Kidsgrove

Spicerhaart

Reference: 28775718

EPC Rating & Upgrade Cost

This certificate expired on 21/12/2024. A new EPC may be required before the property can be marketed or let.

Current rating: D

Potential rating: C

Inspection date: 22/12/2014

Expiry date: 21/12/2024 (expired)

Est. upgrade cost to C: £22,165

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
Floor insulation (solid floor) (£4,000 - £6,000)
Draughtproof single-glazed windows (£80 - £120)
Low energy lighting for all fixed outlets (£40)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Replace single glazed windows with low-E double glazing (£3,300 - £6,500)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

EPC 2

EPC 3

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #10337656

Property Details

Street: 38 Silverstone Crescent

Town: STOKE-ON-TRENT

Postcode: ST6 6XA

Installation Details

Items: 4 windows and 2 doors

Certificate Issued: 17/06/2014

Work Completed: 31/01/2008

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	22/08/2014 (11 years ago)	£163,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
7 CASTLEVIEW GROVE, STOKE-ON-TRENT, ST6 6XQ	£340,000	10/12/2025	Detached
41 RIVERDALE DRIVE, STOKE-ON-TRENT, ST6 6XS	£265,000	17/11/2025	Detached
12 SUDBOURNE CLOSE, STOKE-ON-TRENT, ST6 6XX	£290,000	20/06/2025	Detached
9 CROWNDALE PLACE, STOKE-ON-TRENT, ST6 6XL	£200,000	03/11/2023	Detached
44 SELBOURNE DRIVE, STOKE-ON-TRENT, ST6 6PR	£163,000	30/10/2023	Detached
21 ORKNEY AVENUE, PACKMOOR, STOKE-ON-TRENT, ST7 4UB	£190,000	11/08/2023	Detached
11 LANDRAKE GROVE, STOKE-ON-TRENT, ST6 6XE	£220,000	14/07/2023	Detached
36 APPLEDORE GROVE, STOKE-ON-TRENT, ST6 6XH	£290,000	10/07/2023	Detached
17 APPLEDORE GROVE, STOKE-ON-TRENT, ST6 6XH	£235,000	07/07/2023	Detached
Same street 40 SILVERSTONE CRESCENT, STOKE-ON-TRENT, ST6 6XA	£280,000	05/06/2023	Detached
24 SUDBOURNE CLOSE, STOKE-ON-TRENT, ST6 6XX	£318,000	31/03/2023	Detached
7 CASTLEVIEW GROVE, STOKE-ON-TRENT, ST6 6XQ	£312,500	12/12/2022	Detached
2 LANDRAKE GROVE, STOKE-ON-TRENT, ST6 6XE	£355,000	09/12/2022	Detached
18 ORKNEY AVENUE, PACKMOOR, STOKE-ON-TRENT, ST7 4UB	£240,000	11/11/2022	Detached
70 SILVERSTONE CRESCENT, STOKE-ON-TRENT, ST6 6XP	£258,000	25/10/2022	Detached
27 OVERWOOD PLACE, STOKE-ON-TRENT, ST6 6XD	£381,000	13/10/2022	Detached
8 AMBROSE PLACE, STOKE-ON-TRENT, ST6 6XB	£350,000	23/09/2022	Detached
7 LANDRAKE GROVE, STOKE-ON-TRENT, ST6 6XE	£305,000	26/08/2022	Detached
51 SILVERSTONE CRESCENT, STOKE-ON-TRENT, ST6 6XP	£226,000	18/08/2022	Detached
Same street 24 SILVERSTONE CRESCENT, STOKE-ON-TRENT, ST6 6XA	£265,500	17/08/2022	Detached
51A SILVERSTONE CRESCENT, STOKE-ON-TRENT, ST6 6XP	£230,000	17/08/2022	Detached
1 FERNILEE CLOSE, STOKE-ON-TRENT, ST6 5DT	£191,000	01/07/2022	Detached
Same street 2 SILVERSTONE CRESCENT, STOKE-ON-TRENT, ST6 6XA	£230,000	15/12/2021	Detached

Street average: £258,500 (3 sales)

Area average: £267,975 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17%

10y growth 43.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Detached. As of April 2026.

1y (index) 4.3%

5y (index) 23.9%

10y (index) 57%

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £638/mo

Realistic £709/mo

Optimistic £780/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: £798/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST6 6XA

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Premier	0.1 miles
Bus stop	Working Men's Club	0.5 miles
Shop	Rococco Hair Studio	0.8 miles
Hospital	Haywood Hospital Walk-in Centre	1.6 miles
Train station	Kidsgrove	1.8 miles
Train station	Longport	2.5 miles
Hospital	Royal Stoke University Hospital	5.2 miles
University	Keele University	6.0 miles
University	Buxton & Leek College	7.8 miles

Street-level crime

Category	Count
Violence and sexual offences	76
Anti-social behaviour	35
Criminal damage and arson	14
Other theft	13
Vehicle crime	10
Other crime	6
Public order	5
Shoplifting	3
Drugs	2
Robbery	1
Total incidents	165

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Watermill School	Other	0.4 miles	Good — 30 May 2013
St Joseph's Catholic Academy, Goldenhill	Primary	0.4 miles	Good — 15 May 2015
Ormiston Horizon Academy	Secondary	0.5 miles	Good — 18 Jan 2024
Packmoor Ormiston Academy	Primary	0.7 miles	Good — 5 Feb 2015
St Margaret Ward Catholic Academy	Secondary	0.7 miles	Good — 4 Mar 2013

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed Terraced House, St Michaels Road, ST6	£1,100/mo	4	0.63 miles	OpenRent
The Boulevard, Stoke-on-Trent, ST6	£595/mo	—	1.3 miles	Rightmove
High Street, Tunstall	£550/mo	—	1.53 miles	Rightmove
Lingard Street, Burslem, Stoke-on-Trent, ST6	£750/mo	—	2.23 miles	Rightmove
Scott Lidgett Road, Stoke-On-Trent, ST6	£498/mo	4	2.51 miles	Rightmove

Average rent: £699/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.36%

Max investor price (0.8%) £74,375

Target investor price (1%) £59,500

Gross yield 4.3%

Cost-to-rent ratio 23.1×

Monthly cashflow £-139/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -3.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).