# 2 bedroom terraced house for sale (HP5 1EY) ## Property Details | Key | Value | |-----|-------| | Address | 1 WHITE LION YARD, CHESHAM, BUCKINGHAMSHIRE HP5 1EY | | Price | £330,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | C | | Last sold | £310,000 Mar 2023 | ## Description **SUMMARY** White Lion Yard is a modern two bedroom home located within the heart of Chesham, situated within easy walking distance of Chesham High Street, Chesham Underground Station and several good local schools this property offers the perfect location for a first time buyer looking to commute using the exc **DESCRIPTION** This well-kept secret is perfect for a First Time Buyer looking for a unique home hidden away in the heart of Chesham. A completely Freehold home offering excellent links to Chesham High Street and Underground station. The property itself is comprised of an open plan living, dining and kitchen area downstairs which is massively benefitted from ample natural light and spacious accommodation. A separate WC completes the downstairs layout. As we go up the stairs and enter the first floor we are greeted with two large double bedrooms and a complete family bathroom, the master bedroom allows access up to the second floor mezzanine which some neighbours have converted into a third bedroom. A private courtyard garden space allowing for entertaining during those summer months nicely completes the property. Chesham is a market town and civil parish in Buckinghamshire, England. It is 11 miles south-east of the county town of Aylesbury and 25.8 miles north-west of Charing Cross, Central London, and is part of the London commuter belt, the Metropolitan Line. Chesham has easy access to the A41, M1 and M40 motorways. 1. MONEY LAUNDERING REGULATIONS: Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale. 2. General: While we endeavour to make our sales particulars fair, accurate and reliable, they are only a general guide to the property and, accordingly, if there is any point which is of particular importance to you, please contact the office and we will be pleased to check the position for you, especially if you are contemplating travelling some distance to view the property. 3. The measurements indicated are supplied for guidance only and as such must be considered incorrect. 4. Services: Please note we have not tested the services or any of the equipment or appliances in this property, accordingly we strongly advise prospective buyers to commission their own survey or service reports before finalising their offer to purchase. 5. THESE PARTICULARS ARE ISSUED IN GOOD FAITH BUT DO NOT CONSTITUTE REPRESENTATIONS OF FACT OR FORM PART OF ANY OFFER OR CONTRACT. THE MATTERS REFERRED TO IN THESE PARTICULARS SHOULD BE INDEPENDENTLY VERIFIED BY PROSPECTIVE BUYERS OR TENANTS. NEITHER SEQUENCE (UK) LIMITED NOR ANY OF ITS EMPLOYEES OR AGENTS HAS ANY AUTHORITY TO MAKE OR GIVE ANY REPRESENTATION OR WARRANTY WHATEVER IN RELATION TO THIS PROPERTY. ## Property Photos - ![Photo](/listings/photos/120913934/188569) - ![Photo](/listings/photos/120913934/188570) - ![Photo](/listings/photos/120913934/188571) - ![Photo](/listings/photos/120913934/188572) - ![Photo](/listings/photos/120913934/188573) - ![Photo](/listings/photos/120913934/188574) - ![Photo](/listings/photos/120913934/188576) - ![Photo](/listings/photos/120913934/188579) - ![Photo](/listings/photos/120913934/188585) - ![Photo](/listings/photos/120913934/188592) - ![Photo](/listings/photos/120913934/188598) - ![Photo](/listings/photos/120913934/188605) - ![Photo](/listings/photos/120913934/188607) ## Floorplans - ![Floorplan 1](/listings/photos/120913934/188608) - Floorplan 1 ## EPC Graphs - ![EPC](/listings/photos/120913934/188609) - EPC ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 1 WHITE LION YARD, CHESHAM, BUCKINGHAMSHIRE, HP5 1EY | £310,000 | 03/03/2023 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 22 MEADES LANE, CHESHAM, BUCKINGHAMSHIRE, HP5 1ND | £562,500 | 07/09/2023 | Terraced | | 4 CHURCH STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 1HT | £220,000 | 16/09/2022 | Terraced | **Area average:** £391,250 (2 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £406,769 (21 Terraced, HP5, 2024–2026) - **Deviation:** -18.9% ## Rental Range *ONS Price Index of Private Rents (Buckinghamshire). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,326/mo - **Realistic:** £1,473/mo - **Optimistic:** £1,620/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Milton Keynes (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £922/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Flat, Waterside, HP5 | £1,300/mo | 2 | 0.11 miles | OpenRent | | 2 Bed Flat, Waterside, HP5 | £1,350/mo | 2 | 0.11 miles | OpenRent | **Average rent: £1,325/mo (2 listings)** ## 1% Rule - **Rent ratio:** 0.4% (weak for cashflow) - **Max investor price (0.8%):** £165,625 - **Target investor price (1%):** £132,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,325/mo).* - **Gross yield:** 4.8% - **Cost-to-rent:** 20.8× - **Monthly cashflow:** £-132/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -1.7% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -8.9% - **10y growth:** 30.5% ## House Price Index (HM Land Registry) *Official index for Buckinghamshire; Terraced series; as of March 2026.* - **1y growth (index):** -1.4% - **5y growth (index):** 14.6% - **10y growth (index):** 28.5% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)