# 4 bedroom detached house for sale (CW12 2JG) ## Property Details | Key | Value | |-----|-------| | Address | THE HAVEN, SMITHY LANE, CONGLETON, HULME WALFIELD, CHESHIRE CW12 2JG | | Price | £1,000,000 | | Bedrooms | 4 | | Bathrooms | 2 | | Council tax | E | | Last sold | £500,000 Feb 2009 | ## Description A charming, detached farmhouse occupying an elevated position with far reaching views across the adjoining countryside. Fernhill is a detached farmhouse enjoying superb, elevated views across the neighbouring countryside. The property has been immaculately maintained by the current owners and offers spacious and well-balanced accommodation throughout. On the ground floor there is an Oak framed entrance porch, entrance hall with cloakroom WC off, sitting room, family room with central fireplace and double doors opening onto the garden and the breakfast kitchen with utility/boot room off. The Thomas & Thomas Kitchen has traditional shaker style units, with granite worksurfaces, integrated Miele appliances and central AGA. Upstairs is a large principal bedroom suite with spacious en-suite bathroom. There are three further double bedrooms and the family bathroom. Both bathrooms have contemporary Duravit fittings and bespoke tiling. Externally the property is approached via a sweeping gravel driveway which offers ample off-road parking and leads to the detached garage & carport. The grounds extend to approximately 1.8 acres and include the formal gardens with large Indian stone patio, lawn, raised beds and Hartley Botanic greenhouse. The remainder of the grounds are made up of paddocks and fields and dog run. Situated in a charming rural position in Hulme Walfield surrounded by Cheshire countryside. Fernhill is within easy reach of the centres of Congleton, Macclesfield, Alderley Edge and Wilmslow. **Important Information** - - What 3 Words – ///angel.convinced.install Council Tax – E EPC Rating – D (55/68) Tenure – Freehold Heating: Oil Fired Central Heating Services: Mains Electric & Water. Drainage via Septic Tank (non-compliant with regulations) Parking: Driveway, Garage & Carport Flood Risk*: Very low risk of flooding Broadband: Fibre broadband installed at the property Mobile Coverage**: Mobile coverage with main providers (EE, O2, Three & Vodafone) limited coverage indoors. * Information provided by GOV.UK The information isn't guaranteed. Andrew J Nowell take no responsibility for inaccuracies and advise potential buyers to do their own checks before committing to purchase. ## Property Photos - ![Photo](/listings/photos/153678689/36122) - ![Photo](/listings/photos/153678689/36125) - ![Photo](/listings/photos/153678689/36126) - ![Photo](/listings/photos/153678689/36127) - ![Photo](/listings/photos/153678689/36129) - ![Photo](/listings/photos/153678689/36131) - ![Photo](/listings/photos/153678689/36133) - ![Photo](/listings/photos/153678689/36134) - ![Photo](/listings/photos/153678689/36136) - ![Photo](/listings/photos/153678689/36139) - ![Photo](/listings/photos/153678689/36141) - ![Photo](/listings/photos/153678689/36143) - ![Photo](/listings/photos/153678689/36145) - ![Photo](/listings/photos/153678689/36147) - ![Photo](/listings/photos/153678689/36151) - ![Photo](/listings/photos/153678689/36155) - ![Photo](/listings/photos/153678689/36158) - ![Photo](/listings/photos/153678689/36161) - ![Photo](/listings/photos/153678689/36164) - ![Photo](/listings/photos/153678689/36166) ## Floorplans - ![Floorplan 1](/listings/photos/153678689/36169) - Floorplan 1 - ![Floorplan 2](/listings/photos/153678689/36171) - Floorplan 2 ## EPC Graphs - ![EE Rating](/listings/photos/153678689/36173) - EE Rating ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | THE HAVEN SMITHY LANE, HULME WALFIELD, CONGLETON, CHESHIRE, CW12 2JG | £500,000 | 06/02/2009 | Detached | | THE HAVEN SMITHY LANE, HULME WALFIELD, CONGLETON, CHESHIRE, CW12 2JG | £499,950 | 05/02/2008 | Detached | ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £429,248 (88 Detached, CW12, 2024–2026) - **Deviation:** +133% ## Rental Range *ONS Price Index of Private Rents (Cheshire East). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £878/mo - **Realistic:** £975/mo - **Optimistic:** £1,073/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £947/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Walfield Avenue, Congleton, CW12](http://87.117.209.195:8080/listings/4d4293e) | £2,200/mo | 4 | 0.81 miles | Rightmove | | [Chelford Road, Somerford, CW12](http://87.117.209.195:8080/listings/1478f53) | £2,995/mo | 4 | 1.63 miles | Rightmove | | [Lewis Way, Congleton](http://87.117.209.195:8080/listings/b657197) | £1,700/mo | 4 | 1.67 miles | Rightmove | | [Quayside, Congleton, CW12](http://87.117.209.195:8080/listings/6cdc68b) | £1,600/mo | 4 | 1.99 miles | Rightmove | | [Watery Lane, Astbury, Congleton](http://87.117.209.195:8080/listings/cb14497) | £3,750/mo | 4 | 3.11 miles | Rightmove | | [Hillside Farmhouse, Cloudside, Congleton, CW12 3QG](http://87.117.209.195:8080/listings/afe1a0f) | £2,000/mo | 4 | 3.43 miles | Rightmove | **Average rent: £2,374/mo (6 listings)** ## 1% Rule - **Rent ratio:** 0.21% (weak for cashflow) - **Max investor price (0.8%):** £262,500 - **Target investor price (1%):** £210,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £2,100/mo).* - **Gross yield:** 2.5% - **Cost-to-rent:** 39.7× - **Monthly cashflow:** £-2,073/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -8.6% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 14.6% - **10y growth:** 49.5% ## House Price Index (HM Land Registry) *Official index for Cheshire East; Detached series; as of March 2026.* - **1y growth (index):** 1.6% - **5y growth (index):** 23.6% - **10y growth (index):** 51.5% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)