# 1 bedroom end of terrace house for sale (ME5 0BQ) ## Property Details | Key | Value | |-----|-------| | Address | 9 ROWAN LEA, CHATHAM, MEDWAY ME5 0BQ | | Price | £170,000 | | Bedrooms | 1 | | Bathrooms | 1 | | Last sold | £167,000 Feb 2020 | ## Description The Property The perfect first home! a modern one bedroom starter presented in excellent condition throughout with no onward chain. No issues with parking as this fine home has its own space too. accommodation comprises, entrance door to lounge/dining room, a lovely spacious room with window to front, stairs to first floor and open plan to the kitchen area. The kitchen comprises a range of modern wall and base units and laminated work surfaces as well as useful breakfast bar to side as well as built in storage cupboard. On the first floor is the good size bedroom and modern bathroom comprising, panelled bath, low level WC and wash basin. Outside the property has a small easy to manage garden to the front, laid to lawn, allocated car space very close by Location Rowan Lea is a small modern cul de sac comprising similar style properties. Ideally placed on the outskirts of Chatham, this fine home has easy access to the centre of Chatham with many big name shops and main line station for the fast service to central London, journey time around forty five minutes. The M2 will take around 15 minutes in normal traffic where you can be heading for London or the Kent coast in no time. Close by is Luton recreation park, a large green with play area for children and ideal for dog owners. A few minutes walk and you have a good selection of local shops for most day to day needs Lounge / Kitchen 18'7 x 12'2 Landing Door to bedroom and bathroom Bedroom 12'2 x 11'1 Bathroom 6'5 x 5'7 Garden Small easy to maintain garden to the front Allocated Parking Parking for one vehicle a very short distance ## Property Photos - ![The Property](/listings/photos/74118037/369278) - The Property - ![Lounge](/listings/photos/74118037/369281) - Lounge - ![Lounge](/listings/photos/74118037/369282) - Lounge - ![Lounge](/listings/photos/74118037/369283) - Lounge - ![Kitchen](/listings/photos/74118037/369284) - Kitchen - ![Landing](/listings/photos/74118037/369285) - Landing - ![Bedroom](/listings/photos/74118037/369286) - Bedroom - ![Bedroom](/listings/photos/74118037/369287) - Bedroom - ![Bedroom](/listings/photos/74118037/369288) - Bedroom - ![Bathroom](/listings/photos/74118037/369289) - Bathroom - ![Bathroom](/listings/photos/74118037/369290) - Bathroom - ![Street Scene](/listings/photos/74118037/369291) - Street Scene - ![Off Road Parking](/listings/photos/74118037/369292) - Off Road Parking - ![Street Scene](/listings/photos/74118037/369293) - Street Scene - ![Street Scene](/listings/photos/74118037/369294) - Street Scene ## Floorplans - ![Floorplan 1](/listings/photos/74118037/369295) - Floorplan 1 ## EPC Graphs - ![epc](/listings/photos/74118037/369296) - epc ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 9 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £167,000 | 14/02/2020 | Flat | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 21 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £184,000 | 22/12/2025 | Terraced | | [Same street] 37 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £270,000 | 28/11/2025 | Semi-detached | | [Same street] 15 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £205,000 | 09/05/2025 | Terraced | | 13 CRESTWAY, CHATHAM, MEDWAY, ME5 0BB | £282,000 | 24/11/2023 | Terraced | | [Same street] 16 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £215,000 | 18/08/2023 | Semi-detached | | [Same street] 46 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £270,000 | 28/04/2023 | Terraced | | 20 STONECROSS LEA, CHATHAM, MEDWAY, ME5 0BL | £175,000 | 06/04/2023 | Terraced | | 60 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BW | £216,000 | 28/10/2022 | Terraced | | 45 SHANKLIN CLOSE, CHATHAM, MEDWAY, ME5 7QL | £262,000 | 06/10/2022 | Terraced | | 77 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BW | £214,500 | 10/08/2022 | Terraced | | 32 SHANKLIN CLOSE, CHATHAM, MEDWAY, ME5 7QL | £250,000 | 20/05/2022 | Terraced | | 47 SHANKLIN CLOSE, CHATHAM, MEDWAY, ME5 7QL | £258,000 | 06/05/2022 | Terraced | | 3 SHANKLIN CLOSE, CHATHAM, MEDWAY, ME5 7QL | £225,000 | 11/02/2022 | Terraced | | 65 CRESTWAY, CHATHAM, MEDWAY, ME5 0BD | £270,000 | 24/09/2021 | Terraced | | 21 STONECROSS LEA, CHATHAM, MEDWAY, ME5 0BL | £210,000 | 03/09/2021 | Terraced | | 98 CRESTWAY, CHATHAM, MEDWAY, ME5 0BD | £260,000 | 19/08/2021 | Terraced | | [Same street] 43 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £320,000 | 17/08/2021 | Terraced | | 20 BRACKEN LEA, CHATHAM, MEDWAY, ME5 0BZ | £220,000 | 16/08/2021 | Terraced | | [Same street] 12 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £195,000 | 06/08/2021 | Semi-detached | | 23 CRESTWAY, CHATHAM, MEDWAY, ME5 0BB | £250,000 | 16/07/2021 | Terraced | **Street average:** £237,000 (7 sales) **Area average:** £237,885 (13 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £317,269 (68 Terraced, ME5, 2024–2026) - **Deviation:** -46.4% ## Rental Range *ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,113/mo - **Realistic:** £1,237/mo - **Optimistic:** £1,361/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £673/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | Studio Flat, Capstone Road, ME5 | £800/mo | 1 | 0.33 miles | OpenRent | | 1 Bed Flat, Rainham Road, ME5 | £925/mo | 1 | 0.66 miles | OpenRent | **Average rent: £863/mo (2 listings)** ## 1% Rule - **Rent ratio:** 0.51% (weak for cashflow) - **Max investor price (0.8%):** £107,875 - **Target investor price (1%):** £86,300 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £863/mo).* - **Gross yield:** 6.1% - **Cost-to-rent:** 16.4× - **Monthly cashflow:** £82/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 2% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 10.9% - **10y growth:** 29.3% ## House Price Index (HM Land Registry) *Official index for Medway; Terraced series; as of March 2026.* - **1y growth (index):** 0.5% - **5y growth (index):** 17% - **10y growth (index):** 45.5% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)