# 1 bedroom end of terrace house for sale (WD6 5QR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 7 BANKS ROAD, BOREHAMWOOD, HERTFORDSHIRE WD6 5QR |
| Price | £300,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | C |
| Construction age | England and Wales: 2003-2006 |
| Floor area | 39 m² |
| Last sold | £295,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** A
- **Expiry date:** 16/01/2030
- **Current heating cost:** £510/year

### Recommendations
- A (350)
- B4 (600)
- L2 (1,200)
- N (6,000)
- U (5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8430-6629-6900-5183-2296)

## Description

This well-maintained, end-of-terrace one-bedroom house is located in a peaceful cul-de-sac within the popular Studio Way development, presenting an excellent opportunity for first-time buyers or investors.

On the ground floor, you’ll find a bright and spacious open-plan lounge and kitchen area, featuring a convenient breakfast bar. A walk-in cupboard/larder is located under the stairs, complete with light and power – ideal for storing a fridge/freezer or additional kitchen appliances. The kitchen also includes a cooker, which is only a year old. A new oak laminate floor was installed in the downstairs area just a few months ago, adding a fresh and modern touch.

Upstairs offers a generous double bedroom with ample space for wardrobes, along with an airing cupboard for additional storage, and a family bathroom with a shower attachment over the bath.

Further benefits include loft access, a full-height external storage cupboard located just before the front door, and a driveway providing off-street parking for one car.

The property is ideally situated with easy access to local amenities, transport links, and major routes including the M1 and M25, making commuting straightforward.

This chain-free property is ready to move in and located in an excellent area, making it ideal for buyers seeking a hassle-free move.

## Property Photos

- ![IMG_8189.JPG](/listings/photos/168424508/627951) - IMG_8189.JPG
- ![IMG_8198.JPG](/listings/photos/168424508/627952) - IMG_8198.JPG
- ![IMG_8255 (1).jpg](/listings/photos/168424508/627954) - IMG_8255 (1).jpg
- ![IMG_8194.JPG](/listings/photos/168424508/627957) - IMG_8194.JPG
- ![IMG_8209.JPG](/listings/photos/168424508/627959) - IMG_8209.JPG
- ![IMG_8203.JPG](/listings/photos/168424508/627961) - IMG_8203.JPG

## Floorplans

- ![Untitled.png](/listings/photos/168424508/627963) - Untitled.png

## EPC Graphs

- ![EE Rating](/listings/photos/168424508/627966) - EE Rating

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #4324715
- **Address:** 7 Banks Road, BOREHAMWOOD, WD6 5QR
- **Certificate Issued:** 18/12/2006
- **Work Completed:** 06/12/2006
- **Items:** 4 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 BANKS ROAD, BOREHAMWOOD, HERTSMERE, HERTFORDSHIRE, WD6 5QR | £295,000 | 25/03/2026 | Terraced |
| 7 BANKS ROAD, BOREHAMWOOD, HERTSMERE, HERTFORDSHIRE, WD6 5QR | £175,000 | 28/01/2014 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 13 HAY CLOSE, BOREHAMWOOD, HERTSMERE, HERTFORDSHIRE, WD6 5RA | £415,000 | 30/06/2023 | Terraced |
| 2 PINEWOOD CLOSE, BOREHAMWOOD, HERTSMERE, HERTFORDSHIRE, WD6 5NW | £375,000 | 23/06/2023 | Terraced |
| [Same street] 5 BANKS ROAD, BOREHAMWOOD, HERTSMERE, HERTFORDSHIRE, WD6 5QR | £275,000 | 15/06/2023 | Terraced |
| 9 KELLY COURT, BOREHAMWOOD, HERTSMERE, HERTFORDSHIRE, WD6 5QU | £286,500 | 20/10/2022 | Terraced |
| 42 RUTHERFORD CLOSE, BOREHAMWOOD, HERTSMERE, HERTFORDSHIRE, WD6 5RZ | £500,000 | 28/09/2022 | Terraced |
| 22 STUDIO WAY, BOREHAMWOOD, HERTSMERE, HERTFORDSHIRE, WD6 5NN | £425,000 | 14/09/2022 | Terraced |
| 53 PINEWOOD CLOSE, BOREHAMWOOD, HERTSMERE, HERTFORDSHIRE, WD6 5NP | £430,000 | 26/08/2022 | Terraced |
| 38 HORIZON PLACE, BOREHAMWOOD, HERTSMERE, HERTFORDSHIRE, WD6 5FP | £575,000 | 03/05/2022 | Terraced |
| 54 HORIZON PLACE, BOREHAMWOOD, HERTSMERE, HERTFORDSHIRE, WD6 5FP | £545,000 | 25/02/2022 | Terraced |
| 9 EALING CLOSE, BOREHAMWOOD, HERTSMERE, HERTFORDSHIRE, WD6 5NS | £380,000 | 17/02/2022 | Terraced |
| 37 RUTHERFORD CLOSE, BOREHAMWOOD, HERTSMERE, HERTFORDSHIRE, WD6 5RZ | £440,000 | 31/01/2022 | Terraced |
| 18 COOPERS CRESCENT, BOREHAMWOOD, HERTSMERE, HERTFORDSHIRE, WD6 5RF | £398,500 | 10/09/2021 | Terraced |
| 52 PINEWOOD CLOSE, BOREHAMWOOD, HERTSMERE, HERTFORDSHIRE, WD6 5NR | £305,000 | 28/06/2021 | Terraced |

**Street average:** £275,000 (1 sale)
**Area average:** £422,917 (12 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £460,603 (31 Terraced, WD6, 2024–2026)
- **Deviation:** -34.9%

## Rental Range

*ONS Price Index of Private Rents (Hertsmere). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,616/mo
- **Realistic:** £1,796/mo
- **Optimistic:** £1,976/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed End Terrace, Kelly Court, WD6 | £1,550/mo | 1 | 0.02 miles | OpenRent |
| 1 Bed Flat, Studio Way, WD6 | £2,500/mo | 1 | 0.14 miles | OpenRent |
| 1 Bed Flat, Tempsford Avenue, WD6 | £1,300/mo | 1 | 0.68 miles | OpenRent |
| Studio Flat, Thornbury Gardens, WD6 | £995/mo | 1 | 0.71 miles | OpenRent |
| Studio Flat, Gateshead Road, WD6 | £947/mo | 1 | 0.78 miles | OpenRent |
| Studio Flat, Hemini Court, WD6 | £950/mo | 1 | 1.11 miles | OpenRent |
| 1 Bed Flat, Hemini Court, WD6 | £1,300/mo | 1 | 1.11 miles | OpenRent |

**Average rent: £1,363/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.43% (weak for cashflow)
- **Max investor price (0.8%):** £162,500
- **Target investor price (1%):** £130,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,300/mo).*

- **Gross yield:** 5.2%
- **Cost-to-rent:** 19.2×
- **Monthly cashflow:** £-36/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £7,692/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.3%
- **10y growth:** 14.8%

## House Price Index (HM Land Registry)

*Official index for Hertsmere; Terraced series; as of March 2026.*

- **1y growth (index):** 3.6%
- **5y growth (index):** 11.8%
- **10y growth (index):** 24.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)