6 THE BANKS
WALLASEY, MERSEYSIDE CH45 3NT
£100,000
Property details
Tenure
LEASEHOLD
Floor area
62 m²
EPC rating
D
Year built
England and Wales: 1967-1975
Last sold
£100,000 Feb 2026
Price per m²
£1,613/m²
Local average
£143,807 (-30.5%)
Deprivation
Decile 7 (22,535 of 33,755)
Street crime
63 incidents within 1 mile (Mar 2026)
Key features
- Two Bed Ground Floor Flat
- Sold With No Chain
- Balcony and Garage
- Council Tax Band B
- EPC Rating D
Additional details
- Electricity
- Mains supply
- Water
- Mains supply
- Heating
- Gas, Double glazing, Gas central
- Parking
- Garage, Communal
- Garden
- Communal garden
Description
Sitting on the ground floor of this much sought-after development, this two-bedroom apartment boasts uPVC double glazing and gas central heating plus a lovely balcony where you can sit and enjoy the lovely views! Having the benefit of being sold with no chain; this flat is in need of updating in parts but definitely one you can move into and start enjoying! Situated a short walk into Wallasey Village near to local shops and points of interest including Harrison Park, the promenade, frequent transport routes and commuter links. Also, not too far from the excellent range of amenities in New Brighton. Interior: communal entrance with serviced lift and stairs to each floor, inner entrance, living/dining area, balcony, kitchen, two bedrooms and bathroom plus internal and external store rooms too. Complete with uPVC double glazing and gas central heating. Exterior: en-bloc garage, communal gardens and parking. Viewing is highly recommended; do not delay!
Communal Area
Entrance with a serviced lift and stairs to all floors. The apartment is on the ground floor level with a communal hallway leading to the main private entrance door into the accommodation.
Hallway
From The communal hallway there is a handy storage room and a private door into the inner hallway having meter cupboard, wall lights and an internal store room with multiple uses, such as for storing cloaks or even possibly a home office. Doors into:
Living Room/Dining Area
Great to relax in and meal times; with uPVC double glazed door that opens onto a balcony. Television/telephone point, wall lights and two central heating radiators.
Balcony
A nice addition allowing you your own private outdoor space to sit and relax with a good book or your morning coffee whilst enjoying the pleasant views. Tiled flooring.
Kitchen
Range of base and wall units with contrasting work surfaces and tiled splashbacks. Sinker and drainer, cooker point and space for both a fridge freezer and washing machine. Store cupboard with shelving, vinyl floor and uPVC double glazed window with a lovely outlook.
Bedroom
uPVC double glazed window with a pleasant outlook. Central heating radiator and wall light.
Bedroom
uPVC double glazed window with a pleasant outlook. Central heating radiator and wall light.
Shower Room
Modern shower room with suite comprising walk-in shower cubicle with wall tiling, low level WC and wash basin with mirrored cabinet above. Extractor fan, central heating radiator and airing cupboard housing the hot water cylinder which was newly installed in September.
Exterior
Well-kept communal gardens and parking.
Garage
En-bloc garage with up and over door.
Location
The Banks on Burbo Way can be found off Mockbeggar Drive, a turning off Harrison Drive, approx. 1.7 miles driving distance from our Liscard office.
Property Misdescriptions Act 1991. For clarification, Harper & Woods Estate Agents wish to inform prospective purchasers that we have not tested any of the appliances or the heating system and cannot give any warranties as to their full working order. Purchasers are advised to obtain independent specialist reports if they have any doubts. All measurements are approximate and should not be relied upon for carpets or furnishings. Any mention of appliances, equipment, fixtures, fittings or services unless specifically stated are not included in the sale of the property. We cannot verify that these are fit for purpose or in full working order, as they have not been tested by ourselves. You are advised to gain specialist independent reports if you have any hesitations. Measurements, areas and distances provided are an approximate only. They are for general guidance and should not be relied upon for furnishings, flooring or any other outspend. The chosen photographs only illustrate perspectives of the properties interior and exterior as they appeared at the time they were taken. Our particulars for each property are created as a general outline only for the guidance of prospective buyers. Any information is given without responsibility on our part and we recommended that our information is verified by yourself. We endeavour to ensure that the information on our website is accurate and reliable however information about a property is liable to be changed at any time.
Listed by
Wallasey
Harper & Woods Ltd
Reference: 168164003
EPC Rating & Upgrade Cost
Current rating: D
Potential rating: D
Inspection date: 30/09/2025
Current heating cost: £744/year
Potential heating cost: £520/year
Est. upgrade cost to C: £8,700
Recommendations
- Cavity wall insulation (£900 - £1,500)
- Floor insulation (solid floor) (£5,000 - £10,000)
Flood risk
Zone: 1
Risk: Low
Job (default Low)
Price history
| Event | Date | Price | % change |
|---|---|---|---|
| Sold | 11/02/2026 (3 months ago) | £100,000 | — |
Source: HM Land Registry Price Paid Data. Crown copyright.
Sold Comparables
Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.
| Address | Price | Date | Type |
|---|---|---|---|
| 9 THE BANKS, WALLASEY, WIRRAL, MERSEYSIDE, CH45 3NS | £147,000 | 04/12/2025 | Flat |
| 3 CORMORANT COURT, WALLASEY, WIRRAL, MERSEYSIDE, CH45 3QL | £85,000 | 08/08/2025 | Flat |
| THE CHANNEL 33 BURBO WAY, WALLASEY, WIRRAL, MERSEYSIDE, CH45 3NU | £122,500 | 28/02/2025 | Flat |
| 2 DUNLINS COURT, WALLASEY, WIRRAL, MERSEYSIDE, CH45 3QN | £175,000 | 29/11/2023 | Flat |
| THE CHANNEL 32 BURBO WAY, WALLASEY, WIRRAL, MERSEYSIDE, CH45 3NX | £120,000 | 26/10/2023 | Flat |
| 40 THE BANKS, WALLASEY, WIRRAL, MERSEYSIDE, CH45 3NT | £88,000 | 10/09/2023 | Flat |
| 47 THE BANKS, WALLASEY, WIRRAL, MERSEYSIDE, CH45 3NS | £120,000 | 18/07/2023 | Flat |
| 3 CORMORANT COURT, WALLASEY, WIRRAL, MERSEYSIDE, CH45 3QL | £170,000 | 28/04/2023 | Flat |
| 67 THE BANKS, WALLASEY, WIRRAL, MERSEYSIDE, CH45 3NS | £150,000 | 04/04/2023 | Flat |
| 22 THE BANKS, WALLASEY, WIRRAL, MERSEYSIDE, CH45 3NT | £83,000 | 03/04/2023 | Flat |
| 25 THE BANKS, WALLASEY, WIRRAL, MERSEYSIDE, CH45 3NS | £80,000 | 28/09/2022 | Flat |
| THE CHANNEL 41 BURBO WAY, WALLASEY, WIRRAL, MERSEYSIDE, CH45 3NU | £85,000 | 16/09/2022 | Flat |
| 69 THE BANKS, WALLASEY, WIRRAL, MERSEYSIDE, CH45 3NS | £108,000 | 16/09/2022 | Flat |
| 11 THE BANKS, WALLASEY, WIRRAL, MERSEYSIDE, CH45 3NS | £136,500 | 02/09/2022 | Flat |
| 12 CORMORANT COURT, WALLASEY, WIRRAL, MERSEYSIDE, CH45 3QL | £140,000 | 31/08/2022 | Flat |
| 14 CORMORANT COURT, WALLASEY, WIRRAL, MERSEYSIDE, CH45 3QL | £165,000 | 30/06/2022 | Flat |
| THE CHANNEL 40 BURBO WAY, WALLASEY, WIRRAL, MERSEYSIDE, CH45 3NX | £85,000 | 17/06/2022 | Flat |
| 14 DUNLINS COURT, WALLASEY, WIRRAL, MERSEYSIDE, CH45 3QN | £126,000 | 25/05/2022 | Flat |
| THE CHANNEL 42 BURBO WAY, WALLASEY, WIRRAL, MERSEYSIDE, CH45 3NX | £83,000 | 13/05/2022 | Flat |
| THE CHANNEL 29 BURBO WAY, WALLASEY, WIRRAL, MERSEYSIDE, CH45 3NU | £140,000 | 25/04/2022 | Flat |
Area average: £120,450 (20 sales)
Capital growth trend
Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).
House Price Index (HM Land Registry — official index, not sold-price averages): Wirral. Series: Flats and maisonettes. As of March 2026.
Rental Range
Estimated market rent for Wirral. Low = conservative, Realistic = average, Optimistic = best case.
Based on Local Authority from postcode lookup → Wirral.
LHA (30th percentile) floor for Wirral: £524/mo (Apr 2025 – Mar 2026)
Location
Nearby
Nearest stations, universities and amenities (distance from property).
| Type | Name | Distance |
|---|---|---|
| Bus stop | HARRISON DRIVE/KINGS PARADE | 0.1 miles |
| Shop | Windsors | 0.3 miles |
| Shop | Windsors Mazda | 0.3 miles |
| Train station | Wallasey Grove Road | 0.3 miles |
| Train station | Wallasey Village | 0.7 miles |
| Hospital | Parkfield Medical Centre | 5.6 miles |
| Hospital | DRIVE THROUGH PHLEBOTOMY | 6.0 miles |
| University | Liverpool Hope University | 7.9 miles |
| University | Edge Hill University | 11.9 miles |
Street-level crime
| Category | Count |
|---|---|
| Violence and sexual offences | 28 |
| Criminal damage and arson | 7 |
| Drugs | 6 |
| Anti-social behaviour | 4 |
| Public order | 4 |
| Burglary | 3 |
| Other crime | 3 |
| Other theft | 2 |
| Possession of weapons | 2 |
| Shoplifting | 2 |
| Robbery | 1 |
| Vehicle crime | 1 |
| Total incidents | 63 |
Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).
Schools nearby
Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.
| Name | Type | Distance | Ofsted |
|---|---|---|---|
| Greenleas Primary School | Primary | 0.6 miles | Good — 24 Jul 2023 |
| St Mary's Catholic College, A Voluntary Academy | Secondary | 0.7 miles | Requires improvement — 20 Dec 2023 |
| St George's Primary School | Primary | 0.7 miles | Good — 20 Feb 2014 |
| Elleray Park School | Other | 0.7 miles | Outstanding — 15 Jun 2023 |
| Mount Primary School | Primary | 0.8 miles | Good — 4 Oct 2011 |
Rental Comparables
Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.
| Title | Rent | Beds | Distance | As seen on |
|---|---|---|---|---|
| 2 Bed Flat, Cormorant Court, CH45 | £750/mo | 2 | 0.12 miles | OpenRent |
| 2 Bed Flat, Cormorant Court, CH45 | £750/mo | 2 | 0.17 miles | OpenRent |
| 2 Bed Flat, Grove Road, CH45 | £825/mo | 2 | 0.37 miles | OpenRent |
| 2 Bed Maisonette, Wallasey Village, CH45 | £850/mo | 2 | 0.71 miles | OpenRent |
| 2 Bed Flat, Wallasey Village, CH44 | £700/mo | 2 | 0.81 miles | OpenRent |
| 2 Bed Flat, Sandringham Drive, CH45 | £725/mo | 2 | 0.89 miles | OpenRent |
| 2 Bed Maisonette, Seaview Road, CH45 | £850/mo | 2 | 0.91 miles | OpenRent |
| 2 Bed Flat, Sudworth Road, CH45 | £745/mo | 2 | 0.91 miles | OpenRent |
Average rent: £774/mo (8 listings)
Rent-driven metrics
Based on OpenRent comparables.
- Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
- Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
- Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
- Gross yield — Annual rent as % of purchase price (no costs).
- Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
- Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
- ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).