# 2 bedroom end of terrace house for sale (WN8 8AP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 14 HIGH STREET, SKELMERSDALE, LANCASHIRE WN8 8AP |
| Price | £82,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £80,000 Sep 2018 |

## Description

Situated in Old Skelmersdale an ideally places for local amenities, public transport and schools. This 2 bedroom, end terraced has recently fitted bathroom and gas central heating, double glazed windows. Comprising entrance hall, lounge, dining/ kitchen, two bedroom and bathroom to the first floor. Gardens to front and rear. The property is currently tenanted and achieving approximately £480 pcm. Property would suit an investor or will be available vacant possession on completion if required.

**Entrance Hall** - 

**Lounge** - 3.58m x 3.53m (11'9 x 11'7) - Laminate flooring, living flame coal effect gas fire.

**Dining/ Kitchen** - 2.97m x 4.37m (9'9 x 14'4) - With a range of base and wall units, incorporating single drainer stainless steel sink unit with mixer tap and plumbing for washing machine. Double glazed French doors leading out to the rear garden. Useful under stairs store cupboard.

**First Floor** - 

**Landing** - 

**Bedroom 1** - 3.58m x 3.56m (11'9 x 11'8) - Front facing.

**Bedroom 2** - 3.00m x 2.31m (9'10 x 7'7) - Rear facing.

**Bathroom** - Panel bath, low level W.C, pedestal wash hand basin, part tiled walls.

**Outside** - Garden to front and rear, rear garden has brick out building.

**Council Tax - Band A** -

## Property Photos

- ![IMG_2728.JPG](/listings/photos/72365648/542164) - IMG_2728.JPG
- ![Lounge](/listings/photos/72365648/542169) - Lounge
- ![IMG_2735.JPG](/listings/photos/72365648/542177) - IMG_2735.JPG
- ![IMG_2736.JPG](/listings/photos/72365648/542180) - IMG_2736.JPG
- ![Dining/ Kitchen](/listings/photos/72365648/542185) - Dining/ Kitchen
- ![IMG_2738.JPG](/listings/photos/72365648/542192) - IMG_2738.JPG
- ![Bedroom 1](/listings/photos/72365648/542198) - Bedroom 1
- ![Bathroom](/listings/photos/72365648/542202) - Bathroom
- ![Bedroom 2](/listings/photos/72365648/542204) - Bedroom 2
- ![Outside](/listings/photos/72365648/542208) - Outside

## Floorplans

- ![14HighSt-print.JPG](/listings/photos/72365648/542211) - 14HighSt-print.JPG

## EPC Graphs

- ![EE Rating](/listings/photos/72365648/542215) - EE Rating
- ![EI Rating](/listings/photos/72365648/542218) - EI Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 HIGH STREET, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8AP | £80,000 | 04/09/2018 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 ASHWALL STREET, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8AN | £135,000 | 18/12/2025 | Terraced |
| 70 HIGH STREET, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8AT | £160,000 | 02/12/2025 | Terraced |
| 40 WHEATACRE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8AJ | £150,000 | 21/11/2025 | Terraced |
| 86 HIGH STREET, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8AT | £112,000 | 06/10/2025 | Terraced |
| 84 HIGH STREET, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8AT | £138,500 | 09/07/2025 | Terraced |
| 8 WHITESTOCKS, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8AG | £85,000 | 11/02/2025 | Terraced |
| WHITBURN 28C BARNES ROAD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8HN | £59,000 | 25/09/2023 | Terraced |
| 18 BARNES ROAD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8HN | £87,500 | 16/06/2023 | Terraced |
| [Same street] 26 HIGH STREET, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8AP | £90,000 | 14/06/2023 | Terraced |
| 6 ASHWALL STREET, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8AN | £108,000 | 02/06/2023 | Terraced |
| 21 WOODROW, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8AH | £95,000 | 05/05/2023 | Terraced |
| 70 HIGH STREET, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8AT | £79,000 | 01/12/2022 | Terraced |
| 8 WOODROW, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8AH | £85,000 | 25/11/2022 | Terraced |
| 24 WHEATACRE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8AJ | £80,000 | 16/11/2022 | Terraced |
| 6 ANN STREET, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8DG | £108,000 | 14/11/2022 | Terraced |
| 6 WHITEHEY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8AQ | £124,000 | 01/11/2022 | Terraced |
| 25 WHITESTOCKS, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8AG | £95,000 | 26/10/2022 | Terraced |
| 40 ROSE CRESCENT, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8DW | £100,000 | 17/10/2022 | Terraced |
| [Same street] 2 HIGH STREET, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8AP | £95,000 | 12/10/2022 | Terraced |
| 43C WHITBURN, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8HL | £60,000 | 29/09/2022 | Terraced |
| 158 HIGH STREET, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8AF | £90,000 | 13/09/2022 | Terraced |
| 8 LIME COURT, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8ES | £68,000 | 31/08/2022 | Terraced |
| [Same street] 48 HIGH STREET, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 8AP | £112,500 | 18/11/2021 | Terraced |

**Street average:** £99,167 (3 sales)
**Area average:** £100,950 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £123,454 (52 Terraced, WN8, 2024–2026)
- **Deviation:** -33.6%

## Rental Range

*ONS Price Index of Private Rents (West Lancashire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £717/mo
- **Realistic:** £797/mo
- **Optimistic:** £877/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lancaster (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £573/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Birch Street, WN8 | £700/mo | 2 | 0.11 miles | OpenRent |
| 2 Bed Detached House, Spencer's Lane, WN8 | £950/mo | 2 | 0.96 miles | OpenRent |
| 2 Bed Flat, Irwell, WN8 | £760/mo | 2 | 0.99 miles | OpenRent |

**Average rent: £803/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.93% (okay)
- **Max investor price (0.8%):** £95,000
- **Target investor price (1%):** £76,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £760/mo).*

- **Gross yield:** 11.1%
- **Cost-to-rent:** 9×
- **Monthly cashflow:** £336/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 17%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 42.6%
- **10y growth:** 66.5%

## House Price Index (HM Land Registry)

*Official index for West Lancashire; Terraced series; as of March 2026.*

- **1y growth (index):** 5.1%
- **5y growth (index):** 26.6%
- **10y growth (index):** 50.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
