# 3 bedroom terraced house for sale (CA25 5LA) ## Property Details | Key | Value | |-----|-------| | Address | 42 HIGH STREET, CLEATOR MOOR, CUMBERLAND CA25 5LA | | Price | £109,950 | | Bedrooms | 3 | | Bathrooms | 3 | | Construction age | England and Wales: 2007-2011 | | Floor area | 98 m² | | Last sold | £104,000 Mar 2023 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Expiry date:** 06/06/2032 - **Current heating cost:** £394/year - **Est. upgrade cost to C:** £9,500 ### Recommendations - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6632-2926-2100-0933-6206) ## Description ***NEW PRICE*** Offered for sale with no forward chain, is this deceptively spacious, end terrace property. Situated in the popular town of Cleator Moor, the property is a stones throw away from the town centre, with a good range of local amenities just a short walk away. The property also enjoys a lovely view of Dent fell from the rear, which is just a short drive away. The accommodation briefly comprises of; entrance hall, spacious lounge, contemporary modern kitchen diner, utility room and downstairs WC. To the first floor is the modern family bathroom and master en-suite, which incorporates a dressing area and en-suite shower room. To the second floor, there are two further, well presented, double bedrooms, with the rear bedroom boasting a lovely view of Dent fell. Externally there is generous size, low maintenance, block paved rear yard with gated access. Viewing is highly recommended to appreciate this lovely home. ## Property Photos - ![Photo 13](/listings/photos/123250187/726889) - Photo 13 - ![Photo 2](/listings/photos/123250187/726890) - Photo 2 - ![Photo 3](/listings/photos/123250187/726891) - Photo 3 - ![Photo 5](/listings/photos/123250187/726892) - Photo 5 - ![Photo 6](/listings/photos/123250187/726893) - Photo 6 - ![Photo 10](/listings/photos/123250187/726894) - Photo 10 - ![Photo 8](/listings/photos/123250187/726901) - Photo 8 - ![Photo 9](/listings/photos/123250187/726905) - Photo 9 - ![Photo 7](/listings/photos/123250187/726913) - Photo 7 - ![Photo 11](/listings/photos/123250187/726915) - Photo 11 - ![Photo 12](/listings/photos/123250187/726920) - Photo 12 - ![Photo 13](/listings/photos/123250187/726921) - Photo 13 ## Floorplans - ![Ground floor](/listings/photos/123250187/726925) - Ground floor - ![First floor ](/listings/photos/123250187/726927) - First floor - ![Second floor ](/listings/photos/123250187/726930) - Second floor ## EPC Graphs - ![EPC GRAPH](/listings/photos/123250187/726931) - EPC GRAPH - ![FULL EPC](/listings/photos/123250187/726932) - FULL EPC ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 42 HIGH STREET, CLEATOR MOOR, CUMBERLAND, CA25 5LA | £104,000 | 17/03/2023 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 17 DUKE STREET, CLEATOR MOOR, CUMBERLAND, CA25 5BG | £65,000 | 03/12/2025 | Terraced | | 4 DUKE STREET, CLEATOR MOOR, CUMBERLAND, CA25 5BG | £53,000 | 12/09/2025 | Terraced | | 2 ENNERDALE ROAD, CLEATOR MOOR, CUMBERLAND, CA25 5LD | £70,000 | 27/03/2025 | Terraced | | 26 BIRKS ROAD, CLEATOR MOOR, CUMBERLAND, CA25 5HR | £39,500 | 27/11/2023 | Terraced | | 66 JACKTREES ROAD, CLEATOR MOOR, CUMBERLAND, CA25 5BB | £64,000 | 26/05/2023 | Terraced | | 7 VICTORIA STREET, CLEATOR MOOR, CUMBERLAND, CA25 5AS | £45,000 | 06/04/2023 | Terraced | | 23 ENNERDALE ROAD, CLEATOR MOOR, CUMBERLAND, CA25 5LD | £40,000 | 28/10/2022 | Terraced | | 34 QUEEN STREET, CLEATOR MOOR, COPELAND, CUMBRIA, CA25 5BH | £58,000 | 13/10/2022 | Terraced | | 20 BIRKS ROAD, CLEATOR MOOR, COPELAND, CUMBRIA, CA25 5HR | £84,000 | 15/08/2022 | Terraced | | 44 ALDBY STREET, CLEATOR MOOR, COPELAND, CUMBRIA, CA25 5AQ | £120,000 | 12/08/2022 | Terraced | | 102 BIRKS ROAD, CLEATOR MOOR, COPELAND, CUMBRIA, CA25 5HS | £87,000 | 19/07/2022 | Terraced | | 40 ENNERDALE ROAD, CLEATOR MOOR, COPELAND, CUMBRIA, CA25 5LD | £65,000 | 15/07/2022 | Terraced | | 3 BIRKS ROAD, CLEATOR MOOR, COPELAND, CUMBRIA, CA25 5HP | £130,000 | 10/06/2022 | Terraced | | 13 QUEEN STREET, CLEATOR MOOR, COPELAND, CUMBRIA, CA25 5BH | £52,000 | 08/06/2022 | Terraced | | 18 DUKE STREET, CLEATOR MOOR, COPELAND, CUMBRIA, CA25 5BG | £47,600 | 07/06/2022 | Terraced | | 104 BIRKS ROAD, CLEATOR MOOR, COPELAND, CUMBRIA, CA25 5HS | £69,500 | 12/04/2022 | Terraced | | 4 DUKE STREET, CLEATOR MOOR, COPELAND, CUMBRIA, CA25 5BG | £39,000 | 31/03/2022 | Terraced | | 47 ENNERDALE ROAD, CLEATOR MOOR, COPELAND, CUMBRIA, CA25 5LD | £93,500 | 31/03/2022 | Terraced | | 68 HIGH STREET, CLEATOR MOOR, COPELAND, CUMBRIA, CA25 5BW | £88,000 | 25/03/2022 | Terraced | | 6 DUKE STREET, CLEATOR MOOR, COPELAND, CUMBRIA, CA25 5BG | £50,000 | 25/03/2022 | Terraced | **Area average:** £68,005 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £71,222 (9 Terraced, CA25, 2024–2026) - **Deviation:** +54.4% ## Rental Range *ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £859/mo - **Realistic:** £954/mo - **Optimistic:** £1,049/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £549/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Terraced House, Princes St, CA23 | £750/mo | 3 | 0.5 miles | OpenRent | | 3 Bed Terraced House, Trumpet Road, CA23 | £750/mo | 3 | 0.52 miles | OpenRent | **Average rent: £750/mo (2 listings)** ## 1% Rule - **Rent ratio:** 0.68% (weak for cashflow) - **Max investor price (0.8%):** £93,750 - **Target investor price (1%):** £75,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £750/mo).* - **Gross yield:** 8.2% - **Cost-to-rent:** 12.2× - **Monthly cashflow:** £217/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 8.2% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £1,122/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -12.1% - **10y growth:** -3.8% ## House Price Index (HM Land Registry) *Official index for North West; Terraced series; as of March 2026.* - **1y growth (index):** -1% - **5y growth (index):** 24.4% - **10y growth (index):** 69.9% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)