95 High Street
Chelmsford, Essex, CM1 1DX
Property details
Tenure
FREEHOLD
Local average
£316,250 (+105.5%)
Street crime
556 incidents within 1 mile (May 2026)
Key features
- HIGH STREET RETAIL OPPORTUNITY
- DEVELOPMENT OPTIONS
- DUAL FRONTAGE
- AVAILABLE WITH VACANT POSSESSION DUE TO BUSINESS RELOCATION
Description
95 High Street comprises 5 stories of commercial accommodation, with frontages onto both the High Street, and Tindal Street. The main retail space is on the ground floor, where there are staircases to basement, and 1st floor level, where there is plentiful space for extra retail, or storage. On the upper floors are offices, a kitchenette, male/female WC's, and storage. Both sides of the building benefit from natural light, and there is ample opportunity for development or restructuring, such as turning the upper parts into residential, as well as the possibility of turning the property into two retail units with one facing onto Tindal Street.
Location
The property is located at the Tindal Square end of Chelmsford High Street, close to the junction of the High Street and Tindal Street, as well as the new Bond St development. The main pitch of the high street is within 100m, and the bus/rail stations are within a 5 minute walk. Nearby occupiers constitute a mix of national and independent retailers and F&B users including Specsavers, Oxfam Cafe Nero and Natwest.
Accommodation
Due to the current tenancy, we have been unable to independently measure the premises. The VOA measurements are as follows:
Basement: 926 sq ft (86.0 sq m)
Ground Floor: 1,099 sq ft (102.1 sq m)
First Floor: 863 sq ft (80.2 sq m)
Second Floor: 543 sq ft (50.4 sq m)
Third Floor: 166 sq ft (15.4 sq m)
TOTAL: 3,597 sq ft (334.1 sq m)
Tenure Comments
The freehold interest of 95 High Street is available with vacant possession at a guide price of £650,000, exclusive of any VAT or other fees.
Legal Costs
Each party to be responsible for their own legal costs incurred.
Viewing
Strictly via prior appointment with sole agents Elwell Taylor )
VAT
We understand the property is not elected for VAT
Listed by
Elwell Taylor Commercial, Chelmsford
Reference: 166045715
Flood risk
Zone: 1
Risk: Low
Job (default Low)
Price history
| Event | Date | Price | % change |
|---|---|---|---|
| Listed for sale | — | £650,000 | — |
Source: HM Land Registry Price Paid Data. Crown copyright.
Sold Comparables
Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.
| Address | Price | Date | Type |
|---|---|---|---|
| 38 HIGH STREET, CHELMSFORD, ESSEX, CM1 1BE | £5,250,000 | 14/02/2023 | Other |
| 84 - 85 HIGH STREET, CHELMSFORD, ESSEX, CM1 1DX | £4,000,000 | 03/02/2023 | Other |
| 39 HIGH STREET, CHELMSFORD, ESSEX, CM1 1BE | £245,000 | 04/08/2022 | Other |
| 76 HIGH STREET, CHELMSFORD, ESSEX, CM1 1EJ | £4,376,000 | 20/04/2022 | Other |
| 8 HIGH STREET, CHELMSFORD, ESSEX, CM1 1BE | £4,350,000 | 01/04/2022 | Other |
| 35 HIGH STREET, CHELMSFORD, ESSEX, CM1 1BE | £1,300,000 | 25/03/2022 | Other |
| MAYNETREES NEW STREET, CHELMSFORD, ESSEX, CM1 1NE | £165,000 | 14/02/2022 | Other |
| 20 HIGH STREET, CHELMSFORD, ESSEX, CM1 1BE | £1,865,000 | 18/10/2021 | Other |
| 1 EXCHANGE WAY, CHELMSFORD, ESSEX, CM1 1XB | £17,021 | 10/08/2021 | Other |
Area average: £2,396,447 (9 sales)
Capital growth trend
Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).
House Price Index (HM Land Registry — official index, not sold-price averages): Chelmsford. Series: All dwelling types. As of April 2026.
Rental Range
Estimated market rent for Chelmsford. Low = conservative, Realistic = average, Optimistic = best case.
Based on Local Authority from postcode lookup → Chelmsford.
LHA (30th percentile) floor for Chelmsford: Apr 2025 – Mar 2026
Location
Address
88 High Street
Nearby
Nearest stations, universities and amenities (distance from property).
| Type | Name | Distance |
|---|---|---|
| Shop | Harry Flashmans Tattoo Parlour | 0.0 miles |
| Shop | Hotel Chocolat | 0.0 miles |
| Bus stop | High Chelmer | 0.1 miles |
| Bus stop | H & M | 0.1 miles |
| Train station | Chelmsford | 0.3 miles |
| University | Anglia Ruskin University, Chelmsford Campus | 0.6 miles |
| University | Writtle School of Design | 2.0 miles |
| Train station | Beaulieu Park | 2.6 miles |
| Hospital | Braintree Community Hospital | 10.5 miles |
Street-level crime
| Category | Count |
|---|---|
| Violence and sexual offences | 200 |
| Shoplifting | 73 |
| Anti-social behaviour | 67 |
| Public order | 52 |
| Drugs | 42 |
| Other theft | 34 |
| Criminal damage and arson | 17 |
| Burglary | 15 |
| Other crime | 14 |
| Vehicle crime | 12 |
| Possession of weapons | 10 |
| Robbery | 9 |
| Bicycle theft | 6 |
| Theft from the person | 5 |
| Total incidents | 556 |
Within 1 mile during May 2026. Source: data.police.uk (England & Wales).
Schools nearby
Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.
| Name | Type | Distance | Ofsted |
|---|---|---|---|
| The Cathedral Church of England Voluntary Aided Primary School, Chelmsford | Primary | 0.2 miles | Good — 13 Dec 2021 |
| Our Lady Immaculate Catholic Primary School | Primary | 0.4 miles | Good — 24 Jun 2013 |
| St Anne's School | Other | 0.5 miles | — (No rating) |
| Anglia Ruskin University | Other | 0.5 miles | — (No rating) |
| Trinity Road Primary School | Primary | 0.5 miles | Good — 17 Mar 2016 |
Rental Comparables
Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.
| Title | Rent | Beds | Distance | As seen on |
|---|---|---|---|---|
| 1 Bed Flat, Moulsham St, CM2 | £1,375/mo | 1 | 0.19 miles | OpenRent |
| 1 Bed Flat, Moulsham St, CM2 | £1,475/mo | 1 | 0.19 miles | OpenRent |
| 1 Bed Flat, Moulsham St, CM2 | £1,100/mo | 1 | 0.19 miles | OpenRent |
| 1 Bed Flat, Balmoral Court, CM2 | £1,000/mo | 1 | 0.29 miles | OpenRent |
| 2 Bed Flat, Watson Heights, CM1 | £1,750/mo | 2 | 0.3 miles | OpenRent |
| 1 Bed Flat, Radio House, CM1 | £1,100/mo | 1 | 0.42 miles | OpenRent |
| 2 Bed Flat, Radio House, CM1 | £1,700/mo | 2 | 0.42 miles | OpenRent |
| 2 Bed Flat, Wicks Place, CM1 | £2,800/mo | 2 | 0.45 miles | OpenRent |
| 1 Bed Flat, New Street, CM1 | £2,600/mo | 1 | 0.46 miles | OpenRent |
| 1 Bed Flat, Broomfield Road, CM1 | £1,190/mo | 1 | 0.46 miles | OpenRent |
| 1 Bed Flat, Rainsford Road, CM1 | £1,300/mo | 1 | 0.48 miles | OpenRent |
| 1 Bed Flat, Cedar Avenue, CM1 | £1,375/mo | 1 | 0.48 miles | OpenRent |
| Studio Flat, Rectory Lane, CM1 | £900/mo | 1 | 0.48 miles | OpenRent |
| 2 Bed Flat, Wicks Place, CM1 | £1,775/mo | 2 | 0.5 miles | OpenRent |
| 1 Bed End Terrace, Maltese Road, CM1 | £1,300/mo | 1 | 0.69 miles | OpenRent |
Average rent: £1,516/mo (15 listings)
Rent-driven metrics
Based on OpenRent comparables.
- Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
- Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
- Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
- Gross yield — Annual rent as % of purchase price (no costs).
- Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
- Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
- ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).