Sold STC Town house

37 LINCOLN WALK

HEYWOOD, GREATER MANCHESTER OL10 3JB

2 beds 1 baths 646 sq ft Listed 3 Nov 2016 (-3490d)

£80,000

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# 2 bedroom town house for sale (OL10 3JB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 37 LINCOLN WALK, HEYWOOD, GREATER MANCHESTER OL10 3JB |
| Price | £80,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1967-1975 |
| Floor area | 60 m² |
| Last sold | £80,000 Mar 2017 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Current heating cost:** £568/year
- **Est. upgrade cost to C:** £12,925

### Recommendations
- W1 (£800 - £1,200)
- E (£25)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8456-7921-4060-4639-7906)

## Description

**Front Porch** - Entrance via double glazed door. Entrance into Lounge.

**Lounge** - 5.05m x 4.30m (16'7" x 14'1") - Double glazed window to front, Ceiling light point, Double radiator, stairs up to Master bedroom and Bedroom two, Downstairs to Dining Kitchen and Bathroom.

**Inner Hall Downstairs** - Door to Bathroom and Dining Kitchen, Double radiator, Ceiling light point.

**Dining Kitchen** - 4.26m x 3.18m (14'0" x 10'5") - Double glazed window to rear, External door to rear, Ceiling light point, Range of wall and base units with complimentary worktops, Gas point for cooker, Appliance spaces, Single bowl single drain sit on sink with chrome mixer tap, Glass fronted wall unit, Part tiled elevation.

**Bathroom** - 2.38m x 1.74m (7'10" x 5'9") - Double glazed obscure window to rear, Ceiling light point, Single radiator, Panelled bath with chrome shower over, W.C, Sink & pedestal, Part tiled elevations.

**First Floor Landing** - Doors to Master bedroom & Bedroom Two.

**Master Bedroom** - 3.29m x 3.12m (10'10" x 10'3") - Double glazed window to rear, single radiator, Ceiling light point, Built in Wardrobes,

**Bedroom Two** - 2.40m x 2.22m (7'10" x 7'3") - Double glazed window to rear, Single radiator, Ceiling light point.

**External Front** - Laid to lawn, Tree's & Shrubs, Flagged access pathway, Outside light.

**External Rear** - Up and over garage door leading to car port, Flagged patio area, Storage area.

**Directions** - Leave our office on York street in the direction of Bury, Turn left onto Bury Old Road, Turn left into Livsey Lane and left again where Lincoln Walk is on the left. The property can be identified by our distinctive FOR SALE sign.

N.B. NONE OF THE SERVICES/APPLIANCES HAVE BEEN TESTED THEREFORE WE CANNOT VERIFY AS TO THEIR CONDITION.  ALL MEASUREMENTS ARE APPROXIMATE.

You may download, store and use the material for your own personal use and research. You may not republish, retransmit, redistribute or otherwise make the material available to any party or make the same available on any website, online service or bulletin board of your own or of any other party or make the same available in hard copy or in any other media without the website owner's express prior written consent. The website owner's copyright must remain on all reproductions of material taken from this website.

## Property Photos

- ![Photo](/listings/photos/45230406/306507)
- ![External Front](/listings/photos/45230406/306509) - External Front
- ![Lounge](/listings/photos/45230406/306512) - Lounge
- ![Dining Kitchen](/listings/photos/45230406/306513) - Dining Kitchen
- ![Master Bedroom](/listings/photos/45230406/306516) - Master Bedroom
- ![External Rear](/listings/photos/45230406/306520) - External Rear
- ![External Rear](/listings/photos/45230406/306523) - External Rear
- ![Bathroom](/listings/photos/45230406/306526) - Bathroom
- ![Photo](/listings/photos/45230406/306528)
- ![External Front](/listings/photos/45230406/306531) - External Front
- ![Lounge](/listings/photos/45230406/306535) - Lounge

## EPC Graphs

- ![EPC 1](/listings/photos/45230406/306539) - EPC 1
- ![EPC 2](/listings/photos/45230406/306542) - EPC 2

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 37 LINCOLN WALK, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3JB | £80,000 | 24/03/2017 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 GASKILL STREET, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 4RB | £165,500 | 15/12/2025 | Terraced |
| 83 BURY NEW ROAD, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 4RF | £113,000 | 12/09/2025 | Terraced |
| 14 BALLATER CLOSE, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3RN | £162,000 | 15/08/2025 | Terraced |
| 3 PARTINGTON STREET, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3HX | £125,000 | 20/03/2025 | Terraced |
| [Same street] 11 LINCOLN WALK, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3JB | £101,000 | 05/06/2024 | Terraced |
| 8 HEYS LANE, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3RA | £186,250 | 01/12/2023 | Terraced |
| 41 GASKILL STREET, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 4RB | £142,200 | 27/10/2023 | Terraced |
| 23 GASKILL STREET, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 4RB | £77,500 | 19/10/2023 | Terraced |
| [Same street] 30 LINCOLN WALK, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3JB | £158,000 | 29/09/2023 | Terraced |
| 24 WHALLEY ROAD, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3JG | £160,000 | 02/05/2023 | Terraced |
| [Same street] 40 LINCOLN WALK, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3JB | £135,000 | 10/01/2023 | Terraced |
| 20 BALMORAL DRIVE, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3RJ | £155,000 | 30/11/2022 | Terraced |
| 36 BURY NEW ROAD, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 4RE | £150,000 | 11/11/2022 | Terraced |
| 15 DURHAM WALK, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3HS | £135,000 | 11/11/2022 | Terraced |
| 51 ROSEHILL STREET, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3DA | £110,000 | 29/09/2022 | Terraced |
| [Same street] 6 LINCOLN WALK, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3JB | £150,000 | 02/09/2022 | Terraced |
| 4 TURTON CLOSE, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 4XR | £180,000 | 24/06/2022 | Terraced |
| 4 WHALLEY ROAD, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3JG | £87,000 | 31/05/2022 | Terraced |
| 11 GASKILL STREET, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 4RB | £150,000 | 13/05/2022 | Terraced |
| 40 EDGWORTH CLOSE, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 4XW | £135,000 | 13/05/2022 | Terraced |
| 9 PARTINGTON STREET, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3HX | £126,000 | 08/04/2022 | Terraced |
| 23 BALLATER CLOSE, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3RN | £158,000 | 14/03/2022 | Terraced |
| 20 KENT WALK, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3DF | £130,000 | 02/03/2022 | Terraced |
| 59 ROSEHILL STREET, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3DA | £95,000 | 04/02/2022 | Terraced |
| [Same street] 35 LINCOLN WALK, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3JB | £90,000 | 30/07/2021 | Terraced |
| [Same street] 1 LINCOLN WALK, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3JB | £170,000 | 09/07/2021 | Terraced |
| [Same street] 6 LINCOLN WALK, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3JB | £130,000 | 28/05/2021 | Terraced |

**Street average:** £133,429 (7 sales)
**Area average:** £137,123 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £155,588 (57 Terraced, OL10, 2024–2026)
- **Deviation:** -48.6%

## Rental Range

*ONS Price Index of Private Rents (Rochdale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £744/mo
- **Realistic:** £827/mo
- **Optimistic:** £910/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Longridge Drive, OL10 | £800/mo | 2 | 0.27 miles | OpenRent |
| 2 Bed Terraced House, Pilsworth Road, OL10 | £995/mo | 2 | 0.34 miles | OpenRent |
| 2 Bed Terraced House, Wilton Street, OL10 | £950/mo | 2 | 0.36 miles | OpenRent |
| 2 Bed Terraced House, Pym St, OL10 | £850/mo | 2 | 0.92 miles | OpenRent |
| 2 Bed Terraced House, Pym St, OL10 | £850/mo | 2 | 0.92 miles | OpenRent |
| 2 Bed Terraced House, Pym Street, OL10 | £900/mo | 2 | 0.93 miles | OpenRent |

**Average rent: £891/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 1.09% (strong)
- **Max investor price (0.8%):** £109,375
- **Target investor price (1%):** £87,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £875/mo).*

- **Gross yield:** 13.1%
- **Cost-to-rent:** 7.6×
- **Monthly cashflow:** £447/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 23.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,333/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 51.4%
- **10y growth:** 62.7%

## House Price Index (HM Land Registry)

*Official index for Rochdale; Terraced series; as of February 2026.*

- **1y growth (index):** 5.2%
- **5y growth (index):** 39.4%
- **10y growth (index):** 87.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 External Front Lounge Dining Kitchen Master Bedroom External Rear External Rear Bathroom Photo 9 External Front Lounge

/ 11

Property details

Floor area

60 m²

EPC rating

Year built

England and Wales: 1967-1975

Last sold

£80,000 Mar 2017

Price per m²

£1,333/m²

Local average

£155,588 (-48.6%)

Deprivation

Decile 3 (6,899 of 33,755)

Street crime

0 incidents within 1 mile (Mar 2026)

Key features

SPLIT LEVEL HOME
TWO BEDROOMS
LOUNGE
DINING KITCHEN
GCH & DOUBLE GLAZING
GARDEN TO THE FRONT
REAR PATIO GARDEN
CAR PORT
NO UPWARD CHAIN

Additional details

Parking: Yes
Garden: Yes

Description

Lincoln Walk is a beautifully presented Two bedroom split level house, located within walking distance of the town centre and a short drive onwards to the M66 motorway network. The house has been well looked after by the present owners and has a homely feel to the property. The property is warmed by gas central heating & double glazing The accommodation briefly comprises, lounge, Master Bedroom and Bedroom Two on the 1st floor. Kitchen and bathroom downstairs Outside there is a garden area at the front with an enclosed garden to the rear together with a car port. This property has a distinctive layout and has to be viewed internally to be fully appreciated. The property is available with no upward chain.

Front Porch - Entrance via double glazed door. Entrance into Lounge.

Lounge - 5.05m x 4.30m (16'7" x 14'1") - Double glazed window to front, Ceiling light point, Double radiator, stairs up to Master bedroom and Bedroom two, Downstairs to Dining Kitchen and Bathroom.

Inner Hall Downstairs - Door to Bathroom and Dining Kitchen, Double radiator, Ceiling light point.

Dining Kitchen - 4.26m x 3.18m (14'0" x 10'5") - Double glazed window to rear, External door to rear, Ceiling light point, Range of wall and base units with complimentary worktops, Gas point for cooker, Appliance spaces, Single bowl single drain sit on sink with chrome mixer tap, Glass fronted wall unit, Part tiled elevation.

Bathroom - 2.38m x 1.74m (7'10" x 5'9") - Double glazed obscure window to rear, Ceiling light point, Single radiator, Panelled bath with chrome shower over, W.C, Sink & pedestal, Part tiled elevations.

First Floor Landing - Doors to Master bedroom & Bedroom Two.

Master Bedroom - 3.29m x 3.12m (10'10" x 10'3") - Double glazed window to rear, single radiator, Ceiling light point, Built in Wardrobes,

Bedroom Two - 2.40m x 2.22m (7'10" x 7'3") - Double glazed window to rear, Single radiator, Ceiling light point.

External Front - Laid to lawn, Tree's & Shrubs, Flagged access pathway, Outside light.

External Rear - Up and over garage door leading to car port, Flagged patio area, Storage area.

Directions - Leave our office on York street in the direction of Bury, Turn left onto Bury Old Road, Turn left into Livsey Lane and left again where Lincoln Walk is on the left. The property can be identified by our distinctive FOR SALE sign.

N.B. NONE OF THE SERVICES/APPLIANCES HAVE BEEN TESTED THEREFORE WE CANNOT VERIFY AS TO THEIR CONDITION. ALL MEASUREMENTS ARE APPROXIMATE.

You may download, store and use the material for your own personal use and research. You may not republish, retransmit, redistribute or otherwise make the material available to any party or make the same available on any website, online service or bulletin board of your own or of any other party or make the same available in hard copy or in any other media without the website owner's express prior written consent. The website owner's copyright must remain on all reproductions of material taken from this website.

Listed by

Bury

Pearson Ferrier

Reference: 45230406

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 01/09/2016

Current heating cost: £568/year

Potential heating cost: £504/year

Est. upgrade cost to C: £12,925

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£25)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

EPC 1

EPC 2

Price history

Event	Date	Price	% change
Sold	24/03/2017 (9 years ago)	£80,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
9 GASKILL STREET, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 4RB	£165,500	15/12/2025	Terraced
83 BURY NEW ROAD, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 4RF	£113,000	12/09/2025	Terraced
14 BALLATER CLOSE, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3RN	£162,000	15/08/2025	Terraced
3 PARTINGTON STREET, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3HX	£125,000	20/03/2025	Terraced
Same street 11 LINCOLN WALK, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3JB	£101,000	05/06/2024	Terraced
8 HEYS LANE, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3RA	£186,250	01/12/2023	Terraced
41 GASKILL STREET, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 4RB	£142,200	27/10/2023	Terraced
23 GASKILL STREET, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 4RB	£77,500	19/10/2023	Terraced
Same street 30 LINCOLN WALK, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3JB	£158,000	29/09/2023	Terraced
24 WHALLEY ROAD, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3JG	£160,000	02/05/2023	Terraced
Same street 40 LINCOLN WALK, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3JB	£135,000	10/01/2023	Terraced
20 BALMORAL DRIVE, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3RJ	£155,000	30/11/2022	Terraced
36 BURY NEW ROAD, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 4RE	£150,000	11/11/2022	Terraced
15 DURHAM WALK, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3HS	£135,000	11/11/2022	Terraced
51 ROSEHILL STREET, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3DA	£110,000	29/09/2022	Terraced
Same street 6 LINCOLN WALK, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3JB	£150,000	02/09/2022	Terraced
4 TURTON CLOSE, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 4XR	£180,000	24/06/2022	Terraced
4 WHALLEY ROAD, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3JG	£87,000	31/05/2022	Terraced
11 GASKILL STREET, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 4RB	£150,000	13/05/2022	Terraced
40 EDGWORTH CLOSE, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 4XW	£135,000	13/05/2022	Terraced
9 PARTINGTON STREET, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3HX	£126,000	08/04/2022	Terraced
23 BALLATER CLOSE, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3RN	£158,000	14/03/2022	Terraced
20 KENT WALK, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3DF	£130,000	02/03/2022	Terraced
59 ROSEHILL STREET, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3DA	£95,000	04/02/2022	Terraced
Same street 35 LINCOLN WALK, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3JB	£90,000	30/07/2021	Terraced
Same street 1 LINCOLN WALK, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3JB	£170,000	09/07/2021	Terraced
Same street 6 LINCOLN WALK, HEYWOOD, ROCHDALE, GREATER MANCHESTER, OL10 3JB	£130,000	28/05/2021	Terraced

Street average: £133,429 (7 sales)

Area average: £137,123 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 51.4%

10y growth 62.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Rochdale. Series: Terraced. As of February 2026.

1y (index) 5.2%

5y (index) 39.4%

10y (index) 87.9%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: WALLACE ESTATES LIMITED (04216645)

Rental Range

Estimated market rent for Rochdale. Low = conservative, Realistic = average, Optimistic = best case.

Low £744/mo

Realistic £827/mo

Optimistic £910/mo

Based on Local Authority from postcode lookup → Rochdale.

Location

Map view View on Google Maps View on OpenStreetMap Street View OL10 3JB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Bury Old Road/Bury New Road	0.1 miles
Shop	Tesco Express	0.2 miles
Shop	Super Booze	0.3 miles
Hospital	Fairfield Hospital	1.0 miles
Train station	Heywood	1.2 miles
Hospital	Bury Hospice	1.4 miles
Train station	Castleton	2.4 miles
University	UCEN Manchester (City Campus)	7.1 miles
University	University of Bolton - Queen's Campus	7.3 miles

Street-level crime

Category	Count
Total incidents	0

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Margaret's Church of England Primary School	Primary	0.2 miles	Good — 28 Apr 2024
Woodland Community Primary School	Primary	0.2 miles	Good — 15 May 2015
Our Lady & St Paul's RC Primary School, A Voluntary Academy	Primary	0.6 miles	Good — 16 Oct 2023
Holy Family Roman Catholic and Church of England College	Secondary	0.6 miles	Good — 18 Jun 2013
St Joseph's Roman Catholic Primary School Rochdale, a Voluntary Academy	Primary	0.6 miles	Good — 20 May 2016

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Longridge Drive, OL10	£800/mo	2	0.27 miles	OpenRent
2 Bed Terraced House, Pilsworth Road, OL10	£995/mo	2	0.34 miles	OpenRent
2 Bed Terraced House, Wilton Street, OL10	£950/mo	2	0.36 miles	OpenRent
2 Bed Terraced House, Pym St, OL10	£850/mo	2	0.92 miles	OpenRent
2 Bed Terraced House, Pym St, OL10	£850/mo	2	0.92 miles	OpenRent
2 Bed Terraced House, Pym Street, OL10	£900/mo	2	0.93 miles	OpenRent

Average rent: £891/mo (6 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.09%

Max investor price (0.8%) £109,375

Target investor price (1%) £87,500

Gross yield 13.1%

Cost-to-rent ratio 7.6×

Monthly cashflow £447/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 23.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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