# 1 bedroom flat for sale (ST15 8EL) ## Property Details | Key | Value | |-----|-------| | Address | Reliant House, Margaret Street, Stone, ST15 8EL | | Price | £125,000 | | Bedrooms | 1 | | Bathrooms | 1 | ## Description A modern one bedroom apartment in a purpose built block close to Stone town centre. This ground floor apartment offers accommodation comprising: entrance hall, living room diner, open plan fully fitted kitchen with appliances, double bedroom and bathroom. Also benefitting from allocated parking for one car in a private car park to the rear of the complex, gas combi central heating and double glazing. The property is conveniently located within strolling distance of the town centre, the railway station, a host of local amenities and within access reach of commuter routes. Early viewing recommended - NO UPWARD CHAIN **Communal Entrance** - With intercom and key access via both the Margaret Street front entrance and rear car park entrance. **Apartment Hallway** - A solid wooden front door with spy hole opens to the hallway. With oak finish laminate flooring, communal door security entry intercom, recessed ceiling lights, storage cupboard, radiator and BT Open Reach connection. **Living Room Diner** - Offering aluminium powder coated double glazed French doors opening to a Juliet balcony, recessed ceiling lights, radiator, TV satellite connection and carpet. **Kitchen** - Open plan to the living space and fitted with a range of cream finish wall and floor units, contrasting work surfaces with matching upstands, inset circular stainless steel sink with circular drainer and chrome mixer tap. Recessed ceiling lights, aluminium powder coated double glazed window, radiator, tile effect vinyl flooring and wall cupboard housing a Glow Worm Essential 28i gas combi central heating boiler. Appliances including: stainless steel gas hob with stainless steel splash-back and matching extractor hood with light above, integral electric oven, washer dryer and dishwasher. Space for a free standing upright fridge freezer. **Bedroom** - A double bedroom offering a double glazed aluminium powder coated window, recessed ceiling lights, radiator, TV connection and carpet. **Bathroom** - Fitted with a white suite comprising: 'P' shape bath, panel and shower screen with chrome mixer tap and mains fed thermostatic shower system above, vanity wash hand basin with storage unit and chrome mixer tap, inset low level push button WC. Part tiled walls, recessed ceiling lights, towel radiator, extractor fan and tile effect vinyl flooring. **Outside** - The development parking area is to the rear of the building, the apartment has reserved parking for one car. **General Information** - Council Tax: Band B Leasehold: 150 years from January 2008 Ground Rent: £335.00 pa Communal/Management Charges: £1004.50 pa No Upward Chain **Services** - Mains gas, electricity, water and drainage. Gas combi central heating. **Viewings** - Strictly by appointment via the agent ## Property Photos - ![DSC_0095.jpg](/listings/photos/90839574/1271372) - DSC_0095.jpg - ![DSC_0096.jpg](/listings/photos/90839574/1271373) - DSC_0096.jpg - ![DSC_0097.jpg](/listings/photos/90839574/1271374) - DSC_0097.jpg - ![DSC_0098.jpg](/listings/photos/90839574/1271375) - DSC_0098.jpg - ![DSC_0099.jpg](/listings/photos/90839574/1271376) - DSC_0099.jpg - ![DSC_0100.jpg](/listings/photos/90839574/1271377) - DSC_0100.jpg - ![DSC_0101.jpg](/listings/photos/90839574/1271378) - DSC_0101.jpg - ![MSOM1DodbEebwbrg1gfhzg.jpg](/listings/photos/90839574/1271379) - MSOM1DodbEebwbrg1gfhzg.jpg - ![DSC_0088.jpg](/listings/photos/90839574/1271380) - DSC_0088.jpg - ![DSC_0090.jpg](/listings/photos/90839574/1271381) - DSC_0090.jpg - ![DSC_0091.jpg](/listings/photos/90839574/1271382) - DSC_0091.jpg - ![DSC_0092.jpg](/listings/photos/90839574/1271383) - DSC_0092.jpg - ![DSC_0093.jpg](/listings/photos/90839574/1271384) - DSC_0093.jpg - ![DSC_0094.jpg](/listings/photos/90839574/1271385) - DSC_0094.jpg ## Floorplans - ![9 Reliant House FP.jpg](/listings/photos/90839574/1271386) - 9 Reliant House FP.jpg ## EPC Graphs - ![EE Rating](/listings/photos/90839574/1271387) - EE Rating - ![EI Rating](/listings/photos/90839574/1271388) - EI Rating ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | RELIANT HOUSE 16 MARGARET STREET, STONE, STAFFORD, STAFFORDSHIRE, ST15 8EL | £183,000 | 14/01/2026 | Flat | | 9 ST MARYS MEWS, STONE, STAFFORD, STAFFORDSHIRE, ST15 8BU | £183,000 | 18/12/2025 | Flat | | 10 TRENT CLOSE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0GY | £220,000 | 10/12/2025 | Flat | | CAMERON WHARF APARTMENT 15 NEWCASTLE STREET, STONE, STAFFORD, STAFFORDSHIRE, ST15 8JX | £220,000 | 05/09/2025 | Flat | | RELIANT HOUSE 1 MARGARET STREET, STONE, STAFFORD, STAFFORDSHIRE, ST15 8EL | £175,000 | 17/11/2023 | Flat | | 10 TRENT CLOSE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0GY | £190,000 | 24/03/2023 | Flat | | THE OLD POLICE STATION APARTMENT 5 RADFORD STREET, STONE, STAFFORD, STAFFORDSHIRE, ST15 8DA | £172,000 | 10/10/2022 | Flat | | THE OLD POLICE STATION APARTMENT 2 NORTHESK STREET, STONE, STAFFORD, STAFFORDSHIRE, ST15 8EP | £255,000 | 07/10/2022 | Flat | | THE OLD POLICE STATION APARTMENT 6 RADFORD STREET, STONE, STAFFORD, STAFFORDSHIRE, ST15 8DA | £220,000 | 06/10/2022 | Flat | | THE OLD POLICE STATION APARTMENT 3 NORTHESK STREET, STONE, STAFFORD, STAFFORDSHIRE, ST15 8EP | £290,000 | 09/09/2022 | Flat | | 8 TRENT COURT, STONE, STAFFORD, STAFFORDSHIRE, ST15 0GZ | £280,000 | 09/09/2022 | Flat | | THE OLD POLICE STATION APARTMENT 1 NORTHESK STREET, STONE, STAFFORD, STAFFORDSHIRE, ST15 8EP | £295,000 | 01/08/2022 | Flat | | THE OLD POLICE STATION THE PENTHOUSE RADFORD STREET, STONE, STAFFORD, STAFFORDSHIRE, ST15 8DA | £350,000 | 22/07/2022 | Flat | | THE OLD POLICE STATION APARTMENT 4 NORTHESK STREET, STONE, STAFFORD, STAFFORDSHIRE, ST15 8EP | £260,000 | 22/07/2022 | Flat | | 11 TRENT COURT, STONE, STAFFORD, STAFFORDSHIRE, ST15 0GZ | £275,000 | 14/03/2022 | Flat | | KINGS COURT 4 KINGS AVENUE, STONE, STAFFORD, STAFFORDSHIRE, ST15 8EG | £197,000 | 02/12/2021 | Flat | | KINGS COURT 1 KINGS AVENUE, STONE, STAFFORD, STAFFORDSHIRE, ST15 8EG | £240,000 | 02/12/2021 | Flat | | RELIANT HOUSE 17 MARGARET STREET, STONE, STAFFORD, STAFFORDSHIRE, ST15 8EL | £120,000 | 20/10/2021 | Flat | | 30 TRENT CLOSE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0GY | £176,000 | 27/09/2021 | Flat | | 10 TRENT CLOSE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0GY | £177,500 | 01/09/2021 | Flat | **Area average:** £223,925 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £153,286 (7 Flat, ST15, 2024–2026) - **Deviation:** -18.5% ## Rental Range *ONS Price Index of Private Rents (Stafford). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £802/mo - **Realistic:** £891/mo - **Optimistic:** £980/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £424/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | Studio Flat, High St, ST15 | £750/mo | 1 | 0.19 miles | OpenRent | | Studio Flat, High Street, ST15 | £800/mo | 1 | 0.19 miles | OpenRent | | Studio Flat, High Street, ST15 | £825/mo | 1 | 0.19 miles | OpenRent | | Studio Flat, High St, ST15 | £1,000/mo | 1 | 0.19 miles | OpenRent | | Studio Flat, Stone, ST15 | £750/mo | 1 | 0.22 miles | OpenRent | | 1 Bed Flat, West Close, ST15 | £625/mo | 1 | 0.5 miles | OpenRent | | 1 Bed Maisonette, West Close, ST15 | £625/mo | 1 | 0.5 miles | OpenRent | | 1 Bed Flat, Manor Rise, ST15 | £595/mo | 1 | 0.6 miles | OpenRent | **Average rent: £746/mo (8 listings)** ## 1% Rule - **Rent ratio:** 0.6% (weak for cashflow) - **Max investor price (0.8%):** £93,750 - **Target investor price (1%):** £75,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £750/mo).* - **Gross yield:** 7.2% - **Cost-to-rent:** 13.9× - **Monthly cashflow:** £158/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 5.2% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 49.1% - **10y growth:** 155.1% ## House Price Index (HM Land Registry) *Official index for Stafford; Flats and maisonettes series; as of April 2026.* - **1y growth (index):** -0.1% - **5y growth (index):** 12% - **10y growth (index):** 28.6% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)