Sold STC Detached

16 COURTFIELDS

SWAFFHAM, NORFOLK PE37 7ET

2 beds 1 baths 60 m² Listed 8 Oct 2025 (-297d)

£240,000

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# 2 bedroom detached bungalow for sale (PE37 7ET)

## Property Details

| Key | Value |
|-----|-------|
| Address | 16 COURTFIELDS, SWAFFHAM, NORFOLK PE37 7ET |
| Price | £240,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £225,000 Apr 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** B
- **Expiry date:** 04/05/2031
- **Current heating cost:** £811/year
- **Est. upgrade cost to C:** £19,063

### Recommendations
- A (£100 - £350)
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- C (£15 - £30)
- E (£15)
- F (£200 - £400)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6600-1059-0122-8002-3593)

## Description

Briefly, the property offers entrance hall, lounge, kitchen, shower/wet room, two bedrooms, garage, parking, gardens, gas central heating and UPVC double glazing.

Offered for sale CHAIN FREE!

SWAFFHAM

Swaffham, situated in the heart of Norfolk, is a sought-after market town that boasts a wide range of independent shops, traditional pubs, and delightful restaurants and cafes. This vibrant town is well-served, offering amenities like a Waitrose, Tesco and other supermarkets, a fantastic Saturday market, three doctors` surgeries, abundant free parking, as well three primary schools and a secondary school. With its proximity to the A47, you can reach Kings Lynn in approximately 15 miles and the bustling city of Norwich in around 30 miles. Additionally, excellent bus services connect to nearby villages and surrounding towns and cities. Being in the heart of Norfolk, Swaffham is in the perfect location for the North Norfolk Coast, Thetford Forestry Commission, and close to train links to Cambridge and London. Dereham 12 miles, Watton 10 miles, Norwich 34 miles.

**Entrance Hall**

UPVC double glazed entrance door to front aspect, built in cupboard housing combi boiler, built in storage cupboard, loft access, radiator.

**Lounge - 16'4" (4.98m) x 11'10" (3.61m)**

Fireplace with inset electric fire, UPVC double glazed window to front aspect, radiator.

**Kitchen - 10'6" (3.2m) x 9'5" (2.87m)**

Fitted kitchen units to wall and floor, work surface over, stainless steel sink unit with mixer tap and drainer, integral ceramic hob with extractor hood over, integral Bosch electric oven, space and plumbing for washing machine, space for slimline fridge/freezer, fully tiled walls, entrance door opening to side aspect, UPVC double glazed window to side aspect.

**Bedroom One - 10'4" (3.15m) x 9'11" (3.02m)**

UPVC double glazed window to rear aspect, radiator.

**Bedroom Two - 13'2" (4.01m) x 9'5" (2.87m)**

UPVC double glazed window to rear aspect, radiator.

**Shower/ Wet Room**

Wash basin, WC, wall mounted shower with shower curtain, fully waterproofed floor, towel radiator, fully tiled walls, obscure glass UPVC double glazed window to front aspect, extractor fan.

**Garage - 16'11" (5.16m) x 8'5" (2.57m)**

Main up and over door to front aspect, window to rear aspect, electric light and power.

**Outside Front**

Low maintenance front garden laid to shingle, driveway to garage door with parking for several vehicles, step and metal railing to side door,gated access to driveway and rear garden.

**Rear Garden**

Low maintenance rear garden laid to shingle, paved patio seating area, wooden potting shed, small wooden storage shed, shrubs and plants to beds and borders, gated access to front.

**Agents Note**

Please note photographs are from our original advertisement pre-tenancy commencement in 2021 so some appearances may vary slightly.

EPC rating E (Full copy available on request)

Council tax band B (Own enquiries should be made via Breckland District Council)

**Notice**

Please note we have not tested any apparatus, fixtures, fittings, or services. Interested parties must undertake their own investigation into the working order of these items. All measurements are approximate and photographs provided for guidance only.

## Property Photos

- ![Photo](/listings/photos/167990405/1501101)
- ![Photo](/listings/photos/167990405/1501102)
- ![Photo](/listings/photos/167990405/1501103)
- ![Photo](/listings/photos/167990405/1501104)
- ![Photo](/listings/photos/167990405/1501105)
- ![Photo](/listings/photos/167990405/1501106)
- ![Photo](/listings/photos/167990405/1501107)
- ![Photo](/listings/photos/167990405/1501108)
- ![Photo](/listings/photos/167990405/1501109)

## Floorplans

- ![Floorplan 1](/listings/photos/167990405/1501110) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/167990405/1501111) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 16 COURTFIELDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7ET | £225,000 | 20/04/2026 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 47 SOUTHLANDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PF | £260,000 | 16/01/2026 | Detached |
| HOLLY COTTAGE THEATRE STREET, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7HA | £252,000 | 10/12/2025 | Detached |
| 24 GREENHOE PLACE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EX | £253,000 | 03/12/2025 | Detached |
| 20 HASPALLS ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PB | £325,000 | 21/11/2025 | Detached |
| 19 SOUTHLANDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PE | £250,000 | 11/09/2025 | Detached |
| 61 GREENHOE PLACE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EX | £325,000 | 24/02/2025 | Detached |
| 24 SOUTHLANDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PE | £189,950 | 13/12/2023 | Detached |
| 19 MERRYWEATHER ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7GB | £330,000 | 28/11/2023 | Detached |
| 31 LEE WARNER ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7GD | £360,000 | 24/11/2023 | Detached |
| BREYDON MILL LANE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EU | £460,000 | 10/11/2023 | Detached |
| 2 MILL FARM NURSERIES, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PJ | £235,000 | 27/10/2023 | Detached |
| 44 MILL FARM NURSERIES, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PJ | £325,000 | 28/09/2023 | Detached |
| [Same street] 33 COURTFIELDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7ET | £223,500 | 25/07/2023 | Detached |
| 4 SOUTHLANDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PE | £300,000 | 24/07/2023 | Detached |
| [Same street] 31 COURTFIELDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7ET | £367,000 | 13/06/2023 | Detached |
| 109 SOUTHLANDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PG | £200,000 | 06/06/2023 | Detached |
| 7 GREENHOE PLACE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EX | £175,000 | 22/03/2023 | Detached |
| 122 SOUTHLANDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PG | £380,000 | 30/11/2022 | Detached |
| 43 GREENHOE PLACE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EY | £320,000 | 28/10/2022 | Detached |
| [Same street] 20 COURTFIELDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7ET | £250,000 | 24/08/2022 | Detached |
| 36 SOUTHLANDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PE | £265,000 | 23/08/2022 | Detached |
| 31 THEATRE STREET, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7HA | £310,000 | 19/08/2022 | Detached |
| 37 SOUTHLANDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PE | £245,000 | 09/08/2022 | Detached |
| [Same street] 12 COURTFIELDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7ET | £250,000 | 07/09/2021 | Detached |

**Street average:** £272,625 (4 sales)
**Area average:** £287,998 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £316,467 (32 Detached, PE37, 2024–2026)
- **Deviation:** -24.2%

## Rental Range

*ONS Price Index of Private Rents (Breckland). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £831/mo
- **Realistic:** £923/mo
- **Optimistic:** £1,015/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kings Lynn (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, London Street, PE37 | £750/mo | 2 | 0.38 miles | OpenRent |
| 2 Bed Flat, Station St, PE37 | £750/mo | 2 | 0.71 miles | OpenRent |
| 2 Bed End Terrace, Station Street, PE37 | £795/mo | 2 | 0.71 miles | OpenRent |

**Average rent: £765/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.31% (weak for cashflow)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 3.8%
- **Cost-to-rent:** 26.7×
- **Monthly cashflow:** £-295/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,000/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.5%
- **10y growth:** 32.7%

## House Price Index (HM Land Registry)

*Official index for Breckland; Detached series; as of April 2026.*

- **1y growth (index):** 3.3%
- **5y growth (index):** 16.1%
- **10y growth (index):** 43.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

60 m²

Council tax band

EPC rating

Last sold

£225,000 Apr 2026

Price per m²

£4,000/m²

Local average

£316,467 (-24.2%)

Deprivation

Decile 6 (20,019 of 33,755)

Street crime

58 incidents within 1 mile (May 2026)

Key features

Detached Bungalow
Two Bedrooms
Garage & Off Road Parking
Energy Efficiency Rating E43
Shower/Wet Room
Gas Central Heating
UPVC Double Glazing
Close to Town Centre

Additional details

Electricity: Mains supply
Broadband: Cable
Water: Mains supply
Sewerage: Mains supply
Heating: Double glazing, Gas central
Parking: Garage, Off street
Garden: Private garden

Description

Situated within easy reach of Swaffham town centre Longsons are delighted to bring to the market this well presented, detached two bedroom bungalow. The property offers garage, parking, gardens, gas central heating and UPVC double glazing.

Briefly, the property offers entrance hall, lounge, kitchen, shower/wet room, two bedrooms, garage, parking, gardens, gas central heating and UPVC double glazing.

Offered for sale CHAIN FREE!

SWAFFHAM
Swaffham, situated in the heart of Norfolk, is a sought-after market town that boasts a wide range of independent shops, traditional pubs, and delightful restaurants and cafes. This vibrant town is well-served, offering amenities like a Waitrose, Tesco and other supermarkets, a fantastic Saturday market, three doctors` surgeries, abundant free parking, as well three primary schools and a secondary school. With its proximity to the A47, you can reach Kings Lynn in approximately 15 miles and the bustling city of Norwich in around 30 miles. Additionally, excellent bus services connect to nearby villages and surrounding towns and cities. Being in the heart of Norfolk, Swaffham is in the perfect location for the North Norfolk Coast, Thetford Forestry Commission, and close to train links to Cambridge and London. Dereham 12 miles, Watton 10 miles, Norwich 34 miles.

Entrance Hall
UPVC double glazed entrance door to front aspect, built in cupboard housing combi boiler, built in storage cupboard, loft access, radiator.

Lounge - 16'4" (4.98m) x 11'10" (3.61m)
Fireplace with inset electric fire, UPVC double glazed window to front aspect, radiator.

Kitchen - 10'6" (3.2m) x 9'5" (2.87m)
Fitted kitchen units to wall and floor, work surface over, stainless steel sink unit with mixer tap and drainer, integral ceramic hob with extractor hood over, integral Bosch electric oven, space and plumbing for washing machine, space for slimline fridge/freezer, fully tiled walls, entrance door opening to side aspect, UPVC double glazed window to side aspect.

Bedroom One - 10'4" (3.15m) x 9'11" (3.02m)
UPVC double glazed window to rear aspect, radiator.

Bedroom Two - 13'2" (4.01m) x 9'5" (2.87m)
UPVC double glazed window to rear aspect, radiator.

Shower/ Wet Room
Wash basin, WC, wall mounted shower with shower curtain, fully waterproofed floor, towel radiator, fully tiled walls, obscure glass UPVC double glazed window to front aspect, extractor fan.

Garage - 16'11" (5.16m) x 8'5" (2.57m)
Main up and over door to front aspect, window to rear aspect, electric light and power.

Outside Front
Low maintenance front garden laid to shingle, driveway to garage door with parking for several vehicles, step and metal railing to side door,gated access to driveway and rear garden.

Rear Garden
Low maintenance rear garden laid to shingle, paved patio seating area, wooden potting shed, small wooden storage shed, shrubs and plants to beds and borders, gated access to front.

Agents Note
Please note photographs are from our original advertisement pre-tenancy commencement in 2021 so some appearances may vary slightly.

EPC rating E (Full copy available on request)
Council tax band B (Own enquiries should be made via Breckland District Council)

Notice
Please note we have not tested any apparatus, fixtures, fittings, or services. Interested parties must undertake their own investigation into the working order of these items. All measurements are approximate and photographs provided for guidance only.

Listed by

Swaffham

Longsons

Reference: 167990405

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: B

Inspection date: 05/05/2021

Expiry date: 04/05/2031

Current heating cost: £811/year

Potential heating cost: £432/year

Est. upgrade cost to C: £19,063

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
Cavity wall insulation (£500 - £1,500)
Floor insulation (solid floor) (£4,000 - £6,000)
Add additional 80 mm jacket to hot water cylinder (£15 - £30)
Low energy lighting for all fixed outlets (£15)
Hot water cylinder thermostat (£200 - £400)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

Price history

Event	Date	Price	% change
Sold	20/04/2026 (3 months ago)	£225,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
47 SOUTHLANDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PF	£260,000	16/01/2026	Detached
HOLLY COTTAGE THEATRE STREET, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7HA	£252,000	10/12/2025	Detached
24 GREENHOE PLACE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EX	£253,000	03/12/2025	Detached
20 HASPALLS ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PB	£325,000	21/11/2025	Detached
19 SOUTHLANDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PE	£250,000	11/09/2025	Detached
61 GREENHOE PLACE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EX	£325,000	24/02/2025	Detached
24 SOUTHLANDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PE	£189,950	13/12/2023	Detached
19 MERRYWEATHER ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7GB	£330,000	28/11/2023	Detached
31 LEE WARNER ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7GD	£360,000	24/11/2023	Detached
BREYDON MILL LANE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EU	£460,000	10/11/2023	Detached
2 MILL FARM NURSERIES, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PJ	£235,000	27/10/2023	Detached
44 MILL FARM NURSERIES, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PJ	£325,000	28/09/2023	Detached
Same street 33 COURTFIELDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7ET	£223,500	25/07/2023	Detached
4 SOUTHLANDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PE	£300,000	24/07/2023	Detached
Same street 31 COURTFIELDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7ET	£367,000	13/06/2023	Detached
109 SOUTHLANDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PG	£200,000	06/06/2023	Detached
7 GREENHOE PLACE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EX	£175,000	22/03/2023	Detached
122 SOUTHLANDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PG	£380,000	30/11/2022	Detached
43 GREENHOE PLACE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EY	£320,000	28/10/2022	Detached
Same street 20 COURTFIELDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7ET	£250,000	24/08/2022	Detached
36 SOUTHLANDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PE	£265,000	23/08/2022	Detached
31 THEATRE STREET, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7HA	£310,000	19/08/2022	Detached
37 SOUTHLANDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7PE	£245,000	09/08/2022	Detached
Same street 12 COURTFIELDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7ET	£250,000	07/09/2021	Detached

Street average: £272,625 (4 sales)

Area average: £287,998 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17.5%

10y growth 32.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Breckland. Series: Detached. As of April 2026.

1y (index) 3.3%

5y (index) 16.1%

10y (index) 43.4%

Rental Range

Estimated market rent for Breckland. Low = conservative, Realistic = average, Optimistic = best case.

Low £831/mo

Realistic £923/mo

Optimistic £1,015/mo

Based on Local Authority from postcode lookup → Breckland.

LHA (30th percentile) floor for Kings Lynn: £648/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View PE37 7ET

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Mill Farm Nurseries, adj	0.1 miles
Shop	London Street Stores	0.2 miles
Bus stop	Unknown	0.2 miles
Shop	Swaffham Antiques Supplies	0.2 miles
Hospital	Swaffham Community Hospital	0.7 miles
Train station	Dereham	11.2 miles
Hospital	Dereham Hospital	11.4 miles
Train station	Yaxham	11.4 miles

Street-level crime

Category	Count
Violence and sexual offences	21
Anti-social behaviour	16
Criminal damage and arson	5
Other theft	5
Drugs	4
Public order	2
Shoplifting	2
Burglary	1
Other crime	1
Possession of weapons	1
Total incidents	58

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The Nicholas Hamond Academy	Secondary	0.2 miles	Good — 30 Jan 2022
Swaffham CofE Primary Academy	Primary	0.2 miles	Good — 13 Sep 2023
Heartwood CofE VC Primary & Nursery School	Primary	0.3 miles	Good — 25 Sep 2023
Sacred Heart Catholic Primary School, Swaffham	Primary	0.6 miles	Inadequate — 18 Mar 2024
OneSchool Global UK - Swaffham Campus	Other	1.0 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, London Street, PE37	£750/mo	2	0.38 miles	OpenRent
2 Bed Flat, Station St, PE37	£750/mo	2	0.71 miles	OpenRent
2 Bed End Terrace, Station Street, PE37	£795/mo	2	0.71 miles	OpenRent

Average rent: £765/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.31%

Max investor price (0.8%) £93,750

Target investor price (1%) £75,000

Gross yield 3.8%

Cost-to-rent ratio 26.7×

Monthly cashflow £-295/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -5.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).