# 3 bedroom semi-detached house for sale (ST6 5QL) ## Property Details | Key | Value | |-----|-------| | Address | Murray Street, Goldenhill, Stoke-on-Trent, ST6 5QL | | Price | £90,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | A | ## Description An ideal Buy to Let three bedroom family home. With No Upward Chain. Please be aware that this property is affected by a former mine entry to the front boundary. Cash buyers only and for sale by Public Auction. This is a fantastic opportunity to purchase a property that can provide an instant income. With a potential yield of over 11% and an income of over £11,000.00 per annum. The property comprises; an amazing size tandem garage which is over 7 metres long. An entrance hall, lounge, kitchen, ground floor bathroom, useful utility/reception room and a separate WC. On the first floor there are three bedroom, two of which are good size doubles. Externally the grounds are paved for ease of maintenance and great for a landlord and tenants. Scheduled viewing dates Thursday 30/07/2026 4.00pm – 4.45pm Saturday 22/08/2026 4.00pm – 4.45pm Saturday 12/09/2026 4.00pm – 4.45pm For sale by public and online auction at The DoubleTree by Hilton, Etruria Hall Festival Way, Staffordshire, ST1 5BQ on Monday 14th September at 6:30pm. We also offer remote bidding via internet, telephone or proxy. To register to bid on this Lot, or to download the Legal Pack - please see the Butters John Bee website or call the auction team direct. Common Auction Conditions: This property is sold subject to our Common Auction Conditions (a copy is available on request) Buyers Administration Fee: A buyer’s administration fee of £1,800 inc. VAT is applicable to this lot. The purchaser will pay the fee whether the property is bought before, at or following the auction date. Legal Pack: Purchasing a property at auction is a firm commitment that carries the same legal implications as a signed contract by private treaty. It is important that you consult with your legal adviser before bidding and also your accountant regarding the impact of VAT, if applicable, on the sale price. The legal pack can be viewed online via our website Legal packs can also be viewed at the selling office. These documents should be passed to your legal adviser as they will help you make an informed decision about the lot. If you need further legal information, please contact the vendor’s solicitor whose details will be in the auction catalogue. Remember that you buy subject to all documentation and terms of contract whether or not you have read them. To view this lot, please contact Butters John Bee Internet, Telephone & Proxy Bidding Interested in this lot but can’t attend the auction? You can bid by internet, telephone or by proxy by pre-registering with our auction department on or email . Further details are available in the auction catalogue. ## Property Photos - ![Photo](/listings/photos/91074507/1542323) - ![Photo](/listings/photos/91074507/1542324) - ![Photo](/listings/photos/91074507/1542325) - ![Photo](/listings/photos/91074507/1542326) - ![Photo](/listings/photos/91074507/1542327) - ![Photo](/listings/photos/91074507/1542328) - ![Photo](/listings/photos/91074507/1542329) - ![Photo](/listings/photos/91074507/1542330) - ![Photo](/listings/photos/91074507/1542331) - ![Photo](/listings/photos/91074507/1542332) - ![Photo](/listings/photos/91074507/1542333) - ![Photo](/listings/photos/91074507/1542334) - ![Photo](/listings/photos/91074507/1542335) - ![Photo](/listings/photos/91074507/1542336) - ![Photo](/listings/photos/91074507/1542337) ## Floorplans - ![Floorplan 1](/listings/photos/91074507/1542338) - Floorplan 1 - ![Floorplan 2](/listings/photos/91074507/1542339) - Floorplan 2 ## EPC Graphs - ![EPC 1](/listings/photos/91074507/1542340) - EPC 1 ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 85 BURNABY ROAD, STOKE-ON-TRENT, ST6 5PY | £130,000 | 01/12/2025 | Semi-detached | | 12 PEAK DALE AVENUE, STOKE-ON-TRENT, ST6 5QP | £173,000 | 17/02/2025 | Semi-detached | | 3 EDALE CLOSE, STOKE-ON-TRENT, ST6 5QY | £180,000 | 07/06/2024 | Semi-detached | | 42 HEATHSIDE LANE, STOKE-ON-TRENT, ST6 5QS | £168,000 | 06/12/2023 | Semi-detached | | 13 BRAKESPEARE STREET, STOKE-ON-TRENT, ST6 5RY | £85,000 | 22/08/2023 | Semi-detached | | 96 BROADFIELD ROAD, STOKE-ON-TRENT, ST6 5PN | £128,000 | 14/06/2023 | Semi-detached | | 38 HEATHSIDE LANE, STOKE-ON-TRENT, ST6 5QS | £69,000 | 20/03/2023 | Semi-detached | | 20 COTTON ROAD, STOKE-ON-TRENT, ST6 5QB | £85,000 | 09/03/2023 | Semi-detached | | 37 BROADFIELD ROAD, STOKE-ON-TRENT, ST6 5PW | £90,000 | 08/03/2023 | Semi-detached | | 26 COTTON ROAD, STOKE-ON-TRENT, ST6 5QB | £106,000 | 27/02/2023 | Semi-detached | | 86 BROADFIELD ROAD, STOKE-ON-TRENT, ST6 5PN | £131,000 | 28/10/2022 | Semi-detached | | [Same street] 2 MURRAY STREET, STOKE-ON-TRENT, ST6 5QL | £94,000 | 11/10/2022 | Terraced | | 37 COTTON ROAD, STOKE-ON-TRENT, ST6 5QB | £100,000 | 26/09/2022 | Semi-detached | | 53 COTTON ROAD, STOKE-ON-TRENT, ST6 5QB | £143,000 | 14/09/2022 | Semi-detached | | 7 BRAKESPEARE STREET, STOKE-ON-TRENT, ST6 5RY | £105,000 | 19/08/2022 | Semi-detached | | 93 MOBBERLEY ROAD, STOKE-ON-TRENT, ST6 5SU | £190,000 | 25/05/2022 | Semi-detached | | [Same street] 12 MURRAY STREET, STOKE-ON-TRENT, ST6 5QL | £105,000 | 21/02/2022 | Terraced | | 90 BROADFIELD ROAD, STOKE-ON-TRENT, ST6 5PN | £122,000 | 17/12/2021 | Semi-detached | | 86 BROADFIELD ROAD, STOKE-ON-TRENT, ST6 5PN | £75,000 | 05/11/2021 | Semi-detached | | 13 BROADFIELD ROAD, STOKE-ON-TRENT, ST6 5PW | £108,000 | 03/09/2021 | Semi-detached | **Street average:** £99,500 (2 sales) **Area average:** £121,556 (18 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £168,537 (92 Semi-detached, ST6, 2024–2026) - **Deviation:** -46.6% ## Rental Range *ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £636/mo - **Realistic:** £707/mo - **Optimistic:** £778/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £593/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Burnaby Road, ST6 | £895/mo | 3 | 0.26 miles | OpenRent | | 3 Bed Semi-Detached House, Sandy Road, ST6 | £900/mo | 3 | 0.27 miles | OpenRent | | 3 Bed Semi-Detached House, Ridge Road, ST6 | £920/mo | 3 | 0.38 miles | OpenRent | | 3 Bed Semi-Detached House, Shelford Road, ST6 | £895/mo | 3 | 0.41 miles | OpenRent | | 3 Bed Terraced House, Sandy Road, ST6 | £950/mo | 3 | 0.43 miles | OpenRent | | 3 Bed Terraced House, Russell Place, ST6 | £925/mo | 3 | 0.48 miles | OpenRent | | 3 Bed Semi-Detached House, Adams Avenue, ST6 | £1,500/mo | 3 | 0.7 miles | OpenRent | | 3 Bed Terraced House, Newfield Street, ST6 | £745/mo | 3 | 0.8 miles | OpenRent | | 3 Bed Semi-Detached House, Dakota Grove, ST6 | £885/mo | 3 | 0.81 miles | OpenRent | | 3 Bed Detached House, High St, ST6 | £920/mo | 3 | 0.89 miles | OpenRent | | [Hoskins Road, Tunstall, ST6](http://87.117.209.195:8080/listings/c48b148) | £950/mo | 3 | 0.9 miles | Rightmove | | 3 Bed Semi-Detached House, Clanway Street, ST6 | £895/mo | 3 | 0.91 miles | OpenRent | | [Clanway Street, Stoke-On-Trent, ST6](http://87.117.209.195:8080/listings/61ad651) | £895/mo | 3 | 0.91 miles | Rightmove | | [Jacqueline Street, Tunstall, Stoke-on-Trent, Staffordshire, ST6](http://87.117.209.195:8080/listings/dbfcf06) | £850/mo | 3 | 0.92 miles | Rightmove | | 3 Bed End Terrace, Francis Street, ST6 | £895/mo | 3 | 0.99 miles | OpenRent | | [Furlong Road, Tunstall, Stoke-on-Trent](http://87.117.209.195:8080/listings/2d8fa9e) | £950/mo | 3 | 0.99 miles | Rightmove | | [High Street, Tunstall](http://87.117.209.195:8080/listings/e335dc3) | £550/mo | — | 1.42 miles | Rightmove | | [Shaftesbury Avenue, Stoke-On-Trent](http://87.117.209.195:8080/listings/36e5097) | £975/mo | 3 | 1.99 miles | Rightmove | | [Minster Street, Stoke-On-Trent](http://87.117.209.195:8080/listings/6cd1889) | £700/mo | — | 2.23 miles | Rightmove | | [Bowden Street, Stoke-On-Trent, ST6](http://87.117.209.195:8080/listings/fd76080) | £850/mo | 3 | 2.29 miles | Rightmove | **Average rent: £903/mo (26 listings)** ## 1% Rule - **Rent ratio:** 0.99% (okay) - **Max investor price (0.8%):** £111,875 - **Target investor price (1%):** £89,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £895/mo).* - **Gross yield:** 11.9% - **Cost-to-rent:** 8.4× - **Monthly cashflow:** £426/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 19.6% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 28.6% - **10y growth:** 51.2% ## House Price Index (HM Land Registry) *Official index for Stoke-on-Trent; Semi-detached series; as of May 2026.* - **1y growth (index):** 5.5% - **5y growth (index):** 26.5% - **10y growth (index):** 59.1% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)