Sold STC Cottage

Roseberry Cottage

CHURCH STREET, AMBLESIDE, WESTMORLAND AND FURNESS LA22 0BU

2 beds 2 baths 90 m² Listed 20 Apr 2023 (-1187d)

£430,000

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Photo 1 Sitting Room Bedroom 1 Sitting Room Dining Kitchen Bedroom 1 Bedroom 2 Bathroom Rear Garden Photo 10 Photo 11 Sitting Room Dining Kitchen Bedroom 2 Bedroom 2 Cloak Room Rear Garden Dining Kitchen Sitting Room Bedroom 1 Sitting Room Bedroom 1 Bathroom Dining Kitchen View from Bedroom... View from Bedroom...

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Property details

Tenure

FREEHOLD

Floor area

90 m²

EPC rating

E

Last sold

£422,500 Oct 2023

Price per m²

£4,778/m²

Local average

£953,300 (-54.9%)

Deprivation

Decile 7 (21,100 of 33,755)

Street crime

29 incidents within 1 mile (May 2026)

Key features

  • Thoughtfully redesigned 2 Bedroomed, 2 bathroom Lakeland terraced cottage
  • Lovely sitting room and fitted dining kitchen
  • Currently a successful holiday let
  • The perfect weekend retreat or permanent home
  • Immediate access to village amenities
  • Mountain views from the upper floors
  • Private yard and covered storage to the rear
  • No upward chain
  • Superfast (80mbps) Broadband Available*

Additional details

Parking
Off street
Garden
Yes

Description

Location ** Church street forms part of the one way system in the centre of Ambleside and can be approached from Lake Road turning down beside The Royal Oak public house and the property is located on the left hand side shortly before King Street.  

What3Words ///decorate.innocence.round 

Description Thoughtfully redesigned and originally 4 bedrooms, this splendid 2 bedroomed, 2 bathroomed stone built cottage is excellently placed in the heart of the lovely Lakeland town of Ambleside. Perfect as a weekend retreat, holiday let or a permanent home with both beautiful walks and a variety or restaurants, public houses, shops and cinemas all readily accessible on foot from this 3 storey home. On the upper floors, the bedrooms enjoy some lovely mountain views.

Combining both convenience to the wide variety of amenities available in Ambleside (including highly regarded shops, restaurants, cinemas and public houses), with some really very attractive views over the rooftops to the surrounding fells from the upper floors, this surprisingly spacious two bedroom stone built Lakeland cottage has a lot to commend it, whether as a holiday let, longer term let or permanent home.

Church Street is one of the older parts of Ambleside, containing a number of listed buildings and is not one of the main thoroughfares and so carries relatively little traffic. Roseberry Cottage has been thoughtfully re-designed over the years and now includes a lovely sitting room with a gas flame-effect stove, the two alcoves have fitted cupboards and there is a further under stairs storage cupboard. The dining kitchen has a quarry tiled floor, splash back tiling, downlights and a door to the private yard. Fitted with a range of wall and base units with an inset stainless steel sink and a half with drainer and mixer tap. Integrated CDA appliances include; 4 ring induction hob with extractor over, electric oven, refrigerator, freezer and washer/dryer. There is also a useful cloaks area with a WC on the ground floor. On the first floor there is a good double bedroom with original features including a Victorian fireplace and an exposed wooden floor. The spacious bathroom has been refitted and comprises a roll-top bath, wash basin set in a vanity unit, shower unit and WC bathroom. There is tiling to the walls and floor, downlights and an illuminated mirror with a shaver point. On the second floor there is the primary bedroom with 2 cupboards, exposed stonework, roll-top bath and lovely views over rooftops of Ambleside and the fells beyond. The en suite shower room has been refitted with a wash basin within a vanity unit, glazed shower unit with a Mira Sports shower and WC. There is tiling to the walls and floor, a ladder-style radiator, downlights and shaver point.
 

Accommodation (with approximate dimensions)  

Sitting Room 13' 11" max x 10' 7" (4.24m x 3.23m)  

Dining Kitchen 12' 11" x 11' 1" (3.94m x 3.4m)  

Cloaks Area With WC. 

First Floor Landing  

Bedroom 2 12' 10" x 10' 8" (3.91m x 3.25m)  

Bathroom  

Stairs to The Second Floor  

Bedroom 1 25' 5" max x 12' 9" max (7.75m x 3.89m)  

En Suite Shower Room  

Outside  

Garden There is an enclosed yard to the rear of the property for sitting out. Outside tap and a covered log store/bike store (8'4" x 4'1"). 

Services ** The property is connected to mains gas, electricity, water and drainage. Gas fired central heating to radiators.

*Broadband checked on 17th April 2023 - not verified.  

Tenure ** Freehold. 

Business Rates The property has a rateable value of £3,900 with £1,596.80 being the amount payable to South Lakeland District Council for 2023/24. Small Business Rate Relief may be available.  

Energy Performance Certificate The full Energy Performance Certificate is available on our website and also at any of our offices. 

Viewings ** Strictly by appointment with Hackney & Leigh Ambleside Office. 

Listed by

Ambleside

Hackney & Leigh

Reference: 133877375

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: B

Inspection date: 14/04/2023

Expiry date: 13/04/2033

Current heating cost: £2,793/year

Potential heating cost: £1,275/year

Est. upgrade cost to C: £26,775

Recommendations

  • Flat roof or sloping ceiling insulation (£850 - £1,500)
  • Room-in-roof insulation (£1,500 - £2,700)
  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (solid floor) (£4,000 - £6,000)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

EPC Graphs

EPC Front Page

EPC Front Page

Price history

Event Date Price % change
Sold 20/10/2023 (2 years ago) £422,500

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
ELDER GROVE LAKE ROAD, AMBLESIDE, WESTMORLAND AND FURNESS, LA22 0DB £1,000,000 21/03/2025 Detached
101 UNIT C LAKE ROAD, AMBLESIDE, SOUTH LAKELAND, CUMBRIA, LA22 0DB £520,000 01/08/2022 Detached
GALE LODGE STABLES OLD LAKE ROAD, AMBLESIDE, SOUTH LAKELAND, CUMBRIA, LA22 0AE £386,000 11/03/2022 Detached
OLD GALE FARM LOWER GALE, AMBLESIDE, SOUTH LAKELAND, CUMBRIA, LA22 0BD £900,000 17/12/2021 Detached

Area average: £701,500 (4 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 2.1%
10y growth 49.8%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Detached. As of April 2026.

1y (index) 5.5%
5y (index) 24.2%
10y (index) 53.6%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo
Realistic £954/mo
Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Kendal: £648/mo (Apr 2025 – Mar 2026)

Location

Address

Church Street

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop Cook House Gallery 0.0 miles
Shop Hidden Beauty 0.0 miles
Bus stop Unknown 0.0 miles
Bus stop Kelsick Road Stand 1 0.0 miles
University University of Cumbria 0.3 miles
University University of Cumbria Ambleside Campus 0.4 miles
Train station Windermere 4.3 miles
Train station Staveley 6.9 miles

Street-level crime

Category Count
Violence and sexual offences 14
Criminal damage and arson 3
Drugs 3
Other theft 3
Public order 3
Vehicle crime 2
Robbery 1
Total incidents 29

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Ambleside CofE Primary School Primary 0.1 miles Requires improvement — 29 Apr 2024
Windermere School Other 1.8 miles (No rating)
Grasmere CofE Primary School Primary 3.0 miles Good — 23 Jun 2020
The Lakes School Secondary 3.2 miles Good — 6 Jan 2020
Hawkshead Esthwaite Primary School Primary 4.2 miles Good — 23 Jul 2014

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Flat, Clappersgate, LA22 £1,295/mo 2 0.99 miles OpenRent

Average rent: £1,295/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.3%
Max investor price (0.8%) £161,875
Target investor price (1%) £129,500
Gross yield 3.6%
Cost-to-rent ratio 27.7×
Monthly cashflow £-553/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -5.3%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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