# 2 bedroom terraced house for sale (ME7 4DF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 12 FRANKLIN ROAD, GILLINGHAM, MEDWAY ME7 4DF |
| Price | £260,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 81 m² |
| Last sold | £260,000 Sep 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 13/10/2029
- **Current heating cost:** £563/year

### Recommendations
- Q (14,000)
- W1 (1,200)
- N (6,000)
- U (5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8711-7120-6309-4764-6996)

## Description

The Property

CHAIN FREE! Just a 3 minute approx walk from the train station and town centre is this stunning two bedroom terrace home.

Ideal for any commuter, this property offers a fantastic central location and an abundance of charm throughout.

The downstairs homes two spacious and very well presented reception rooms, a kitchen, as well as a convenient downstairs W.c.

Upstairs offers two large bedrooms, both currently designed and finished to an neutral standard, as well as a spacious family bathroom.

The property benefits from a large basement area, adding a potential of versatile uses to be utilized.

The rear garden offers a great amount of outside space to be enjoyed.

This home is ideal for any first time buyers or investors looking to add to a portfolio

Entrance Hall

.

Lounge

3.30m x 3.20m

Dining Room

3.70m x 3.20m

Kitchen

3.30m x 2.40m

Lobby

.

W.C.

.

Landing

.

Bedroom One

4.20m x 3.20m

Bedroom Two

3.30m x 2.60m

Bathroom

.

Rear Garden

.

Disclaimer for virtual viewingsSome or all information pertaining to this property may have been provided solely by the vendor, and although we always make every effort to verify the information provided to us, we strongly advise you to make further enquiries before continuing.

If you book a viewing or make an offer on a property that has had its valuation conducted virtually, you are doing so under the knowledge that this information may have been provided solely by the vendor, and that we may not have been able to access the premises to confirm the information or test any equipment. We therefore strongly advise you to make further enquiries before completing your purchase of the property to ensure you are happy with all the information provided.

## Property Photos

- ![Photo](/listings/photos/138083741/1320908)
- ![Photo](/listings/photos/138083741/1320910)
- ![Photo](/listings/photos/138083741/1320911)
- ![Photo](/listings/photos/138083741/1320912)
- ![Photo](/listings/photos/138083741/1320913)
- ![Photo](/listings/photos/138083741/1320914)
- ![Bedroom Two](/listings/photos/138083741/1320915) - Bedroom Two
- ![Photo](/listings/photos/138083741/1320917)
- ![Photo](/listings/photos/138083741/1320918)
- ![Photo](/listings/photos/138083741/1320919)
- ![Photo](/listings/photos/138083741/1320920)

## Floorplans

- ![Floorplan 1](/listings/photos/138083741/1320922) - Floorplan 1

## EPC Graphs

- ![epc](/listings/photos/138083741/1320923) - epc

## FENSA Certificates

This property has 4 FENSA certificate(s) on record.

### FENSA Certificate #4791348
- **Address:** 12 Franklin Road, Gillingham, ME7 4DF
- **Certificate Issued:** 02/07/2007
- **Work Completed:** 05/06/2007
- **Items:** 3 window(s)

### FENSA Certificate #2278306
- **Address:** 12 Franklin Road, Gillingham, ME7 4DF
- **Certificate Issued:** 06/12/2004
- **Work Completed:** 01/11/2004
- **Items:** 1 window(s)

### FENSA Certificate #2106149
- **Address:** 12 Franklin Road, Gillingham, ME7 4DF
- **Certificate Issued:** 12/10/2004
- **Work Completed:** 17/09/2004
- **Items:** 4 window(s)

### FENSA Certificate #1756729
- **Address:** 12 Franklin Road, Gillingham, ME7 4DF
- **Certificate Issued:** 07/06/2004
- **Work Completed:** 20/04/2004
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £260,000 | 19/09/2024 | Terraced |
| 12 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £185,000 | 17/03/2020 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 191 GILLINGHAM ROAD, GILLINGHAM, MEDWAY, ME7 4EP | £292,000 | 15/01/2026 | Terraced |
| [Same street] 29 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £300,000 | 19/12/2025 | Terraced |
| [Same street] 25 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £355,000 | 28/03/2025 | Semi-detached |
| 2A KINGSWOOD ROAD, GILLINGHAM, MEDWAY, ME7 1EA | £330,000 | 17/01/2025 | Terraced |
| 178 GILLINGHAM ROAD, GILLINGHAM, MEDWAY, ME7 4EY | £230,000 | 28/11/2023 | Terraced |
| [Same street] 20 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £300,000 | 27/10/2023 | Terraced |
| 19 NAPIER ROAD, GILLINGHAM, MEDWAY, ME7 4HB | £210,000 | 23/10/2023 | Terraced |
| 27 NAPIER ROAD, GILLINGHAM, MEDWAY, ME7 4HB | £233,000 | 09/10/2023 | Terraced |
| 49 DUNCAN ROAD, GILLINGHAM, MEDWAY, ME7 4LA | £222,000 | 12/07/2023 | Terraced |
| 18 WINDSOR ROAD, GILLINGHAM, MEDWAY, ME7 4QN | £195,000 | 29/03/2023 | Terraced |
| 136 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QR | £257,000 | 18/03/2023 | Terraced |
| 158 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QS | £250,000 | 22/12/2022 | Terraced |
| 197 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QH | £283,000 | 29/11/2022 | Terraced |
| 169 GILLINGHAM ROAD, GILLINGHAM, MEDWAY, ME7 4EP | £290,500 | 28/11/2022 | Terraced |
| 148 GILLINGHAM ROAD, GILLINGHAM, MEDWAY, ME7 4EY | £275,000 | 18/11/2022 | Terraced |
| 130 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DG | £265,000 | 01/11/2022 | Terraced |
| 2A OSBORNE ROAD, GILLINGHAM, MEDWAY, ME7 4PX | £185,000 | 24/10/2022 | Terraced |
| 122 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QR | £320,000 | 07/10/2022 | Terraced |
| 180 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QS | £280,000 | 09/09/2022 | Terraced |
| 45 DUNCAN ROAD, GILLINGHAM, MEDWAY, ME7 4LA | £200,000 | 01/09/2022 | Terraced |
| 7 MERLIN WAY, GILLINGHAM, MEDWAY, ME7 4JN | £305,000 | 11/08/2022 | Terraced |
| 132 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QR | £278,500 | 10/08/2022 | Terraced |
| 113 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QQ | £260,000 | 22/07/2022 | Terraced |
| [Same street] 46 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £280,000 | 16/02/2022 | Terraced |
| [Same street] 18 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £197,000 | 23/08/2021 | Terraced |

**Street average:** £286,400 (5 sales)
**Area average:** £258,050 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £251,701 (126 Terraced, ME7, 2024–2026)
- **Deviation:** +3.3%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,114/mo
- **Realistic:** £1,238/mo
- **Optimistic:** £1,362/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## 1% Rule

- **Rent ratio:** 0.48% (weak for cashflow)
- **Max investor price (0.8%):** £154,750
- **Target investor price (1%):** £123,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £3,210/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.5%
- **10y growth:** 32.1%

## House Price Index (HM Land Registry)

*Official index for Medway; Terraced series; as of April 2026.*

- **1y growth (index):** 0.5%
- **5y growth (index):** 16%
- **10y growth (index):** 39.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
