# 2 bedroom terraced house for sale (M26 3WP) ## Property Details | Key | Value | |-----|-------| | Address | 42 STOPES ROAD, MANCHESTER, RADCLIFFE, GREATER MANCHESTER M26 3WP | | Price | £140,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | A | | Construction age | England and Wales: before 1900 | | Floor area | 74 m² | | Last sold | £90,000 Aug 2013 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** C - **Expiry date:** 10/06/2036 - **Current heating cost:** £855/year - **Est. upgrade cost to C:** £18,250 ### Recommendations - Q (£7,500 - £11,000) - U (£8,000 - £10,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2722-8911-7193-2317-5833) ## Description **STEP** **INSIDE** **** On entering the property, you are welcomed into the lounge, which features a fireplace and offers ample space for a range of living room furnishings. Leading on from the lounge is the dining room, providing a separate area for family meals and entertaining. The kitchen is situated to the rear of the property and offers direct access to the rear garden. To the first floor are two well-proportioned double bedrooms and a family bathroom. The property's double-storey extension provides additional space compared to many similar mid-terrace homes, making it an ideal choice for first-time buyers, investors, or those looking for a project with plenty of potential. Externally, the rear garden is designed for low maintenance, being fully flagged and benefiting from a useful shed and gated access to the rear pathway. There is also a Pear and Cherry tree and a Wisteria plant.  **LOCATION** **** Located on Stopes Road in Little Lever, this area offers the best of both worlds. It's conveniently close to the village centre and within easy reach of Bolton and Radcliffe by rail and road, with easy access to the A666 and M60. Put on your hiking boots and explore the nearby countryside. Just a five-minute walk away is the Meccano footbridge, where you can enjoy scenic walks along the canal that lead all the way to Radcliffe and Stoneclough. Take a ten-minute stroll to the local village centre, which offers a range of facilities including a newly built library housing the Access Bolton Service, barbers, coffee shops, beauty salons, a post office, a chemist, a doctor's surgery, a dentist and Tesco Supermarket. Little Lever boasts a local cricket club, a bowls club, and a vibrant community scene, making it particularly appealing to families with young children. There are many societies and clubs to join. Shop locally at the Mini Market, which features a variety of friendly, small-run businesses with reasonable prices. For families, nearby schools include Mytham Primary School, Masefield Primary School, Bowness Primary School, and St. Teresa's, along with several local nurseries and after-school clubs. Little Lever Secondary School, less than a five-minute walk away, was rated 'Good' by Ofsted in 2025.  **ADDITIONAL** **INFORMATION** **** To conform with government Anti Money Laundering Regulations 2019, we are required to confirm the identity of all prospective buyers. We use the services of a third party, Move Butler. There is a nominal charge of £30 + VAT £6.00 Total £36.00 for this** (per person), payable direct to Hannon Holmes Ltd. These fees are non- refundable. **An increased charge may be payable for overseas checks. Please note, we are unable to issue a memorandum of sale until checks are complete. Please note it is a legal requirement that we obtain verified ID from purchasers before instructing a sale. Please also note we shall require proof of funds before we instruct the sale, together with your instructed solicitors. Hannon Holmes may refer you to ancillary services including Conveyancing, Surveying and Financial Services, should you require any of these services. Hannon Holmes may receive a referral fee for recommending their services if you do instruct them. You are free to select any provider of legal services, surveying or financial services that you choose and you are under no obligation to use any of the suggested providers. Leasehold Property Term : 999 years (less 10 days) from 29 September 1875 Remaining Years:848 Rent : £1 10s 0d Council Tax A - £1703.43 per annum payable to Bury Council EPC Rating D  **REFERRAL** **FEES** **** Hannon Holmes may refer you to ancillary services including Conveyancing, Surveying and Financial Services, should you require any of these services. Hannon Holmes may receive a referral fee for recommending their services if you do instruct them. You are free to select any provider of legal services, surveying or financial services that you choose and you are under no obligation to use any of the suggested providers.  **PROPERTY** **PARTICULARS** **DISCLAIMER** **** Property particulars as supplied by Hannon Holmes Estate Agents are set out as a general outline in accordance with the Property Misdescriptions Act (1991) only for the guidance of intending purchasers or lessees, and do not constitute any part of an offer or contract. Details are given without any responsibility, and any intending purchasers, lessees or third parties should not rely on them as statements or representations of fact, but must satisfy themselves by inspection or otherwise as to the correctness of each of them. We have not carried out a structural survey and the services, appliances and specific fittings have not been tested. All photographs, measurements, floor plans and distances referred to are given as a guide only and should not be relied upon for the purchase of carpets or any other fixtures or fittings. Gardens, roof terraces, balconies and communal gardens as well as tenure and lease details cannot have their accuracy guaranteed for intending purchasers. Lease details, service ground rent (where applicable) are given as a guide only and should be checked and confirmed by your solicitor prior to exchange of contracts. No person in the employment of Hannon Holmes Ltd has any authority to make any representation or warranty whatever in relation to this property. Purchase prices, rents or other prices quoted are correct at the date of publication and, unless otherwise stated, exclusive of VAT. TENURE : The type of tenure has been given to us by the seller. This has not been verified. The Agent has not checked the legal documents to verify the tenure status of the property. The buyer is advised to obtain verification from their Solicitor or Surveyor. For full Property Particulars Disclaimer please visit ## Property Photos - ![CAM05283G0-PR0191...](/listings/photos/89454282/928258) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928259) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928260) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928262) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928263) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928264) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928266) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928267) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928268) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928269) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928271) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928272) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928273) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928274) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928276) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928277) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928278) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928279) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928281) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928282) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928283) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928284) - CAM05283G0-PR0191... - ![CAM05283G0-PR0191...](/listings/photos/89454282/928285) - CAM05283G0-PR0191... ## Floorplans - ![Floorplan 1](/listings/photos/89454282/928287) - Floorplan 1 - ![Floorplan 2](/listings/photos/89454282/928288) - Floorplan 2 - ![Floorplan 3](/listings/photos/89454282/928290) - Floorplan 3 ## EPC Graphs - ![EPC Front Page](/listings/photos/89454282/928292) - EPC Front Page ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #1658434 - **Address:** 42 Stopes Road, Radcliffe, M26 3WP - **Certificate Issued:** 03/05/2004 - **Work Completed:** 01/04/2004 - **Items:** 7 window(s), 1 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 42 STOPES ROAD, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3WP | £90,000 | 02/08/2013 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 94 STOPES ROAD, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3TW | £190,000 | 12/11/2025 | Terraced | | [Same street] 6 STOPES ROAD, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3WP | £148,000 | 04/11/2025 | Other | | 108 STOPES ROAD, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3TW | £48,400 | 17/09/2025 | Terraced | | 399 BOLTON ROAD, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3QG | £106,500 | 28/02/2025 | Terraced | | 6 RADELAN GROVE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3NG | £200,000 | 14/01/2025 | Terraced | | 7 RADELAN GROVE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3NG | £200,000 | 14/01/2025 | Terraced | | 8 RADELAN GROVE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3NG | £210,000 | 14/01/2025 | Terraced | | 5 RADELAN GROVE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3NG | £210,000 | 14/01/2024 | Terraced | | 100 STOPES ROAD, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3TW | £154,000 | 08/12/2022 | Terraced | | 19 MORLEY ROAD, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3GR | £176,000 | 07/10/2022 | Terraced | | [Same street] 46A STOPES ROAD, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3WP | £147,000 | 16/09/2022 | Other | | 38 CHELSEA AVENUE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3NF | £156,000 | 05/08/2022 | Terraced | | 154 STOPES ROAD, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3TW | £141,000 | 22/07/2022 | Terraced | | [Same street] 38 STOPES ROAD, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3WP | £140,000 | 01/06/2022 | Terraced | | 448 BOLTON ROAD, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3GG | £100,000 | 27/05/2022 | Terraced | | 1 MORLEY ROAD, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3GR | £160,000 | 19/04/2022 | Terraced | | [Same street] 28 STOPES ROAD, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3WP | £105,000 | 11/03/2022 | Terraced | | 429 BOLTON ROAD, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3QG | £100,000 | 04/11/2021 | Terraced | | 98 STOPES ROAD, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3TW | £153,500 | 28/10/2021 | Terraced | | 9 STRANGFORD STREET, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 3TN | £135,000 | 25/08/2021 | Terraced | **Street average:** £135,000 (4 sales) **Area average:** £152,525 (16 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £152,135 (47 Terraced, M26, 2024–2026) - **Deviation:** -8% ## Rental Range *ONS Price Index of Private Rents (Bury). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £870/mo - **Realistic:** £967/mo - **Optimistic:** £1,064/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for West Pennine (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £449/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Semi-Detached House, School St, BL3 | £995/mo | 2 | 0.55 miles | OpenRent | **Average rent: £995/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.71% (weak for cashflow) - **Max investor price (0.8%):** £124,375 - **Target investor price (1%):** £99,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £995/mo).* - **Gross yield:** 8.5% - **Cost-to-rent:** 11.7× - **Monthly cashflow:** £319/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 9.4% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £1,892/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 13.6% - **10y growth:** 66.7% ## House Price Index (HM Land Registry) *Official index for Bury; Terraced series; as of April 2026.* - **1y growth (index):** 1.3% - **5y growth (index):** 22% - **10y growth (index):** 73.8% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)