# 2 bedroom terraced house for sale (OL4 2NR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 28 RADCLIFFE ROAD, OLDHAM, OLDHAM, GREATER MANCHESTER OL4 2NR |
| Price | £85,000 |
| Bedrooms | 2 |
| Last sold | £87,000 Nov 2004 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 01/07/2036
- **Est. upgrade cost to C:** £9,000

### Recommendations
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0310-2932-2630-2206-5471)

## Description

**REDUCED** Spacious, Well Maintained, Garden Fronted Mid Terrace with generous accommodation comprising of hallway, lounge, dining/sitting room and kitchen on the ground floor. To the first floor, there are two double bedrooms & bathroom/WC with shower. Outside to the rear, there is an entrance to a large basement room and patio-ed garden areas. Central heating & double glazed throughout. Convenient Location close to open countryside as well as Oldham centre and well regarded local amenities. NO CHAIN. EXCELLENT AFFORDABLE HOME.AccommodationLounge: 13'2" x 9'6".Dining/Sitting Room: 15' x 12'6".Kitchen: 8'10" x 6'2".Basement.First FloorBedroom One: (front) 15'9" x 8'4" opening to 13'2".Bedroom Two: (rear) 12'5" x 10'1".Bathroom/WC.

## Property Photos

- ![Photo](/listings/photos/44549416/1647232)
- ![Photo](/listings/photos/44549416/1647235)
- ![Photo](/listings/photos/44549416/1647238)
- ![Photo](/listings/photos/44549416/1647241)
- ![Photo](/listings/photos/44549416/1647243)
- ![Photo](/listings/photos/44549416/1647244)
- ![Photo](/listings/photos/44549416/1647248)
- ![Photo](/listings/photos/44549416/1647250)
- ![Photo](/listings/photos/44549416/1647253)
- ![Photo](/listings/photos/44549416/1647256)
- ![Photo](/listings/photos/44549416/1647259)
- ![EPC](/listings/photos/44549416/1647260) - EPC

## Floorplans

- ![Floorplan 1](/listings/photos/44549416/1647262) - Floorplan 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 28 RADCLIFFE ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NR | £87,000 | 30/11/2004 | Terraced |
| 28 RADCLIFFE ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NR | £33,500 | 13/06/1997 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45 RIXSON STREET, OLDHAM, GREATER MANCHESTER, OL4 2NX | £150,000 | 09/01/2026 | Terraced |
| 19 ALBANY STREET, OLDHAM, GREATER MANCHESTER, OL4 2NT | £110,000 | 08/01/2026 | Terraced |
| 34 BRAMBLE AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2PQ | £190,000 | 12/12/2025 | Terraced |
| 19 JOWETT STREET, OLDHAM, GREATER MANCHESTER, OL1 4JQ | £168,000 | 09/12/2025 | Terraced |
| 36 PIERCE STREET, OLDHAM, GREATER MANCHESTER, OL1 4JH | £105,000 | 28/11/2025 | Terraced |
| [Same street] 40 RADCLIFFE ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NR | £155,000 | 31/10/2025 | Terraced |
| 56 COUNTHILL ROAD, OLDHAM, GREATER MANCHESTER, OL4 2PB | £200,000 | 30/09/2025 | Terraced |
| 63 ALVA ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NS | £123,000 | 21/03/2025 | Terraced |
| [Same street] 27 RADCLIFFE ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NR | £170,000 | 22/11/2024 | Semi-detached |
| [Same street] 10 RADCLIFFE ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NR | £135,000 | 01/12/2023 | Terraced |
| 19 BRAMBLE AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2PQ | £182,500 | 03/11/2023 | Terraced |
| 28 ALVA ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NS | £97,000 | 19/10/2023 | Terraced |
| 16 BRAMBLE AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2PQ | £150,000 | 06/10/2023 | Terraced |
| 34 PIERCE STREET, OLDHAM, GREATER MANCHESTER, OL1 4JH | £95,000 | 02/10/2023 | Terraced |
| 358 RIPPONDEN ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NU | £105,000 | 12/07/2023 | Terraced |
| 143 COUNTHILL ROAD, OLDHAM, GREATER MANCHESTER, OL4 2PE | £105,000 | 28/06/2023 | Terraced |
| 54A COUNTHILL ROAD, OLDHAM, GREATER MANCHESTER, OL4 2PB | £185,000 | 19/06/2023 | Terraced |
| 30 PIERCE STREET, OLDHAM, GREATER MANCHESTER, OL1 4JH | £123,000 | 02/06/2023 | Terraced |
| 9 KILBURN STREET, OLDHAM, GREATER MANCHESTER, OL1 4JF | £131,000 | 26/05/2023 | Terraced |
| 5 JOWETT STREET, OLDHAM, GREATER MANCHESTER, OL1 4JQ | £112,500 | 05/05/2023 | Terraced |
| 4 CORNHILL STREET, OLDHAM, GREATER MANCHESTER, OL1 4JD | £82,500 | 22/02/2023 | Terraced |
| 12 CORNHILL STREET, OLDHAM, GREATER MANCHESTER, OL1 4JD | £82,500 | 22/02/2023 | Terraced |
| [Same street] 30 RADCLIFFE ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NR | £98,000 | 20/01/2023 | Terraced |
| 341 RIPPONDEN ROAD, OLDHAM, GREATER MANCHESTER, OL1 4JJ | £140,000 | 14/12/2022 | Terraced |
| [Same street] 44 RADCLIFFE ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NR | £150,000 | 23/09/2022 | Terraced |
| [Same street] 1 RADCLIFFE ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NR | £152,000 | 01/08/2022 | Semi-detached |
| [Same street] 3 RADCLIFFE ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NR | £141,000 | 20/06/2022 | Semi-detached |
| [Same street] 22 RADCLIFFE ROAD, OLDHAM, GREATER MANCHESTER, OL4 2NR | £100,000 | 01/10/2021 | Terraced |

**Street average:** £137,625 (8 sales)
**Area average:** £131,850 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £160,382 (69 Terraced, OL4, 2024–2026)
- **Deviation:** -47%

## Rental Range

*ONS Price Index of Private Rents (Oldham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £829/mo
- **Realistic:** £921/mo
- **Optimistic:** £1,013/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £576/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Radcliffe Road, OL4 | £1,100/mo | 2 | 0.01 miles | OpenRent |
| 2 Bed Terraced House, Clyde Street, OL1 | £995/mo | 2 | 0.27 miles | OpenRent |
| 2 Bed Terraced House, Prince George St, OL1 | £900/mo | 2 | 0.37 miles | OpenRent |

**Average rent: £998/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 1.17% (strong)
- **Max investor price (0.8%):** £124,375
- **Target investor price (1%):** £99,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £995/mo).*

- **Gross yield:** 14%
- **Cost-to-rent:** 7.1×
- **Monthly cashflow:** £536/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 26.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,090/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.5%
- **10y growth:** 57.1%

## House Price Index (HM Land Registry)

*Official index for Oldham; Terraced series; as of April 2026.*

- **1y growth (index):** 4.2%
- **5y growth (index):** 35.4%
- **10y growth (index):** 94.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)