# 3 bedroom terraced house for sale (HU17 8EP)

## Property Details

| Key | Value |
|-----|-------|
| Address | Lairgate, Beverley, HU17 8EP |
| Price | £795,000 |
| Bedrooms | 3 |
| Bathrooms | 3 |

## Description

REFERENCE BA0665

A fine example of Victorian architecture, this former East Riding Saving Bank originally built in 1843 is perfectly positioned in the heart of the market town of Beverley. This grade ll listed residence which has its own listing in the Pevsner Guide, has been exquisitely converted into an individual home of immense character, blending intrinsic period features with modern technology for the truly discerning buyer. My client has worked tirelessly to ensure the detailing on this property is both accurate and finished to a very high standard.

Upon entering,  a hallway leads you into a generous living space that balances historical charm and contemporary comfort. The property boasts two reception rooms, offering versatile areas for relaxation and entertaining. The large live-in kitchen/dining room serves as the heart of the home, ideal for social gatherings and everyday family life and has two sets of full height glass doors, with fan lights above leading out onto the West facing rear garden. Original fireplaces are retained and ceiling cornices and roses have either been refurbished or made new. The attention to detail is quite superb. High ceilings throughout the property give a great sense of space and the large windows ensure that there is plenty of natural light. Splitting the front living room from the kitchen/dining room is an internal lobby area with ground floor cloakroom and a large under-stair storeroom with the original and lockable Bank Safe door. A most attractive new staircase, with bespoke features to exacting standards leads to the spacious first floor landing which in turn gives access to three well proportioned bedrooms all with en suite facilities, ensuring ample space and privacy.

Outside, a delightful West facing walled garden provides a private sanctuary for outdoor enjoyment. Parking is a significant advantage with space for three cars, a rarity in such a central location and EV charging point. Furthermore, there is potential scope for a loft conversion and or a ground floor Orangery offering future possibilities for expansion. Subject to planning permission and building regulation approval.

Lairgate offers a lifestyle of convenience, with Beverley's array of shops, restaurants, and cultural attractions just a short stroll away. Excellent transport links are easily accessible, connecting you to wider regions.

This remarkable property offers an unparalleled opportunity to own a piece of Beverley's heritage, updated for modern living standards. We invite you to experience its unique appeal first-hand.

As the property is still undergoing work, my client has produced a current specification sheet detail, for each room. This may of course change and is designed to offer an indicative view of how the property will be finished. The property will include Cat 6 wiring, fully fitted smart CCTV and alarm system, mechanical heat and ventilation system.

 

AGENTS NOTE: Some images are AI generated to show the potential placement of furniture etc.. Any content of such images does not form part of what is being sold and any sale contract.

 

 

## Property Photos

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## Floorplans

- ![Floorplan 1](/listings/photos/94918713/2681135) - Floorplan 1

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 43 WOOD LANE, BEVERLEY, EAST RIDING OF YORKSHIRE, HU17 8BS | £350,000 | 28/03/2025 | Terraced |
| 26 BISHOPS CROFT, BEVERLEY, EAST RIDING OF YORKSHIRE, HU17 8JY | £155,000 | 21/03/2025 | Terraced |
| 3 DOG & DUCK LANE, BEVERLEY, EAST RIDING OF YORKSHIRE, HU17 8BJ | £175,000 | 18/12/2023 | Terraced |
| 52 WOOD LANE, BEVERLEY, EAST RIDING OF YORKSHIRE, HU17 8BS | £215,000 | 12/10/2023 | Terraced |
| 5 DOG & DUCK LANE, BEVERLEY, EAST RIDING OF YORKSHIRE, HU17 8BJ | £190,000 | 27/01/2023 | Terraced |
| 33 NEWBEGIN, BEVERLEY, EAST RIDING OF YORKSHIRE, HU17 8EG | £750,000 | 16/12/2022 | Terraced |
| 9 WOOD LANE, BEVERLEY, EAST RIDING OF YORKSHIRE, HU17 8BS | £300,000 | 04/11/2022 | Terraced |
| 27A LADYGATE, BEVERLEY, EAST RIDING OF YORKSHIRE, HU17 8BH | £220,000 | 21/10/2022 | Terraced |
| 9 GLOBE MEWS, BEVERLEY, EAST RIDING OF YORKSHIRE, HU17 8BQ | £257,500 | 28/09/2022 | Terraced |
| 39 WOOD LANE, BEVERLEY, EAST RIDING OF YORKSHIRE, HU17 8BS | £415,000 | 29/07/2022 | Terraced |
| 27 GRAYBURN LANE, BEVERLEY, EAST RIDING OF YORKSHIRE, HU17 8JR | £400,000 | 29/06/2022 | Terraced |
| 44 WOOD LANE, BEVERLEY, EAST RIDING OF YORKSHIRE, HU17 8BS | £425,000 | 29/06/2022 | Terraced |
| 26 BISHOPS CROFT, BEVERLEY, EAST RIDING OF YORKSHIRE, HU17 8JY | £285,000 | 20/05/2022 | Terraced |
| 17 DOG & DUCK LANE, BEVERLEY, EAST RIDING OF YORKSHIRE, HU17 8BJ | £250,000 | 20/04/2022 | Terraced |
| 6C LANDRESS LANE, BEVERLEY, EAST RIDING OF YORKSHIRE, HU17 8HA | £252,000 | 18/02/2022 | Terraced |
| 22 NEWBEGIN, BEVERLEY, EAST RIDING OF YORKSHIRE, HU17 8EG | £325,000 | 15/12/2021 | Terraced |
| 48 WOOD LANE, BEVERLEY, EAST RIDING OF YORKSHIRE, HU17 8BS | £340,000 | 07/12/2021 | Terraced |

**Area average:** £312,029 (17 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £222,095 (69 Terraced, HU17, 2024–2026)
- **Deviation:** +258%

## Rental Range

*ONS Price Index of Private Rents (East Riding of Yorkshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £652/mo
- **Realistic:** £724/mo
- **Optimistic:** £796/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Hull & East Riding (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £549/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Pasture Terrace, HU17 | £950/mo | 3 | 0.24 miles | OpenRent |
| 3 Bed End Terrace, Grove Park, HU17 | £895/mo | 3 | 0.61 miles | OpenRent |
| 3 Bed Semi-Detached House, St. Leonards Road, HU17 | £995/mo | 3 | 0.8 miles | OpenRent |

**Average rent: £947/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.12% (weak for cashflow)
- **Max investor price (0.8%):** £118,750
- **Target investor price (1%):** £95,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £950/mo).*

- **Gross yield:** 1.4%
- **Cost-to-rent:** 69.7×
- **Monthly cashflow:** £-2,301/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -12%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 35.6%
- **10y growth:** 35.2%

## House Price Index (HM Land Registry)

*Official index for East Riding of Yorkshire; Terraced series; as of August 2026.*

- **1y growth (index):** 1%
- **5y growth (index):** 15.3%
- **10y growth (index):** 41.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)