# 3 bedroom detached house for sale (SK12 2AY)

## Property Details

| Key | Value |
|-----|-------|
| Address | Buxton Old Road, Disley, Stockport, Cheshire, SK12, SK12 2AY |
| Price | £575,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | G |

## Description

++++ SOLD BY BRIDGFORDS ++++ No onward vendor chain. A truly rare opportunity to purchase a double fronted extended detached cottage located on the edge of open countryside with front views looking towards Lyme Park. Whilst in need of some modernisation the location, style and character will certainly appeal to a discerning buyer looking for a home they can personalise and update to meet today's living standards. The traditional layout comprises an entrance porch, lounge, dining room, study/office, bespoke fitted kitchen, utility/WC, inner hallway, rear porch, landing, three double bedrooms, en-suite and family bathroom. Other features include a detached double garage, stone detached outbuilding and approximately one acre of land (development potential unknown).

The property is for sale by the Modern Method of Auction. Should you view, offer, or bid on the property, your information will be shared with the Auctioneer, iamsold. This method of auction requires both parties to complete the transaction within 56 days of the draft contract for sale being received by the buyer’s solicitor.   This additional time allows buyers to proceed with mortgage finance (subject to lending criteria, affordability, and survey). The buyer will also make payment of £349.00 including VAT towards the preparation cost of the pack, where it has been provided by iamsold.

## Property Photos

- ![The Cottage](/listings/photos/173891690/104743) - The Cottage
- ![Kitchen](/listings/photos/173891690/104744) - Kitchen
- ![Lounge](/listings/photos/173891690/104745) - Lounge
- ![Dining Room](/listings/photos/173891690/104746) - Dining Room
- ![Lounge](/listings/photos/173891690/104747) - Lounge
- ![Bedroom One](/listings/photos/173891690/104748) - Bedroom One
- ![Approx One Acre](/listings/photos/173891690/104749) - Approx One Acre
- ![Landing](/listings/photos/173891690/104750) - Landing
- ![Bathroom](/listings/photos/173891690/104751) - Bathroom
- ![Rear Garden](/listings/photos/173891690/104752) - Rear Garden
- ![Double Garage](/listings/photos/173891690/104753) - Double Garage
- ![Front Views](/listings/photos/173891690/104754) - Front Views
- ![Double Front Cottage](/listings/photos/173891690/104755) - Double Front Cottage
- ![Site Plan](/listings/photos/173891690/123771) - Site Plan

## Floorplans

- ![Floorplan](/listings/photos/173891690/104756) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/173891690/104757) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 157 BUXTON OLD ROAD, DISLEY, STOCKPORT, MACCLESFIELD, CHESHIRE, SK12 2AY | £580,000 | 29/03/2007 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 100 BUXTON OLD ROAD, DISLEY, STOCKPORT, CHESHIRE EAST, SK12 2DJ | £570,000 | 12/04/2023 | Detached |

**Area average:** £570,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £623,692 (39 Detached, SK12, 2024–2026)
- **Deviation:** -7.8%

## Rental Range

*ONS Price Index of Private Rents (Cheshire East). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £881/mo
- **Realistic:** £979/mo
- **Optimistic:** £1,077/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Southern Greater Manchester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £898/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Wood Street, SK22 | £995/mo | 3 | 1.22 miles | OpenRent |

**Average rent: £995/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.17% (weak for cashflow)
- **Max investor price (0.8%):** £124,375
- **Target investor price (1%):** £99,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £995/mo).*

- **Gross yield:** 2.1%
- **Cost-to-rent:** 48.2×
- **Monthly cashflow:** £-1,394/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -10%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.4%
- **10y growth:** 34.3%

## House Price Index (HM Land Registry)

*Official index for Cheshire East; Detached series; as of March 2026.*

- **1y growth (index):** 1.6%
- **5y growth (index):** 23.6%
- **10y growth (index):** 51.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)