Sold STC Detached

Buxton Old Road

Disley, Stockport, Cheshire, SK12, SK12 2AY

3 beds 2 baths Listed 30 Mar 2026 (-87d)

£575,000

Guide Price

Save

# 3 bedroom detached house for sale (SK12 2AY)

## Property Details

| Key | Value |
|-----|-------|
| Address | Buxton Old Road, Disley, Stockport, Cheshire, SK12, SK12 2AY |
| Price | £575,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | G |

## Description

The property is for sale by the Modern Method of Auction. Should you view, offer, or bid on the property, your information will be shared with the Auctioneer, iamsold. This method of auction requires both parties to complete the transaction within 56 days of the draft contract for sale being received by the buyer’s solicitor.   This additional time allows buyers to proceed with mortgage finance (subject to lending criteria, affordability, and survey). The buyer will also make payment of £349.00 including VAT towards the preparation cost of the pack, where it has been provided by iamsold.

## Property Photos

- ![The Cottage](/listings/photos/173891690/104743) - The Cottage
- ![Kitchen](/listings/photos/173891690/104744) - Kitchen
- ![Lounge](/listings/photos/173891690/104745) - Lounge
- ![Dining Room](/listings/photos/173891690/104746) - Dining Room
- ![Lounge](/listings/photos/173891690/104747) - Lounge
- ![Bedroom One](/listings/photos/173891690/104748) - Bedroom One
- ![Approx One Acre](/listings/photos/173891690/104749) - Approx One Acre
- ![Landing](/listings/photos/173891690/104750) - Landing
- ![Bathroom](/listings/photos/173891690/104751) - Bathroom
- ![Rear Garden](/listings/photos/173891690/104752) - Rear Garden
- ![Double Garage](/listings/photos/173891690/104753) - Double Garage
- ![Front Views](/listings/photos/173891690/104754) - Front Views
- ![Double Front Cottage](/listings/photos/173891690/104755) - Double Front Cottage
- ![Site Plan](/listings/photos/173891690/123771) - Site Plan

## Floorplans

- ![Floorplan](/listings/photos/173891690/104756) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/173891690/104757) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 157 BUXTON OLD ROAD, DISLEY, STOCKPORT, MACCLESFIELD, CHESHIRE, SK12 2AY | £580,000 | 29/03/2007 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 100 BUXTON OLD ROAD, DISLEY, STOCKPORT, CHESHIRE EAST, SK12 2DJ | £570,000 | 12/04/2023 | Detached |

**Area average:** £570,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £623,692 (39 Detached, SK12, 2024–2026)
- **Deviation:** -7.8%

## Rental Range

*ONS Price Index of Private Rents (Cheshire East). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £881/mo
- **Realistic:** £979/mo
- **Optimistic:** £1,077/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Southern Greater Manchester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £898/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Wood Street, SK22 | £995/mo | 3 | 1.22 miles | OpenRent |

**Average rent: £995/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.17% (weak for cashflow)
- **Max investor price (0.8%):** £124,375
- **Target investor price (1%):** £99,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £995/mo).*

- **Gross yield:** 2.1%
- **Cost-to-rent:** 48.2×
- **Monthly cashflow:** £-1,394/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -10%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.4%
- **10y growth:** 34.3%

## House Price Index (HM Land Registry)

*Official index for Cheshire East; Detached series; as of March 2026.*

- **1y growth (index):** 1.6%
- **5y growth (index):** 23.6%
- **10y growth (index):** 51.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Listing type

Auction

The Cottage Kitchen Lounge Dining Room Lounge Bedroom One Approx One Acre Landing Bathroom Rear Garden Double Garage Front Views Double Front Cottage Site Plan

/ 14

Property details

Listing category

Auction

Tenure

FREEHOLD

Council tax band

Local average

£623,692 (-7.8%)

Deprivation

Decile 8 (23,947 of 33,755)

Street crime

8 incidents within 1 mile (Apr 2026)

Key features

No Onward Chain
Approx. One Acre Plot
Detached Outbuilding & Double Garage
Extended Stone Detached Cottage
Subject To A Reserve Price
Sold By Modern Auction - T & C's Apply
Buyers Fees Apply

Additional details

Parking: Yes
Garden: Yes

Description

++++ SOLD BY BRIDGFORDS ++++ No onward vendor chain. A truly rare opportunity to purchase a double fronted extended detached cottage located on the edge of open countryside with front views looking towards Lyme Park. Whilst in need of some modernisation the location, style and character will certainly appeal to a discerning buyer looking for a home they can personalise and update to meet today's living standards. The traditional layout comprises an entrance porch, lounge, dining room, study/office, bespoke fitted kitchen, utility/WC, inner hallway, rear porch, landing, three double bedrooms, en-suite and family bathroom. Other features include a detached double garage, stone detached outbuilding and approximately one acre of land (development potential unknown).

The property is for sale by the Modern Method of Auction. Should you view, offer, or bid on the property, your information will be shared with the Auctioneer, iamsold. This method of auction requires both parties to complete the transaction within 56 days of the draft contract for sale being received by the buyer’s solicitor. This additional time allows buyers to proceed with mortgage finance (subject to lending criteria, affordability, and survey). The buyer will also make payment of £349.00 including VAT towards the preparation cost of the pack, where it has been provided by iamsold.

Listed by

Disley

Countrywide UK Sales - Connells

Reference: 173891690

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

Price history

Event	Date	Price	% change
Sold	29/03/2007 (19 years ago)	£580,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
100 BUXTON OLD ROAD, DISLEY, STOCKPORT, CHESHIRE EAST, SK12 2DJ	£570,000	12/04/2023	Detached

Area average: £570,000 (1 sale)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 5.4%

10y growth 34.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Cheshire East. Series: Detached. As of March 2026.

1y (index) 1.6%

5y (index) 23.6%

10y (index) 51.5%

Rental Range

Estimated market rent for Cheshire East. Low = conservative, Realistic = average, Optimistic = best case.

Low £881/mo

Realistic £979/mo

Optimistic £1,077/mo

Based on Local Authority from postcode lookup → Cheshire East.

LHA (30th percentile) floor for Southern Greater Manchester: £898/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SK12 2AY

Address

157 Buxton Old Road

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Higher Disley, Buxton Old Road / Methodist Church	0.2 miles
Shop	Esso	0.5 miles
Shop	Moortop Garage Services	0.7 miles
Train station	Disley	0.8 miles
Train station	New Mills Newtown	0.9 miles
Hospital	Stepping Hill Hospital	5.0 miles
Hospital	The Meadows	5.1 miles
University	University of Derby, Buxton	7.7 miles
University	University of Manchester Fallowfield Campus	10.0 miles

Street-level crime

Category	Count
Violence and sexual offences	4
Criminal damage and arson	2
Public order	1
Vehicle crime	1
Total incidents	8

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Disley Primary School	Primary	0.7 miles	Good — 24 Nov 2011
Newtown Primary School (High Peak Federation)	Primary	0.9 miles	Good — 12 May 2024
High Peak School	Other	1.0 miles	Good — 26 Jan 2023
Hague Bar Primary School	Primary	1.2 miles	Good — 22 Apr 2013
St Mary's Catholic Voluntary Academy	Primary	1.4 miles	Good — 11 Oct 2013

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Wood Street, SK22	£995/mo	3	1.22 miles	OpenRent

Average rent: £995/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.17%

Max investor price (0.8%) £124,375

Target investor price (1%) £99,500

Gross yield 2.1%

Cost-to-rent ratio 48.2×

Monthly cashflow £-1,394/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -10%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).