# 3 bedroom semi-detached house for sale (CA14 1XN) ## Property Details | Key | Value | |-----|-------| | Address | 35 MOOR ROAD, WORKINGTON, STAINBURN, CUMBERLAND CA14 1XN | | Price | £220,000 | | Bedrooms | 3 | | Bathrooms | 2 | | Council tax | B | | Last sold | £220,000 Jul 2024 | ## Description Moor Road Has Plenty Of Impressive Properties But This Must Be The Most Stylish Semi. Recently updated inside and out, this superb family home could be your best chance of moving to one of Stainburn’s most sought after streets.  Stainburn village is very popular with families as it really does give you the best of both worlds.  It's semi-rural so removed from the hustle & bustle of town - but still only a 5 minute drive away when you do need to get to work or hit the shops. And Moor Road is one of the most sought after addresses in Stainburn, with detached family homes and bungalows flanking either side of the road.  Infact there’s only a handful of more affordable semi-detached properties on Moor Road. And Number 35 has got to be the most stylish pick of the semi-detached bunch, thanks to a modern makeover inside and out. Your first impressions will be good, as the traditional exterior render has been freshly painted and matching grey uPVC windows, soffits and fascias have been installed. The internal decoration is just as tasteful and stylish, with bold colour choices used to add character to each room. The living room is at the front with a large window that looks out to the neat and tidy front lawn. A traditional log burner is a stylish focal point as well as keeping you cosy on a chilly winter night. Double doors lead from the lounge to the open plan kitchen / dining room. The kitchen is fabulous, with shaker style fitted units and plenty of space to sit and eat. None of the precious kitchen cupboard space is wasted, thanks to a handy utility area at the back of the garage. It’s accessed through the rear porch that looks out to the back garden and is also home to the downstairs WC. The modern makeover has not been limited to the inside. The current owners have also made significant improvements to the back garden, creating a private and low maintenance space that’s designed to be enjoyed. Upstairs has three bedrooms (two good size doubles and a single) along with a gorgeous shower room. There’s parking for a couple of cars on the double drive, infront of the built in single garage  Stainburn is a small, quiet village but you won’t need to head that far if you just need a pint of milk or loaf of bread. That's because there’s a handy Spar at the BP garage as you head out of the village towards Great Clifton.  And if you do get tired of rustling up a family meal in your superbly appointed kitchen you can pop down to The Briery and let their skilled chefs take care of everything for you. Being just a couple of miles east of the town centre, the school run will also be short.  The Ashfield Schools (for younger kids) and Workington Academy are all less than 5 minutes drive away. This immaculate three bedroom property will be perfect if you’re looking for a move-in-ready family home. And if you’ve always dreamed of living on Moor Road, it’s one of only a small number of more affordable semi-detached properties.  This is sure to be popular - don’t miss out - call to arrange a viewing. ## Property Photos - ![Photo](/listings/photos/146504990/729634) - ![Photo](/listings/photos/146504990/729636) - ![Photo](/listings/photos/146504990/729641) - ![Photo](/listings/photos/146504990/729643) - ![Photo](/listings/photos/146504990/729644) - ![Photo](/listings/photos/146504990/729646) - ![Photo](/listings/photos/146504990/729647) - ![Photo](/listings/photos/146504990/729648) - ![Photo](/listings/photos/146504990/729649) - ![Photo](/listings/photos/146504990/729651) - ![Photo](/listings/photos/146504990/729654) - ![Photo](/listings/photos/146504990/729660) - ![Photo](/listings/photos/146504990/729661) - ![Photo](/listings/photos/146504990/729662) - ![Photo](/listings/photos/146504990/729664) - ![Photo](/listings/photos/146504990/729668) - ![Photo](/listings/photos/146504990/729669) - ![Photo](/listings/photos/146504990/729671) - ![Photo](/listings/photos/146504990/729672) ## Floorplans - ![Floorplan 1](/listings/photos/146504990/729673) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/146504990/729675) - EPC 1 - ![EPC 2](/listings/photos/146504990/729679) - EPC 2 ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #3981969 - **Address:** 35 Moor Road, Stainburn, CA14 1XN - **Certificate Issued:** 15/08/2006 - **Work Completed:** 24/07/2006 - **Items:** 2 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 35 MOOR ROAD, STAINBURN, WORKINGTON, CUMBERLAND, CA14 1XN | £220,000 | 05/07/2024 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 12 ULDALE ROAD, STAINBURN, WORKINGTON, CUMBERLAND, CA14 4UR | £215,000 | 24/11/2025 | Semi-detached | | 23 ULDALE ROAD, STAINBURN, WORKINGTON, CUMBERLAND, CA14 4UR | £177,000 | 19/05/2023 | Semi-detached | | [Same street] 61 MOOR ROAD, STAINBURN, WORKINGTON, CUMBERLAND, CA14 1XN | £250,000 | 31/03/2023 | Detached | | 43 MOORLANDS DRIVE, STAINBURN, WORKINGTON, CUMBERLAND, CA14 4UJ | £151,000 | 31/03/2023 | Semi-detached | | 12 ULDALE ROAD, STAINBURN, WORKINGTON, CUMBERLAND, CA14 4UR | £160,000 | 16/12/2022 | Semi-detached | | 7 OAK DRIVE, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1WY | £200,000 | 26/05/2022 | Semi-detached | | 42 CHERRY TREE DRIVE, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1WX | £197,000 | 12/05/2022 | Semi-detached | | 28 WENTWORTH PARK, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1XP | £201,000 | 14/04/2022 | Semi-detached | | [Same street] 50 MOOR ROAD, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1XN | £315,000 | 11/02/2022 | Detached | | [Same street] 35 MOOR ROAD, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1XN | £220,000 | 07/02/2022 | Semi-detached | | 20 ST ANDREWS ROAD, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1YY | £190,000 | 25/11/2021 | Semi-detached | | 31 ST ANDREWS ROAD, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1YY | £180,000 | 06/09/2021 | Semi-detached | | 14 JUNIPER DRIVE, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1WU | £180,000 | 20/08/2021 | Semi-detached | | [Same street] 54 MOOR ROAD, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1XN | £261,500 | 23/07/2021 | Detached | | 31 WENTWORTH PARK, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1XP | £233,500 | 23/07/2021 | Semi-detached | | 5 ST ANDREWS ROAD, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1YY | £193,050 | 15/07/2021 | Semi-detached | **Street average:** £261,625 (4 sales) **Area average:** £189,796 (12 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £163,757 (36 Semi-detached, CA14, 2024–2026) - **Deviation:** +34.3% ## Rental Range *ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £859/mo - **Realistic:** £954/mo - **Optimistic:** £1,049/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £549/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Terraced House, Elizabeth Street, CA14 | £775/mo | 3 | 0.95 miles | OpenRent | | 3 Bed Terraced House, John St, CA14 | £795/mo | 3 | 1.17 miles | OpenRent | **Average rent: £785/mo (2 listings)** ## 1% Rule - **Rent ratio:** 0.36% (weak for cashflow) - **Max investor price (0.8%):** £98,125 - **Target investor price (1%):** £78,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £785/mo).* - **Gross yield:** 4.3% - **Cost-to-rent:** 23.4× - **Monthly cashflow:** £-185/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -3.5% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 23.6% - **10y growth:** 24.7% ## House Price Index (HM Land Registry) *Official index for North West; Semi-detached series; as of March 2026.* - **1y growth (index):** 0.7% - **5y growth (index):** 24.5% - **10y growth (index):** 66.9% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)