Sold STC Terraced

54 ERNEST STREET

MERTHYR TYDFIL, MERTHYR TYDFIL CF47 0YP

3 beds 1,033 sq ft Listed 10 Jun 2022 (-1473d)

£140,000

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# 3 bedroom terraced house for sale (CF47 0YP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 54 ERNEST STREET, MERTHYR TYDFIL, MERTHYR TYDFIL CF47 0YP |
| Price | £140,000 |
| Bedrooms | 3 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 96 m² |
| Last sold | £135,000 Oct 2022 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 22/06/2032
- **Est. upgrade cost to C:** £23,545

### Recommendations
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- E (£45)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2372-3017-8206-6492-6200)

## Description

Ask our office for further information on the condition of the property.

ENTRANCE HALLWAY

uPVC double glazed front entrance door, staircase to first floor.

LOUNGE 3.6m x 6.9m

Rooms opened into one large room, French doors to rear.

KITCHEN 6.1m x 1.6m

Various freestanding units, connection for cooker and plumbing (Needs to be refitted)

UTILITY ROOM WITH WC 1.6m x 2.7m

uPVC double glazed rear door, base units, plumbing or washing machine.

NUMBER 1 BEDROOM 3.8m x 3m

NUMBER 2 BEDROOM 2.9m x 3m

NUMBER 3 BEDROOM  2.7m x 1.8m

BATHROOM.WC 2.7m x 2.1m

This needs to be refitted and completed. Newly tiled walls and floor.

OUTSIDE

Rear yard to patio area, block built workshop/storage. Access from rear lane.

SERVICES

All Main Services to the property. Gas Central Heating.

Note Central heating, services & appliances are not tested by this office.

TENURE

Advised Freehold

[ You can download the full EPC report from the online register or request copy from this office ]

| | | | |

These particulars do not constitute any part of contract. Every effort has been made to make these particulars correct however none of these statements are to be relied upon as representations of fact and any purchaser should satisfy themselves by inspection. The Vendor, Derek B Phillips estate agents or any person under their employment  does not give any representation of warranty whatever in relation to this property. Further details together with a request to view or gain access with the keys may be obtained by contacting the Agent. Through this office it is understood that all negotiations are to be conducted.

## Property Photos

- ![Photo](/listings/photos/85573839/684705)

## EPC Graphs

- ![EPC Register](/listings/photos/85573839/684712) - EPC Register

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 54 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £135,000 | 28/10/2022 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 1 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £175,000 | 24/11/2025 | Terraced |
| [Same street] 48 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £165,000 | 17/10/2025 | Terraced |
| 10 HIGHLAND VIEW, MERTHYR TYDFIL, CF47 0RB | £102,000 | 10/04/2025 | Terraced |
| [Same street] 31 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £140,000 | 03/02/2025 | Terraced |
| [Same street] 6 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £125,000 | 16/12/2024 | Terraced |
| [Same street] 3 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £162,000 | 09/05/2024 | Terraced |
| 46 CLARE STREET, MERTHYR TYDFIL, CF47 0YL | £140,000 | 15/12/2023 | Terraced |
| 30 MARY STREET, MERTHYR TYDFIL, CF47 0RA | £100,000 | 10/11/2023 | Terraced |
| 6 RAILWAY TERRACE, MERTHYR TYDFIL, CF47 0YB | £70,000 | 27/10/2023 | Terraced |
| [Same street] 52 ERNEST STREET, MERTHYR TYDFIL, RHONDDA CYNON TAFF, CF47 0YP | £110,000 | 29/09/2023 | Terraced |
| 7 HIGHLAND VIEW, MERTHYR TYDFIL, CF47 0RB | £140,000 | 18/08/2023 | Terraced |
| 7 DYKE STREET, MERTHYR TYDFIL, CF47 0RS | £106,000 | 18/08/2023 | Terraced |
| 6 HAMPTON STREET, MERTHYR TYDFIL, CF47 0RR | £110,000 | 11/08/2023 | Terraced |
| 5 HAMPTON STREET, MERTHYR TYDFIL, CF47 0RR | £71,000 | 16/06/2023 | Terraced |
| [Same street] 12 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £105,000 | 26/05/2023 | Terraced |
| [Same street] 37 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £154,500 | 11/01/2023 | Terraced |
| 2 REES STREET, MERTHYR TYDFIL, CF47 0RF | £130,000 | 20/12/2022 | Terraced |
| 29 CLARE STREET, MERTHYR TYDFIL, CF47 0YN | £120,000 | 11/11/2022 | Terraced |
| 2 LINCOLN TERRACE, MERTHYR TYDFIL, CF47 0TU | £92,500 | 11/11/2022 | Terraced |
| 34 PLYMOUTH STREET, MERTHYR TYDFIL, CF47 0TT | £96,000 | 07/10/2022 | Terraced |
| 4 FAIRVIEW TERRACE, MERTHYR TYDFIL, CF47 0RL | £160,000 | 29/09/2022 | Terraced |
| 32 PLYMOUTH STREET, MERTHYR TYDFIL, CF47 0TT | £70,000 | 28/09/2022 | Terraced |
| 2A LINCOLN TERRACE, MERTHYR TYDFIL, CF47 0TU | £83,500 | 21/07/2022 | Terraced |
| 12 DYKE STREET, MERTHYR TYDFIL, CF47 0RS | £118,000 | 08/07/2022 | Terraced |
| 14 RAILWAY TERRACE, MERTHYR TYDFIL, CF47 0YB | £85,000 | 30/06/2022 | Terraced |
| 39 CLARE STREET, MERTHYR TYDFIL, CF47 0YN | £85,000 | 15/06/2022 | Terraced |
| 31 PLYMOUTH STREET, MERTHYR TYDFIL, CF47 0TT | £78,000 | 09/06/2022 | Terraced |
| 28 CLARE STREET, MERTHYR TYDFIL, CF47 0YN | £105,000 | 31/05/2022 | Terraced |
| [Same street] 48 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £142,000 | 15/12/2021 | Terraced |
| [Same street] 4 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £100,000 | 12/10/2021 | Terraced |
| [Same street] 37 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £105,000 | 02/08/2021 | Terraced |
| [Same street] 13 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP | £130,000 | 25/06/2021 | Terraced |

**Street average:** £134,458 (12 sales)
**Area average:** £103,100 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £126,708 (32 Terraced, CF47, 2024–2026)
- **Deviation:** +10.5%

## Rental Range

*ONS Price Index of Private Rents (Merthyr Tydfil). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £679/mo
- **Realistic:** £754/mo
- **Optimistic:** £829/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Court Terrace, CF47 | £725/mo | 3 | 0.3 miles | OpenRent |
| 3 Bed Terraced House, Eastfield Place, CF47 | £900/mo | 3 | 0.3 miles | OpenRent |
| 3 Bed Terraced House, Merthyr Tydfil, CF47 | £900/mo | 3 | 0.3 miles | OpenRent |

**Average rent: £842/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.64% (weak for cashflow)
- **Max investor price (0.8%):** £112,500
- **Target investor price (1%):** £90,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £900/mo).*

- **Gross yield:** 7.7%
- **Cost-to-rent:** 13×
- **Monthly cashflow:** £234/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,458/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 45.9%
- **10y growth:** 58.8%

## House Price Index (HM Land Registry)

*Official index for Merthyr Tydfil; Terraced series; as of March 2026.*

- **1y growth (index):** 3.5%
- **5y growth (index):** 24.2%
- **10y growth (index):** 72.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

96 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£135,000 Oct 2022

Price per m²

£1,458/m²

Local average

£126,708 (+10.5%)

Street crime

176 incidents within 1 mile (Apr 2026)

Key features

MIDDLE TERRACE HOUSE
SITUATE CLOSE TO TOWN CENTRE
3 BEDROOMS
OPPORTUNITY TO FURTHER UP-GRADE
IDEAL INVESTMENT OR FIRST TIME PURCHASE
EPC IN PREPARATION [ EPC RATED ]

Additional details

Garden: Yes

Description

We offer for sale this large terraced property situated in a popular and sought after side street close to the town centre and other amenities. The property has undergone some upgrading works with plastered walls, ceiling etc and a bathroom currently being refurbished - Finishing is required and this allows you to add your own decorative style and specifications.

Ask our office for further information on the condition of the property.

ENTRANCE HALLWAY
uPVC double glazed front entrance door, staircase to first floor.

LOUNGE 3.6m x 6.9m
Rooms opened into one large room, French doors to rear.

KITCHEN 6.1m x 1.6m
Various freestanding units, connection for cooker and plumbing (Needs to be refitted)

UTILITY ROOM WITH WC 1.6m x 2.7m
uPVC double glazed rear door, base units, plumbing or washing machine.

NUMBER 1 BEDROOM 3.8m x 3m

NUMBER 2 BEDROOM 2.9m x 3m

NUMBER 3 BEDROOM 2.7m x 1.8m

BATHROOM.WC 2.7m x 2.1m
This needs to be refitted and completed. Newly tiled walls and floor.

OUTSIDE
Rear yard to patio area, block built workshop/storage. Access from rear lane.

SERVICES
All Main Services to the property. Gas Central Heating.
Note Central heating, services & appliances are not tested by this office.

TENURE
Advised Freehold

[ You can download the full EPC report from the online register or request copy from this office ]

| | | | |
These particulars do not constitute any part of contract. Every effort has been made to make these particulars correct however none of these statements are to be relied upon as representations of fact and any purchaser should satisfy themselves by inspection. The Vendor, Derek B Phillips estate agents or any person under their employment does not give any representation of warranty whatever in relation to this property. Further details together with a request to view or gain access with the keys may be obtained by contacting the Agent. Through this office it is understood that all negotiations are to be conducted.

Listed by

Merthyr Tydfil

Derek B Phillips

Reference: 85573839

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 23/06/2022

Expiry date: 22/06/2032

Est. upgrade cost to C: £23,545

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)
Low energy lighting for all fixed outlets (£45)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

EPC Register

Price history

Event	Date	Price	% change
Sold	28/10/2022 (3 years ago)	£135,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 1 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP	£175,000	24/11/2025	Terraced
Same street 48 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP	£165,000	17/10/2025	Terraced
10 HIGHLAND VIEW, MERTHYR TYDFIL, CF47 0RB	£102,000	10/04/2025	Terraced
Same street 31 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP	£140,000	03/02/2025	Terraced
Same street 6 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP	£125,000	16/12/2024	Terraced
Same street 3 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP	£162,000	09/05/2024	Terraced
46 CLARE STREET, MERTHYR TYDFIL, CF47 0YL	£140,000	15/12/2023	Terraced
30 MARY STREET, MERTHYR TYDFIL, CF47 0RA	£100,000	10/11/2023	Terraced
6 RAILWAY TERRACE, MERTHYR TYDFIL, CF47 0YB	£70,000	27/10/2023	Terraced
Same street 52 ERNEST STREET, MERTHYR TYDFIL, RHONDDA CYNON TAFF, CF47 0YP	£110,000	29/09/2023	Terraced
7 HIGHLAND VIEW, MERTHYR TYDFIL, CF47 0RB	£140,000	18/08/2023	Terraced
7 DYKE STREET, MERTHYR TYDFIL, CF47 0RS	£106,000	18/08/2023	Terraced
6 HAMPTON STREET, MERTHYR TYDFIL, CF47 0RR	£110,000	11/08/2023	Terraced
5 HAMPTON STREET, MERTHYR TYDFIL, CF47 0RR	£71,000	16/06/2023	Terraced
Same street 12 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP	£105,000	26/05/2023	Terraced
Same street 37 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP	£154,500	11/01/2023	Terraced
2 REES STREET, MERTHYR TYDFIL, CF47 0RF	£130,000	20/12/2022	Terraced
29 CLARE STREET, MERTHYR TYDFIL, CF47 0YN	£120,000	11/11/2022	Terraced
2 LINCOLN TERRACE, MERTHYR TYDFIL, CF47 0TU	£92,500	11/11/2022	Terraced
34 PLYMOUTH STREET, MERTHYR TYDFIL, CF47 0TT	£96,000	07/10/2022	Terraced
4 FAIRVIEW TERRACE, MERTHYR TYDFIL, CF47 0RL	£160,000	29/09/2022	Terraced
32 PLYMOUTH STREET, MERTHYR TYDFIL, CF47 0TT	£70,000	28/09/2022	Terraced
2A LINCOLN TERRACE, MERTHYR TYDFIL, CF47 0TU	£83,500	21/07/2022	Terraced
12 DYKE STREET, MERTHYR TYDFIL, CF47 0RS	£118,000	08/07/2022	Terraced
14 RAILWAY TERRACE, MERTHYR TYDFIL, CF47 0YB	£85,000	30/06/2022	Terraced
39 CLARE STREET, MERTHYR TYDFIL, CF47 0YN	£85,000	15/06/2022	Terraced
31 PLYMOUTH STREET, MERTHYR TYDFIL, CF47 0TT	£78,000	09/06/2022	Terraced
28 CLARE STREET, MERTHYR TYDFIL, CF47 0YN	£105,000	31/05/2022	Terraced
Same street 48 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP	£142,000	15/12/2021	Terraced
Same street 4 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP	£100,000	12/10/2021	Terraced
Same street 37 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP	£105,000	02/08/2021	Terraced
Same street 13 ERNEST STREET, MERTHYR TYDFIL, CF47 0YP	£130,000	25/06/2021	Terraced

Street average: £134,458 (12 sales)

Area average: £103,100 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 45.9%

10y growth 58.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Merthyr Tydfil. Series: Terraced. As of March 2026.

1y (index) 3.5%

5y (index) 24.2%

10y (index) 72.8%

Rental Range

Estimated market rent for Merthyr Tydfil. Low = conservative, Realistic = average, Optimistic = best case.

Low £679/mo

Realistic £754/mo

Optimistic £829/mo

Based on Local Authority from postcode lookup → Merthyr Tydfil.

Location

Map view View on Google Maps View on OpenStreetMap Street View CF47 0YP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Merthyr Tydfil Warlow Street	0.1 miles
Shop	Unknown	0.3 miles
Train station	Merthyr Tydfil	0.4 miles
Shop	The Salvation Army	0.4 miles
Train station	Pentre-bach	1.1 miles
Hospital	Ysbyty Cwm Cynon	3.7 miles
Hospital	Priory Hospital Ty Cwm Rhondda	7.6 miles

Street-level crime

Category	Count
Violence and sexual offences	55
Shoplifting	42
Public order	22
Anti-social behaviour	18
Criminal damage and arson	9
Other theft	9
Drugs	7
Vehicle crime	7
Other crime	3
Burglary	2
Bicycle theft	1
Theft from the person	1
Total incidents	176

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Caedraw Primary School	Other	0.3 miles	— (No rating)
Twynrodyn Community School	Other	0.3 miles	— (No rating)
Twynyrodyn Junior School	Other	0.3 miles	— (No rating)
Twynyrodyn Infants School	Other	0.5 miles	— (No rating)
Cyfarthfa High School	Other	0.7 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Court Terrace, CF47	£725/mo	3	0.3 miles	OpenRent
3 Bed Terraced House, Eastfield Place, CF47	£900/mo	3	0.3 miles	OpenRent
3 Bed Terraced House, Merthyr Tydfil, CF47	£900/mo	3	0.3 miles	OpenRent

Average rent: £842/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.64%

Max investor price (0.8%) £112,500

Target investor price (1%) £90,000

Gross yield 7.7%

Cost-to-rent ratio 13×

Monthly cashflow £234/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 6.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).