# 1 bedroom terraced house for rent (ST4 2BE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 125 SPENCER ROAD, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 2BE |
| Price | £411 pcm |
| Bedrooms | 1 |
| Bathrooms | 2 |
| Last sold | £67,000 Feb 2012 |

## Description

Nicholas Humphreys are pleased to offer this soon-to-be brand new, beautifully refurbished four bedroom student house available for the 2026/2027 academic year! 

Spencer Road is situated in the popular student area of Shelton and is the next street over from Staffordshire University. Within walking distance is Stoke-on-Trent Railway Station, Hanley City Centre and Stoke Town Centre, where you can find shops, pubs, restaurants, cinema and much more! This three bedroom house has been finished to a very high standard, and is perfect for a group of students who are looking to be close to the University!

All Rooms are £95 pppw The rent is inclusive of Gas, Electric, Water, Broadband & TV Licence! 

EPC rating: D.

## Property Photos

- ![Photo](/listings/photos/162837785/10405)
- ![Photo](/listings/photos/162837785/10406)
- ![Photo](/listings/photos/162837785/10407)
- ![Photo](/listings/photos/162837785/10408)
- ![Photo](/listings/photos/162837785/10409)
- ![Photo](/listings/photos/162837785/10412)
- ![Photo](/listings/photos/162837785/10423)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 125 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £88,000 | 20/05/2015 | Terraced |
| 125 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £67,000 | 13/02/2012 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 33 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG | £100,000 | 12/03/2026 | Terraced |
| [Same street] 78 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £115,000 | 27/02/2026 | Terraced |
| 114 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £115,000 | 22/09/2025 | Terraced |
| [Same street] 97 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £93,000 | 12/09/2025 | Terraced |
| 90 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £97,000 | 12/09/2025 | Terraced |
| [Same street] 82 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £96,000 | 05/09/2025 | Terraced |
| 130 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £150,000 | 20/06/2025 | Terraced |
| [Same street] 127 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £189,950 | 28/03/2025 | Terraced |
| 156 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £162,000 | 12/08/2024 | Terraced |
| 121 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £115,000 | 21/11/2023 | Terraced |
| 86 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £180,000 | 30/08/2023 | Terraced |
| 88 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £160,000 | 11/08/2023 | Terraced |
| 102 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £100,000 | 27/07/2023 | Terraced |
| 104 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £105,000 | 14/07/2023 | Terraced |
| 105 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £122,500 | 23/06/2023 | Terraced |
| 113 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £105,000 | 05/05/2023 | Terraced |
| 140 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BB | £175,000 | 21/04/2023 | Terraced |
| [Same street] 96 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £130,000 | 06/04/2023 | Other |
| 112 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £121,000 | 18/01/2023 | Terraced |
| 144 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BB | £173,000 | 13/01/2023 | Terraced |
| 140 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £180,000 | 14/12/2022 | Terraced |
| 110 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £170,000 | 02/12/2022 | Terraced |
| 13 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG | £121,000 | 25/11/2022 | Terraced |
| 117 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £125,000 | 07/10/2022 | Terraced |
| 118 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BB | £149,950 | 31/08/2022 | Terraced |
| [Same street] 112 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £110,500 | 08/07/2022 | Terraced |
| [Same street] 105 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £108,000 | 10/05/2022 | Terraced |
| [Same street] 100 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £115,000 | 27/01/2022 | Terraced |
| [Same street] 121 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £95,000 | 11/10/2021 | Terraced |

**Street average:** £116,939 (9 sales)
**Area average:** £136,323 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £112,181 (159 Terraced, ST4, 2024–2026)
- **Deviation:** -99.6%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £636/mo
- **Realistic:** £707/mo
- **Optimistic:** £778/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £424/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Seaford St, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/05c951c) | £412/mo | 1 | 0.14 miles | Rightmove |
| [St. Judes, Seaford Street, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/a48a1a5) | £841/mo | 1 | 0.14 miles | Rightmove |
| [Carlton House, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/75f1b21) | £850/mo | 1 | 0.26 miles | Rightmove |
| [Rebecca Street, Stoke, Stoke-on-Trent](http://87.117.209.195:8080/listings/53e692f) | £625/mo | 1 | 0.34 miles | Rightmove |
| [Liverpool Road, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/c44a701) | £440/mo | 1 | 0.38 miles | Rightmove |
| [Glebe Street, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/beb9d99) | £500/mo | 1 | 0.41 miles | Rightmove |
| [Liverpool Road, Stoke, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/eca5df4) | £600/mo | 1 | 0.45 miles | Rightmove |
| [Liverpool Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/e9d9c7d) | £625/mo | 1 | 0.45 miles | Rightmove |
| [Church Street, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/7e4bc9b) | £700/mo | 1 | 0.48 miles | Rightmove |
| [Gerrard Street, Stoke, Stoke-on-trent, City Of Stoke-on-trent](http://87.117.209.195:8080/listings/6075842) | £675/mo | 1 | 0.54 miles | Rightmove |
| [Oxford St, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/166143b) | £650/mo | 1 | 0.65 miles | Rightmove |
| [Bath Street, Stoke On Trent, ST4](http://87.117.209.195:8080/listings/d9d6c8b) | £475/mo | 1 | 0.68 miles | Rightmove |
| [Princes Road, Penkhull](http://87.117.209.195:8080/listings/5cfcb38) | £395/mo | — | 0.73 miles | Rightmove |
| [Campbell Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/5ace110) | £550/mo | 1 | 0.82 miles | Rightmove |
| [Campbell Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/f921833) | £550/mo | 1 | 0.82 miles | Rightmove |
| [Brookes Court, Stoke-On-Trent, Staffordshire, ST4 2LN](http://87.117.209.195:8080/listings/88c7f0c) | £563/mo | 1 | 0.91 miles | Rightmove |
| [Hunters Way, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/8cf1e4d) | £769/mo | 1 | 0.94 miles | Rightmove |
| [Victoria Court, Frederick Street, Fenton, Stoke-on-trent, City Of Stoke-on-trent](http://87.117.209.195:8080/listings/8e2e115) | £780/mo | 1 | 0.95 miles | Rightmove |
| [Chamberlain Avenue, Penkhull](http://87.117.209.195:8080/listings/086cc69) | £800/mo | 1 | 0.95 miles | Rightmove |
| [London Road, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/57df5af) | £650/mo | 1 | 0.96 miles | Rightmove |

**Average rent: £619/mo (40 listings)**

## 1% Rule

- **Rent ratio:** 152.07% (strong)
- **Max investor price (0.8%):** £78,125
- **Target investor price (1%):** £62,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £625/mo).*

- **Gross yield:** 1824.8%
- **Cost-to-rent:** 0.1×
- **Monthly cashflow:** £536/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5395.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.5%
- **10y growth:** 28.9%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of April 2026.*

- **1y growth (index):** 4.8%
- **5y growth (index):** 25.7%
- **10y growth (index):** 63.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)