To let Terraced

125 SPENCER ROAD

STOKE-ON-TRENT, STOKE-ON-TRENT ST4 2BE

1 beds 2 baths 70 m² Listed 4 Jun 2025 (-422d)

£411 pcm

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# 1 bedroom terraced house for rent (ST4 2BE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 125 SPENCER ROAD, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 2BE |
| Price | £411 pcm |
| Bedrooms | 1 |
| Bathrooms | 2 |
| Last sold | £67,000 Feb 2012 |

## Description

Nicholas Humphreys are pleased to offer this soon-to-be brand new, beautifully refurbished four bedroom student house available for the 2026/2027 academic year!

Spencer Road is situated in the popular student area of Shelton and is the next street over from Staffordshire University. Within walking distance is Stoke-on-Trent Railway Station, Hanley City Centre and Stoke Town Centre, where you can find shops, pubs, restaurants, cinema and much more! This three bedroom house has been finished to a very high standard, and is perfect for a group of students who are looking to be close to the University!

All Rooms are £95 pppw The rent is inclusive of Gas, Electric, Water, Broadband & TV Licence!

EPC rating: D.

## Property Photos

- ![Photo](/listings/photos/162837785/10405)
- ![Photo](/listings/photos/162837785/10406)
- ![Photo](/listings/photos/162837785/10407)
- ![Photo](/listings/photos/162837785/10408)
- ![Photo](/listings/photos/162837785/10409)
- ![Photo](/listings/photos/162837785/10412)
- ![Photo](/listings/photos/162837785/10423)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 125 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £88,000 | 20/05/2015 | Terraced |
| 125 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £67,000 | 13/02/2012 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 33 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG | £100,000 | 12/03/2026 | Terraced |
| [Same street] 78 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £115,000 | 27/02/2026 | Terraced |
| 114 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £115,000 | 22/09/2025 | Terraced |
| [Same street] 97 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £93,000 | 12/09/2025 | Terraced |
| 90 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £97,000 | 12/09/2025 | Terraced |
| [Same street] 82 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £96,000 | 05/09/2025 | Terraced |
| 130 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £150,000 | 20/06/2025 | Terraced |
| [Same street] 127 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £189,950 | 28/03/2025 | Terraced |
| 156 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £162,000 | 12/08/2024 | Terraced |
| 121 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £115,000 | 21/11/2023 | Terraced |
| 86 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £180,000 | 30/08/2023 | Terraced |
| 88 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £160,000 | 11/08/2023 | Terraced |
| 102 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £100,000 | 27/07/2023 | Terraced |
| 104 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £105,000 | 14/07/2023 | Terraced |
| 105 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £122,500 | 23/06/2023 | Terraced |
| 113 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £105,000 | 05/05/2023 | Terraced |
| 140 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BB | £175,000 | 21/04/2023 | Terraced |
| [Same street] 96 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £130,000 | 06/04/2023 | Other |
| 112 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £121,000 | 18/01/2023 | Terraced |
| 144 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BB | £173,000 | 13/01/2023 | Terraced |
| 140 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £180,000 | 14/12/2022 | Terraced |
| 110 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £170,000 | 02/12/2022 | Terraced |
| 13 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG | £121,000 | 25/11/2022 | Terraced |
| 117 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £125,000 | 07/10/2022 | Terraced |
| 118 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BB | £149,950 | 31/08/2022 | Terraced |
| [Same street] 112 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £110,500 | 08/07/2022 | Terraced |
| [Same street] 105 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £108,000 | 10/05/2022 | Terraced |
| [Same street] 100 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £115,000 | 27/01/2022 | Terraced |
| [Same street] 121 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £95,000 | 11/10/2021 | Terraced |

**Street average:** £116,939 (9 sales)
**Area average:** £136,323 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £112,181 (159 Terraced, ST4, 2024–2026)
- **Deviation:** -99.6%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £636/mo
- **Realistic:** £707/mo
- **Optimistic:** £778/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £424/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Seaford St, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/05c951c) | £412/mo | 1 | 0.14 miles | Rightmove |
| [St. Judes, Seaford Street, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/a48a1a5) | £841/mo | 1 | 0.14 miles | Rightmove |
| [Carlton House, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/75f1b21) | £850/mo | 1 | 0.26 miles | Rightmove |
| [Rebecca Street, Stoke, Stoke-on-Trent](http://87.117.209.195:8080/listings/53e692f) | £625/mo | 1 | 0.34 miles | Rightmove |
| [Liverpool Road, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/c44a701) | £440/mo | 1 | 0.38 miles | Rightmove |
| [Glebe Street, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/beb9d99) | £500/mo | 1 | 0.41 miles | Rightmove |
| [Liverpool Road, Stoke, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/eca5df4) | £600/mo | 1 | 0.45 miles | Rightmove |
| [Liverpool Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/e9d9c7d) | £625/mo | 1 | 0.45 miles | Rightmove |
| [Church Street, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/7e4bc9b) | £700/mo | 1 | 0.48 miles | Rightmove |
| [Gerrard Street, Stoke, Stoke-on-trent, City Of Stoke-on-trent](http://87.117.209.195:8080/listings/6075842) | £675/mo | 1 | 0.54 miles | Rightmove |
| [Oxford St, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/166143b) | £650/mo | 1 | 0.65 miles | Rightmove |
| [Bath Street, Stoke On Trent, ST4](http://87.117.209.195:8080/listings/d9d6c8b) | £475/mo | 1 | 0.68 miles | Rightmove |
| [Princes Road, Penkhull](http://87.117.209.195:8080/listings/5cfcb38) | £395/mo | — | 0.73 miles | Rightmove |
| [Campbell Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/5ace110) | £550/mo | 1 | 0.82 miles | Rightmove |
| [Campbell Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/f921833) | £550/mo | 1 | 0.82 miles | Rightmove |
| [Brookes Court, Stoke-On-Trent, Staffordshire, ST4 2LN](http://87.117.209.195:8080/listings/88c7f0c) | £563/mo | 1 | 0.91 miles | Rightmove |
| [Hunters Way, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/8cf1e4d) | £769/mo | 1 | 0.94 miles | Rightmove |
| [Victoria Court, Frederick Street, Fenton, Stoke-on-trent, City Of Stoke-on-trent](http://87.117.209.195:8080/listings/8e2e115) | £780/mo | 1 | 0.95 miles | Rightmove |
| [Chamberlain Avenue, Penkhull](http://87.117.209.195:8080/listings/086cc69) | £800/mo | 1 | 0.95 miles | Rightmove |
| [London Road, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/57df5af) | £650/mo | 1 | 0.96 miles | Rightmove |

**Average rent: £624/mo (39 listings)**

## 1% Rule

- **Rent ratio:** 152.07% (strong)
- **Max investor price (0.8%):** £78,125
- **Target investor price (1%):** £62,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £625/mo).*

- **Gross yield:** 1824.8%
- **Cost-to-rent:** 0.1×
- **Monthly cashflow:** £536/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5395.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.3%
- **10y growth:** 28.5%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of April 2026.*

- **1y growth (index):** 4.8%
- **5y growth (index):** 25.7%
- **10y growth (index):** 63.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

70 m²

Last sold

£67,000 Feb 2012

Local average

£112,181 (-99.6%)

Deprivation

Decile 3 (8,108 of 33,755)

Street crime

595 incidents within 1 mile (May 2026)

Key features

Newly refurbished to a very high standard
Close proximity to Staffordshire University
Large double bedrooms
2 brand new shower rooms
Spacious kitchen and living room diner
Garden area with picnic bench
Washing machine, tumble dryer and 5 hob cooker
600MG download speed Wi-Fi
Washing machine
Television

Additional details

Garden: Private garden
Listed property: No

Description

Nicholas Humphreys are pleased to offer this soon-to-be brand new, beautifully refurbished four bedroom student house available for the 2026/2027 academic year!

Spencer Road is situated in the popular student area of Shelton and is the next street over from Staffordshire University. Within walking distance is Stoke-on-Trent Railway Station, Hanley City Centre and Stoke Town Centre, where you can find shops, pubs, restaurants, cinema and much more! This three bedroom house has been finished to a very high standard, and is perfect for a group of students who are looking to be close to the University!

All Rooms are £95 pppw The rent is inclusive of Gas, Electric, Water, Broadband & TV Licence!
EPC rating: D.

Listed by

Stoke-on-Trent

The Property Franchise Group

Reference: 162837785

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Price history

31% since 2012

Event	Date	Price	% change
Listed for sale	—	£411	-99.5%
Sold	20/05/2015 (11 years ago)	£88,000	+31.3%
Sold	13/02/2012 (14 years ago)	£67,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
33 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG	£100,000	12/03/2026	Terraced
Same street 78 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE	£115,000	27/02/2026	Terraced
114 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN	£115,000	22/09/2025	Terraced
Same street 97 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE	£93,000	12/09/2025	Terraced
90 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD	£97,000	12/09/2025	Terraced
Same street 82 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE	£96,000	05/09/2025	Terraced
130 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN	£150,000	20/06/2025	Terraced
Same street 127 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE	£189,950	28/03/2025	Terraced
156 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN	£162,000	12/08/2024	Terraced
121 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD	£115,000	21/11/2023	Terraced
86 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN	£180,000	30/08/2023	Terraced
88 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN	£160,000	11/08/2023	Terraced
102 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD	£100,000	27/07/2023	Terraced
104 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN	£105,000	14/07/2023	Terraced
105 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD	£122,500	23/06/2023	Terraced
113 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD	£105,000	05/05/2023	Terraced
140 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BB	£175,000	21/04/2023	Terraced
Same street 96 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE	£130,000	06/04/2023	Other
112 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD	£121,000	18/01/2023	Terraced
144 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BB	£173,000	13/01/2023	Terraced
140 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN	£180,000	14/12/2022	Terraced
110 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD	£170,000	02/12/2022	Terraced
13 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG	£121,000	25/11/2022	Terraced
117 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD	£125,000	07/10/2022	Terraced
118 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BB	£149,950	31/08/2022	Terraced
Same street 112 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE	£110,500	08/07/2022	Terraced
Same street 105 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE	£108,000	10/05/2022	Terraced
Same street 100 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE	£115,000	27/01/2022	Terraced
Same street 121 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE	£95,000	11/10/2021	Terraced

Street average: £116,939 (9 sales)

Area average: £136,323 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 2.3%

10y growth 28.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Terraced. As of April 2026.

1y (index) 4.8%

5y (index) 25.7%

10y (index) 63.3%

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £636/mo

Realistic £707/mo

Optimistic £778/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: £424/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST4 2BE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Minton News	0.1 miles
Shop	Stoke Property Shop	0.1 miles
University	University of Staffordshire Stoke Campus	0.1 miles
Bus stop	Stoke-on-Trent Station	0.1 miles
Bus stop	Film Theatre	0.1 miles
Train station	Stoke-on-Trent	0.2 miles
Hospital	North Staffordshire Hospital	1.1 miles
Hospital	Hartshill Medical Centre	1.4 miles
Train station	Longton	2.2 miles

Street-level crime

Category	Count
Violence and sexual offences	181
Anti-social behaviour	109
Criminal damage and arson	60
Public order	51
Shoplifting	44
Other theft	41
Burglary	31
Drugs	19
Other crime	19
Vehicle crime	13
Robbery	11
Possession of weapons	10
Bicycle theft	6
Total incidents	595

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Staffordshire University	Other	0.1 miles	— (No rating)
Excellence Girls Academy	Other	0.2 miles	Good — 16 Jun 2024
City of Stoke-On-Trent Sixth Form College	Other	0.2 miles	— (No rating)
Stoke-on-Trent College	Other	0.4 miles	— (No rating)
The Registry	Other	0.4 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Seaford St, Stoke-On-Trent, ST4	£412/mo	1	0.14 miles	Rightmove
St. Judes, Seaford Street, Stoke-On-Trent, Staffordshire, ST4	£841/mo	1	0.14 miles	Rightmove
Carlton House, Stoke-On-Trent, ST4	£850/mo	1	0.26 miles	Rightmove
Rebecca Street, Stoke, Stoke-on-Trent	£625/mo	1	0.34 miles	Rightmove
Liverpool Road, Stoke-On-Trent, ST4	£440/mo	1	0.38 miles	Rightmove
Glebe Street, Stoke-On-Trent, ST4	£500/mo	1	0.41 miles	Rightmove
Liverpool Road, Stoke, Stoke-On-Trent, ST4	£600/mo	1	0.45 miles	Rightmove
Liverpool Road, Stoke-on-Trent, Staffordshire, ST4	£625/mo	1	0.45 miles	Rightmove
Church Street, Stoke-On-Trent, Staffordshire, ST4	£700/mo	1	0.48 miles	Rightmove
Gerrard Street, Stoke, Stoke-on-trent, City Of Stoke-on-trent	£675/mo	1	0.54 miles	Rightmove
Oxford St, Stoke-On-Trent, ST4	£650/mo	1	0.65 miles	Rightmove
Bath Street, Stoke On Trent, ST4	£475/mo	1	0.68 miles	Rightmove
Princes Road, Penkhull	£395/mo	—	0.73 miles	Rightmove
Campbell Road, Stoke-on-Trent, Staffordshire, ST4	£550/mo	1	0.82 miles	Rightmove
Campbell Road, Stoke-on-Trent, Staffordshire, ST4	£550/mo	1	0.82 miles	Rightmove
Brookes Court, Stoke-On-Trent, Staffordshire, ST4 2LN	£563/mo	1	0.91 miles	Rightmove
Hunters Way, Stoke-On-Trent, ST4	£769/mo	1	0.94 miles	Rightmove
Victoria Court, Frederick Street, Fenton, Stoke-on-trent, City Of Stoke-on-trent	£780/mo	1	0.95 miles	Rightmove
Chamberlain Avenue, Penkhull	£800/mo	1	0.95 miles	Rightmove
London Road, Stoke-On-Trent, ST4	£650/mo	1	0.96 miles	Rightmove

Average rent: £624/mo (39 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 8.7% gross yield avg £116,939 sale, £850/mo rent

Rent ratio 152.07%

Max investor price (0.8%) £78,125

Target investor price (1%) £62,500

Gross yield 1824.8%

Cost-to-rent ratio 0.1×

Monthly cashflow £536/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 5395.2%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).