# 2 bedroom semi-detached house for sale (ST5 3EH) ## Property Details | Key | Value | |-----|-------| | Address | Bedford Crescent, Clayton, ST5, ST5 3EH | | Price | £115,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | B | ## Description CASH BUYERS ONLY - LEVEL 3 RED ASH, COPY AVAILABLE IN THE OFFICE. A two bedroom semi detached house in need of general refurbishment. Situated within a popular and convenient district for town, and the Royal Stoke Hospital. The property is currently vacant and is offered For Sale with no further upward chain. It benefits from an additional utility/2nd kitchen with two double bedrooms and a refitted shower room to the first floor. Standing on a generous garden plot which includes potential for off-road parking (STPP) and a private rear garden. Accommodation details: – Entrance hall with staircase and access to the living room, with Adam style fireplace and dual window outlook to front and rear. Door to kitchen, with fitted units, provision for washing machine, rearview window and pantry. An archway leads through to the second kitchen area/utility with further matching fitted units and space for further appliances including wall mounted boiler within recess. There is window outlook to the front and side, with a door giving access to the rear. First floor landing with side window, access to loft and airing cupboard housing cylinder. Access to two large double bedrooms, with the main bedroom having cupboard over stairwell. Re-fitted fully tiled shower room with walk in shower cubicle having electric shower, vanity wash basin and enclosed WC. Externally there is fencing to the front boundary and a pathway leading to the front door, with low maintenance gravel frontage providing potential for off-road parking (STPP). There is wide access to the side leading to a good size rear garden with patio and lawn. EPC Rating: E ## Property Photos - ![Photo](/listings/photos/174293543/112112) - ![Photo](/listings/photos/174293543/112113) - ![Photo](/listings/photos/174293543/112114) - ![Photo](/listings/photos/174293543/112115) - ![Photo](/listings/photos/174293543/112116) - ![Photo](/listings/photos/174293543/112117) - ![Photo](/listings/photos/174293543/112118) - ![Photo](/listings/photos/174293543/112119) - ![Photo](/listings/photos/174293543/112120) - ![Photo](/listings/photos/174293543/112121) - ![Photo](/listings/photos/174293543/112122) - ![Photo](/listings/photos/174293543/112123) - ![Photo](/listings/photos/174293543/112124) - ![Photo](/listings/photos/174293543/112125) ## Floorplans - ![All](/listings/photos/174293543/112126) - All ## EPC Graphs - ![EPC 1](/listings/photos/174293543/112127) - EPC 1 ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 98 CLAYTON LANE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3DR | £225,000 | 08/12/2025 | Semi-detached | | 24 KINGSBRIDGE AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3HP | £205,000 | 15/08/2025 | Semi-detached | | 11 KINGSDOWN MEWS, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4NJ | £120,000 | 10/11/2023 | Semi-detached | | 108 CLAYTON LANE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3DR | £165,000 | 25/08/2023 | Semi-detached | | 18 STAFFORD CRESCENT, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3BZ | £202,500 | 25/08/2023 | Semi-detached | | 152 CLAYTON ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3HR | £208,500 | 21/12/2022 | Semi-detached | | 4 WINDERMERE ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3HH | £205,000 | 09/12/2022 | Semi-detached | | 123 CLAYTON LANE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3DS | £210,000 | 24/10/2022 | Semi-detached | | 27 GRASMERE AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3HG | £135,000 | 19/10/2022 | Semi-detached | | 68 GRASMERE AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3HF | £210,000 | 12/08/2022 | Semi-detached | | [Same street] 3 BEDFORD CRESCENT, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3EH | £180,000 | 05/08/2022 | Semi-detached | | 281 CLAYTON ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3EU | £240,000 | 22/07/2022 | Semi-detached | | 2 GRASMERE AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3HF | £180,500 | 06/07/2022 | Semi-detached | | 58 STAFFORD CRESCENT, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3EA | £125,000 | 22/06/2022 | Semi-detached | | 40 KINGSBRIDGE AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3HP | £175,000 | 13/06/2022 | Semi-detached | | 11 WINDERMERE ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3HQ | £155,000 | 28/02/2022 | Semi-detached | | 2 WINDERMERE ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3HH | £187,000 | 25/02/2022 | Semi-detached | | [Same street] 33 BEDFORD CRESCENT, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3EH | £50,656 | 17/02/2022 | Terraced | | 8 WARWICK AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3DY | £145,000 | 11/02/2022 | Semi-detached | | 85 STAFFORD CRESCENT, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3DZ | £167,200 | 11/01/2022 | Semi-detached | | 26 HEREFORD AVENUE, CLAYTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3ED | £146,000 | 22/12/2021 | Semi-detached | | 20 GRASMERE AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3HF | £122,000 | 19/11/2021 | Semi-detached | **Street average:** £115,328 (2 sales) **Area average:** £176,435 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £200,295 (141 Semi-detached, ST5, 2024–2026) - **Deviation:** -42.6% ## Rental Range *ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £743/mo - **Realistic:** £825/mo - **Optimistic:** £908/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £479/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Flat, Archers Walk, ST4 | £700/mo | 2 | 0.67 miles | OpenRent | | [Ranworth Close, Newcastle](http://87.117.209.195:8080/listings/891454f) | £950/mo | 2 | 0.8 miles | Rightmove | | [Morston Drive, Newcastle, ST5](http://87.117.209.195:8080/listings/855979c) | £900/mo | 2 | 0.86 miles | Rightmove | | [Stubbsfield Road, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/3e7aaed) | £925/mo | 2 | 0.94 miles | Rightmove | | [Stubbsfield Road, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/910a927) | £1,000/mo | 2 | 0.94 miles | Rightmove | | [Duke Street, Newcastle, ST5](http://87.117.209.195:8080/listings/fbba9f8) | £800/mo | 2 | 0.95 miles | Rightmove | | [Stubbs Gate, Newcastle](http://87.117.209.195:8080/listings/1b3a319) | £775/mo | 2 | 1.01 miles | Rightmove | | [Freehold Street, Newcastle](http://87.117.209.195:8080/listings/8f40b60) | £775/mo | 2 | 1.09 miles | Rightmove | | [Friarswood Road, Newcastle, ST5](http://87.117.209.195:8080/listings/d289bd4) | £750/mo | 2 | 1.11 miles | Rightmove | | [Tower Court, No.1 London Road, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/7d5b06a) | £1,195/mo | 2 | 1.13 miles | Rightmove | | [Tower Court, No. 1 London Road, Newcastle-Under-Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/49c1be5) | £1,045/mo | 2 | 1.13 miles | Rightmove | | [Windsor Court, No1 London Road, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/003807a) | £1,295/mo | 2 | 1.13 miles | Rightmove | | [Grosvenor Road, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/c8b17d7) | £775/mo | 2 | 1.15 miles | Rightmove | | [Silverdale Road, Newcastle Under Lyme, ST5](http://87.117.209.195:8080/listings/a814e3a) | £950/mo | 2 | 1.32 miles | Rightmove | | [Silverdale Road, Newcastle Under Lyme, ST5](http://87.117.209.195:8080/listings/930d04c) | £950/mo | 2 | 1.35 miles | Rightmove | | [Marsh Box, Marsh Parade](http://87.117.209.195:8080/listings/7b420bf) | £895/mo | 2 | 1.36 miles | Rightmove | | [Marsh Box, 2 Marsh Parade, Newcastle under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/dbe29ba) | £1,095/mo | 2 | 1.37 miles | Rightmove | | [Hassell Street, Newcastle, ST5](http://87.117.209.195:8080/listings/e613d1b) | £800/mo | 2 | 1.37 miles | Rightmove | | [Brunswick Court, Brunswick Street, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/4a7fd1b) | £1,495/mo | 2 | 1.44 miles | Rightmove | | [Albert Street, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/5359eb3) | £975/mo | 2 | 1.52 miles | Rightmove | **Average rent: £859/mo (42 listings)** ## 1% Rule - **Rent ratio:** 0.82% (okay) - **Max investor price (0.8%):** £117,250 - **Target investor price (1%):** £93,800 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £938/mo).* - **Gross yield:** 9.8% - **Cost-to-rent:** 10.2× - **Monthly cashflow:** £366/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 13.2% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 29.5% - **10y growth:** 38.7% ## House Price Index (HM Land Registry) *Official index for Newcastle-under-Lyme; Semi-detached series; as of February 2026.* - **1y growth (index):** 3.8% - **5y growth (index):** 26.9% - **10y growth (index):** 60.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)