Sold STC End of terrace

12A

GREENSIDE, KENDAL, WESTMORLAND AND FURNESS LA9 4LD

2 beds 1 baths 570 sq ft Listed 8 Jul 2024 (-707d)

£125,000

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# 2 bedroom end of terrace house for sale (LA9 4LD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 12A, GREENSIDE, KENDAL, WESTMORLAND AND FURNESS LA9 4LD |
| Price | £125,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | TBC |
| Construction age | England and Wales: before 1900 |
| Floor area | 53 m² |
| Last sold | £146,000 Oct 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 18/09/2030
- **Current heating cost:** £589/year
- **Est. upgrade cost to C:** £22,500

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8000-1010-0222-1091-3103)

## Description

Quirky two bedroom property close to town centre and open green space.  Lounge diner, kitchen, two doble bedrooms and a bathroom.  Some updating required and no onward chain.

## Property Photos

- ![Picture No. 05](/listings/photos/150006140/627374) - Picture No. 05
- ![Picture No. 08](/listings/photos/150006140/627375) - Picture No. 08
- ![Picture No. 09](/listings/photos/150006140/627376) - Picture No. 09
- ![Picture No. 13](/listings/photos/150006140/627382) - Picture No. 13
- ![Picture No. 15](/listings/photos/150006140/627398) - Picture No. 15
- ![Picture No. 16](/listings/photos/150006140/627407) - Picture No. 16
- ![Picture No. 18](/listings/photos/150006140/627417) - Picture No. 18
- ![Picture No. 22](/listings/photos/150006140/627424) - Picture No. 22
- ![Picture No. 07](/listings/photos/150006140/627431) - Picture No. 07
- ![Picture No. 23](/listings/photos/150006140/627435) - Picture No. 23
- ![Picture No. 19](/listings/photos/150006140/627436) - Picture No. 19
- ![Picture No. 21](/listings/photos/150006140/627438) - Picture No. 21
- ![Picture No. 11](/listings/photos/150006140/627441) - Picture No. 11
- ![Picture No. 12](/listings/photos/150006140/627443) - Picture No. 12

## Floorplans

- ![Floorplan](/listings/photos/150006140/627445) - Floorplan
- ![Floorplan](/listings/photos/150006140/627447) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/150006140/627449) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12A GREENSIDE, KENDAL, WESTMORLAND AND FURNESS, LA9 4LD | £146,000 | 30/10/2024 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 62 GREENSIDE, KENDAL, WESTMORLAND AND FURNESS, LA9 5DT | £508,000 | 07/01/2026 | Terraced |
| 21 SERPENTINE ROAD, KENDAL, WESTMORLAND AND FURNESS, LA9 4PF | £527,000 | 21/11/2025 | Terraced |
| 66 GILLINGGATE, KENDAL, WESTMORLAND AND FURNESS, LA9 4JB | £325,000 | 13/11/2023 | Terraced |
| 5 BANKFIELD, KENDAL, WESTMORLAND AND FURNESS, LA9 5DR | £580,000 | 24/10/2023 | Terraced |
| [Same street] 12 GREENSIDE, KENDAL, WESTMORLAND AND FURNESS, LA9 4LD | £193,000 | 28/04/2023 | Terraced |
| 38 HIGH FELLSIDE, KENDAL, WESTMORLAND AND FURNESS, LA9 4JG | £310,000 | 06/04/2023 | Terraced |
| 19 SERPENTINE ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4PF | £460,000 | 13/12/2022 | Terraced |
| 3 BELMONT BROW, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4LH | £191,000 | 09/12/2022 | Terraced |
| 45 SERPENTINE ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4PE | £250,000 | 05/12/2022 | Terraced |
| [Same street] 20 GREENSIDE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4LD | £263,000 | 29/11/2022 | Terraced |
| 78 CAPTAIN FRENCH LANE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4HX | £358,500 | 25/11/2022 | Terraced |
| 9 GREENSIDE, KENDAL, WESTMORLAND AND FURNESS, LA9 5DU | £702,500 | 11/11/2022 | Terraced |
| 48 GILLINGGATE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4JB | £430,000 | 20/10/2022 | Terraced |
| 14 BEAST BANKS, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4JW | £335,000 | 01/07/2022 | Terraced |
| 6 QUEEN STREET, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4LF | £290,000 | 30/06/2022 | Terraced |
| 9 BELMONT BROW, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4LH | £177,500 | 27/06/2022 | Terraced |
| 3 SERPENTINE ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4PF | £412,000 | 27/06/2022 | Terraced |
| [Same street] 28 GREENSIDE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4LD | £265,000 | 27/05/2022 | Terraced |
| 42 HIGH FELLSIDE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4JG | £230,000 | 27/04/2022 | Terraced |
| 74 GREENSIDE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5DT | £595,000 | 26/04/2022 | Terraced |
| 39 SERPENTINE ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4PE | £190,000 | 11/04/2022 | Terraced |
| 45 SERPENTINE ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4PE | £225,000 | 05/04/2022 | Terraced |
| 5 GHYLL SIDE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5DW | £341,500 | 21/02/2022 | Terraced |
| [Same street] 34 GREENSIDE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4LD | £225,000 | 22/12/2021 | Terraced |
| [Same street] 22 GREENSIDE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4LD | £175,000 | 18/08/2021 | Terraced |

**Street average:** £224,200 (5 sales)
**Area average:** £371,900 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £260,892 (41 Terraced, LA9, 2024–2026)
- **Deviation:** -52.1%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## 1% Rule

- **Rent ratio:** 0.76% (weak for cashflow)
- **Max investor price (0.8%):** £118,875
- **Target investor price (1%):** £95,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £2,358/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 24.7%
- **10y growth:** 48.6%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

53 m²

Council tax band

TBC

EPC rating

Year built

England and Wales: before 1900

Last sold

£146,000 Oct 2024

Price per m²

£2,358/m²

Local average

£260,892 (-52.1%)

Deprivation

Decile 6 (18,710 of 33,755)

Street crime

158 incidents within 1 mile (Apr 2026)

Key features

Two bedroom cottage in popular location
Open green space, town centre and woodland walks all close by
Lounge Diner
Kitchen
Bathroom
Two double bedrooms
No onward chain
Flying Freehold

Additional details

Parking: Yes

Description

Quirky two bedroom property close to town centre and open green space. Lounge diner, kitchen, two doble bedrooms and a bathroom. Some updating required and no onward chain.

Listed by

Kendal

Milne Moser

Reference: 150006140

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 19/09/2020

Expiry date: 18/09/2030

Current heating cost: £589/year

Potential heating cost: £304/year

Est. upgrade cost to C: £22,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

Price history

Event	Date	Price	% change
Sold	30/10/2024 (1 year ago)	£146,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
62 GREENSIDE, KENDAL, WESTMORLAND AND FURNESS, LA9 5DT	£508,000	07/01/2026	Terraced
21 SERPENTINE ROAD, KENDAL, WESTMORLAND AND FURNESS, LA9 4PF	£527,000	21/11/2025	Terraced
66 GILLINGGATE, KENDAL, WESTMORLAND AND FURNESS, LA9 4JB	£325,000	13/11/2023	Terraced
5 BANKFIELD, KENDAL, WESTMORLAND AND FURNESS, LA9 5DR	£580,000	24/10/2023	Terraced
Same street 12 GREENSIDE, KENDAL, WESTMORLAND AND FURNESS, LA9 4LD	£193,000	28/04/2023	Terraced
38 HIGH FELLSIDE, KENDAL, WESTMORLAND AND FURNESS, LA9 4JG	£310,000	06/04/2023	Terraced
19 SERPENTINE ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4PF	£460,000	13/12/2022	Terraced
3 BELMONT BROW, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4LH	£191,000	09/12/2022	Terraced
45 SERPENTINE ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4PE	£250,000	05/12/2022	Terraced
Same street 20 GREENSIDE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4LD	£263,000	29/11/2022	Terraced
78 CAPTAIN FRENCH LANE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4HX	£358,500	25/11/2022	Terraced
9 GREENSIDE, KENDAL, WESTMORLAND AND FURNESS, LA9 5DU	£702,500	11/11/2022	Terraced
48 GILLINGGATE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4JB	£430,000	20/10/2022	Terraced
14 BEAST BANKS, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4JW	£335,000	01/07/2022	Terraced
6 QUEEN STREET, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4LF	£290,000	30/06/2022	Terraced
9 BELMONT BROW, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4LH	£177,500	27/06/2022	Terraced
3 SERPENTINE ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4PF	£412,000	27/06/2022	Terraced
Same street 28 GREENSIDE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4LD	£265,000	27/05/2022	Terraced
42 HIGH FELLSIDE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4JG	£230,000	27/04/2022	Terraced
74 GREENSIDE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5DT	£595,000	26/04/2022	Terraced
39 SERPENTINE ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4PE	£190,000	11/04/2022	Terraced
45 SERPENTINE ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4PE	£225,000	05/04/2022	Terraced
5 GHYLL SIDE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5DW	£341,500	21/02/2022	Terraced
Same street 34 GREENSIDE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4LD	£225,000	22/12/2021	Terraced
Same street 22 GREENSIDE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4LD	£175,000	18/08/2021	Terraced

Street average: £224,200 (5 sales)

Area average: £371,900 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 24.7%

10y growth 48.6%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of March 2026.

1y (index) -1%

5y (index) 24.4%

10y (index) 69.9%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Kendal: £648/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LA9 4LD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Greenside Banksfield (W bound)	0.0 miles
Shop	Lake District Bridal & Prom	0.2 miles
Shop	The Barbers Shop	0.2 miles
Bus stop	Allhallows Lane	0.3 miles
Train station	Kendal	0.8 miles
Hospital	Westmorland General Hospital	1.6 miles
Train station	Oxenholme Lake District	1.9 miles
University	University of Cumbria	11.4 miles
University	University of Cumbria Ambleside Campus	11.4 miles

Street-level crime

Category	Count
Violence and sexual offences	77
Shoplifting	19
Criminal damage and arson	14
Anti-social behaviour	11
Other theft	8
Public order	8
Drugs	7
Burglary	4
Vehicle crime	3
Bicycle theft	2
Other crime	2
Possession of weapons	1
Robbery	1
Theft from the person	1
Total incidents	158

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Ghyllside Primary School	Primary	0.2 miles	Good — 23 May 2014
South Lakes Academy	Other	0.3 miles	Good — 12 Sep 2024
Kendal Nursery School	Nursery	0.4 miles	Outstanding — 10 Nov 2014
Stramongate Primary School	Primary	0.5 miles	Good — 7 Mar 2011
Vicarage Park CofE Primary School	Primary	0.5 miles	Good — 23 Oct 2017

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.76%

Max investor price (0.8%) £118,875

Target investor price (1%) £95,100

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).