# 4 bedroom semi-detached house for sale (AL1 2EX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 129 COTTONMILL LANE, ST ALBANS, HERTFORDSHIRE AL1 2EX |
| Price | £550,000 |
| Bedrooms | 4 |
| Council tax | TBC |
| Last sold | £545,000 Sep 2022 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 17/03/2025 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £690/year
- **Est. upgrade cost to C:** £18,185

### Recommendations
- A (£100 - £350)
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- E (£60)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9488-1081-7217-3845-3930)

## Description

A FOUR BEDROOM SEMI-DETACHED HOME in need of refurbishment throughout, offered for sale with NO UPPER CHAIN, close to excellent amenities and is well located for easy access to the City Centre, Thameslink and the motorway network. ** Please See Our New FlyBy Video **

The accommodation is arranged over two levels and comprises an entrance hall, living room, dining room, kitchen and fourth bedroom with an ensuite shower room. On the first floor there are three bedrooms, bathroom and separate WC. Externally, there is a front garden and rear garden with useful outbuilding.

The property does require modernisation but offers a buyer a wonderful opportunity to extend and refurbish to create a wonderful family home in an excellent sought after location, (subject to obtaining the necessary planning consents.)

## Property Photos

- ![Picture No. 36](/listings/photos/123316475/1329997) - Picture No. 36
- ![Picture No. 33](/listings/photos/123316475/1329998) - Picture No. 33
- ![Picture No. 23](/listings/photos/123316475/1329999) - Picture No. 23
- ![Picture No. 30](/listings/photos/123316475/1330000) - Picture No. 30
- ![Picture No. 26](/listings/photos/123316475/1330001) - Picture No. 26
- ![Picture No. 24](/listings/photos/123316475/1330002) - Picture No. 24
- ![Picture No. 19](/listings/photos/123316475/1330003) - Picture No. 19
- ![Picture No. 20](/listings/photos/123316475/1330004) - Picture No. 20
- ![Picture No. 22](/listings/photos/123316475/1330005) - Picture No. 22
- ![Picture No. 29](/listings/photos/123316475/1330006) - Picture No. 29
- ![Picture No. 25](/listings/photos/123316475/1330007) - Picture No. 25
- ![Picture No. 27](/listings/photos/123316475/1330008) - Picture No. 27
- ![Picture No. 32](/listings/photos/123316475/1330009) - Picture No. 32
- ![Picture No. 09](/listings/photos/123316475/1330010) - Picture No. 09
- ![Picture No. 28](/listings/photos/123316475/1330011) - Picture No. 28
- ![Picture No. 31](/listings/photos/123316475/1330012) - Picture No. 31
- ![Picture No. 35](/listings/photos/123316475/1330013) - Picture No. 35
- ![Picture No. 02](/listings/photos/123316475/1330014) - Picture No. 02

## Floorplans

- ![Floorplan](/listings/photos/123316475/1330015) - Floorplan

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #11163673
- **Address:** 129 Cottonmill Lane, ST. ALBANS, AL1 2EX
- **Certificate Issued:** 24/08/2015
- **Work Completed:** 27/07/2015
- **Items:** 1 door(s)

### FENSA Certificate #7578043
- **Address:** 129 Cottonmill Lane, ST. ALBANS, AL1 2EX
- **Certificate Issued:** 23/08/2010
- **Work Completed:** 25/06/2010
- **Items:** 1 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 129 COTTONMILL LANE, ST ALBANS, HERTFORDSHIRE, AL1 2EX | £545,000 | 30/09/2022 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 100 COTTONMILL LANE, ST ALBANS, HERTFORDSHIRE, AL1 2EP | £706,000 | 24/01/2025 | Semi-detached |
| 56 COTTONMILL LANE, ST ALBANS, HERTFORDSHIRE, AL1 2EP | £515,000 | 27/04/2023 | Semi-detached |
| 55 GORHAM DRIVE, ST ALBANS, HERTFORDSHIRE, AL1 2HU | £612,500 | 26/08/2022 | Semi-detached |
| 50 BUTTERFIELD LANE, ST ALBANS, HERTFORDSHIRE, AL1 2HN | £840,000 | 26/08/2022 | Semi-detached |
| [Same street] 147 COTTONMILL LANE, ST ALBANS, HERTFORDSHIRE, AL1 2EX | £730,000 | 18/02/2022 | Terraced |

**Street average:** £730,000 (1 sale)
**Area average:** £668,375 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £770,857 (22 Semi-detached, AL1, 2024–2026)
- **Deviation:** -28.7%

## Rental Range

*ONS Price Index of Private Rents (St Albans). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,733/mo
- **Realistic:** £1,925/mo
- **Optimistic:** £2,118/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,296/mo

## 1% Rule

- **Rent ratio:** 0.35% (weak for cashflow)
- **Max investor price (0.8%):** £240,625
- **Target investor price (1%):** £192,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £5,612/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 18.2%
- **10y growth:** 16.2%

## House Price Index (HM Land Registry)

*Official index for St Albans; Semi-detached series; as of April 2026.*

- **1y growth (index):** 2.6%
- **5y growth (index):** 15.9%
- **10y growth (index):** 24.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)