# 3 bedroom semi-detached house for sale (CF15 8FE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 45 MAES Y CROFFT, CARDIFF, MORGANSTOWN, CARDIFF CF15 8FE |
| Price | £279,950 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Construction age | England and Wales: 1996-2002 |
| Floor area | 95 m² |
| Last sold | £290,000 Nov 2021 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 17/12/2023 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £489/year
- **Est. upgrade cost to C:** £25,015

### Recommendations
- W (£800  -  £1,200)
- E (£15)
- I (£2,200  -  £3,000)
- N (£4,000  -  £6,000)
- O (£3,300  -  £6,500)
- U (£9,000  -  £14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9242-2838-6825-9697-1171)

## Description

**DESCRIPTION** **** ** SOUTH FACING GARDEN ** GARAGE ** A well presented three bedroom semi-detached home in cul-de-sac location in the popular area of Morganstown. The accommodation briefly comprises entrance porch, lounge, sitting/dining room, kitchen and WC to the ground floor. To the first floor are three bedrooms including en-suite and bathroom. Outside there is garden and driveway to front and South facing garden to rear. Gas central heating. 

**LOCATION** **** The property is situated in this ever popular Cardiff suburb. Morganstown is well served by local amenities including regular public transport systems, shops, a golf course, public house and other recreational facilities. There are local primary schools in close proximity and the property is within the catchment for Radyr Comprehensive School. Commuters will also benefit from the easy access to the A470 and M4 Motorway.   

**ENTRANCE** **** Entered via driveway and paved pathway to front door. Pathway and gated access to rear garden. 

**HALLWAY** **4' 3" x 3' 4" (1.309m x 1.018m)** Entered via uPVC double glazed front door into hallway. Laminate wood flooring. Radiator. Door into: 

**LOUNGE** **14' 1" x 11' 0" (4.317m x 3.359m)** A well presented lounge to clued feature electric fireplace, uPVC double glazed window to front, two radiators and laminate wood flooring. Doors to dining room and inner hallway. 

**DINING** **ROOM** **10' 8" x 7' 9" (3.253m x 2.370m)** Double glazed sliding doors to rear. Laminate wood flooring. Radiator. Door to kitchen. 

**KITCHEN** **8' 9" x 8' 6" (2.681m x 2.591m)** The kitchen is fitted with a wide range of base and eye level units incorporating stainless steel sink and drainer with complementary work surfaces. Fitted electric oven with gas hob and extractor fan over. Space for washing machine and fridge/freezer. Tiled splashbacks. Radiator. Cupboard housing gas central heating boiler. uPVC double glazed window and external door to rear. 

**INNER** **HALLWAY** **** Door to WC and turning staircase to first floor. 

**WC** **** A modern low level WC and floating wash hand basin. Tiled flooring and splashbacks. Radiator. Extractor fan. 

**FIRST** **FLOOR** ****  

**LANDING** **** Doors to three bedrooms and the family bathroom. Airing cupboard housing hot water tank. Radiator. Loft access. 

**BEDROOM** **ONE** **10' 9" x 9' 7" (3.294m x 2.931m)** uPVC double glazed window to front with views. Radiator. Alcove for wardrobe. Door to: 

**ENSUITE** **5' 11" x 5' 9" (1.805m x 1.769m)** Low level WC, pedestal wash hand basin and fitted shower cubicle. Extractor fan. Tiled splashbacks. Radiator. uPVC double glazed window to side. 

**BEDROOM** **TWO** **10' 4" x 7' 10" (3.164m x 2.413m)** uPVC double glazed window to rear with views. Radiator. 

**BEDROOM** **THREE** **9' 7" x 8' 6" (2.923m x 2.599m)** uPVC double glazed window to front. Radiator. 

**FAMILY** **BATHROOM** **8' 10" x 6' 3" (2.702m x 1.909m)** A white suite comprising low level WC, pedestal wash hand basin and panelled bath with shower attachment. Tiled splashbacks. Radiator. Extractor fan. uPVC double glazed window to rear. 

**OUTSIDE** ****  

**REAR** **GARDEN** **** A south-westerly facing rear garden mainly laid to lawn with paved patio area. Garden shed. Hedge and shrub borders. Boundary fence. Outside tap. 

**GARAGE** **** A single up and over door. Light and power.  

## Property Photos

- ![Photo](/listings/photos/109343822/748212)
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- ![Photo](/listings/photos/109343822/748265)
- ![Photo](/listings/photos/109343822/748271)

## Floorplans

- ![Floorplan 1](/listings/photos/109343822/748275) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/109343822/748280) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £290,000 | 02/11/2021 | Semi-detached |
| 45 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £195,000 | 14/03/2008 | Semi-detached |
| 45 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £190,000 | 27/05/2005 | Semi-detached |
| 45 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £103,500 | 14/07/2000 | Semi-detached |
| 45 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £78,000 | 30/04/1998 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 37 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £272,500 | 15/03/2024 | Semi-detached |
| 12 MAES YR ORCHIS, MORGANSTOWN, CARDIFF, CF15 8FF | £340,200 | 08/09/2023 | Semi-detached |
| [Same street] 14 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £425,000 | 29/08/2023 | Detached |
| 22 PENRHOS, RADYR, CARDIFF, CF15 8RJ | £560,000 | 25/08/2023 | Semi-detached |
| [Same street] 39 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £248,000 | 24/08/2023 | Terraced |
| [Same street] 13 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £335,000 | 11/01/2023 | Semi-detached |
| 59 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW | £238,000 | 03/10/2022 | Semi-detached |
| [Same street] 33 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £270,000 | 13/06/2022 | Semi-detached |
| 61 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW | £234,000 | 09/06/2022 | Semi-detached |
| [Same street] 10 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £418,250 | 11/03/2022 | Detached |
| 9 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW | £190,000 | 25/02/2022 | Semi-detached |
| 9 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW | £190,000 | 25/02/2022 | Semi-detached |
| 16 CEFN COCH, RADYR, CARDIFF, CF15 8BJ | £199,950 | 21/01/2022 | Semi-detached |
| 35 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW | £226,000 | 17/12/2021 | Semi-detached |
| [Same street] 8 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £275,000 | 03/12/2021 | Detached |
| 41 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW | £210,000 | 30/09/2021 | Semi-detached |
| [Same street] 63 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £320,000 | 20/09/2021 | Detached |
| [Same street] 23 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £182,000 | 01/09/2021 | Terraced |
| 45 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW | £200,000 | 23/08/2021 | Semi-detached |
| [Same street] 59 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £285,000 | 30/06/2021 | Detached |

**Street average:** £303,075 (10 sales)
**Area average:** £258,815 (10 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £406,204 (12 Semi-detached, CF15, 2024–2026)
- **Deviation:** -31.1%

## Rental Range

*ONS Price Index of Private Rents (Cardiff). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,041/mo
- **Realistic:** £1,157/mo
- **Optimistic:** £1,273/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Queen Street, CF15 | £1,250/mo | 3 | 0.84 miles | OpenRent |
| 3 Bed End Terrace, Hermon House, CF15 | £1,400/mo | 3 | 0.86 miles | OpenRent |

**Average rent: £1,325/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.47% (weak for cashflow)
- **Max investor price (0.8%):** £165,625
- **Target investor price (1%):** £132,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,325/mo).*

- **Gross yield:** 5.7%
- **Cost-to-rent:** 17.6×
- **Monthly cashflow:** £65/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,947/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 51.8%
- **10y growth:** 140.8%

## House Price Index (HM Land Registry)

*Official index for Cardiff; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.7%
- **5y growth (index):** 23.7%
- **10y growth (index):** 48.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)