Sold STC Semi-detached

45 MAES Y CROFFT

CARDIFF, MORGANSTOWN, CARDIFF CF15 8FE

3 beds 2 baths 1,023 sq ft Listed 23 Jun 2021 (-1829d)

£279,950

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# 3 bedroom semi-detached house for sale (CF15 8FE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 45 MAES Y CROFFT, CARDIFF, MORGANSTOWN, CARDIFF CF15 8FE |
| Price | £279,950 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Construction age | England and Wales: 1996-2002 |
| Floor area | 95 m² |
| Last sold | £290,000 Nov 2021 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 17/12/2023 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £489/year
- **Est. upgrade cost to C:** £25,015

### Recommendations
- W (£800  -  £1,200)
- E (£15)
- I (£2,200  -  £3,000)
- N (£4,000  -  £6,000)
- O (£3,300  -  £6,500)
- U (£9,000  -  £14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9242-2838-6825-9697-1171)

## Description

**DESCRIPTION** **** ** SOUTH FACING GARDEN ** GARAGE ** A well presented three bedroom semi-detached home in cul-de-sac location in the popular area of Morganstown. The accommodation briefly comprises entrance porch, lounge, sitting/dining room, kitchen and WC to the ground floor. To the first floor are three bedrooms including en-suite and bathroom. Outside there is garden and driveway to front and South facing garden to rear. Gas central heating.

**LOCATION** **** The property is situated in this ever popular Cardiff suburb. Morganstown is well served by local amenities including regular public transport systems, shops, a golf course, public house and other recreational facilities. There are local primary schools in close proximity and the property is within the catchment for Radyr Comprehensive School. Commuters will also benefit from the easy access to the A470 and M4 Motorway.

**ENTRANCE** **** Entered via driveway and paved pathway to front door. Pathway and gated access to rear garden.

**HALLWAY** **4' 3" x 3' 4" (1.309m x 1.018m)** Entered via uPVC double glazed front door into hallway. Laminate wood flooring. Radiator. Door into:

**LOUNGE** **14' 1" x 11' 0" (4.317m x 3.359m)** A well presented lounge to clued feature electric fireplace, uPVC double glazed window to front, two radiators and laminate wood flooring. Doors to dining room and inner hallway.

**DINING** **ROOM** **10' 8" x 7' 9" (3.253m x 2.370m)** Double glazed sliding doors to rear. Laminate wood flooring. Radiator. Door to kitchen.

**KITCHEN** **8' 9" x 8' 6" (2.681m x 2.591m)** The kitchen is fitted with a wide range of base and eye level units incorporating stainless steel sink and drainer with complementary work surfaces. Fitted electric oven with gas hob and extractor fan over. Space for washing machine and fridge/freezer. Tiled splashbacks. Radiator. Cupboard housing gas central heating boiler. uPVC double glazed window and external door to rear.

**INNER** **HALLWAY** **** Door to WC and turning staircase to first floor.

**WC** **** A modern low level WC and floating wash hand basin. Tiled flooring and splashbacks. Radiator. Extractor fan.

**FIRST** **FLOOR** ****

**LANDING** **** Doors to three bedrooms and the family bathroom. Airing cupboard housing hot water tank. Radiator. Loft access.

**BEDROOM** **ONE** **10' 9" x 9' 7" (3.294m x 2.931m)** uPVC double glazed window to front with views. Radiator. Alcove for wardrobe. Door to:

**ENSUITE** **5' 11" x 5' 9" (1.805m x 1.769m)** Low level WC, pedestal wash hand basin and fitted shower cubicle. Extractor fan. Tiled splashbacks. Radiator. uPVC double glazed window to side.

**BEDROOM** **TWO** **10' 4" x 7' 10" (3.164m x 2.413m)** uPVC double glazed window to rear with views. Radiator.

**BEDROOM** **THREE** **9' 7" x 8' 6" (2.923m x 2.599m)** uPVC double glazed window to front. Radiator.

**FAMILY** **BATHROOM** **8' 10" x 6' 3" (2.702m x 1.909m)** A white suite comprising low level WC, pedestal wash hand basin and panelled bath with shower attachment. Tiled splashbacks. Radiator. Extractor fan. uPVC double glazed window to rear.

**OUTSIDE** ****

**REAR** **GARDEN** **** A south-westerly facing rear garden mainly laid to lawn with paved patio area. Garden shed. Hedge and shrub borders. Boundary fence. Outside tap.

**GARAGE** **** A single up and over door. Light and power.

## Property Photos

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## Floorplans

- ![Floorplan 1](/listings/photos/109343822/748275) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/109343822/748280) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £290,000 | 02/11/2021 | Semi-detached |
| 45 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £195,000 | 14/03/2008 | Semi-detached |
| 45 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £190,000 | 27/05/2005 | Semi-detached |
| 45 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £103,500 | 14/07/2000 | Semi-detached |
| 45 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £78,000 | 30/04/1998 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 37 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £272,500 | 15/03/2024 | Semi-detached |
| 12 MAES YR ORCHIS, MORGANSTOWN, CARDIFF, CF15 8FF | £340,200 | 08/09/2023 | Semi-detached |
| [Same street] 14 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £425,000 | 29/08/2023 | Detached |
| 22 PENRHOS, RADYR, CARDIFF, CF15 8RJ | £560,000 | 25/08/2023 | Semi-detached |
| [Same street] 39 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £248,000 | 24/08/2023 | Terraced |
| [Same street] 13 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £335,000 | 11/01/2023 | Semi-detached |
| 59 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW | £238,000 | 03/10/2022 | Semi-detached |
| [Same street] 33 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £270,000 | 13/06/2022 | Semi-detached |
| 61 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW | £234,000 | 09/06/2022 | Semi-detached |
| [Same street] 10 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £418,250 | 11/03/2022 | Detached |
| 9 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW | £190,000 | 25/02/2022 | Semi-detached |
| 9 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW | £190,000 | 25/02/2022 | Semi-detached |
| 16 CEFN COCH, RADYR, CARDIFF, CF15 8BJ | £199,950 | 21/01/2022 | Semi-detached |
| 35 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW | £226,000 | 17/12/2021 | Semi-detached |
| [Same street] 8 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £275,000 | 03/12/2021 | Detached |
| 41 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW | £210,000 | 30/09/2021 | Semi-detached |
| [Same street] 63 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £320,000 | 20/09/2021 | Detached |
| [Same street] 23 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £182,000 | 01/09/2021 | Terraced |
| 45 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW | £200,000 | 23/08/2021 | Semi-detached |
| [Same street] 59 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE | £285,000 | 30/06/2021 | Detached |

**Street average:** £303,075 (10 sales)
**Area average:** £258,815 (10 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £406,204 (12 Semi-detached, CF15, 2024–2026)
- **Deviation:** -31.1%

## Rental Range

*ONS Price Index of Private Rents (Cardiff). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,041/mo
- **Realistic:** £1,157/mo
- **Optimistic:** £1,273/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Queen Street, CF15 | £1,250/mo | 3 | 0.84 miles | OpenRent |
| 3 Bed End Terrace, Hermon House, CF15 | £1,400/mo | 3 | 0.86 miles | OpenRent |

**Average rent: £1,325/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.47% (weak for cashflow)
- **Max investor price (0.8%):** £165,625
- **Target investor price (1%):** £132,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,325/mo).*

- **Gross yield:** 5.7%
- **Cost-to-rent:** 17.6×
- **Monthly cashflow:** £65/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,947/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 45.3%
- **10y growth:** 139.8%

## House Price Index (HM Land Registry)

*Official index for Cardiff; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.7%
- **5y growth (index):** 23.7%
- **10y growth (index):** 48.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

95 m²

EPC rating

Year built

England and Wales: 1996-2002

Last sold

£290,000 Nov 2021

Price per m²

£2,947/m²

Local average

£406,204 (-31.1%)

Street crime

19 incidents within 1 mile (Apr 2026)

Key features

Three Bedroom Semi-Detached
Lounge, Sitting/Dining Room
Kitchen, WC
En-suite, Bathroom
Front & Rear Gardens

Additional details

Parking: Garage, Off street
Garden: Yes

Description

DESCRIPTION ** SOUTH FACING GARDEN GARAGE A well presented three bedroom semi-detached home in cul-de-sac location in the popular area of Morganstown. The accommodation briefly comprises entrance porch, lounge, sitting/dining room, kitchen and WC to the ground floor. To the first floor are three bedrooms including en-suite and bathroom. Outside there is garden and driveway to front and South facing garden to rear. Gas central heating.

LOCATION ** The property is situated in this ever popular Cardiff suburb. Morganstown is well served by local amenities including regular public transport systems, shops, a golf course, public house and other recreational facilities. There are local primary schools in close proximity and the property is within the catchment for Radyr Comprehensive School. Commuters will also benefit from the easy access to the A470 and M4 Motorway.

ENTRANCE Entered via driveway and paved pathway to front door. Pathway and gated access to rear garden.

HALLWAY 4' 3" x 3' 4" (1.309m x 1.018m) Entered via uPVC double glazed front door into hallway. Laminate wood flooring. Radiator. Door into:

LOUNGE 14' 1" x 11' 0" (4.317m x 3.359m) A well presented lounge to clued feature electric fireplace, uPVC double glazed window to front, two radiators and laminate wood flooring. Doors to dining room and inner hallway.

DINING ROOM 10' 8" x 7' 9" (3.253m x 2.370m) Double glazed sliding doors to rear. Laminate wood flooring. Radiator. Door to kitchen.

KITCHEN 8' 9" x 8' 6" (2.681m x 2.591m) The kitchen is fitted with a wide range of base and eye level units incorporating stainless steel sink and drainer with complementary work surfaces. Fitted electric oven with gas hob and extractor fan over. Space for washing machine and fridge/freezer. Tiled splashbacks. Radiator. Cupboard housing gas central heating boiler. uPVC double glazed window and external door to rear.

INNER HALLWAY Door to WC and turning staircase to first floor.

WC A modern low level WC and floating wash hand basin. Tiled flooring and splashbacks. Radiator. Extractor fan.

FIRST FLOOR

LANDING Doors to three bedrooms and the family bathroom. Airing cupboard housing hot water tank. Radiator. Loft access.

BEDROOM ONE 10' 9" x 9' 7" (3.294m x 2.931m) uPVC double glazed window to front with views. Radiator. Alcove for wardrobe. Door to:

ENSUITE 5' 11" x 5' 9" (1.805m x 1.769m) Low level WC, pedestal wash hand basin and fitted shower cubicle. Extractor fan. Tiled splashbacks. Radiator. uPVC double glazed window to side.

BEDROOM TWO 10' 4" x 7' 10" (3.164m x 2.413m) uPVC double glazed window to rear with views. Radiator.

BEDROOM THREE 9' 7" x 8' 6" (2.923m x 2.599m) uPVC double glazed window to front. Radiator.

FAMILY BATHROOM 8' 10" x 6' 3" (2.702m x 1.909m) A white suite comprising low level WC, pedestal wash hand basin and panelled bath with shower attachment. Tiled splashbacks. Radiator. Extractor fan. uPVC double glazed window to rear.

OUTSIDE

REAR GARDEN A south-westerly facing rear garden mainly laid to lawn with paved patio area. Garden shed. Hedge and shrub borders. Boundary fence. Outside tap.

GARAGE ** A single up and over door. Light and power.

Listed by

Radyr

Michael Graham Young

Reference: 109343822

EPC Rating & Upgrade Cost

This certificate expired on 17/12/2023. A new EPC may be required before the property can be marketed or let.

Current rating: C

Potential rating: B

Inspection date: 18/12/2013

Expiry date: 17/12/2023 (expired)

Current heating cost: £489/year

Potential heating cost: £372/year

Est. upgrade cost to C: £25,015

Recommendations

Floor insulation (£800 - £1,200)
Low energy lighting for all fixed outlets (£15)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Replace single glazed windows with low-E double glazing (£3,300 - £6,500)
Solar photovoltaic panels, 2.5 kWp (£9,000 - £14,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

Price history

272% since 1998

Event	Date	Price	% change
Sold	02/11/2021 (4 years ago)	£290,000	+48.7%
Sold	14/03/2008 (18 years ago)	£195,000	+2.6%
Sold	27/05/2005 (21 years ago)	£190,000	+83.6%
Sold	14/07/2000 (25 years ago)	£103,500	+32.7%
Sold	30/04/1998 (28 years ago)	£78,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 37 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE	£272,500	15/03/2024	Semi-detached
12 MAES YR ORCHIS, MORGANSTOWN, CARDIFF, CF15 8FF	£340,200	08/09/2023	Semi-detached
Same street 14 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE	£425,000	29/08/2023	Detached
22 PENRHOS, RADYR, CARDIFF, CF15 8RJ	£560,000	25/08/2023	Semi-detached
Same street 39 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE	£248,000	24/08/2023	Terraced
Same street 13 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE	£335,000	11/01/2023	Semi-detached
59 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW	£238,000	03/10/2022	Semi-detached
Same street 33 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE	£270,000	13/06/2022	Semi-detached
61 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW	£234,000	09/06/2022	Semi-detached
Same street 10 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE	£418,250	11/03/2022	Detached
9 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW	£190,000	25/02/2022	Semi-detached
9 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW	£190,000	25/02/2022	Semi-detached
16 CEFN COCH, RADYR, CARDIFF, CF15 8BJ	£199,950	21/01/2022	Semi-detached
35 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW	£226,000	17/12/2021	Semi-detached
Same street 8 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE	£275,000	03/12/2021	Detached
41 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW	£210,000	30/09/2021	Semi-detached
Same street 63 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE	£320,000	20/09/2021	Detached
Same street 23 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE	£182,000	01/09/2021	Terraced
45 BRYN DERWEN, RADYR, CARDIFF, CF15 8SW	£200,000	23/08/2021	Semi-detached
Same street 59 MAES Y CROFFT, MORGANSTOWN, CARDIFF, CF15 8FE	£285,000	30/06/2021	Detached

Street average: £303,075 (10 sales)

Area average: £258,815 (10 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 45.3%

10y growth 139.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Cardiff. Series: Semi-detached. As of March 2026.

1y (index) 2.7%

5y (index) 23.7%

10y (index) 48.4%

Rental Range

Estimated market rent for Cardiff. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,041/mo

Realistic £1,157/mo

Optimistic £1,273/mo

Based on Local Authority from postcode lookup → Cardiff.

Location

Map view View on Google Maps View on OpenStreetMap Street View CF15 8FE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Cardiff Bus - Bws Caerdydd	0.4 miles
Bus stop	Park Road	0.5 miles
Shop	Pugh's Garden Centre	0.6 miles
Shop	Salon Nia	0.6 miles
Train station	Radyr	0.9 miles
Train station	Taffs Well	1.2 miles
University	Royal Welsh College of Music and Drama	4.4 miles
University	University of South Wales	4.7 miles
Hospital	Llandough Hospital	5.9 miles
Hospital	Nuffield Health Cardiff Bay Hospital	6.0 miles

Street-level crime

Category	Count
Violence and sexual offences	5
Anti-social behaviour	3
Criminal damage and arson	3
Other theft	3
Drugs	2
Public order	2
Vehicle crime	1
Total incidents	19

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Bryn Deri Primary School	Other	0.3 miles	— (No rating)
Radyr Primary School	Other	0.5 miles	— (No rating)
Tongwynlais Primary School	Other	0.9 miles	— (No rating)
Coryton Primary School	Other	1.3 miles	— (No rating)
Radyr Comprehensive School	Other	1.3 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Queen Street, CF15	£1,250/mo	3	0.84 miles	OpenRent
3 Bed End Terrace, Hermon House, CF15	£1,400/mo	3	0.86 miles	OpenRent

Average rent: £1,325/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.47%

Max investor price (0.8%) £165,625

Target investor price (1%) £132,500

Gross yield 5.7%

Cost-to-rent ratio 17.6×

Monthly cashflow £65/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).