Sold STC Semi-detached

109 BYRON WAY

EXMOUTH, DEVON EX8 5SE

3 beds 1 baths 81 m² Listed 30 Sep 2024 (-618d)

£315,000

Save

# 3 bedroom semi-detached house for sale (EX8 5SE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 109 BYRON WAY, EXMOUTH, DEVON EX8 5SE |
| Price | £315,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Last sold | £305,000 Jan 2025 |

## Description

**THE ACCOMMODATION COMPRISES: **  Entrance canopy with courtesy light, front door to:

**RECEPTION HALL:**   With radiator, stairs rising to first floor.

**CLOAKROOM/WC: **  Fitted with a vanity wash hand basin, fitted mirror, WC with push button flush, chrome heated towel rail, electric consumer unit, attractive part tiled walls, double glazed window with patterned glass.

**KITCHEN:  ** 3.33m x 2.54m (10'11" x 8'4")    Fitted with a range of patterned worktops with inset one and a half bowl single drainer sink unit with mixer tap with cupboards, drawer units, plumbing for automatic washing machine, further appliance space beneath worktops, attractive tiled surrounds, wall mounted cupboards, gas cooker point with filter extractor hood over, space for upright fridge/freezer, wall mounted Worcester boiler for hot water and central heating, radiator, TV point, recessed ceiling spotlighting, double glazed window to front aspect.

**LOUNGE/DINING ROOM: **  4.95m x 4.75m (16'3" x 15'7")  maximum overall measurement.    Spacious room with fire surround housing electric living flame fire, two radiators, TV point, good size understairs storage cupboard, double glazed window and double glazed double doors opening onto:

**CONSERVATORY:  ** 3.94m x 1.75m (12'11" x 5'9")   A useful extension to the living accommodation with radiator, TV point, power and light connected, double glazed windows overlooking the rear garden and double glazed double doors opening onto the rear garden.

**FIRST FLOOR LANDING:**   Access to roof space, linen cupboard over stairwell recess.

**BEDROOM 1: **  3.68m x 2.92m (12'1" x 9'7")   Built-in wardrobe with clothes rail and shelf, radiator, double glazed window to rear aspect.

**EN-SUITE SHOWER ROOM:**   Fitted with shower cubicle with shower unit, light extractor fan over, fully tiled walls.

**BEDROOM 2: **  3.2m x 2.92m (10'6" x 9'7")  Double glazed window to front aspect, radiator, built-in wardrobe with clothes rail and shelf, TV point.

**BEDROOM 3: **  2.62m x 1.96m (8'7" x 6'5")   Double glazed window to rear aspect, radiator.

**BATHROOM/WC: **  Comprising bath with Mira shower unit over, shower splash screen, pedestal wash hand basin, WC, radiator, shaver socket, fitted mirror, extractor fan, double glazed window with patterned glass, recessed ceiling spotlighting, tiling to splash prone areas, mirror fronted medicine cabinet.

**OUTSIDE:**   To the front of the property is a decorative stone garden and block paved area, driveway providing off road parking leading to GARAGE.   Outside power supply.  To the side of the property is a good size lawned area of garden with patio stones.  A side pedestrian gate gives access through into the rear garden. The rear garden is fully enclosed comprising of lawn, patio sun terrace, shrub beds.  The driveway leads to:

**GARAGE:**  5.21m x 2.49m (17'1" x 8'2")   Double glazed window, power and light connected and boarded eaves loft space.

**Mortgage Assistance:**   We are pleased to recommend Meredith Morgan Taylor, who would be pleased to help no matter which estate agent you finally buy through. For a free initial chat please contact us on to arrange an appointment.  Your home may be repossessed if you do not keep up repayments on your mortgage. Meredith Morgan Taylor Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Ltd which is authorised and regulated by the Financial Conduct Authority (FCA).

## Property Photos

- ![Photo](/listings/photos/153183449/385947)
- ![Photo](/listings/photos/153183449/385948)
- ![Photo](/listings/photos/153183449/385949)
- ![Photo](/listings/photos/153183449/385950)
- ![Photo](/listings/photos/153183449/385951)
- ![Photo](/listings/photos/153183449/385952)
- ![Photo](/listings/photos/153183449/385953)
- ![Photo](/listings/photos/153183449/385954)
- ![Photo](/listings/photos/153183449/385955)
- ![Photo](/listings/photos/153183449/385956)
- ![Photo](/listings/photos/153183449/385957)
- ![Photo](/listings/photos/153183449/385958)

## Floorplans

- ![Floorplan 1](/listings/photos/153183449/385959) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/153183449/385960) - EPC 1
- ![EPC 2](/listings/photos/153183449/385961) - EPC 2

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 109 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SE | £305,000 | 24/01/2025 | Semi-detached |
| 109 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SE | £87,950 | 21/08/2000 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 29 PINES ROAD, EXMOUTH, EAST DEVON, DEVON, EX8 5NH | £295,000 | 18/07/2025 | Semi-detached |
| 22 PINES ROAD, EXMOUTH, EAST DEVON, DEVON, EX8 5NH | £315,000 | 15/11/2023 | Semi-detached |
| 94 VANSITTART DRIVE, EXMOUTH, EAST DEVON, DEVON, EX8 5PD | £310,000 | 19/10/2023 | Semi-detached |
| [Same street] 89 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SE | £262,500 | 24/04/2023 | Semi-detached |
| 7 MARCOM CLOSE, EXMOUTH, EAST DEVON, DEVON, EX8 5PW | £329,950 | 28/03/2023 | Semi-detached |
| [Same street] 113 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SE | £380,000 | 16/12/2022 | Detached |
| 29 LIME GROVE, EXMOUTH, EAST DEVON, DEVON, EX8 5NW | £350,000 | 29/11/2022 | Semi-detached |
| [Same street] 33 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SE | £475,000 | 25/11/2022 | Detached |
| 18 KEATS CLOSE, EXMOUTH, EAST DEVON, DEVON, EX8 5SR | £305,000 | 18/11/2022 | Semi-detached |
| 21 BRADFORD CLOSE, EXMOUTH, EAST DEVON, DEVON, EX8 5PF | £290,000 | 08/11/2022 | Semi-detached |
| [Same street] 17 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SE | £298,000 | 31/10/2022 | Semi-detached |
| 18 WORDSWORTH CLOSE, EXMOUTH, EAST DEVON, DEVON, EX8 5SQ | £313,000 | 19/10/2022 | Semi-detached |
| 151 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SX | £310,000 | 12/09/2022 | Semi-detached |
| [Same street] 107 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SE | £299,950 | 07/09/2022 | Semi-detached |
| 16 PINES ROAD, EXMOUTH, EAST DEVON, DEVON, EX8 5NH | £317,500 | 03/08/2022 | Semi-detached |
| [Same street] 63 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SE | £250,000 | 22/07/2022 | Terraced |
| [Same street] 85 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SE | £250,000 | 08/07/2022 | Terraced |
| 24 CHAUCER RISE, EXMOUTH, EAST DEVON, DEVON, EX8 5SY | £325,000 | 30/03/2022 | Semi-detached |
| 17 VANSITTART DRIVE, EXMOUTH, EAST DEVON, DEVON, EX8 5PD | £305,000 | 03/03/2022 | Semi-detached |
| 12 HOLLYMOUNT CLOSE, EXMOUTH, EAST DEVON, DEVON, EX8 5PQ | £285,000 | 23/02/2022 | Semi-detached |
| 22 BRITTANY ROAD, EXMOUTH, EAST DEVON, DEVON, EX8 5SG | £260,000 | 23/02/2022 | Semi-detached |
| 18 BRADFORD CLOSE, EXMOUTH, EAST DEVON, DEVON, EX8 5PF | £261,000 | 11/02/2022 | Semi-detached |
| 10 COMILLA CLOSE, EXMOUTH, EAST DEVON, DEVON, EX8 5PL | £300,000 | 07/02/2022 | Semi-detached |
| 141 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SX | £262,000 | 05/01/2022 | Semi-detached |
| PERIWINKLE COTTAGE MARLEY ROAD, EXMOUTH, EAST DEVON, DEVON, EX8 5DP | £435,000 | 22/12/2021 | Semi-detached |
| 18 PINES ROAD, EXMOUTH, EAST DEVON, DEVON, EX8 5NH | £260,000 | 14/12/2021 | Semi-detached |
| [Same street] 83 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SE | £285,000 | 11/10/2021 | Terraced |
| 10 MARCOM CLOSE, EXMOUTH, EAST DEVON, DEVON, EX8 5PW | £269,950 | 30/09/2021 | Semi-detached |
| [Same street] 73 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SE | £222,000 | 27/08/2021 | Semi-detached |

**Street average:** £302,494 (9 sales)
**Area average:** £304,920 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £323,427 (37 Semi-detached, EX8, 2024–2026)
- **Deviation:** -2.6%

## Rental Range

*ONS Price Index of Private Rents (East Devon). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £873/mo
- **Realistic:** £970/mo
- **Optimistic:** £1,067/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Taunton & West Somerset (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £848/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Bungalow, Chichester Close, EX8 | £1,450/mo | 3 | 1.19 miles | OpenRent |

**Average rent: £1,450/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.46% (weak for cashflow)
- **Max investor price (0.8%):** £181,250
- **Target investor price (1%):** £145,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,450/mo).*

- **Gross yield:** 5.5%
- **Cost-to-rent:** 18.1×
- **Monthly cashflow:** £39/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 28.9%
- **10y growth:** 41.3%

## House Price Index (HM Land Registry)

*Official index for East Devon; Semi-detached series; as of March 2026.*

- **1y growth (index):** 0.9%
- **5y growth (index):** 18.9%
- **10y growth (index):** 43.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Photo 7 Photo 8 Photo 9 Photo 10 Photo 11 Photo 12

/ 12

Property details

Floor area

81 m²

Last sold

£305,000 Jan 2025

Local average

£323,427 (-2.6%)

Deprivation

Decile 5 (16,799 of 33,755)

Street crime

50 incidents within 1 mile (Apr 2026)

Key features

Reception Hall
Ground Floor Cloakroom/Wc
Kitchen
Lounge/Dining Room
Three Bedrooms – Main Bedroom With En-Suite Shower Room
Bathroom/Wc
Front, Rear And Side Gardens
Driveway And Garage
No Onward Chain & Potential to extend, subject to necessary planning consent

Additional details

Parking: Garage
Garden: Private garden

Description

THE ACCOMMODATION COMPRISES: Entrance canopy with courtesy light, front door to:
RECEPTION HALL: With radiator, stairs rising to first floor.
CLOAKROOM/WC: Fitted with a vanity wash hand basin, fitted mirror, WC with push button flush, chrome heated towel rail, electric consumer unit, attractive part tiled walls, double glazed window with patterned glass.
KITCHEN: 3.33m x 2.54m (10'11" x 8'4") Fitted with a range of patterned worktops with inset one and a half bowl single drainer sink unit with mixer tap with cupboards, drawer units, plumbing for automatic washing machine, further appliance space beneath worktops, attractive tiled surrounds, wall mounted cupboards, gas cooker point with filter extractor hood over, space for upright fridge/freezer, wall mounted Worcester boiler for hot water and central heating, radiator, TV point, recessed ceiling spotlighting, double glazed window to front aspect.
LOUNGE/DINING ROOM: 4.95m x 4.75m (16'3" x 15'7") maximum overall measurement. Spacious room with fire surround housing electric living flame fire, two radiators, TV point, good size understairs storage cupboard, double glazed window and double glazed double doors opening onto:
CONSERVATORY: 3.94m x 1.75m (12'11" x 5'9") A useful extension to the living accommodation with radiator, TV point, power and light connected, double glazed windows overlooking the rear garden and double glazed double doors opening onto the rear garden.
FIRST FLOOR LANDING: Access to roof space, linen cupboard over stairwell recess.
BEDROOM 1: 3.68m x 2.92m (12'1" x 9'7") Built-in wardrobe with clothes rail and shelf, radiator, double glazed window to rear aspect.
EN-SUITE SHOWER ROOM: Fitted with shower cubicle with shower unit, light extractor fan over, fully tiled walls.
BEDROOM 2: 3.2m x 2.92m (10'6" x 9'7") Double glazed window to front aspect, radiator, built-in wardrobe with clothes rail and shelf, TV point.
BEDROOM 3: 2.62m x 1.96m (8'7" x 6'5") Double glazed window to rear aspect, radiator.
BATHROOM/WC: Comprising bath with Mira shower unit over, shower splash screen, pedestal wash hand basin, WC, radiator, shaver socket, fitted mirror, extractor fan, double glazed window with patterned glass, recessed ceiling spotlighting, tiling to splash prone areas, mirror fronted medicine cabinet.
OUTSIDE: To the front of the property is a decorative stone garden and block paved area, driveway providing off road parking leading to GARAGE. Outside power supply. To the side of the property is a good size lawned area of garden with patio stones. A side pedestrian gate gives access through into the rear garden. The rear garden is fully enclosed comprising of lawn, patio sun terrace, shrub beds. The driveway leads to:
GARAGE: 5.21m x 2.49m (17'1" x 8'2") Double glazed window, power and light connected and boarded eaves loft space.

Mortgage Assistance: We are pleased to recommend Meredith Morgan Taylor, who would be pleased to help no matter which estate agent you finally buy through. For a free initial chat please contact us on to arrange an appointment. Your home may be repossessed if you do not keep up repayments on your mortgage. Meredith Morgan Taylor Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Ltd which is authorised and regulated by the Financial Conduct Authority (FCA).

Listed by

Exmouth

Pennys

Reference: 153183449

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

EPC 2

Price history

247% since 2000

Event	Date	Price	% change
Sold	24/01/2025 (1 year ago)	£305,000	+246.8%
Sold	21/08/2000 (25 years ago)	£87,950	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
29 PINES ROAD, EXMOUTH, EAST DEVON, DEVON, EX8 5NH	£295,000	18/07/2025	Semi-detached
22 PINES ROAD, EXMOUTH, EAST DEVON, DEVON, EX8 5NH	£315,000	15/11/2023	Semi-detached
94 VANSITTART DRIVE, EXMOUTH, EAST DEVON, DEVON, EX8 5PD	£310,000	19/10/2023	Semi-detached
Same street 89 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SE	£262,500	24/04/2023	Semi-detached
7 MARCOM CLOSE, EXMOUTH, EAST DEVON, DEVON, EX8 5PW	£329,950	28/03/2023	Semi-detached
Same street 113 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SE	£380,000	16/12/2022	Detached
29 LIME GROVE, EXMOUTH, EAST DEVON, DEVON, EX8 5NW	£350,000	29/11/2022	Semi-detached
Same street 33 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SE	£475,000	25/11/2022	Detached
18 KEATS CLOSE, EXMOUTH, EAST DEVON, DEVON, EX8 5SR	£305,000	18/11/2022	Semi-detached
21 BRADFORD CLOSE, EXMOUTH, EAST DEVON, DEVON, EX8 5PF	£290,000	08/11/2022	Semi-detached
Same street 17 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SE	£298,000	31/10/2022	Semi-detached
18 WORDSWORTH CLOSE, EXMOUTH, EAST DEVON, DEVON, EX8 5SQ	£313,000	19/10/2022	Semi-detached
151 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SX	£310,000	12/09/2022	Semi-detached
Same street 107 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SE	£299,950	07/09/2022	Semi-detached
16 PINES ROAD, EXMOUTH, EAST DEVON, DEVON, EX8 5NH	£317,500	03/08/2022	Semi-detached
Same street 63 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SE	£250,000	22/07/2022	Terraced
Same street 85 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SE	£250,000	08/07/2022	Terraced
24 CHAUCER RISE, EXMOUTH, EAST DEVON, DEVON, EX8 5SY	£325,000	30/03/2022	Semi-detached
17 VANSITTART DRIVE, EXMOUTH, EAST DEVON, DEVON, EX8 5PD	£305,000	03/03/2022	Semi-detached
12 HOLLYMOUNT CLOSE, EXMOUTH, EAST DEVON, DEVON, EX8 5PQ	£285,000	23/02/2022	Semi-detached
22 BRITTANY ROAD, EXMOUTH, EAST DEVON, DEVON, EX8 5SG	£260,000	23/02/2022	Semi-detached
18 BRADFORD CLOSE, EXMOUTH, EAST DEVON, DEVON, EX8 5PF	£261,000	11/02/2022	Semi-detached
10 COMILLA CLOSE, EXMOUTH, EAST DEVON, DEVON, EX8 5PL	£300,000	07/02/2022	Semi-detached
141 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SX	£262,000	05/01/2022	Semi-detached
PERIWINKLE COTTAGE MARLEY ROAD, EXMOUTH, EAST DEVON, DEVON, EX8 5DP	£435,000	22/12/2021	Semi-detached
18 PINES ROAD, EXMOUTH, EAST DEVON, DEVON, EX8 5NH	£260,000	14/12/2021	Semi-detached
Same street 83 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SE	£285,000	11/10/2021	Terraced
10 MARCOM CLOSE, EXMOUTH, EAST DEVON, DEVON, EX8 5PW	£269,950	30/09/2021	Semi-detached
Same street 73 BYRON WAY, EXMOUTH, EAST DEVON, DEVON, EX8 5SE	£222,000	27/08/2021	Semi-detached

Street average: £302,494 (9 sales)

Area average: £304,920 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 28.9%

10y growth 41.3%

House Price Index (HM Land Registry — official index, not sold-price averages): East Devon. Series: Semi-detached. As of March 2026.

1y (index) 0.9%

5y (index) 18.9%

10y (index) 43.6%

Rental Range

Estimated market rent for East Devon. Low = conservative, Realistic = average, Optimistic = best case.

Low £873/mo

Realistic £970/mo

Optimistic £1,067/mo

Based on Local Authority from postcode lookup → East Devon.

LHA (30th percentile) floor for Taunton & West Somerset: £848/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View EX8 5SE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Byron Way	0.0 miles
Shop	Morrisons Daily	0.2 miles
Shop	National Trust	0.4 miles
Hospital	Exmouth Hospital	1.5 miles
Train station	Lympstone Village	1.5 miles
Train station	Exmouth	1.6 miles
Hospital	Seachange	3.6 miles
University	Engineering Department University of Exeter	6.8 miles
University	St Luke's Campus	7.6 miles

Street-level crime

Category	Count
Violence and sexual offences	30
Criminal damage and arson	5
Anti-social behaviour	4
Public order	3
Other crime	2
Vehicle crime	2
Burglary	1
Drugs	1
Other theft	1
Possession of weapons	1
Total incidents	50

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Brixington Primary Academy	Primary	0.3 miles	Good — 29 Mar 2022
Bassetts Farm Primary School	Primary	0.8 miles	Good — 14 Jul 2024
Withycombe Raleigh Church of England Primary School	Primary	0.8 miles	Good — 23 Jun 2024
St Peter's Preparatory School	Other	0.9 miles	— (No rating)
Marpool Primary School	Primary	0.9 miles	Inadequate — 5 Nov 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Bungalow, Chichester Close, EX8	£1,450/mo	3	1.19 miles	OpenRent

Average rent: £1,450/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.46%

Max investor price (0.8%) £181,250

Target investor price (1%) £145,000

Gross yield 5.5%

Cost-to-rent ratio 18.1×

Monthly cashflow £39/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 0.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).