# 3 bedroom detached bungalow for sale (M44 6WD)

## Property Details

| Key | Value |
|-----|-------|
| Address | Ratcliffe Avenue, Irlam, M44, M44 6WD |
| Price | £375,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | C |

## Description

Located in a popular part of Irlam, this beautifully refurbished three-bedroom detached bungalow offers stylish, modern living throughout and is ready to move straight into.

The property has been finished to a high standard and features a spacious lounge and kitchen , creating a bright and welcoming space that's perfect for both everyday living and entertaining. The contemporary kitchen is fitted with modern units and quality finishes, while the generous layout enhances the home's sense of space.

The impressive principal first bedroom benefits from a modern en-suite shower room, while the property also offers a separate family bathroom complete with a full-sized bath, providing the convenience of both a shower and a bath in separate bathrooms.

Externally, the bungalow boasts a private driveway, a detached garage, and well-maintained front and rear gardens, offering excellent outdoor space.

Situated on a quiet and desirable street, the property is ideally located close to local shops, schools, parks and healthcare facilities. Excellent transport links, including easy access to the M60, M62 and Irlam train station, make it an ideal choice for commuters.

This is a fantastic opportunity to purchase a fully refurbished, detached bungalow in a sought-after location. Offering modern accommodation throughout, this superb home is perfect for downsizers, professionals or anyone looking for a property that's ready to enjoy from day one.

Should you proceed with an offer on this property we are obligated to HMRC to conduct anti money laundering checks in line with The Money Laundering, Terrorist Financing and Transfer of Funds Regulations 2017.  To complete these checks we will pass your details to our compliance partner Coadjute. Coadjute charge a fee for this service.

## Property Photos

- ![Photo](/listings/photos/90526503/1224502)
- ![Photo](/listings/photos/90526503/1224503)
- ![Photo](/listings/photos/90526503/1224504)
- ![Photo](/listings/photos/90526503/1224505)
- ![Hallway](/listings/photos/90526503/1224506) - Hallway
- ![Hallway](/listings/photos/90526503/1224507) - Hallway
- ![Kitchen/ Diner](/listings/photos/90526503/1224508) - Kitchen/ Diner
- ![Kitchen/ Diner](/listings/photos/90526503/1224509) - Kitchen/ Diner
- ![Lounge](/listings/photos/90526503/1224510) - Lounge
- ![Bathroom](/listings/photos/90526503/1224511) - Bathroom
- ![Bathroom](/listings/photos/90526503/1224512) - Bathroom
- ![Bedroom 1](/listings/photos/90526503/1224513) - Bedroom 1
- ![Bedroom 3](/listings/photos/90526503/1224514) - Bedroom 3
- ![En Suite](/listings/photos/90526503/1224515) - En Suite
- ![Bedroom 2](/listings/photos/90526503/1224516) - Bedroom 2
- ![Photo](/listings/photos/90526503/1224517)
- ![Photo](/listings/photos/90526503/1224518)
- ![Photo](/listings/photos/90526503/1224519)
- ![Photo](/listings/photos/90526503/1224520)

## Floorplans

- ![All](/listings/photos/90526503/1224521) - All

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 68 SANDY LANE, IRLAM, MANCHESTER, SALFORD, GREATER MANCHESTER, M44 6WJ | £220,000 | 18/08/2023 | Detached |
| 1 QUEENSWAY, IRLAM, MANCHESTER, SALFORD, GREATER MANCHESTER, M44 6ND | £401,000 | 16/12/2022 | Detached |
| 32 SANDY LANE, IRLAM, MANCHESTER, SALFORD, GREATER MANCHESTER, M44 6NL | £340,000 | 25/11/2022 | Detached |
| 21 SANDY LANE, IRLAM, MANCHESTER, SALFORD, GREATER MANCHESTER, M44 6NL | £290,000 | 29/09/2022 | Detached |
| 48 SCHOOL LANE, IRLAM, MANCHESTER, SALFORD, GREATER MANCHESTER, M44 6NU | £267,000 | 11/05/2022 | Detached |
| [Same street] 11 RATCLIFFE AVENUE, IRLAM, MANCHESTER, SALFORD, GREATER MANCHESTER, M44 6WD | £206,000 | 24/02/2022 | Semi-detached |

**Street average:** £206,000 (1 sale)
**Area average:** £303,600 (5 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £364,800 (10 Detached, M44, 2024–2026)
- **Deviation:** +2.8%

## Rental Range

*ONS Price Index of Private Rents (Salford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,048/mo
- **Realistic:** £1,164/mo
- **Optimistic:** £1,280/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Greater Manchester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Woodbine Terrace, M44 | £1,295/mo | 3 | 0.25 miles | OpenRent |
| 3 Bed Semi-Detached House, The Crescent, M44 | £1,300/mo | 3 | 0.7 miles | OpenRent |

**Average rent: £1,298/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.35% (weak for cashflow)
- **Max investor price (0.8%):** £162,250
- **Target investor price (1%):** £129,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,298/mo).*

- **Gross yield:** 4.2%
- **Cost-to-rent:** 24.1×
- **Monthly cashflow:** £-334/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.2%
- **10y growth:** 54.6%

## House Price Index (HM Land Registry)

*Official index for Salford; Detached series; as of April 2026.*

- **1y growth (index):** -3%
- **5y growth (index):** 26.8%
- **10y growth (index):** 91.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
