# 2 bedroom terraced house for sale (SK6 3LE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 6, CHADKIRK COTTAGES, VALE ROAD, STOCKPORT, ROMILEY, GREATER MANCHESTER SK6 3LE |
| Price | £225,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | C |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 65 m² |
| Last sold | £65,000 Oct 2002 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 14/08/2030
- **Current heating cost:** £528/year

### Recommendations
- Q (14,000)
- E (15)
- G (450)
- N (6,000)
- U (5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8580-6628-7440-7655-1292)

## Description

This TWO BEDROOM TERRACE COTTAGE is offered to the market with **NO CHAIN** and provides a CLEAN, WELL KEPT HOME with PLENTY OF POTENTIAL to PUT YOUR OWN STAMP ON. Located on a QUIET STREET in the beautiful CHADKIRK area, the property enjoys a peaceful setting while still being within easy reach of ROMILEY TRAIN STATION, less than a 15 minute walk away.

Entering the property, you are welcomed into a LARGE LIVING ROOM, a bright and comfortable space. To the rear is a KITCHEN with access out to a PRIVATE YARD GARDEN, offering a lovely, low maintenance outdoor area.

Upstairs, the property features a LARGE MASTER BEDROOM and a SECOND DOUBLE BEDROOM. The FAMILY BATHROOM is accessed through the REAR SECOND BEDROOM, a traditional layout often found in cottages of this style. There is ON STREET PARKING available.

The Chadkirk location is extremely popular thanks to its BEAUTIFUL COUNTRYSIDE WALKS, including CHADKIRK COUNTRY ESTATE, the Peak Forest Canal and routes leading towards Otterspool and Marple Bridge. Local schools such as Romiley Primary, Greave Primary and Werneth School are all easily accessible, making this a great spot for first time buyers or small families. Transport links are excellent, with nearby bus routes and ROMILEY TRAIN STATION providing DIRECT SERVICES TO MANCHESTER.

A LOVELY OPPORTUNITY to purchase a CHARACTER COTTAGE in a SOUGHT AFTER LOCATION with GREAT POTENTIAL.

## Property Photos

- ![1785326712625.png](/listings/photos/91767336/1899548) - 1785326712625.png
- ![PXL_20260729_104243357.jpg](/listings/photos/91767336/1899554) - PXL_20260729_104243357.jpg
- ![PXL_20260729_104321754.jpg](/listings/photos/91767336/1899556) - PXL_20260729_104321754.jpg
- ![PXL_20260729_104354152.jpg](/listings/photos/91767336/1899557) - PXL_20260729_104354152.jpg
- ![PXL_20260729_104454940.jpg](/listings/photos/91767336/1899559) - PXL_20260729_104454940.jpg
- ![PXL_20260729_104256736.jpg](/listings/photos/91767336/1899561) - PXL_20260729_104256736.jpg
- ![PXL_20260729_104310291.jpg](/listings/photos/91767336/1899563) - PXL_20260729_104310291.jpg
- ![PXL_20260729_104332218.jpg](/listings/photos/91767336/1899564) - PXL_20260729_104332218.jpg
- ![PXL_20260729_104613449.jpg](/listings/photos/91767336/1899565) - PXL_20260729_104613449.jpg
- ![PXL_20260729_104408343.jpg](/listings/photos/91767336/1899566) - PXL_20260729_104408343.jpg
- ![PXL_20260729_104424617.jpg](/listings/photos/91767336/1899567) - PXL_20260729_104424617.jpg
- ![PXL_20260729_104435733.jpg](/listings/photos/91767336/1899568) - PXL_20260729_104435733.jpg
- ![PXL_20260729_104513353.jpg](/listings/photos/91767336/1899570) - PXL_20260729_104513353.jpg
- ![PXL_20260729_104654109.jpg](/listings/photos/91767336/1899571) - PXL_20260729_104654109.jpg
- ![PXL_20260729_104708781.jpg](/listings/photos/91767336/1899572) - PXL_20260729_104708781.jpg
- ![floorplan.png](/listings/photos/91767336/1899573) - floorplan.png

## Floorplans

- ![floorplan.png](/listings/photos/91767336/1899574) - floorplan.png

## EPC Graphs

- ![EPC epcgraph.co.uk](/listings/photos/91767336/1899575) - EPC epcgraph.co.uk

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| CHADKIRK COTTAGES 6 VALE ROAD, ROMILEY, STOCKPORT, GREATER MANCHESTER, SK6 3LE | £65,000 | 02/10/2002 | Terraced |

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £280,658 (38 Terraced, SK6, 2024–2026)
- **Deviation:** -19.8%

## Rental Range

*ONS Price Index of Private Rents (Stockport). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,000/mo
- **Realistic:** £1,111/mo
- **Optimistic:** £1,222/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £576/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, The Ridgway, SK6 | £975/mo | 2 | 0.43 miles | OpenRent |
| 2 Bed Semi-Detached House, John Street, SK6 | £980/mo | 2 | 0.75 miles | OpenRent |
| 2 Bed Semi-Detached House, Hill Street, SK6 | £1,300/mo | 2 | 0.76 miles | OpenRent |
| 2 Bed End Terrace, Guywood Lane, SK6 | £1,200/mo | 2 | 0.8 miles | OpenRent |
| 2 Bed Terraced House, Birch Avenue, SK6 | £1,150/mo | 2 | 0.85 miles | OpenRent |
| 2 Bed Flat, Sunfield, SK6 | £950/mo | 2 | 0.86 miles | OpenRent |
| 2 Bed Flat, Millstone Close, SK6 | £990/mo | 2 | 1.1 miles | OpenRent |
| 2 Bed Terraced House, Grebe Walk, SK2 | £1,150/mo | 2 | 1.11 miles | OpenRent |
| 2 Bed Semi-Detached House, Stockport Road, SK6 | £1,100/mo | 2 | 1.14 miles | OpenRent |

**Average rent: £1,088/mo (9 listings)**

## 1% Rule

- **Rent ratio:** 0.49% (weak for cashflow)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 5.9%
- **Cost-to-rent:** 17×
- **Monthly cashflow:** £79/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,462/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 34.3%
- **10y growth:** 50%

## House Price Index (HM Land Registry)

*Official index for Stockport; Terraced series; as of June 2026.*

- **1y growth (index):** 4.7%
- **5y growth (index):** 23.9%
- **10y growth (index):** 63.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)