Sold STC Cottage

37 HIGH STREET

TOWCESTER, SILVERSTONE, WEST NORTHAMPTONSHIRE NN12 8US

4 beds 2 baths 144 m² Listed 6 Aug 2024 (-728d)

£725,000

Reduced on 1 Nov 2024

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Property details

Tenure

FREEHOLD

Floor area

144 m²

Council tax band

E

EPC rating

E

Last sold

£700,000 Feb 2026

Price per m²

£5,035/m²

Local average

£529,555 (+36.9%)

Deprivation

Decile 9 (27,342 of 33,755)

Street crime

18 incidents within 1 mile (Jun 2026)

Key features

  • Stone & brick built detached cottage
  • Four bedrooms
  • Ensuite to master
  • Family bathroom & cloakroom
  • Kitchen/dining room
  • Sitting room
  • Family room
  • Generous gardens
  • Driveway parking & garage
  • Bespoke studio outbuilding

Additional details

Electricity
Mains supply
Water
Mains supply
Sewerage
Mains supply
Heating
Gas central
Parking
Garage, Driveway
Garden
Private garden
Listed property
No
Restrictions
No
Required access
No
Rights of way
No
Flooded in last 5 years
No
Flood defences
No

Description

Detached stone & brick cottage in Silverstone village. Four bedrooms, ensuite to master, family bathroom, kitchen/dining room, sItting room, family room and cloakroom. Generous gardens with bespoke studio outbuilding, driveway parking for several vehicles and garage.
EPC Rating: EProperty Information
• Local authority West Northamptonshire Council • Mains water & drainage • Gas Central heating • Timber double glazing
Studio
Fully insulated, with power/light connected, hot water and macerating toilet.
Garden
Front and generous rear garden occupying a plot of approx. 0.20 acres.
Parking - Garage
Parking - Driveway
Parking for several vehicles.

Listed by

Towcester

Towcester Homes

Reference: 151017986

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: D

Inspection date: 13/02/2016

Expiry date: 12/02/2026 (expired)

Current heating cost: £1,562/year

Potential heating cost: £1,404/year

Est. upgrade cost to C: £25,500

Recommendations

  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (solid floor) (£4,000 - £6,000)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

All

All

House

House

Ground Floor

Ground Floor

First Floor

First Floor

Studio

Studio

Garage

Garage

Price history

Event Date Price % change
Sold 06/02/2026 (5 months ago) £700,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
6 WHITTLEWOOD END, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8WH £299,950 08/01/2026 Detached
18 ACORN WAY, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8DQ £367,000 28/11/2025 Detached
2 THE WOODLANDS, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8TS £650,000 26/11/2025 Detached
8 FORESTERS LANE, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8XZ £505,000 30/08/2024 Detached
1 CATCH YARD ROAD, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8WG £579,995 15/12/2023 Detached
7 CATCH YARD ROAD, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8WG £625,246 15/12/2023 Detached
Same street 7A HIGH STREET, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8US £675,000 06/12/2023 Detached
Same street 15 HIGH STREET, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8US £240,000 14/11/2023 Semi-detached
32 CATCH YARD ROAD, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8WG £532,500 13/10/2023 Detached
7 THE OLD WOODYARD, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8DH £600,000 22/09/2023 Detached
7 THE WOODLANDS, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8TS £647,000 08/09/2023 Detached
8 CRUJERS LANE, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8WR £514,995 30/11/2022 Detached
6 CRUJERS LANE, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8WR £624,995 30/09/2022 Detached
14 CATCH YARD ROAD, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8WG £494,995 30/09/2022 Detached
4 STEWART DRIVE, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8TP £382,500 29/09/2022 Detached
38 STEWART DRIVE, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8TP £610,000 22/09/2022 Detached
4 CRUJERS LANE, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8WR £157,200 26/08/2022 Detached
30 ROBERTS ROAD, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8WF £650,000 19/08/2022 Detached
8 BRABHAM CLOSE, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8UL £490,000 21/07/2022 Detached
Same street 14 HIGH STREET, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8US £455,000 11/07/2022 Detached
5 FORESTERS LANE, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8XZ £505,000 04/07/2022 Detached
1 ROBERTS ROAD, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8WF £389,995 29/06/2022 Detached
3 ROBERTS ROAD, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8WF £489,995 17/06/2022 Detached
Same street 70 HIGH STREET, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8US £295,000 13/05/2022 Semi-detached
Same street 52 HIGH STREET, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8US £365,000 23/12/2021 Terraced
Same street 33B HIGH STREET, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8US £285,000 18/11/2021 Semi-detached
Same street 29 HIGH STREET, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8US £815,000 11/11/2021 Detached
Same street 50 HIGH STREET, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8US £292,000 27/09/2021 Terraced
Same street 33C HIGH STREET, SILVERSTONE, TOWCESTER, WEST NORTHAMPTONSHIRE, NN12 8US £275,000 06/08/2021 Semi-detached

Street average: £410,778 (9 sales)

Area average: £505,818 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -6.7%
10y growth 35.9%

House Price Index (HM Land Registry — official index, not sold-price averages): West Northamptonshire. Series: Detached. As of May 2026.

1y (index) 1.3%
5y (index) 16.6%
10y (index) 35%

Rental Range

Estimated market rent for West Northamptonshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £968/mo
Realistic £1,075/mo
Optimistic £1,183/mo

Based on Local Authority from postcode lookup → West Northamptonshire.

LHA (30th percentile) floor for Northampton: £1,157/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Home Close (opp) 0.0 miles
Bus stop Home Close (adj) 0.0 miles
Shop Matthew Croft Stores 0.2 miles
Shop Carpet Shop 0.3 miles
University Vinson Building 6.6 miles
Train station Wolverton 9.5 miles
Hospital PJ Care Mallard House Neurological Care Centre 10.2 miles
Train station Milton Keynes Central 11.3 miles
University University of Northampton Innovation Centre 11.4 miles

Street-level crime

Category Count
Violence and sexual offences 8
Anti-social behaviour 4
Other theft 3
Criminal damage and arson 2
Vehicle crime 1
Total incidents 18

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Silverstone Church of England Primary School Primary 0.6 miles Good — 23 Jul 2013
Silverstone UTC Secondary 1.0 miles Requires improvement — 18 Jan 2024
On Track Education Silverstone Other 1.0 miles Good — 30 Jun 2024
Whittlebury Church of England Primary School Primary 1.5 miles Good — 20 May 2013
Syresham St James CofE Primary School and Nursery Primary 2.8 miles Good — 4 Jul 2013

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
4 Bed Semi-Detached House, Catch Yard Road, NN12 £1,850/mo 4 0.17 miles OpenRent

Average rent: £1,850/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.26%
Max investor price (0.8%) £231,250
Target investor price (1%) £185,000
Gross yield 3.1%
Cost-to-rent ratio 32.7×
Monthly cashflow £-1,215/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -6.9%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).