# 1 bedroom flat for sale (BA21 5XT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 106 GAINSBOROUGH WAY, YEOVIL, SOMERSET BA21 5XT |
| Price | £107,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £105,000 Jun 2025 |

## Description

A well presented one bedroom first floor flat set in a tucked away position, in this popular residential area. The home benefits from its own private entrance, UPVC double glazing, front garden and allocated parking. No Onward Chain.

## Property Photos

- ![Front View](/listings/photos/154918082/186914) - Front View
- ![Lounge](/listings/photos/154918082/186915) - Lounge
- ![Kitchen](/listings/photos/154918082/186916) - Kitchen
- ![Bedroom](/listings/photos/154918082/186917) - Bedroom
- ![Bathroom](/listings/photos/154918082/186918) - Bathroom
- ![Map 1](/listings/photos/154918082/186919) - Map 1
- ![Map 2](/listings/photos/154918082/186920) - Map 2
- ![Map 3](/listings/photos/154918082/186921) - Map 3

## Floorplans

- ![Floorplan_Floorplan1](/listings/photos/154918082/186922) - Floorplan_Floorplan1

## EPC Graphs

- ![EPC GRAPH](/listings/photos/154918082/186923) - EPC GRAPH

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1333209
- **Address:** 106 Gainsborough Way, Yeovil, BA21 5XT
- **Certificate Issued:** 16/12/2003
- **Work Completed:** 28/11/2003
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 106 GAINSBOROUGH WAY, YEOVIL, SOMERSET, BA21 5XT | £105,000 | 09/06/2025 | Flat |
| 106 GAINSBOROUGH WAY, YEOVIL, SOMERSET, BA21 5XT | £107,000 | 01/09/2021 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 41 CAVALIER WAY, YEOVIL, SOMERSET, BA21 5UD | £97,000 | 11/12/2025 | Flat |
| 31 RALEIGH ROAD, YEOVIL, SOMERSET, BA21 5FE | £185,000 | 15/11/2023 | Flat |
| 33 RALEIGH ROAD, YEOVIL, SOMERSET, BA21 5FE | £180,000 | 31/10/2023 | Flat |
| [Same street] 14 GAINSBOROUGH WAY, YEOVIL, SOMERSET, BA21 5XT | £180,000 | 08/09/2023 | Terraced |
| [Same street] 28 GAINSBOROUGH WAY, YEOVIL, SOMERSET, BA21 5XT | £207,000 | 31/05/2023 | Terraced |
| [Same street] 70 GAINSBOROUGH WAY, YEOVIL, SOUTH SOMERSET, SOMERSET, BA21 5XT | £190,000 | 14/12/2022 | Terraced |
| 107 MAGNA CLOSE, YEOVIL, SOUTH SOMERSET, SOMERSET, BA21 5RS | £68,000 | 12/04/2022 | Flat |
| [Same street] 82 GAINSBOROUGH WAY, YEOVIL, SOUTH SOMERSET, SOMERSET, BA21 5XT | £155,000 | 01/12/2021 | Terraced |
| 27 CAVALIER WALK, YEOVIL, SOUTH SOMERSET, SOMERSET, BA21 5UJ | £102,000 | 15/09/2021 | Flat |
| [Same street] 10 GAINSBOROUGH WAY, YEOVIL, SOUTH SOMERSET, SOMERSET, BA21 5XT | £154,000 | 23/08/2021 | Terraced |

**Street average:** £177,200 (5 sales)
**Area average:** £126,400 (5 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £88,663 (16 Flat, BA21, 2024–2026)
- **Deviation:** +20.7%

## Rental Range

*ONS Price Index of Private Rents (South West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,108/mo
- **Realistic:** £1,231/mo
- **Optimistic:** £1,354/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Yeovil (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Gainsborough Way, BA21 | £775/mo | 1 | 0.01 miles | OpenRent |
| 1 Bed Semi-Detached House, Gainsborough Way, BA21 | £780/mo | 1 | 0.02 miles | OpenRent |
| Studio Flat, Yeovil, BA21 | £700/mo | 1 | 0.74 miles | OpenRent |
| Studio Flat, Bicknell Gardens, BA21 | £750/mo | 1 | 0.74 miles | OpenRent |
| 1 Bed Flat, Camborne Place, BA21 | £800/mo | 1 | 0.79 miles | OpenRent |

**Average rent: £761/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.72% (weak for cashflow)
- **Max investor price (0.8%):** £96,875
- **Target investor price (1%):** £77,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £775/mo).*

- **Gross yield:** 8.7%
- **Cost-to-rent:** 11.5×
- **Monthly cashflow:** £251/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 19.1%
- **10y growth:** 11.6%

## House Price Index (HM Land Registry)

*Official index for South West; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -7%
- **5y growth (index):** -0.2%
- **10y growth (index):** 17.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)